Solumtoya:


Moneybox.

These are neither sponsored nor Financial Advice but based on experience.

Thastie:
So there are Ghanaians in my workplace and the annoying thing is they all want to compare their country with Nigeria at every opportunity. Its annoying. They'll be the first one to tell me about Nigerians that lost their kids or are in the country illegally...just to gloat. It's really pissing me off. Whenever they do comparison, I just tell them Nigeria has 36 states so what part of Nigeria are you referring to?

And the most annoying thing is Nigerians at my workplace are so dominated and defeated, they don't even argue, they just accept it.

Solumtoya:


You don't risk so much, which is why I said put £1 or more and don't wait till you "haff balance" so the 1 year starts counting. Secondly, even if you change your mind and want your money back, the 25% penalty is almost the same 25% the Government gave you, remember? Of course it's more (Mathematics).

rinzylee:


Actually on the contrary, you pay a penalty of 25% on the total amount in your ISA.

So say you deposited 4k, government gives you 25% of £4k which is £1000, and you get to have £5K. If you decide to withdraw 4k for any other reason save clocking 60+ years, buying a house or a terminal illness, then you will pay a 25% penalty on the total [/b]of your contribution [b]£4K + 25% of 4K from government which = £1K , this means you end up paying £1,250 as penalty.

Thastie:
So there are Ghanaians in my workplace and the annoying thing is they all want to compare their country with Nigeria at every opportunity. Its annoying.
And the most annoying thing is Nigerians at my workplace are so dominated and defeated, they don't even argue, they just accept it.

Solumtoya:


Please read the last two sentences again. I clearly stated it would be more, the mathematics I put in brackets is what you have just shown, thanks.

The idea of a LISA is for a house, retirement, terminal illness, etc. not for withdrawing randomly, the "L" means Lifetime. I don't know how else to explain that, if you want to buy your first house, getting a 25% bump is a great deal on your savings.

HollyMadison:
Hi elders. Please can you recommend a blender for beans? i.e akara and moi moi

rinzylee:
Away from problems and worries......can we catch the brighter side of life in this UK once again??


Biko someone should share a vacation story or a recent achievement here.


UK appears to be quite lax on immigration checks.. I was shocked no one talked to me from Gate 5. I felt funny.


Has anyone toured the whole shengen countries here? I dey reason am

Solumtoya:


It could take a few months but hope uou have other records outside AMEX? Like Electoral Register, Utility bills direct debits, Bank Accounts, etc

Lexusgs430:



Don't worry, AMEX would report your credit file.......

LagosismyHome:


Yes I saw one... the new people haven't sorted accommodation so employer gave a room aka accomodation. The new employees turns up and see 4 people have been allocated to share this one room

So 4 unrelated people who don't know each other from Adam are told to share a double bed and now the employer is giving them a shift of 12hours but only paying 6 hours. This just slavery and has becoming an annoying trap .the lady who been there for 5-months said nobody to complain or they cancel your cos so all working 12 hours and been paid 6

ProfJYK:


The brighter side is very important. Before person head start to touch.

On the immigration checks, I believe a lot is done in the background. Returning from Naija on my last trip, there was nothing in my 6 bags that hadn't been opened. Everything had a pin prick leak.

They scan... watch on CCTV... profile randomly and selectively while trying not to hold up the lines at the points of entry.

HiddenID:
Good evening all,

Has anyone had an experience with rescheduling biometrics capture for Nigerian passport in London please?

I booked biometrics for 19th September and after a few weeks, it was announced as a public holiday for the Queen's burial. I've been trying to pick a new date since then but each time I reschedule, it allows me to pick future dates but then defaults to the past date again.

I have been calling the NHC numbers but haven't been able to reach anyone, no response to emails either.

I will really appreciate some advice on this.

HollyMadison:


Please do you have a picture, name, model number etc? There are lots of ninja blenders

HiddenID:
Good evening all,

Has anyone had an experience with rescheduling biometrics capture for Nigerian passport in London please?

I booked biometrics for 19th September and after a few weeks, it was announced as a public holiday for the Queen's burial. I've been trying to pick a new date since then but each time I reschedule, it allows me to pick future dates but then defaults to the past date again.

Thastie:

And the most annoying thing is Nigerians at my workplace are so dominated and defeated, they don't even argue, they just accept it.

HollyMadison:
Hi elders. Please can you recommend a blender for beans? i.e akara and moi moi

Thastie:
So there are Ghanaians in my workplace and the annoying thing is they all want to compare their country with Nigeria at every opportunity. Its annoying. They'll be the first one to tell me about Nigerians that lost their kids or are in the country illegally...just to gloat. It's really pissing me off. Whenever they do comparison, I just tell them Nigeria has 36 states so what part of Nigeria are you referring to?
And the most annoying thing is Nigerians at my workplace are so dominated and defeated, they don't even argue, they just accept it.

rinzylee:
Away from problems and worries......can we catch the brighter side of life in this UK once again??


Biko someone should share a vacation story or a recent achievement here.

Meanwhile....I enjoy watching border patrol whenever NHS donates some part of my 5 year hustle to me .... those Australian and New Zealand border guys no dey play o. USA is hard on food scrutiny.

UK appears to be quite lax on immigration checks.. I was shocked no one talked to me from Gate 5. I felt funny.


Has anyone toured the whole shengen countries here? I dey reason am

Solumtoya:
One more thing, please forgive my too much talk.

Please open a Lifetime ISA, and fund it with at least £1. Do it now and I will try and explain.

CONS: You can't take your money out of it without a 25% penalty unless you're retiring or paying for your first home or leaving the Country permanently, I think

PROS: Government gives you a 25% bonus up to £4,000 contribution. So if a Husband and wife put £4k each in March, they get £2k. If they put another £4k each in May (which is a new year), they get another £2k. So, in a space of few months, they just got £4,000 that they can use for their first home or retirement. Depending on your provider, you might even get more interests outside the 25%.
(Mathematics).

Tinyemeka:


I came in with 2 travelling bags and 4 Ghana-must-go bags. The GMG bags were filled with mangala, stock fish, 5 litres of palm oil, uziza, okazi, dried onugbu, crayfish, dried fish, kpomo, Garri, beans and other food items enough to feed 100 people at an owambe. I'll attempt the stunt again the next time I visit home.

The only people who gave me a bit of a hassle were the Customs and NDLEA at Nnamdi Azikiwe. That's all.

Tinyemeka:


I came in with 2 travelling bags and 4 Ghana-must-go bags. The GMG bags were filled with mangala, stock fish, 5 litres of palm oil, uziza, okazi, dried onugbu, crayfish, dried fish, kpomo, Garri, beans and other food items enough to feed 100 people at an owambe. I'll attempt the stunt again the next time I visit home.

The only people who gave me a bit of a hassle were the Customs and NDLEA at Nnamdi Azikiwe. That's all.

Tinyemeka:


Thanks a lot for the exposé.

I'm about to open a LISA on Moneybox and I'm always careful to avoid anything that smells like Public Funds, to avoid stories that touch.

I need to confirm please: Hope the 25% bonus paid by the Govt to our LISA contribution will not be viewed as Public Funds?

Thanks once again.

rinzylee:



Hahahaha....laughing out loud here. I had extra luggage of 23kg food alone


Abeg carry go jari....I'd repeat same when I return. I just can't eat the food here. I was selective while in Nigeria, it's worse here.


I flew through Abuja, I didn't really get so much scrutiny. The Hausa customs/immigration boss there...asked them to return all the money they took from me. I was shocked. Nigeria will be better!!!!

Tinyemeka:


In my case, I'd purchased 3 tickets and was a bit wary about using GMG bags based on what I'd read on this thread earlier on. A friend had to call someone working with the airline, who confirmed that I could fly with GMG bags. I also called the airline to confirm their baggage allowance and they told me that each ticket was entitled to 2 pcs of 23kg each in addition to 7kg carryon bags each. Bros my joy knew no bounds.

To top it off, they still added an extra 5kg for me because I'd checked in online within 72 hours of departure.

HollyMadison:
Hi elders. Please can you recommend a blender for beans? i.e akara and moi moi