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Share Your Experience Collecting Your Money Back From Your Debtors - Business (7) - Nairaland

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Re: Share Your Experience Collecting Your Money Back From Your Debtors by Ezi1993(f): 12:18pm On Apr 11
OgunLaakaye:
I had to appear in his dreams. I made him see his dead body been buried and told him thats how debtors die. He paid in full the next day

I acted like I never knew what happened.
Loolz... Biko how did u appear in his dream?
Re: Share Your Experience Collecting Your Money Back From Your Debtors by armadeo(m): 12:26pm On Apr 11
nedekid:

One passed by my office saying he was stranded and needed little cash. This was the period paylater started operation. I directed him to paylater and he got the 10k. When it was time to pay back the debt, he stopped by my office to ask how to do that, blaming me for putting him in debt of 11500. Money he could have used for other thing him de take pay igbese! Howww??
Another close paddy just last week applied for 400k on cabon app. They gave him the offer but money did not come. Niggar said I should check the app, they offered me 300k. No talk I no hear to take the money give am as a friend that he will be making the payments on the loan. Omo, na my paddy. I almost did it untill wify that over heard warned me back to my senses say you no de watch judge Judy? Omo I japa. Now my paddy de vex with me.


A friend taught me this scope. I always direct them to paylater. Always.

If you are so sure of paying back then borrow from craze people. Ive done enough debt relief in my life time.

3 Likes

Re: Share Your Experience Collecting Your Money Back From Your Debtors by Anaerobi(m): 12:30pm On Apr 11
and this friend of mine was locked up, charged to court for a crime he's guilty of.
so the day he was to be bailed in court, his both parents were there but cashless. then he sent his younger brother to meet me to help for the money he will be bailed, promising to pay back.


When the younger brother came, I gave my ATM card to go and withdraw any amount they need to bail the guy.


Till Date Mustpha haven't pay me this money.


I just have to delete his number from my phone to save my airtime from calling and asking for my money and also for my peace of Mind.....


People are Wicked o

2 Likes

Re: Share Your Experience Collecting Your Money Back From Your Debtors by FatherCHRISTMAS: 12:54pm On Apr 11
Goalnaldo:
I remember when my mom used to send me to recover money from her debtors (They bought garri on credit and promised to pay later) mehn Nigerians are funny and weird. One particular man and his wife will say "Computer make mistake for work, na him make them no pay me" sometimes he will hide behind his door and tell his wife that he's not around.

That's because they are poor. The money for the garri may not even be up to 800naira. They would have wished they never had to borrow
Re: Share Your Experience Collecting Your Money Back From Your Debtors by Badbishop15(m): 12:54pm On Apr 11
ArticleBeast:
Borrowed one guy money to pay back problem. I just looked for old plastic dolls, palm wine small calabash, native chalks, some leaves, red pieces, mirror, and my neice red water color... I took them to a stream behind my house, i printed his pictures and family pic from fb... Put them there, started doing yeye incantation and some strong benin words. I sent him the video... It didn't take him 10 minutes to send me my money after seriously begging me to even collect it. The mother that was always covering for him was the first to call to beg



LMAO!!!!.....
You did well!
Re: Share Your Experience Collecting Your Money Back From Your Debtors by SixKeys: 1:03pm On Apr 11
pek:
*sometime* Does it even sound cool to you when you say sometimes ago?
na people grammer you wan dey correct till you die?

1 Like

Re: Share Your Experience Collecting Your Money Back From Your Debtors by dopesidez: 1:11pm On Apr 11
Hotguy27:
I have a terrible history with debtors. Let me find a way to summarise that.
1. I lent a brother 300k he paid only 80k and that was all.
2. I lent another brother 800k and he paid back 570k.
3. I lent yet another 1m he never returned even a kobo for over 3 years now. I have written the debt off. I have suspended borrowing brothers because they assume that I have much but it is not so. I'm just a contented person.

4. I lent two friends 9k and 5k respectively and they never paid back but never borrowed again.
5. I lent someone 455k and he paid me in piece meals (100k, 30k, 50k, 80k etc) in 4 months to the extent that I couldn't figure out what I did with the money. After I almost had issue with him.
6. A neighbour borrowed 99k and he paid after 3 months.
7. I lent another casual friend 99k for over 3 months he has not paid.

8. The one that pained me most is someone I barely knew well who called me and begged that he was in trouble that I should lend him 50k that by Monday (in 2 days time) he would pay back. I was not comfortable but I was thinking that he could also be of help one day. I transferred the amount to him.
To cut the story shot, he refused to pick my calls after few weeks. 5 months later, he was still not picking my calls. If I called with a strange number he would pick and once he heard my voice he would drop. I was over a thousand kilometres away from him. So it was almost impossible for me to travel to his place. Next thing I did was that I approached a court for a court order which I obtained against his account details.
Finally, I got my money reversed from his account but not until I spent 12k on the court process. He never called me even when he got the court notification till date.

Though, there are some requests that if u have it would be difficult to decline but I will be cautious going forward.

How were you able to get the court order against his account?

1 Like

Re: Share Your Experience Collecting Your Money Back From Your Debtors by FairlyUSEDpussy: 1:25pm On Apr 11
NiceMen:


Your story is similar to mine. 50K too. Last year in the middle of corona.

Cos he has always borrowed and returned it, I didn't suspect anything...

I had just 100k left in my account split it into two. I had no hope of where the next money would come from. He promised end of the month or first week of April.

Since then till now, I have not gotten my money.

top of that, he blocked me and insulted my parents, said he will exhumed them from grave and deal with them.

In his mind, I can't do anything cos he thinks I am bluffing. Until when I will smoke him out from his hiding, he will meet me face to face and I will to whatever comes to mind that day.

I told him, I don't do phone or internet threat like he does. I requested for his new address if he knows he is a man but he has not given it.

He is holding on to an image of my gentility.. I go shock am.

grin
Re: Share Your Experience Collecting Your Money Back From Your Debtors by Abdulpro1(m): 1:47pm On Apr 11
I've laughed and laughed on this thread,
As for me, i don't wait for things to happen to me before i pick sense, i learn from people's experiences and i learn well, i only have 4 persons i can lend money to as i de like this and these people have like 80% of my trust. You see the rest of em, the 'I NO GET' is always so unwavering, always so resounding grin grin

As for them girls, i always burst out laughing so hard when they ask for a loan cos we both know they'll never pay back.
The 'NO' for them is always capitalized.
I'm even tempted to drop my signature below the No sometimes grin grin

5 Likes

Re: Share Your Experience Collecting Your Money Back From Your Debtors by atilla(m): 2:04pm On Apr 11
Reading this made me feel funny. Why are people this way? Why would someone borrow money and then turn abusive when it's time to return. I cant remember being this way to anyone but im just thinking if anyone here that has written their bad experiences has done the same to other people.

3 Likes

Re: Share Your Experience Collecting Your Money Back From Your Debtors by Icumsa45(m): 2:20pm On Apr 11
Samsimple:
Lending money to family and friends is not something I would advice anyone to do.. only borrow what you can dash. Read again

never lend a average Nigerian girl money, they will never pay back

This principle has helped me a lot, your payback na your toto
Re: Share Your Experience Collecting Your Money Back From Your Debtors by NairalandSARS: 2:36pm On Apr 11
ManishSmith:
A guy I served with at the same lga, defrauded me of my hard earned #10k since last year I expected him to pay back anytime I call him and he hear my name he would just hangup the call. I will post his picture and screen shots

Doesn't he use the internet?
If not, forget it.
Re: Share Your Experience Collecting Your Money Back From Your Debtors by dollytino4real(f): 2:45pm On Apr 11
MANNABBQGRILLS:

You did the best and perfect thing.
Na correct woman u be.
Chop Kiss kiss kiss kiss






Eeehhhyaaa!

O wrong now!
yes, even people I sign for for grooming dem pay reach one place and ran away
Re: Share Your Experience Collecting Your Money Back From Your Debtors by pek(m): 3:01pm On Apr 11
Athemisia:

you corrected him arrogantly. Common sense would have told you that it's a typo.
It's not a typo! A lot of people from a certain part of the country say sometimes ago.
Re: Share Your Experience Collecting Your Money Back From Your Debtors by Nwachi22(f): 3:06pm On Apr 11
Na so one guy wey i been dey date come borrow money from me for business, he asked for almost 500K, was calling my line per second during that period because of this money. I eventually gave him 100K (an amount I can easily forfeit). Immediately the money hit his account, he stopped calling my line.

After three weeks, I learnt through a friend that he has gotten married to another lady. Guy carry my money go marry another person. When I reminded him about the money, he became angry and started telling me how he regret borrowing money from me.
Aside from the loan, the guy was taking a lot of things from me to give to his secret girlfriend. Well, I have learnt my lessons through the hard way never to borrow or give any man, boyfriend or not my money.

2 Likes

Re: Share Your Experience Collecting Your Money Back From Your Debtors by AerialMapper: 3:09pm On Apr 11
Angelacruz:
Nawoooh...stop lending people ur money

I will do more due diligence before giving.
Re: Share Your Experience Collecting Your Money Back From Your Debtors by OgunLaakaye: 3:51pm On Apr 11
Ezi1993:

Loolz... Biko how did u appear in his dream?

Summon his soul. He will only see it as a dream
Re: Share Your Experience Collecting Your Money Back From Your Debtors by fannybaby(f): 4:01pm On Apr 11
Nwachi22:
Na so one guy wey i been dey date come borrow money from me for business, he asked for almost 500K, was calling my line per second during that period because of this money. I eventually gave him 100K (an amount I can easily forfeit). Immediately the money hit his account, he stopped calling my line.

After three weeks, I learnt through a friend that he has gotten married to another lady. Guy carry my money go marry another person. When I reminded him about the money, he became angry and started telling me how he regret borrowing money from me.
Aside from the loan, the guy was taking a lot of things from me to give to his secret girlfriend. Well, I have learnt my lessons through the hard way never to borrow or give any man, boyfriend or not my money.
.

Eeyah... That's what men do nah.. they take money from the Mu,mu rich girl and give to the new girlfriend cheesy
Re: Share Your Experience Collecting Your Money Back From Your Debtors by Famousdex1: 4:04pm On Apr 11
Just forget it and don’t borrow coz you will end up always fighting the person
Re: Share Your Experience Collecting Your Money Back From Your Debtors by valarinz: 4:07pm On Apr 11
CheedyJ:

This is creative but risky ooo, just imagine something bad happened to him by a way of coincidence after your fake incantations, na prison straight ooo

How pls?

Is there an explanation for juju in our laws?
Re: Share Your Experience Collecting Your Money Back From Your Debtors by jojothaiv(m): 4:15pm On Apr 11
Rule Number 1.

Lending a Nigerian money or investing in any of their investment scheme waiting for a return is like a wild goose chase.

Rule Number 2.

No lend at all, if dem vex, make dem throw face..

1 Like

Re: Share Your Experience Collecting Your Money Back From Your Debtors by fortune1968: 4:28pm On Apr 11
englishmart:
As usual lending money is most times disappointing. A Guy met me sometime ago and asked me to lend him 20k. I knew he won't pay back as promised because he didn't have any source of income. I just gave him 5k and told him not to bother paying back.
I can't lend what I can't forfeit. Recently a friend asked me to lend him some money to travel to Lagos for a job. This same was owing me some money already though not much. Since it was for a job I didn't want to be a stumbling block to him. Since be left for Lagos almost a year, he literally cut me off. Just for 10k o.
Just like Yemi Alade, I won't ever lend anyone money again.
Being debt free us really underrated


#bantilosha
Never say that you won't lend people money again . What happens if you find yourself in condition to borrow . Just give away what you can forfeit as help. and God will always replenish you . You will now see wonders of God cause you will never lack .
Re: Share Your Experience Collecting Your Money Back From Your Debtors by MANNABBQGRILLS: 4:45pm On Apr 11
dollytino4real:
yes, even people I sign for for grooming dem pay reach one place and ran away
That's too sad.
Human beings could be so cruel.
You shall recover in Jesus name.
Re: Share Your Experience Collecting Your Money Back From Your Debtors by NiceMen: 4:53pm On Apr 11
FairlyUSEDpussy:


grin
it is funny to you until you see video of someone begging to be spared one day. Some people don't know where there wickedness stops is where others starts. I definitely know I love to play vindictive games
Re: Share Your Experience Collecting Your Money Back From Your Debtors by adminlo: 5:02pm On Apr 11
Please how did you go about getting a court order against his account and retrieving the money ?
Sent u a pm

Hotguy27:
I have a terrible history with debtors. Let me find a way to summarise that.
1. I lent a brother 300k he paid only 80k and that was all.
2. I lent another brother 800k and he paid back 570k.
3. I lent yet another 1m he never returned even a kobo for over years now. I have written the debt off. I have suspended borrowing brothers because they assume that I have much but it is not so. I'm just a contented person.

4. I lent two friends 9k and 5k respectively and they never paid back but never borrowed again.
5. I lent someone 455k and he paid me in piece meals (100k, 30k, 50k, 80k etc) in 4 months to the extent that I couldn't figure out what I did with the money. After I almost had issue with him.
6. A neighbour borrowed 99k and he paid after 3 months.
7. I lent another casual friend 99k for over 3 months he has not paid.

8. The one that pained me most is someone I barely knew well who called me and begged that he was in trouble that I should lend him 50k that by Monday (in 2 days time) he would pay back. I was not comfortable but I was thinking that he could also be of help one day. I transferred the amount to him.
To cut the story shot, he refused to pick my calls after few weeks. 5 months later, he was still not picking my calls. If I called with a strange number he would pick and once he heard my voice he would drop. I was over a thousand kilometres away from him. So it was almost impossible for me to travel to his place. Next thing I did was that I approached a court for a court order which I obtained against his account details.
Finally, I got my money reversed from his account but not until I spent 12k on the court process. He never called me even when he got the court notification till date.

Though, there are some requests that if u have it would be difficult to decline but I will be cautious going forward.
Re: Share Your Experience Collecting Your Money Back From Your Debtors by adminlo: 5:03pm On Apr 11
How do u appear in his dream or summon his soul ? Can u be more specific ?

OgunLaakaye:


Summon his soul. He will only see it as a dream
Re: Share Your Experience Collecting Your Money Back From Your Debtors by Amtrak: 5:15pm On Apr 11
All my borrow borrow don nearly reach -300k. Three of them really annoyed me including the last one in which there was this lady that was playing so nice to me and my gf. My mind told me she wanted to make a financial request, but I didn't see anything wrong in someone coming close and being nice if they needed future assistance (they might just be genuine people who need just that little assistance to get on their feet).

So few weeks later, she asked to be lent 50k for 2020 end-of-the-year chicken business with a promise to return the capital in 3 weeks time once she sold off her merchandise. However, I was broke and could only afford 30k, which she said would go a long way. So she got the money, did the business and decided to keep both profit and capital. At about the fourth week, I sent my gf to her, and she showed my gf 20k in her bank account and said she was expecting an inflow any moment so she wouldn't have to pay in bits. I gave her benefit of doubt...

Fastforward to now, I haven't received a kobo from her and she was even annoyed when I called her to express my displeasure.

Finally, I have written-off the debt sha, but she's the last person outside my nuclear family I will lend more than 5k; I have learnt from "friends" the hard way.

3 Likes

Re: Share Your Experience Collecting Your Money Back From Your Debtors by Lukaku12: 5:22pm On Apr 11
Lol...reminds me of a friend I borrowed money for school activity...baba pay me my money the guy said" omo u dey disturb me o...because of common 30k na u dey worry me..infact I no get to give u again...this was someone who was very gentle when asking for the money....I shook my head In dismay but to God be the glory...we are moving forward

1 Like

Re: Share Your Experience Collecting Your Money Back From Your Debtors by soundOsonic: 5:43pm On Apr 11
Hotguy27:
I have a terrible history with debtors. Let me find a way to summarise that.
1. I lent a brother 300k he paid only 80k and that was all.
2. I lent another brother 800k and he paid back 570k.
3. I lent yet another 1m he never returned even a kobo for over 3 years now. I have written the debt off. I have suspended borrowing brothers because they assume that I have much but it is not so. I'm just a contented person.

4. I lent two friends 9k and 5k respectively and they never paid back but never borrowed again.
5. I lent someone 455k and he paid me in piece meals (100k, 30k, 50k, 80k etc) in 4 months to the extent that I couldn't figure out what I did with the money. After I almost had issue with him.
6. A neighbour borrowed 99k and he paid after 3 months.
7. I lent another casual friend 99k for over 3 months he has not paid.

8. The one that pained me most is someone I barely knew well who called me and begged that he was in trouble that I should lend him 50k that by Monday (in 2 days time) he would pay back. I was not comfortable but I was thinking that he could also be of help one day. I transferred the amount to him.
To cut the story shot, he refused to pick my calls after few weeks. 5 months later, he was still not picking my calls. If I called with a strange number he would pick and once he heard my voice he would drop. I was over a thousand kilometres away from him. So it was almost impossible for me to travel to his place. Next thing I did was that I approached a court for a court order which I obtained against his account details.
Finally, I got my money reversed from his account but not until I spent 12k on the court process. He never called me even when he got the court notification till date.

Though, there are some requests that if u have it would be difficult to decline but I will be cautious going forward.
Can you state how you go about the court order please
Re: Share Your Experience Collecting Your Money Back From Your Debtors by FatherCHRISTMAS: 6:20pm On Apr 11
bigcee:

E go shock you when one of them go block you around 6am grin grin grin

The man who saw the future. What you said happened just some minutes ago. I had to explain and beg the woman that I needed more time. I had to help her carry what she went to the market to buy from the junction.

She already knows I am hiding from her but the shocker I got from her was that, there are people owing her up to 10k and I am hiding because of 1800
Re: Share Your Experience Collecting Your Money Back From Your Debtors by FatherCHRISTMAS: 6:24pm On Apr 11
Nwachi22:
Na so one guy wey i been dey date come borrow money from me for business, he asked for almost 500K, was calling my line per second during that period because of this money. I eventually gave him 100K (an amount I can easily forfeit). Immediately the money hit his account, he stopped calling my line.

After three weeks, I learnt through a friend that he has gotten married to another lady. Guy carry my money go marry another person. When I reminded him about the money, he became angry and started telling me how he regret borrowing money from me.
Aside from the loan, the guy was taking a lot of things from me to give to his secret girlfriend. Well, I have learnt my lessons through the hard way never to borrow or give any man, boyfriend or not my money.
Sorry about your experience. But you can retrieve your money if you report him to the police. Let them arrest him in the presence of his parents. I assure you the. Money will be paid back in full within a month

2 Likes

Re: Share Your Experience Collecting Your Money Back From Your Debtors by FatherCHRISTMAS: 6:25pm On Apr 11
janga02:


May God ease your affairs,

Try as much as possible to check on your lenders, it will give them confidence that you will pay them back when things get back to normal for you.
Amen thank you

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