Assually, here is how it work...

1. We save our money and spend the bobos own especially when settling down with him is not in the loop.

2. When settling down enters, we spend a lil of ours and theirs and hope there would be savings here and there.

3. When settling down is guaranteed, nobody spends roughly o. We start policing every kobo that gets spends on unnecessary things. The 21 health benefits of staying off sugar, big screens, organic foods, bonding at home etc get embraced.

Baa keria fa

If you like, let them finish your money...every man for himself, God for us all.

pocohantas:
The OP didn't generalize, he said AVERAGE. Take 10 girls, 5 (if not more) out of them do not save. They are only after flashy life, iPhone, weaves, clothes, designer bags... etc. is the above true? The answer is yes. Let's not dance around it.

How many young girls would just stay and ask their bf his career goals? His plans for the future? If he is fulfilled at his place of work? If he has bought a land? Tell him about Tbills, FD? How many ask these questions? Not just ask because she read it from a book, but because she means it and can offer good counsel.

OP, because they know you will always give them. It there is no guy somewhere that will be begging a girl to come out and take icercream/pizza, on his own account kwa, some will start having sense. Pick the kind of girl you want, it might take a while, but frugal girls abound. You just might find them plain, since they don't spend all their money on fancy things.

Does it mean young girls who work and earn reasonably well don't save? Infact, majority of them do. If you earn 30k, it will be almost impossible to save.
But for those who earn reasonably well, I believe they do save their own money.
It's very easy to do controller over other people's money, and that's where some young men miss it, waiting for their girlfriend (not wife o) to help them save.
These girlfriends too are only after their own personal comfort. Why won't they ask OP to buy a car instead of investing? They have done their calculations, and not only will they have a personal driver to show off with, it will also save them transport costs. They advice based on the direct benefit to them. However a wife or fiancee ( where both families have already agreed to marry) will most times give better advice, as she sees a future.
Just my thoughts on the matter.
Everyone has to give themselves brain, and make decisions that will benefit you. Don't wait for someone who has no idea how hard it was for you to save to decide what to do with your money.

I always dey wonder the kind girls all these Nairaland men meet.
Who doesn't save abeg .
In this 2019?!
Except that girl is young, dumb and broke.


By the way, change your circle of female friends and at least try to encourage them to save too instead of castigating them online.

folake4u:
I always dey wonder the kind girls all these Nairaland men meet.

Well girls whose names start from folake obviously.

truthsayer009:


Well girls whose names start from folake obviously

Lmao no but I'm serious, where do you meet all these kind of mediocre girls edakun

folake4u:

Lmao no but I'm serious, where do you meet all these kind of mediocre girls edakun

Mediocre? I'm not sure that's the right word sha. The ladies are just selfish minded, not really mediocre.

pocohantas:
The OP didn't generalize, he said AVERAGE. Take 10 girls, 5 (if not more) out of them do not save. They are only after flashy life, iPhone, weaves, clothes, designer bags... etc. is the above true? The answer is yes. Let's not dance around it.

How many young girls would just stay and ask their bf his career goals? His plans for the future? If he is fulfilled at his place of work? If he has bought a land? Tell him about Tbills, FD? How many ask these questions? Not just ask because she read it from a book, but because she means it and can offer good counsel.

OP, because they know you will always give them. It there is no guy somewhere that will be begging a girl to come out and take icercream/pizza, on his own account kwa, some will start having sense. Pick the kind of girl you want, it might take a while, but frugal girls abound. You just might find them plain, since they don't spend all their money on fancy things.

Not just plain, they are not attractive most times. Men always like flashy things, na God go help us.

larryking540:


Babe stop defending ur self, ,,what d op said is tru, ,,,the guy u are currently dating cus I don't kw if u are married right nw, ,how many times have u asked him if he is saving even if u don't kw how much he earns?

Hardly will many ladies ask u such questions, ,,,,infact day will want u to take them to exclusive eatery but don't have money to go home, ,u will feed her and still give her money for transportation

The kind of girls you have around you determine who you are.


If she's not encouraging you to save, encourage yourself and encourage her. Stop blaming your misfortune on liabilities you acquired with your eyes open

Florblu:

I'm still in my 20s.

Ask your predecessors what they did. Men keep getting married to prudent ladies every Saturday

You are obviously in your late twenties for sure, 29 - 30. So I don't think you should think this way.

truthsayer009:


Mediocre? I'm not sure that's the right word sha. The ladies are just selfish minded, not really mediocre.

Alright then. Pardon my choice of word but the kain ladies una dey meet and the complaints from you guys always they baffle me sha.
I can only speak for myself tho, I'm not selfish at all

Florblu:





The kind of girls you have around you determine who you are.


If she's not encouraging you to save, encourage yourself and encourage her. Stop blaming your misfortune on liabilities you acquired with your eyes open

Thank you very much for this!

I'm always tired when Nairaland men blame the ladies for their fortunes. They're not Siamese twins last I checked so if she's not willing to save,why not encourage her.

Anfieldboss:


Not just plain, they are not attractive most times. Men always like flashy things, na God go help us.

Lmao.

Men are attracted to flashy things? Okay oh. What you see is what you get actually so don't come and be whining online that your partner can't save because you were too shallow to chose the slay queens who don't like saving over the prudent girls who like saving.
You attract what you deserve.

folake4u:


Lmao.

Men are attracted to flashy things? Okay oh. What you see is what you get actually so don't come and be whining online that your partner can't save because you were too shallow to chose the slay queens who don't like saving over the prudent girls who like saving.
You attract what you deserve.

As if you don't already know

Our saving culture may be poor but I don't think we have people that are ignorant of the need to save. What is lacking in our society is the "how". It is difficult to save money when you lack the right knowledge on finance and investment.

When you teach people the power of compound interest, differences between assets and liabilities, the risk of inflation and depreciation, they will naturally begin to act rightly. This is a general view though, and not gender based.

However, there is more to those ladies that live for the moments with little or no concern about tomorrow. Fact is, a lot of them will never bother about tomorrow as far as marriage with a money bag remains the focus.

folake4u:

Alright then. Pardon my choice of word but the kain ladies una dey meet and the complaints from you guys always they baffle me sha.
I can only speak for myself tho, I'm not selfish at all

Hahahahahahaha, why are my laughing?

Okay I believe you.

Anfieldboss:


As if you don't already know

Lol of course I do know but that shouldn't be the case anyways. That was my point exactly

truthsayer009:

Hahahahahahaha, why are my laughing?
Okay I believe you.

No wahala

folake4u:



Thank you very much for this!

I'm always tired when Nairaland men blame the ladies for their fortunes. They're not Siamese twins last I checked so if she's not willing to save,why not encourage her.

The bible is enough encouragement already. oh i forgot, the ratio of ladies that read the bible these days compared to men is low.

daveP:
The bible is enough encouragement already. oh i forgot, the ratio of ladies that read the bible these days compared to men is low.

Oya Dave come and be going biko .
But seriously, it ain't bad to encourage your partner to do the right thing.


Which men dey read Bible abeg

folake4u:




Oya Dave come and be going biko .
But seriously, it ain't bad to encourage your partner to do the right thing.


Which men dey read Bible abeg

dia num plenty pass ladies. even if na songs of solomon dem dey meditate on always.

daveP:
dia num plenty pass ladies. even if na songs of solomon dem dey meditate on always.

Oga you're not serious oh .
Songs of Solomon ke?! of all Bible chapters to read on.
.

If you are planning to marry her then you both need a crash course in First year marriage basics, savings and family expenses is one of those issues we teach, it is not like normal marriage counseling this is very practical.

The training is very affordable. This is important so new couples can avoid first year marriage drama.

pocohantas:
The OP didn't generalize, he said AVERAGE. Take 10 girls, 5 (if not more) out of them do not save. They are only after flashy life, iPhone, weaves, clothes, designer bags... etc. is the above true? The answer is yes. Let's not dance around it.

How many young girls would just stay and ask their bf his career goals? His plans for the future? If he is fulfilled at his place of work? If he has bought a land? Tell him about Tbills, FD? How many ask these questions? Not just ask because she read it from a book, but because she means it and can offer good counsel.

OP, because they know you will always give them. It there is no guy somewhere that will be begging a girl to come out and take icercream/pizza, on his own account kwa, some will start having sense. Pick the kind of girl you want, it might take a while, but frugal girls abound. You just might find them plain, since they don't spend all their money on fancy things.

Beautiful, God bless you. It's not everything that is war of the sexes, most Nigerian girls are leeches. The first lady I met who actually told me how much she had as savings and how she invested over the years, encouraged me to save and trust me I married her and we've been married for over a decade and we've achieved things together.
The others before her were just "wire me money'. It's a shame the way majority of our young girls have become so materialistic.

DonnyE:

Bros nice topic, but I am faced with same problem. What can I invest in like you did because I am not buying a car yet.

Put your money in treasury Bill's for a year if you have nothing concrete to do with the money while you figure out what to do with it.

zed7:

Put your money in treasury Bill's for a year if you have nothing concrete to do with the money while you figure out what to do with it.

Thanks, I just did that, secondary market , 14.2%.But I need a real side hustle as source of second income.

truthsayer009:
Why is that the Average young single Nigerian lady in their 20s doesn't care to save for the future

This is something I came to conclusion about all over the years, Girlfriends never ask you about how you save or try to make you courteous about spending money & all. They themselves don't even save that much, except those earning a huge salary, they prefer packaging themselves to look good, buying the latest wig/weavon rather than investing or saving money.

A lady would look so good & well packaged, using latest iPhone without 30k cash in her account, No savings at all. Nothing, no shii shii.

Late 2017, I had some money with me, I wanted to invest & also had an eye for a nice looking Car (I've had this in mind for a while now), was left in-between decisions. Every one of my Girlfriends were so excited & advised me to buy the car instead & Fvck investment (Well, they didn't really say it this way, but pretty much sums it up).

The only time the discussion of savings come is when marriage talks has entered, she will now accuse me that I haven't been saving.

Girl: "Ah Jide, what have you been doing with your money sinceeeee."
Me: Spending it on you obviously ¯\_(๑❛--❛๑)_/¯ Everytime you always want Pizza & coldstone ice cream with Special Toppings remember?

It seems to me that younger women in Nigeria specifically like the "perception of being Rich" rather than being actually Rich (Money in the bank itself).

Most young women don't save, they just spend & spend. Why?

Quit rolling with empty brained chicks.

Don't come and disturb us here over your poor choice in women. Thank you!

see how women are fooling themselves here because they don't understand simple English.....

She encouraged you to save. How many did you encourage to save?

zed7:

Beautiful, God bless you. It's not everything that is war of the sexes, most Nigerian girls are leeches. The first lady I met who actually told me how much she had as savings and how she invested over the years, encouraged me to save and trust me I married her and we've been married for over a decade and we've achieved things together.
The others before her were just "wire me money'. It's a shame the way majority of our young girls have become so materialistic.

cococandy:
She encouraged you to save. How many did you encourage to save?

What’s your problem?

Your inability to take initiative on your own to save instead you’re waiting for someone to encourage you before you begin. Meanwhile you’re not providing the same encouragement services. That’s my problem

We good?

Flattino:

What’s your problem?

cococandy:
Your inability to take initiative on your own to save instead you’re waiting for someone to encourage you before you begin. Meanwhile you’re not providing the same encouragement services. That’s my problem

We good?

Idk what you talking about

cococandy:
She encouraged you to save. How many did you encourage to save?

Irrelevant to the topic at hand. Create a different thread and you'll be surprised at the stories I have to share.