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Nairaland Forum / Nairaland / General / Family / My Monthly Income And Expenditure Please I Need Advice (5812 Views)
How My Monthly Salary Is Used On Foodstuff Only / What Was Your Monthly Income When You Married? / My Wife Is A Cheat. I Need Advice (2) (3) (4)
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Re: My Monthly Income And Expenditure Please I Need Advice by Nobody: 7:52pm On Oct 22, 2019 |
Wow.... Pls, work on item number 3, 4 nd 5. Like odas have suggested earlier, ur madam shld be doing sometin to support u. |
Re: My Monthly Income And Expenditure Please I Need Advice by cococandy(f): 8:40pm On Oct 22, 2019 |
Everyone asking him why his wife is not working. Lol Cognitive dissonance at its finest |
Re: My Monthly Income And Expenditure Please I Need Advice by Nobody: 9:20pm On Oct 22, 2019 |
For all those who say you can live on 50k per month I smell bs though. Unless it's daycare, school fees are per term, not per month You live in lagos, so I am sure your rent is also per annum. No money for gas/kero? No money for vim and dishwasher soap? No money for generator petrol? Assuming this is true - Anyway, first place to cut is church. Better face the issues in your own life first Your wife needs to chip in somehow Also see if your company has a cooperative What work do you do? Is there anything you can do on weekends to make extra money eg uber driving? Are you absolutely sure your have identified the cheapest sellers of your foodstuff? Eg caprisonne is cheapest at chi For some reason milk and beverages are cheapest at best choice(I hope I will not find out they are adulterated) Good luck 2 Likes |
Re: My Monthly Income And Expenditure Please I Need Advice by LadySarah: 10:14pm On Oct 22, 2019 |
BLUELemon: She should Go and work and lessen the burden of the man.They need a side biz .What If this salary gets delayed? |
Re: My Monthly Income And Expenditure Please I Need Advice by LadySarah: 10:32pm On Oct 22, 2019 |
For tithe;Im still studying My bible. Close eyes and buy ur food in bulk.It saves You so much money. Buy beverages in rolls instead of Tins. pls since All are in school,Madam needs to Go and work;menialjobs,housekeeping etc.She can earn and also raise money for a biz. You are a Good man.pls cancel anything childbearing. 2 Likes |
Re: My Monthly Income And Expenditure Please I Need Advice by NL1960: 9:57am On Oct 23, 2019 |
LadySarah: In Nigeria, most people think some jobs are beneath them. I know of a family that is living from hand to mouth with the wife not really working but the wife thinks it is beneath her to go and do 'errand' job for a comfortable woman that wants that service in the name of 'why should i go to market for that small girl wen i senior'. What does the 'errand' job entails?. Collect list from her and money. Go to market and purchase what she wants and you get paid for the service. There is even compound sweeping or cleaning flats for people that are too busy to do it. 4 Likes |
Re: My Monthly Income And Expenditure Please I Need Advice by LadySarah: 10:15am On Oct 23, 2019 |
NL1960: Yesoo.because Op will soon say no money to start business for her not knowing that by She doing menial jobs;even cleaning for banks,homes.caregiving,shopping for ppl.homelessons,joining eventplanners for saturday work and other seasonal jobs will help her gain experience,contribute to the home and also save up to start a petty business. 1 Like |
Re: My Monthly Income And Expenditure Please I Need Advice by LadySarah: 10:16am On Oct 23, 2019 |
cococandy: Coco,explain more |
Re: My Monthly Income And Expenditure Please I Need Advice by bukatyne(f): 1:25pm On Oct 23, 2019 |
Instinged: Dear OP, Sorry for the stress, it is not easy to manage financials not enough. @ List, let's look at it: 1. FOOD; RICE 8000// Why not buy a bag for about 3 or 4 months? BEANS 3000 SPAG 1000// What of indomine instead? SEMO 1500// what if you do red garri instead? YAM 3000 P. WATER 2000 SOUP 12OOO// what is the breakdown? BREAD 2000 TOOTHPASTE 350 WSHING SOAP/OMO 1500 BATHING SOAP 2000// What about cheaper alternatives like Eva? 2. TRANSPORTATION OWORO SHOKI TO VI (MON-FRI) 8000 CHURCH 1000// Is there no closer church walking distance? OTHERS(VISITATION) 2000// Is this absolutely compulsory? 3. CHURCH TITHE 10,000 OFFERING 2500 OTHERS( CHURCH DEV) 3000// Why are you paying levy every month when you are not even surviving? 4. SCHOOL (I presume your wife is at home which means she has the resource of time. Can she be more creative on the kids stuffs to school? Why do they need indomine and biscuits? Juice and Milk/Milo? Choose one. She can also buy fruits and cut up for them to school in addition to their food. Since you have rice, she can do jollof rice with titus/shawa fish, rice with vegetables (ugwu/green, tomatoes, crayfish and fish), rice with vegs (carrots, green peas and runner beans from Mallam (healthier and cheaper), Rice and beans etc. She needs to be resourceful. FEES FOR 3KIDS 22500 PER MONTH BISCUIT 2000 CARTON MILK/MILO 4000 INDOMIE 3000 JUICE 2000 5. HOUSE RENT 21000 PER MONTH NEPA 3000 GoTv 2000 (there are lower bauquets) 2 Likes |
Re: My Monthly Income And Expenditure Please I Need Advice by bukatyne(f): 1:26pm On Oct 23, 2019 |
SirVintageCock: @Bold: very apt |
Re: My Monthly Income And Expenditure Please I Need Advice by bukatyne(f): 1:27pm On Oct 23, 2019 |
AmericanDad: 340k and you pity yourself? Odiegwu 3 Likes |
Re: My Monthly Income And Expenditure Please I Need Advice by bukatyne(f): 1:33pm On Oct 23, 2019 |
cococandy: Hahahahahahaha The funny thing is that if the wife works, except she is solely on her own and can do EVERYTHING she currently does without a sweat, they would be worse off. I am just thinking about it again; They do not pay for extramural lessons, no budget for clothes (wifey is at home and can manage whatever), hair, shoes, outings, payment for chores etc. I would also wager that the OP does not do any chores (Oworosoki - V/I) everyday is not beans so the wife carries all that burden. Yet, we are asking 'What does she do or she should assist the man.' If she does, who will pick up the slack that would be left? A business I can think of is frying potatoes, plantain, yam etc in front of the house however, it is very very time intensive and energy sapping. OP should brace himself up more to earn more. When people talk of unpaid work and the only arrangement that seems fair to an average woman is one where she stays at home and the man works full time, it seems idiotic. CC: LadySarah 1 Like |
Re: My Monthly Income And Expenditure Please I Need Advice by cococandy(f): 1:55pm On Oct 23, 2019 |
Thanks for explaining Honestly I don’t know how you still do it. My patience for explaining very very obvious things has waned considerably. bukatyne: |
Re: My Monthly Income And Expenditure Please I Need Advice by Ryan03(f): 2:41pm On Oct 23, 2019 |
Theyoungmatron:I have and will always be an advocate for gender equality. House chores can never be 50-50, if you try that you may end up monitoring every thing in the house. Let everyone live freely without trying to Lord over the other and the home will be perfect |
Re: My Monthly Income And Expenditure Please I Need Advice by Theyoungmatron: 2:41pm On Oct 23, 2019 |
bukatyne:People fail to understand this. If that woman step out to work no matter how menial, the home-front will suffer. It is very obvious that this is a young family except if all the kids are in school. There is no allowance for clothes, shoes, baby foods, diaper etc. 1 Like |
Re: My Monthly Income And Expenditure Please I Need Advice by Ryan03(f): 2:43pm On Oct 23, 2019 |
Theyoungmatron:or you don't want to contribute in your home? |
Re: My Monthly Income And Expenditure Please I Need Advice by Theyoungmatron: 2:45pm On Oct 23, 2019 |
Ryan03:Well Ryan, most Nigerian male aren't. They meanders from a typical traditional husband to 21st century husband to bible-thumping husbands etc. Their confusion caused them to practically sits on the fence jumping from one type to the other. 2 Likes |
Re: My Monthly Income And Expenditure Please I Need Advice by Ryan03(f): 2:47pm On Oct 23, 2019 |
Theyoungmatron:that is why we have to put away the idea of husband catering fie the home financially while all chores rests on the wife. If both parties work together, they will be able to do it. Just that some men want a working wife and still expect her to do everything in the house. It will never work that way 5 Likes |
Re: My Monthly Income And Expenditure Please I Need Advice by Theyoungmatron: 2:50pm On Oct 23, 2019 |
Ryan03:Monetary, materially, in house-chores..........where else. Have been contributing for aeons. Some women don't have the luxury of making good plans and having helps like house-helps, relatives, in-laws but they are expected to do all and still contribute financially to the home. 1 Like |
Re: My Monthly Income And Expenditure Please I Need Advice by Ryan03(f): 2:55pm On Oct 23, 2019 |
Theyoungmatron:shine your eye well o, any man that exhibit a trait you can't deal with, quickly cut off. Its because women tolerates it that's why some men feel its their entitlement 1 Like |
Re: My Monthly Income And Expenditure Please I Need Advice by Ryan03(f): 2:58pm On Oct 23, 2019 |
Theyoungmatron:house chores and momentary contribution is compulsory on the part of both parties. |
Re: My Monthly Income And Expenditure Please I Need Advice by Ozema29(m): 3:59pm On Oct 23, 2019 |
Instinged: |
Re: My Monthly Income And Expenditure Please I Need Advice by emmaodet: 5:21pm On Oct 23, 2019 |
SirVintageCock: You are right sir. The traditional setting is no longer sustainable yet our ladies don't want to wake up to that reality. From my point of view, the man as no option that to send those kids to public schools even though he may not like it but that is what he can do for now why he gets them monthly lesson teacher to uprade them at home. |
Re: My Monthly Income And Expenditure Please I Need Advice by emmaodet: 5:43pm On Oct 23, 2019 |
Instinged: Bro, you can keep all the things you wrote up there except - School fees - downgrade the kids to public school why you get them a private teacher at home for about 10k per month. That will save you atleast 30k per term and 90k per year. Or send them to police school as someone wrote and that will save you atleast 40k per term and 120k per year. Pls save this money in a good cooperative. Second- Housing. Downgrade to face me i face you(3 rooms) for now or self contain of 120k-150k max but will prefer decent face me i face you of 80-100k max per year. With that you save another 100-150k per year. When you add to the first one above, you will be able to save atleast 200-270k per year in cooperative. Advice your wife to go learn small biz like frying akara, potatoes or small chops at junction like puff puff, bonce and donut or learn rice and groundnut oil bizness from a successful market woman or tomatoes, ugu etc biz in market so that you can get a coperative loan or savings you have to set her up so that extra income can flow in before you upgrade back to private school or flat apartment. Shallom. 1 Like |
Re: My Monthly Income And Expenditure Please I Need Advice by Nobody: 7:59pm On Oct 23, 2019 |
emmaodet: I reject ur advise for op. Which one is face me i face u. Smh 4 Likes |
Re: My Monthly Income And Expenditure Please I Need Advice by Nobody: 8:31pm On Oct 23, 2019 |
You're dashing a pastor some certain amount of your hard earned cash and you call it tithe? Wake up bro!!! |
Re: My Monthly Income And Expenditure Please I Need Advice by emmaodet: 9:04pm On Oct 23, 2019 |
AmericanDad: Lol. It's up to him whether he rejects it or not. Reality doesn't care nor is it biased nor sentimental. He doesn't have savings nor investment. With that trend, sooner or later, he will either end in the face me i face you or something worse. Bro, you better leave emotions and see things logically. 1 Like |
Re: My Monthly Income And Expenditure Please I Need Advice by bukatyne(f): 9:14pm On Oct 23, 2019 |
emmaodet: Actually, It is the men that do not want to open their eyes to that reality. 3 Likes |
Re: My Monthly Income And Expenditure Please I Need Advice by emmaodet: 9:21pm On Oct 23, 2019 |
bukatyne: How? All the ladies want to marry rich guys. All ladies running away from broke and struggling guys, we see it everyday here on nairaland. The average man knows is level and want to marry a woman in his societal class but the ladies don't want to acknowledge there level or societal class. Some even advice them that it is better to stay single, alone than to be struggling with there men in the their societal class. It is a crazy world we are. |
Re: My Monthly Income And Expenditure Please I Need Advice by bukatyne(f): 9:29pm On Oct 23, 2019 |
Theyoungmatron: Very true. |
Re: My Monthly Income And Expenditure Please I Need Advice by bukatyne(f): 9:32pm On Oct 23, 2019 |
cococandy: What can we do than to keep at it? 2 Likes |
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