zinnyzee:
42k salary... It's plenty money sha.

Use it and play betnaija

hhhhh baby bet9ja Lols

Who will pay his bills?

tech18:
hhhhh baby bet9ja Lols

Who will pay his bills?

Lolz... He will win big na.

And pay his own bills.

zinnyzee:
Lolz... He will win big na.

And pay his own bills.

Hhh what if he didn't win.It is not certain that he will win. Who will pay his bills? His GF?

tech18:

Hhh what if he didn't win.It is not certain that he will win. Who will pay his bills? His GF?

He will win na. It's perseverance.

He will be dodging the bills till he win ni.

bigtt76:
Make a list of your bills for example

1. Are you subscribed to DSTV?
2. How much do you spend on mobile data and calls per month?
3. How much do you spend on transportation to and fro work?
4. How much do you spend on church (tithes etc)
5. How much for feeding per month (do you buy foodstuff enbulk or need to eat basis)

Advice
1. Pay yourself a fixed amount monthly and save it for emergency
2. Cut down cost on frivolities
3. Sign up to investments apps that does auto debit monthly
4. Buy foodstuff enbulk if you can
5. Avoid parties or eating out

I'm sure if you do this for a year you might get a saving of at least N100k in a year

Please, could you recommend some apps under this category? Thanks

my bros i feel u too..but trust me lil by lil small side hustle n 200naira investment in naira bet ur sure way to be a millionaire

zinnyzee:
He will win na. It's perseverance.

He will be dodging the bills till he win ni.

It is also possible that he won't win.The bills are recurring and dependent on his earnings. E.g rent,recharge cards,food,electricity,transportation, GF or other dependent (if any),water bills,etc

Donate it to your girlfriend

BigbamoAYO:
My fellow nairalander pls advice,what can i do with 42k salary, am single buh i have a lot of bills to pay,

I used to earn 50k monthly as a youth corper,
I always use 20 - 25k for my internet and buying courses on Udemy, today, My story is different!!!

Naijaguy12345:
You have to do something else on the side. If you want better things in life which am sure you do, 42k won't do. First thing, buy your foods in bulk as that saves money. Consider cycling to cut transport fare or talk to people that drives near your workplace for a lift and you pay them monthly. Set out few percentage of your wages for training or more education . You have to lift up yourself as no one will and batter training or education might help. Depending on your age, girlfriend might be a no no until your finance improve or else the relationship will cost you a big chunk of your little income.

Perfect advice!!!

tech18:
It is also possible that he won't win.The bills are recurring and dependent on his earnings. E.g rent,recharge cards,food,electricity,transportation, GF or other dependent (if any),water bills,etc

Anyhow anyhow... He will sha not die.

Bet9ja is bae bruh!

anochuko01:

1. read SMALL BUSINESS BIG MONEY by akin alabi, ownner of nairabet. man narated how he made millions in a few months through information marketing.

2. rich dad poor dad, and unfair advantage by roberts kiyosaki. they teach alot on the power of financial literacy and a guide on how to spend.

3. "richest man in babylon". its also a great read on investment.

4. also lay hands on biography of people who have made it. most began with little or no money.

Most Book readers end up as employers of labour.
I studied these books while earning 25k monthly, but i'm on my way to being a consultant earning times ten of that...its a process though but the end is always great.

please do you have soft copy of number 1?

zinnyzee:
Anyhow anyhow... He will sha not die.

Bet9ja is bae bruh!

You are right..but one has to plan out of his meagre earnings.

Have you been making money on bet9ja?

I don't believe in bet9ja.

zinnyzee:
Anyhow anyhow... He will sha not die.
Bet9ja is bae bruh!

You too dey bet

BluntBoy:


You too dey bet

Ehen na!

Kasa Final!!!

donigspain:
Manage it or try unemployment.

Slickbishop:
Give me sites in which I can download these books and more of it

pdfdrive.net
there are millions of books for freedownloads there.

There are lots of them BUT I'm not endorsing any particular one ...left to you to do your due diligence

1. piggybankng (another Nigerian Bank)
2. i-invest Ng (Sterling Bank)
3. Payday Investor (ARM)
4. StanbicIBTC Money Market Fund ....and others

Check on Google Play Store for more

gensteejay:

Please, could you recommend some apps under this category? Thanks

UNIQUEISRAEL:
You better hide this question from the average Nigerian Pastors!

They will just say "Mr Ayo, you asked a very wonderful question; all you'll do is PAY TITHE of N4,200, SOW SEED of N37,000 and GIVE OFFERING of N800; then sit back and watch God pay your BILLS"

ME:

This got me

SeyiAyorinde:
please do you have soft copy of number 1?

i dont think you can get that online. I borrowed the hardcopy from a brother.

I saved 5k out of my allawee as a corper when 2015 recession was hot. I served in Onitsha

BigbamoAYO:
My fellow nairalander pls advice,what can i do with 42k salary, am single buh i have a lot of bills to pay,

Reduce your bills. I'm serious. What bills can a single man have? Rent, light, pay for water, food, transport, one or two decent outfits... what again? Is it DSTV? cut it. Flexing at the club? cut it. Subscription? cut it. Hair for your girl? cut it.

BigbamoAYO:
My fellow nairalander pls advice,what can i do with 42k salary, am single buh i have a lot of bills to pay,

AM EARNING 20K PER MONTH BRO WHAT CAN U SAY ABOUT THATAND AM LIVING IN LAGOS

UNIQUEISRAEL:
You better hide this question from the average Nigerian Pastors!

They will just say "Mr Ayo, you asked a very wonderful question; all you'll do is PAY TITHE of N4,200, SOW SEED of N37,000 and GIVE OFFERING of N800; then sit back and watch God pay your BILLS"

ME:

God punish devil. Pastors can be wicked. I can just imaging them making these nonsense demands... and the painful part is that some people would still do it!

bidemz:
Use am print some T-shirts with inscription "Send Buhari to Daura" and sell

Thank me later

As funny as it sounds, this will work

U CAN DO WELL BY SENDING IT TO MY ACCOUNT

Abeg,nobody dey tell blind man 2 comot for Rain.No matter what you earn,Always Plan yourself cause of Financial crisis,believe me,that is one thing you wouldn't want to experience,Nigeria no too dey ok oo,so you have to plan well,so as not to wound yourself financially,.and when doing so,no forget to help those in Need!

nextstep:


Reduce your bills. I'm serious. What bills can a single man have? Rent, light, pay for water, food, transport, one or two decent outfits... what again? Is it DSTV? cut it. Flexing at the club? cut it. Subscription? cut it. Hair for your girl? cut it.

Thanks Bro

bamasite:


As funny as it sounds, this will work

Honestly it will.... it's left to OP

asdfjklhaha:
take it to a genuine man of God, give it to him and tell him you want God to increase it. I'm sure after praying for you, God would add one more zero making it 420k which I believe would be OK for you.

hahaha
I've not laughed so hard today

I don't even know if ur joking or serious

kings09:
Throw it into d river. Wakanda stupid question is dis? If u dont knw wat to do, dash somebody in need

u allowed stupidity take d better of u. but i will remember u in prayers.

BigbamoAYO:
My fellow nairalander pls advice,what can i do with 42k salary, am single buh i have a lot of bills to pay,

Secure an acre and call us up for further directions.....check my signature