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What's A Credit Bureau Report ? by Teleprompter(f): 12:14am On Mar 04, 2021 |
Please enlighten me on this. I've been receiving texts from my bank that I can obtain a loan with ease via an EZ cash model. I've been sceptical about this but an urgent need for money made me try dialing the code and I was told that I'm not eligible. I contacted my bank and was told that my credit bureau report says that I'm not eligible.The account is my salary account and I also use it to run my business. I even have a POS terminal used for my business given to me by the bank over six years ago. I do not owe any bank nor financial institution. In the past, I have received a loan from a micro finance bank and paid back at 25% interest without defaulting. Last year during lockdown, I also got a loan and paid back without default except when the bank called to say they waive payment for a month for clients who have no record of defaulting.. I am confused as to how I can have a bad credit bureau report despite my account being credited even more than a million in some months. If there is a mix-up, then how can it be corrected? If there is no mix-up then what am I doing wrong to avoid an unfavourable report going forward. I would be grateful for kind suggestions or explanations. |
Re: What's A Credit Bureau Report ? by dawnomike(m): 12:19am On Mar 04, 2021 |
Teleprompter:There is surely a mix up... Proceed to your bank to enquire how to resolve this as it will affect your credit rating when you need to obtain loans. 1 Like |
Re: What's A Credit Bureau Report ? by whisp3r(m): 2:35am On Mar 04, 2021 |
Teleprompter: They didn't say you have bad credit report. They said you're not eligible. What you need to do is ask the criteria for eligibility |
Re: What's A Credit Bureau Report ? by Pmedia7787: 6:19am On Mar 04, 2021 |
whisp3r: Perfect Credit reports in Nigeria for individuals are not 100 % correct Any financial institution can churn out any information as they wish..even credit berau information. Are not completely synchronised with banks and many financial providers Op can try wema bank 1 Like |
Re: What's A Credit Bureau Report ? by whisp3r(m): 8:16am On Mar 04, 2021 |
2 Likes |
(1) (Reply)
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