belovedsonofGod:


My brother, it starts with phishing. But, it is in process.

Let me do a little expose to enlighten some Nairalanders:

The main aim of phishing is to obtain a victim's personal information or data (protected or unprotected) to perpetrate online crime.

For instance, GT bank's official website is www..gtbank.com a hacker will perform a phishing operation by cloning GTB's website to something like this: www..gtibank.com or www..gtbbank.com or www..igtbank.com or www..gtbank.org

When the victim clicks and opens any of the cloned GTB websites, it will look exactly like the GTB authentic official website. That is why it is cloned.

Now, once the victim performs any transaction on the cloned website by imputing his or her internet banking user ID and password, the details will appear in what hackers call "BOX".

They will use the victim's details to log in to the official GTB website and bypass a lot of things like OTP, security questions and answer e.t.c and transfer the funds into another account.

You might be wondering how do the victims receive the email.

The so-called "BOX" used by these hackers has an email extractor where they can extract hundreds of thousands of emails by location (Country, State, region). They will send it randomly to a lot of emails. This process is what is called "SPAMMING" or known as hackers as "bombing". The "BOX" is capable of sending hundreds of thousands of emails at the same time.

These hackers have professionals who are good at composing convincing emails that will look real to the victims.

They might receive an email with a cloned company address like this, "Dear ............ this is to inform you that your account with ........... has been breached. Please, visit our official website at ................ and log in to your internet banking to reset your password".

Note: As I wrote in the beginning, the main aim of the email is to convince the victim to provide his or her personal details.

I'm not a hacker but from my experience and close observations, I have discovered that Nigerian Banks have stronger security than American banks. American banks are too weak and are very prone to attacks.

A couple of days ago, I received a DM with a link from a Russian on my verified Instagram page of over 600K followers.

The content of the message was that I should click on the link and it's a video in which my face appeared.

Curiously, I clicked on the link. But guess what?

I was directed to another website where I was instructed to provide my IG username and password.

The page was real and the same as the official IG website. Now, if I had foolishly or ignorantly input my IG details, the hacker will get the details, use the details to log in to the real IG website, and change my details.

This is how some of our celebrities social media handles are hacked.

nice explanations bro!

templemount:
its 100% possible that he didnt send the otp yet his account got emptied.it happened to me when I lost my atm card.dont argue what u knoweth not

If person get your card for hand
E ft withdraw your money without any otp

peppermint7:

If person get your card for hand
E ft withdraw your money without any otp

exactly

OgogoroFreak:
Stop telling stupid lies. You fool!

His money can only be withdrawn if they got the OTP sent to him. No other way.

They didn't flash your friend, they called him and he foolishly handed over the OTP to the fraudster.

Shut up. It just happens to me now, they didn't even call me. They only sent use ATP message and the next I saw was a withdrawal of 100,000.

Op is right

OgogoroFreak:
It's not hard to believe. It's an outright lie.

Aslong as OTP was sent, you need that OTP to complete the transaction. It's a must.

Because it has not happen to you. I wouldn't believe if not that it happened to me today.

This is the third complaints i have seen about this same sportypay

Gabkosh:
Shut up. It just happens to me now, they didn't even call me. They only sent use ATP message and the next I saw was a withdrawal of 100,000.

Op is right

oh God so sorry about that bro. Mine was 43k. Na same Sportypay them take withdraw ur money?

OgogoroFreak:
Stop telling stupid lies. You fool!

His money can only be withdrawn if they got the OTP sent to him. No other way.

They didn't flash your friend, they called him and he foolishly handed over the OTP to the fraudster.

animal same thing happened to me, when I got to the bank I was told that my money was used to purchase bulk airtime at ikoyi Mtn off, i got the otp but never sent it to anyone, i took 8 months and consistent tormenting the bank customer service before I got my money back

.

obiekunie01:


hi

2D payment gateway only requires a credit card number and expiry date to accomplish the payment.

In contrast, the 3D payment gateway demands the ID and the password provided by the issuer, in addition to the credit card number and the expiry date and an otp to process payment.

the federal inland revenue service uses the 2D payment platform - once you key in your card details they withdraw ur money without sending you otp. same with most online shops,

it then mean that once anyone have access to your card details, all he has to do is look for shops that use 2d payment platform and use your card to shop till your account is empty.

now scammers develop 2-d online shopping platforms for the purpose of using it to wipe funds from skimmed cards. you will just stay and be receiving alert for market you no buy,

smart guys no longer use their cards at point of sales - they rather do transfer or create an account for pos only and only fund it whn they want to use it instantly.

IT IS NOW A MUST FOR EVERYONE TO BE STREET SMART OR SORRY GO BE YOUR FRIEND.

BEWARE OF POS. SOME NOW INSTALL CCTV JUST TO CAPTURE YOU TYPIN YOUR PIN. SOME PRETEND THEY ARE DIALING A NUMBER WHILE CAPTURING YOU AS YOU ENTER YOUR PIN.

So with this are you saying all those virtual card like the ones from opay etc issued will be preferred to our atm card, especially when using pos?
So I can just fund my virtual account from my main bank whenever I wish to use POS then take the virtual card to the pos center?

Gabkosh:
Shut up. It just happens to me now, they didn't even call me. They only sent use ATP message and the next I saw was a withdrawal of 100,000.

Op is right

You pig!

So how did they get your account details?

dubra:
animal same thing happened to me, when I got to the bank I was told that my money was used to purchase bulk airtime at ikoyi Mtn off, i got the otp but never sent it to anyone, i took 8 months and consistent tormenting the bank customer service before I got my money back

Wait o, u mean it was sportypay that was used in withdrawing ur money and you got it back?

Kindler01:
� S. O. S

My friend's account got emptied on Saturday by a fraudster using SPORTYPAY platform. An OTP was sent to him and immediately an unknown number flashed him. Shortly afterwards he started seeing debit alerts even without given out the OTP.

Getting to his bank today, he's been told the possibility of getting the money back is slim if not impossible.

Now, checking out the SPORTYPAY site, we discover that they don't have a standard or working platform, while Sportypay.ng automatically redirects to a porn site...

Also, there have been similar complaint online about same thing happening and same platform used to defraud other people of their hard earned money.

CONCERNS:
� Are customer's money still safe in the banks?
� Is it that the security network in the banks are now porous and vulnerable to cyber attacks?

Please those in appropriate authority should do something about this before it goes beyond control and possibly cause unwarranted depression and death at worst.

Hello op what did the bank say

OgogoroFreak:
It's not hard to believe. It's an outright lie.

Aslong as OTP was sent, you need that OTP to complete the transaction. It's a must.

It happened to me yesterday… what right do you have to call him a liar? You must be really stupid. I picked the call and didn’t say anything before they emptied my account

Lost my atm card some days ago...I got a call from a strange T-mobile number +1 682

Is my account safe? Though I couldn’t pick the call.

To all bosses in the house, there are new technology’s in town, they call with robot to get sms.

Once they have the victim Nunber,with that flash or a received call,they will get the sms instantly. Without the victim giving it out.

OgogoroFreak:
You pig!

So how did they get your account details?

Oga mi,
Dem don dey spam Naija details since !!!

Am a victim of this stuff,they withdraw 53k from my account on Sunday even without getting the otp code

Hmmm

I just got debited too, mine was that there was no OTP, it was automatically debited with 1min, 220K was gone.
Please what can I do to trace and retrieve my money back. Please help

Iamfancyfranncy:
I just got debited too, mine was that there was no OTP, it was automatically debited with 1min, 220K was gone.
Please what can I do to trace and retrieve my money back. Please help

go to your bank,if you are sure you were not careless about your details,i got my money back from gtb

will u pls stop all this na.......why all this... Must u abuse urself befor u understand what guys ar tryin to say to eachother....not by force to believe what they ar posting here....is either u take it or u leave it.... Stop insulting urself plssss....i came in peacewill u pls stop all this na.......why all this... Must u abuse urself befor u understand what guys ar tryin to say to eachother....not by force to believe what they ar posting here....is either u take it or u leave it.... Stop insulting urself plssss....i came in peacewill u pls stop all this na.......why all this... Must u abuse urself befor u understand what guys ar tryin to say to eachother....not by force to believe what they ar posting here....is either u take it or u leave it.... Stop insulting urself plssss....i came in peacewill u pls stop all this na.......why all this... Must u abuse urself befor u understand what guys ar tryin to say to eachother....not by force to believe what they ar posting here....is either u take it or u leave it.... Stop insulting urself plssss....i came in peacewill u pls stop all this na.......why all this... Must u abuse urself befor u understand what guys ar tryin to say to eachother....not by force to believe what they ar posting here....is either u take it or u leave it.... Stop insulting urself plssss....i came in peacewill u pls stop all this na.......why all this... Must u abuse urself befor u understand what guys ar tryin to say to eachother....not by force to believe what they ar posting here....is either u take it or u leave it.... Stop insulting urself plssss....i came in peacewill u pls stop all this na.......why all this... Must u abuse urself befor u understand what guys ar tryin to say to eachother....not by force to believe what they ar posting here....is either u take it or u leave it.... Stop insulting urself plssss....i came in peacewill u pls stop all this na.......why all this... Must u abuse urself befor u understand what guys ar tryin to say to eachother....not by force to believe what they ar posting here....is either u take it or u leave it.... Stop insulting urself plssss....i came in peacewill u pls stop all this na.......why all this... Must u abuse urself befor u understand what guys ar tryin to say to eachother....not by force to believe what they ar posting here....is either u take it or u leave it.... Stop insulting urself plssss....i came in peace

It’s true oo. Banks are not reliable anymore. Sportypay just deducted 500 thousand naira from my mum’s UBA bank today. Without sending anyone her OTP no. She hasn’t even done any online transactions before. Pls and it seems this sportypay are used to defrauding people if 500,000 naira. Pls UBA must do something about this oo. Infacts all banks must do something about this. Our money are not safe at banks any more

sad

Does she have an at card linked to her account?

victoriaomobola:
It’s true oo. Banks are not reliable anymore. Sportypay just deducted 500 thousand naira from my mum’s UBA bank today. Without sending anyone her OTP no. She hasn’t even done any online transactions before. Pls and it seems this sportypay are used to defrauding people if 500,000 naira. Pls UBA must do something about this oo. Infacts all banks must do something about this. Our money are not safe at banks any more

sad

It just happened to my friend.... 400K+ just vanished

PsalmLG:
will u pls stop all this na.......why all this... Must u abuse urself befor u understand what guys ar tryin to say to eachother....not by force to believe what they ar posting here....is either u take it or u leave it.... Stop insulting urself plssss....i came in peacewill u pls stop all this na.......why all this... Must u abuse urself befor u understand what guys ar tryin to say to eachother....not by force to believe what they ar posting here....is either u take it or u leave it.... Stop insulting urself plssss....i came in peacewill u pls stop all this na.......why all this... Must u abuse urself befor u understand what guys ar tryin to say to eachother....not by force to believe what they ar posting here....is either u take it or u leave it.... Stop insulting urself plssss....i came in peacewill u pls stop all this na.......why all this... Must u abuse urself befor u understand what guys ar tryin to say to eachother....not by force to believe what they ar posting here....is either u take it or u leave it.... Stop insulting urself plssss....i came in peacewill u pls stop all this na.......why all this... Must u abuse urself befor u understand what guys ar tryin to say to eachother....not by force to believe what they ar posting here....is either u take it or u leave it.... Stop insulting urself plssss....i came in peacewill u pls stop all this na.......why all this... Must u abuse urself befor u understand what guys ar tryin to say to eachother....not by force to believe what they ar posting here....is either u take it or u leave it.... Stop insulting urself plssss....i came in peacewill u pls stop all this na.......why all this... Must u abuse urself befor u understand what guys ar tryin to say to eachother....not by force to believe what they ar posting here....is either u take it or u leave it.... Stop insulting urself plssss....i came in peacewill u pls stop all this na.......why all this... Must u abuse urself befor u understand what guys ar tryin to say to eachother....not by force to believe what they ar posting here....is either u take it or u leave it.... Stop insulting urself plssss....i came in peacewill u pls stop all this na.......why all this... Must u abuse urself befor u understand what guys ar tryin to say to eachother....not by force to believe what they ar posting here....is either u take it or u leave it.... Stop insulting urself plssss....i came in peace

I'm not sure the person who wrote this rubbish with zero punctuation finished ordinary primary 5!

Kindler01:


Sir, thing is, we were just together gisting on Saturday... No online transaction done. In fact the phone were on the table. Next thing we saw was OTP mssage, then a flashing from that number and debit alerts started entering. All in less than 2 minutes. As I said, it's difficult to convince anyone on this. But that's just it.
No card exposure, no OTP given out.

Why would you say No Card Exposure? Are you the one keeping his card all the time? Or, just because you were with him when the debit alert came in? Did you know if he had exposed his card before that moment?

NOT NECESSARILY A VIRTUAL NUMBER. IT'S IN USE JUST THAT IT WAS DIVERTED.... TELL YOU WHAT; IF YOU GOT TWO PHONES, TRY THIS, GO TO YOUR CALL DIVERT SETTINGS, DIVERT YOUR CALLS ON THE PROMPT TO INPUT THE NUMBER TO BE DIVERTED TO, INSERT ANY RANDOM DIGIT THEN TRY CALLING THE NUMBER YOU DIVERTED, IT'LL TELL YOU THE NUMBER DOESN'T EXIST. EASY-PEASY... try it.

obiekunie01:


YEP!

THE NUMBER CANT EXIST CAUSE ITS A VIRTUAL NUMBER FROM FREE VIRTUAL NUMBER SITES.

Make i keep my mouth before nairalanders will start associating me with slowwormirr abi na wetin be that scammer guy name.

SavageResponse:


I'm not sure the person who wrote this rubbish with zero punctuation finished ordinary primary 5!

Wallahi, it's so appaling, and annoying at the same time. You see this short-hand and abbreviations people do ba, it pains me to my bone marrow...

obiekunie01:


Oga!

DON'T ALWAYS FEEL YOU KNOW EVERYTHING!

FOR YOUR INFORMATION, THEY CAN WITHDRAW YOUR MONEY WITHOUT OTP.

BESIDES, THAT CALL THAT CAME THRU TO HIS PHONE IS CALLED "PHISHING CALL" IT WAS USED TO BYPASS THE OTP.

You know absolutely nothing Mr. Ogogoro drinker!


OH LEST I FORGET MT. OGOGORO DRINKER.

GO READ ABOUT 2-D PAYMENT GATEWAY - THOSE ONES ARE DESIGNED TO PROCESS YOUR CARD PAYMENTS WITHOUT SENDING YOU ANY OTP, YAHOO GUYS ARE NOW BUSY DEVELOPING PURCHASE PORTALS WITH 2-D ALGORITHM. THAT WAY THEY WIPE YOUR MONEY WITHOUT SENDING YOU ANY OTP - EXCEPT MAYBE ALERTS!

Una too dey lie.