|Join Nairaland / LOGIN! / Trending / Recent / New|
Stats: 2,695,583 members, 6,353,988 topics. Date: Thursday, 24 June 2021 at 09:53 AM
|Re: Beware Of Sokoloan by Kingamos40: 3:10pm On Apr 07, 2020|
"You are playing with fire!!! If you do not pay your debt at 9JA CASH by 12pm today your bvn will be blocked!! You will be barred from accessing loan anywhere in Nigeria!!! Your picture will be displayed on all social media sites as a defaulter!!! You will be headed for the authorities 6am tomorrow morning!!!"
This was the message I got barely 24hrs after my due date. How can one see messages like this and still wanna repay. And dat was how all my contacts also got same threats from them. I've never defaulted not even once and barely 24hrs I'm getting a threat. So I ask are they really legit or got their license illegally.
|Re: Beware Of Sokoloan by vetrovialMan(m): 1:13pm On Apr 28, 2020|
Something ought to be done about these guys.
|Re: Beware Of Sokoloan by Kuyo: 9:32am On Jun 13, 2020|
I'm still surprised that the government still allowed Sokoloan to operate their staffs behave like touts.
|Re: Beware Of Sokoloan by Kuyo: 9:35am On Jun 13, 2020|
My cousin has the same experience last year December. they company have no regards to Nigeria law
|Re: Beware Of Sokoloan by vetrovialMan(m): 2:34pm On Jun 13, 2020|
A friend of mine told me his story and I didn't believe until I registered and pretended to take a loan, interest was almost 50% which is criminal. Dnt blame them though, it's our leaders I blame and the economy that forces people to resort to such robbery. Las las if you no ask for there loan dem no go rob you.
|Re: Beware Of Sokoloan by tinnietee(m): 11:07am On Jun 20, 2020|
Their staff are actually touts
|Re: Beware Of Sokoloan by lexman6(m): 2:45am On Aug 07, 2020|
i am a victim of their exploitations o... but as a result of their actions, i decided not to pay them up till date.... after finishing their work on their reputation and not mine.... the yeye girl called and called and asked when i will be making my payment, then i told her to undo what she had done and then we'll take it from there.... i further asked her for the location of their office so i can come and make the payment directly but she insulted me and ended the call and never called back..... been waiting for a call back since then but have'nt heard from them.
|Re: Beware Of Sokoloan by juliusboland(m): 2:11pm On Aug 18, 2020|
RUN! RUN! RUN! FROM SOKOLOAN
AFTER TAKEN SEVERAL LOANS WITH TIMELY REPAYMENT ON 14 OCCASIONS, THE LAST ONE I TOOK DURING THE DISTRESS OF MY CHILD BIRTH ALMOST RUINED MY LIFETIME REPUTATION. I WAS SO UNFORTUNATE ON THAT VERY EARLY HOUR OF THE DAY OF MY SECOND BABY'S DELIVERY, WHEREBY MY ACCOUNT WAS DEBITED IN EXCESS OF 92,000 THE SAME EARLY HOUR MY WIFE ENTER INTO LABOUR. THE DEBIT WAS AS A RESULT OF A TOURISM PACKAGE SUBSCRIBED TO WITH AN AGENCY, WHICH I WASN'T EVER EXPECTING AN AUTO DEBIT BELIEVING I DO TOURISM ANYTIME I DEEM IT CONVINIENT.
IMMEDIATELY I SAW THE DEBIT ALERT, I MOVED ALL MY REMAINING BALANCE TO ONE OF MY YOUNGER BROTHER'S ACCOUNT, TO AVOID ANOTHER UNEXPECTED DEBIT, UNFORTUNATELY AS I WAS ABOUT TO START PAYING THE BILLS AFTER GETTING TO THE HOSPITAL, MY BROTHER MADE A MISTAKE OF TRANSFERING THE MONEY BACK TO ME ON NEFT TRANSFER SYSTEM, WHICH WILL AUTOMATICALLY TAKES 24 WORKING HOURS BEFORE I CAN RECEIVE IT.
IMMEDIATELY I HAD RO TURN TO PEOPLE FOR HELP, AND ALSO GET SOME SMALL LOANS TO PAY MY BILLS.
I ACTUALLY DEFAULTED THE REPAYMENT AFTER THE 8 DAYS RUNNING INTO TWO WEEKS BECAUSE EVERY WAS LIKE TIGHT.
TO MY CONCLUSION, THEIR TERMS AND CONDITIONS NEVER STATED THAT YOUR PHONE CONTACTS WILL BE COMPROMISED AND A DEFAMATION MESSAGES WILL BE SENT TO ALL YOUR CONTACT. IT KILLING AFTER RECEIVING THIS MESSAGE AS ATTACHED.
|Re: Beware Of Sokoloan by Kazolex: 3:49pm On Aug 21, 2020|
This Soko lending company needs to be looked into. I have been paying back my loans successfully without any itch until now that I'm finding it hard to pay back. My loan was due for payment on 19th of August which I couldn't pay back, this was the message they sent to my contacts the following day;
You are a guarantor to ............. with phone no ..................!!! If she does not pay her debt at SOKO LOAN by 2pm your bvn will be blocked!! You will be barred from accessing loan anywhere in Nigeria!!! Your picture will be displayed on all social media sites as a defaulter!!! You will be headed for the authorities 6am tomorrow morning!!!.
And this was sent the second day;
NOTICE: ,............. on .............. is acting Fraudulend and has defraud the loan company called SOKOLOAN, the public is advice to distance from Him as legal actions will be taken against Him soon if he failed to pay within 24 hours . SOKOLOAN.
This is really defaming and nearly made my mum to be hit by a vehicle.
Our Government need to investigate this company.
|Re: Beware Of Sokoloan by Geniusdennis(m): 4:30pm On Sep 01, 2020|
Totally bad experience...
9ja cash has one of the worse customer-client relationship so far, coupled with their outrageous interest fee...
I can only advice members of the public to be careful in dealing with this fraudulent firm...
Here's a contact to reach out to the year worse performing 9ja cash employee @ 09067871540.
More so, I have a recorded audio and a screenshot proof from this 9ja cash agent.
|Re: Beware Of Sokoloan by vetrovialMan(m): 12:16pm On Sep 02, 2020|
something should be done
|Re: Beware Of Sokoloan by Kingluthor: 3:12pm On Sep 03, 2020|
I just got a message from this sokoloan people and I actually haven't heard of them before telling me one of my contacts is a fraud, I had to browse about the sokoloan and I now saw this post on Naira land. This is really bad and outrageous, they even told me in the message to stay way from her. Something has to be done about this people, you can't just defame someone's character like that, it's very bad.
|Re: Beware Of Sokoloan by seedorf0: 2:42am On Sep 04, 2020|
please o I apply for loan from soko since yesterday I didn't seen alert.if I wanted pay them say its directed then we debt from my account or pay them. please o give me advance.
|Re: Beware Of Sokoloan by vetrovialMan(m): 11:03am On Sep 04, 2020|
The last place on earth i would advice my enemy to go for a loan
|Re: Beware Of Sokoloan by Faller: 2:17pm On Sep 04, 2020|
|Re: Beware Of Sokoloan by dheelite: 5:42pm On Sep 21, 2020|
The question is how do they get access to contacts. It means their app has malware that takes information from the phone.
I just got a message about a friend. He even told me he hasn't borrowed yet.
|Re: Beware Of Sokoloan by fykes(m): 11:02am On Sep 22, 2020|
Nigerians and entitlement mentality....one guy was even talking about nationhood. The same guy might be raving mad here on nairaland with tribalism .
Whatever terms a person borrowed anything even if it's a pin, he or she is bound first by personal Intergrty and second by law to abide to those terms.
A loan company is a profit making org. Not a charity org. If u don't like it, u swerve. Besides whoever is dumb enough to grant access of his contact lisf to a mobile app? A Chinese mobile app for that matter??
Y'all should get over yourselves... The world is bigger than ur short sighted eyes. If u think u can be a Nigerian everywhere and with everything, u are among men most miserable
|Re: Beware Of Sokoloan by vetrovialMan(m): 9:02am On Sep 23, 2020|
Blame goes to whoever accepts a loan at such rates, this is one of the reasons we should read reviews, checked up on this guys (sokoloan) and the reviews are enough to scare the bejesus out of any same person
|Re: Beware Of Sokoloan by Rotji(m): 3:18pm On Sep 24, 2020|
But seriously, isn't hacking into someone's contact an invasion of privacy and criminal?! The defamation of character is another issue, people default repayment of loans for one reason or the other, why assassinate someone's character in that manner just because of some 7k or 15k loans?!
I discovered the questionable identity of the so called sokoloans when i checked them up on Truecaller and saw that they are flagged as "SCAM"! I decided to check them up on google and this Nairaland post is what came up.
I got same defaming SMS from some numbers about a relative who borrowed from them and it's been distressing since because the language they are using to circulate this evil SMS is way terrible.
|Re: Beware Of Sokoloan by Daroldigits: 10:06am On Sep 25, 2020|
please need their current address
|Re: Beware Of Sokoloan by nerd004: 11:06am On Sep 25, 2020|
A borrower is a slave to the lender so sorry for ur hassles cos u brought it up on yourself .many Nigerians are not financially smart...imagine u see a 45% interest rate loan yet u dived into it...
See debt is not tool,,,,its only a tool for "fools" or "very smart business people"...
An average Nigerian does not know how to handle money,,,
I am so sure if you find out what she wanted to use the money for ,,,you would discover its was for frivolities...
"Most Nigerian yut spend money they don't have to impress people they don't really like"....
We need to change this mindset of using debt...I would like to recommend a book for her....
The Total Money Make Over By Dave Ramsey.....After reading this book you would hate debt badly
As for sokoloan,,,nah biz organization so no blame dem...dem too wan cash-out
|Re: Beware Of Sokoloan by nerd004: 11:11am On Sep 25, 2020|
4get see if dem no do lyk DAT ,,,,most Nigerians no go pay,,,
|Re: Beware Of Sokoloan by angelEmade: 1:40pm On Sep 29, 2020|
I personally want this thread to be revived! Sokoloan are morons
|Re: Beware Of Sokoloan by DenreleDave(m): 3:32pm On Sep 29, 2020|
|Re: Beware Of Sokoloan by danteweb: 1:03pm On Oct 07, 2020|
Sokoloan's actions of hacking into people's phones and sending out messages to contacts are criminal Libel, Criminal Defamation of character and a clear violation of the NDPR (Nigeria Data Protection) 2019 Act.
Soko undertakes to preserve the confidentiality of all information you provide to Soko. We hereby undertake that any personal information you provide or obtained by us shall be subject to the highest standards of privacy, security and confidentiality and such information will not be disclosed to any third party other than as required by applicable laws, rules and regulations.
ii any person or entity carrying out or purporting to carry out data
processing under the provision of this paragraph (b) shall not transfer any
personal data to any person;
2.3 PROCURING CONSENT
i. No data shall be obtained except the specific purpose of collection is made
know to the Data Subject;
Write a petition to the CBN and the Consumer Protection Commission if you've been a victim. Nigeria still works!
CBN Petitions and Complaints
Contacting Consumer Protection Department
You can contact the CPD through the following channels:
Guidelines at: https://www.cbn.gov.ng/Supervision/cpdcomgt.asp
Federal Competition and Consumer Protection Commission
FCCPC Consumer Complaint Portal
|Re: Beware Of Sokoloan by danteweb: 1:29pm On Oct 07, 2020|
Also, report this app on the google play store at:
as "Unlawful Activities" with screenshots of your messages.
|Re: Beware Of Sokoloan by idrishassan0077: 6:20am On Nov 22, 2020|
I stand with you... for that people who are saying rubbish about the post what more can you expect from people who don’t even know their rights. Go ahead and sue them but I doubt it would work because those guys have a very strong connection
|Re: Beware Of Sokoloan by Okunsbaba: 10:16pm On Nov 26, 2020|
I am short of words. I do not know where to start. I don't know if I should talk about those who God has blessed so much that they do not realize that some people are living from hand to mouth. Or myself who has been in the same situation with Naomi.
My prayer to you is that: may you never find yourself in a situation where you won't border to read terms and conditions. Or that when you do, the terms and condition won't matter to you.
Sokoloan, Gocash, 9jacash and some others are all the under the same umbrella
May God be God be praised
|Re: Beware Of Sokoloan by Toosure70: 1:29am On Nov 27, 2020|
ya sister la thief.
|Re: Beware Of Sokoloan by harrymilky: 10:37am On Dec 11, 2020|
HARRISON WHAT 9JA CASH COMPANY WILL DO TO YOU WILL BE VERY PAINFUL, YOU ARE ADVICED TO PAY IN 1 HOUR, WE HAVE YOUR PICTURE, YOUR FULL NAME, YOUR ID,YOUR BVN AND YOUR PHONE NUMBER EVEN YOUR HOUSE ADDRESS. ALL YOU HAVE IS 1 HR TO PAY OR FACE SERIOUS SHAME AND DISGRACE.
After sending this. Same day, this was sent:
NOTICE! PLEASE KINDLY INFORM HARRISON OHWODE WITH 08106637779, HE IS ACTING FRAUDULENT, HE HAS DEFAULTED IN REPAYMENT OF HIS LOAN TO OUR COMPANY AND PENALTY CHARGES APPLY, HE IS ADVISED TO MAKE PAYMENT NOW TO AVOID LEGAL ACTIONS/NEGATIVE CREDIT RFPORT AS HE HAS NO INTENTION OR SHOWM COMMITMENT TO REFUND LOAN.
I then sent them This as a reply:
I'll pay the default interest including the full payment because you guys are adding daily interest to it. I'm having delayed payment.
They sent This:
you are acting fraudulent and we are going to treat you as a criminal if we dont get your payment by 4pm today 9jacash. everyone you know including people you work for and your relations will get a criminal alert message about you. you are just few hour away to your doom.
...... This is not the first time I'm taking an emergency soft loan from them. I called them that they will get their money and secondly, there's a daily accrued interest default payment so they shouldn't worry, their loan will be paid in full. Only for me to start receiving messages from close family friends and clients that holds me in high esteem. I discovered some of my big clients blocked me on WhatsApp and even Blocked my call.
I was supposed to be mobilised for a Solar project on Thursday and Sokoloan told the client I'm a criminal waiting to be apprehended but why not just tell them the truth which is I took a soft loan, why did they lied on me.
After all this, they still called me this morning to do more harm. It's Well. God is still on the Throne...
|Re: Beware Of Sokoloan by phlexbaba: 6:53pm On Dec 12, 2020|
Soko loan also have another company called 9ja cash, they made me loss my job after telling my boss that I am a criminal on run with a company money, they never mentioned I just burrowed 5000 naira to pay 8,500 naira in 7 days. This made my boss sack me with an immediate effect without payment telling me I can't tarnish the image of the company. They sent the same message to my pastor which felt so sorry for me after listening to my own part of the story. I wish I could sue these people for calling me a chronic criminal because of 5000 naira.
Please let all the affected bombard their Google play page and write a bad report about them.
I'm still surprised that the government still allowed Sokoloan to operate their staffs behave like touts.
|Sections: politics (1) business autos (1) jobs (1) career education (1) romance computers phones travel sports fashion health |
religion celebs tv-movies music-radio literature webmasters programming techmarket
Nairaland - Copyright © 2005 - 2021 Oluwaseun Osewa. All rights reserved. See How To Advertise. 167