Good evening everyone. I have HND and I can manage to raise 3million Naira. How can I get a visa to Estonia? Is there any university that may accept my HND for a masters' programme?

You can never escape IELTS.
Go back and take it !!
Check Lithuania

Thanks. I know about the compulsory IELTS. Just thinking about the delay and the stress of going through a PGD programme in Nigeria with all the universities on strike.

UFO2029:
Good evening everyone. I have HND and I can manage to raise 3million Naira. How can I get a visa to Estonia? Is there any university that may accept my HND for a masters' programme?

If you have over 5 years professional working experience you can search for universities in Estonia that consider candidates that don't meet the standard and regular requirements for Masters admission, no one will search for you, you have to do it yourself.
For example National College of Ireland offers MSC admission to HND graduates with over 5 years professional working experience but studying in Ireland is very expensive, if you don't have a sponsor then you need over 13M to study MSC in Ireland.

Another alternative is to go to cotonou and do a HND conversion to BSC in any of their Universities, you get your BSC in less than a year then use it to go masters in Europe, converting your HND to BSC in cotonou should not be more than 600k in total.

But 3M is too small now ohhhh, Naira is shitty now, try to double or triple that amount

Go to Estonia thread for proper and more update.

UFO2029:
Good evening everyone. I have HND and I can manage to raise 3million Naira. How can I get a visa to Estonia? Is there any university that may accept my HND for a masters' programme?

Not possible