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Please I Need Advice Seriously. - Career - Nairaland

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Please I Need Advice Seriously. by Mshad662(m): 9:17am On Sep 27, 2019
How can I be able to save money properly?


This has become a problem to me guys, I can't save no matter how hard I try I always end up buying something i want and will later have no desire for that item anymore.

This is really affecting me financially, Please if you have any Tips & Tricks to enable me save up more.

I'll gladly appreciate if you share.

Re: Please I Need Advice Seriously. by Tobinrobin(m): 9:22am On Sep 27, 2019
Foremost make it somewhat difficult to access the money. Put the money into a fixed or savings account that you can’t easily access: no ATM card and no local branches are good things because then you won’t easily spend the money. Set clear intermediate and long term personal finance goals so that you know what you’re working for.Have an emergency fund, everyone is going to eventually have some sort of disaster strike their life: car trouble etc. In the end, it all depends on you, you’ve to make conscious effort to really save & be prudent

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Re: Please I Need Advice Seriously. by Mshad662(m): 9:25am On Sep 27, 2019
Thanks bro. I appreciate
Re: Please I Need Advice Seriously. by Mshad662(m): 9:26am On Sep 27, 2019
Tobinrobin:
Foremost make it somewhat difficult to access the money. Put the money into a fixed or savings account that you can’t easily access: no ATM card and no local branches are good things because then you won’t easily spend the money. Set clear intermediate and long term personal finance goals so that you know what you’re working for.Have an emergency fund, everyone is going to eventually have some sort of disaster strike their life: car trouble etc. In the end, it all depends on you, you’ve to make conscious effort to really save & be prudent



Youre definitely right thanks for the tips.
Re: Please I Need Advice Seriously. by Nobody: 9:53am On Sep 27, 2019
Have u tried using all that money to generate more money....
Like Dan lol said," u don't have a saving problem, u have an income problem" try to generate enough cash to go above ur expenses....
It's not easy but it's worth it.... Don't ever be afraid to put ur money in a productive activity with time u will make it back....

If u put ur money in an account... Ur will still be charged one way or another..
Am not saying don't save... Am saying don't imprison ur cash only to release it and finish another day...
Re: Please I Need Advice Seriously. by Mshad662(m): 10:40am On Sep 27, 2019
thariodamaniac:
Have u tried using all that money to generate more money....
Like Dan lol said," u don't have a saving problem, u have an income problem" try to generate enough cash to go above ur expenses....
It's not easy but it's worth it.... Don't ever be afraid to put ur money in a productive activity with time u will make it back....

If u put ur money in an account... Ur will still be charged one way or another..
Am not saying don't save... Am saying don't imprison ur cash only to release it and finish another day...

What investment ideas do you have bro.
That you're definitely sure If I invest in it'll be profitable.
Re: Please I Need Advice Seriously. by Nobody: 12:02pm On Sep 27, 2019
Mshad662:


What investment ideas do you have bro.
That you're definitely sure If I invest in it'll be profitable.
There is no sure investment... But I can tell you how to minimize risk..... If you are just starting and don't have time to run a business... Then try treasury bills... If ur account size is only 5figures then try money market mutual funds.. it's cheaper
..
But if you can then start a business.... If u already have a business then put 20% or more of the profit back into it, find ways to expand not by offering more services but by serving more customers and use 20% to invest in mutual funds....
Am not an advisor but this is my advice... Since you asked

Note all investment take time.... Months to yrs but at least ur sure of Christmas chicken at the end of the year grin grin
Re: Please I Need Advice Seriously. by Mshad662(m): 12:16pm On Sep 27, 2019
thariodamaniac:

There is no sure investment... But I can tell you how to minimize risk..... If you are just starting and don't have time to run a business... Then try treasury bills... If ur account size is only 5figures then try money market mutual funds.. it's cheaper
..
But if you can then start a business.... If u already have a business then put 20% or more of the profit back into it, find ways to expand not by offering more services but by serving more customers and use 20% to invest in mutual funds....
Am not an advisor but this is my advice... Since you asked

Note all investment take time.... Months to yrs but at least ur sure of Christmas chicken at the end of the year grin grin

Noted bro. I appreciate

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Re: Please I Need Advice Seriously. by renaissance(m): 4:23pm On Sep 27, 2019
Mshad662:


What investment ideas do you have bro.
That you're definitely sure If I invest in it'll be profitable.
I'll show you one... In fact it is very lucrative. You will see more programs on the platform to invest on...

Here is my watsap number.... 08105563657

Note: I am not collecting any money from you o. I will show you the platform. You will sign up. In fact, before you sign up, first read about the program and you will thank me later.....
Re: Please I Need Advice Seriously. by Mshad662(m): 6:19pm On Sep 27, 2019
renaissance:
I'll show you one... In fact it is very lucrative. You will see more programs on the platform to invest on...

Here is my watsap number.... 08105563657

Note: I am not collecting any money from you o. I will show you the platform. You will sign up. In fact, before you sign up, first read about the program and you will thank me later.....

Alright will sure do

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