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I Just Noticed A Fraudulent POS Withdrawal On My Account - Business - Nairaland

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I Just Noticed A Fraudulent POS Withdrawal On My Account by justBreathe: 5:45pm On Sep 21
Good evening, everyone.

I am an undergraduate student at UNN.
I applied for an opportunity recently that required me to submit a copy of my statement of account (SoA) to the organization for verification.
As i was going through the SoA now, I just discovered a POS transaction (withdrawal) that I never made as I do not use POS at all for fear of scams.

It reads.......

POS TRAN-SABON MAFARKI VENTUR/EN/NG/28072021

A Google search shows the said company is in Taraba state.
https://nigeria24.me/sabon-mafarki-ventures

The debit is N20, 000.


How was the withdrawal even done without my card?
I am so sure my card never leaves me as I'm quite scrupulous about my things.



I am so lost now
Pls what can I do to get this sorted out currently?
Can anyone assist me with the procedure of getting my bank (FirstBank) to look into this?

To think I need money badly this period.
cry cry cry

4 Likes 1 Share

Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by chatinent: 5:47pm On Sep 21
Do you buy things online?


Sure you haven't logged your card details into a phished site? A look-alike site?

The auto-fill on browsers makes that fill-up easier.

If you didn't, sb is tampering with your account. You need to freeze it.

Can you change your transaction pin?

37 Likes 3 Shares

Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by justBreathe: 5:56pm On Sep 21
chatinent:
Do you buy things online?


Sure you haven't logged your card details into a phished site? A look-alike site?

The auto-fill on browsers makes that fill-up easier.

If you didn't, sb is tampering with your account. You need to freeze it.

Can you change your transaction pin?

I really cannot remember right now but
I haven't bought anything online throughout this year. That I'm sure of.

I only use the card to pay my school fees (on Remitta via my school's portal) and to fund my Barter (by Flutterwave) and PalmPay apps, as I began airtime sales recently to make some money for small expenses.

But the airtime sales began after the said fraudulent debit occurred (August).

I'm so confused..
cry

3 Likes 2 Shares

Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by chatinent: 6:11pm On Sep 21
justBreathe:


I really cannot remember right now but
I haven't bought anything online throughout this year. That I'm sure of.

I only use the card to pay my school fees (on Remitta via my school's portal) and to fund my Barter (by Flutterwave) and PalmPay apps, as I began airtime sales recently to make some money for small expenses.

But the airtime sales began after the said fraudulent debit occurred (August).

I'm so confused..
cry

You need to visit your bank.

7 Likes

Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by justBreathe: 6:14pm On Sep 21
chatinent:


You need to visit your bank.

I will do that tomorrow.
But is there any way to kickstart things tonight?

I was told here that I should mail them and copy CBN and the EFCC..

12 Likes 2 Shares

Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by justBreathe: 6:16pm On Sep 21
chatinent, I have added a photo of the SoA page with the fraudulent activity for review.


Modified: For some reason, I cannot reply any of your comments and suggestions.
I guess it's the anti-spam bot.

I just want to say thank you to everyone for your remarks & suggestions.
I have gotten some direction..
I have mailed my bank now, and will go physically to lay my complaint tomorrow.

3 Likes 1 Share

Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by chatinent: 6:18pm On Sep 21
justBreathe:


I will do that tomorrow.
But is there any way to kickstart things tonight?

I was told here that I should mail them and copy CBN and the EFCC..

Okay.
Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by justBreathe: 6:39pm On Sep 21
yehmy, femiblacky
Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by Femiblacky(m): 6:41pm On Sep 21
justBreathe:
yehmy, femiblacky


Sir....what should I do?
Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by justBreathe: 6:44pm On Sep 21
Femiblacky:



Sir....what should I do?

Sorry I'm just trying to get some help
cry


I have been following your 50k fraud case as a guest.

I figured you could help guide me on how to spur my bank to action.

3 Likes

Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by Femiblacky(m): 7:06pm On Sep 21
justBreathe:

Sorry I'm just trying to get some help cry

I have been following your 50k fraud case as a guest.
I figured you could help guide me on how to spur my bank to action.
Ok, u can chat me via the number on my signature, I can tell u what I did
Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by lordcyno(m): 7:22pm On Sep 21
20K was withdrew from your acct since august and you're just noticing now?

42 Likes 3 Shares

Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by justBreathe: 7:33pm On Sep 21
lordcyno:
20K was withdrew from your acct since august and you're just noticing now?

Yes, but please don't be too hasty to chide me.

A delay in my bank sending me the CR alert caused that.

I just checked my phone to even see that I was sent the POS debit alert too, but it arrived at the same time with the CR alert then so I just minimized the notification (Mark as read) after seeing the CR alert, and thought nothing of it.
If not for the SoA, I probably won't have noticed this till an even later time.

Quite careless on my part...
cry


I actually thought I had transferred the money to my other bank account (I use exclusively for savings). That's why I didn't have it on my mind.

Modified: The Debit was actually in July (July 28)

2 Likes 1 Share

Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by arthurwillia(m): 8:18pm On Sep 21
Hmm I feel you have logged in your stuff somewhere and you don’t know or you don’t receieve alert and someone is using your number to do it
Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by Sonnobax15(m): 8:18pm On Sep 21
lipsrsealed
Na wa oh
Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by optimus106(m): 8:18pm On Sep 21
Your atm card details which you entered online is the problem.
Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by Jeromejnr(m): 8:18pm On Sep 21
First bank abi?..someone close to me just complained similar thing not too long ago.
Going to rage at the bank tomorrow.

3 Likes 1 Share

Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by pocohantas(f): 8:19pm On Sep 21
justBreathe:


To think I need money badly this period.
cry cry cry

I doubt this. If you need money badly, you would have noticed N20,000 left your account, because if ordinary N1 leave my account, I GO CALL OUT GTB FOR TWITTER, IG AND NAIRALAND.

Report to your bank.

76 Likes 8 Shares

Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by ChrisIntegral(m): 8:19pm On Sep 21
Nawa for this country
Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by revived: 8:19pm On Sep 21
You get too much money nah why

Since July till now you knw now

Sulamalia bro

But Sha contact the bank that claims to be the first but always last to send debit alert angry

7 Likes

Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by NobleSeed(m): 8:20pm On Sep 21
shocked don't you normally receive alerts?
So if they didn't ask you to bring statement of account you would have noticed? Belike op money over long ooh....
Me if na #5 comot from my aza I dey scrutinised how come about the deduction ooh .
Me no too trust all these banks.

5 Likes

Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by Sonnobax15(m): 8:20pm On Sep 21
ChrisIntegral:
Guys, stop patronizing POS people
undecided And he should start patronizing ATMs that Banks hardly fill abi? undecided. Or if you aren't lucky self, ATM might swallow your card undecided
ATM is no saint here undecided

3 Likes

Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by enyiinne(m): 8:20pm On Sep 21
Sadly, the bank can't do anything to reverse the funds.

1 Like

Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by toyinkin(m): 8:20pm On Sep 21
Try to remember if u ever make use of pos.cause you can't just get debit alert without authoring d said transactions..except you have disclose your card details to someone

1 Like

Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by Winters23: 8:21pm On Sep 21
shocked
Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by smith946(m): 8:22pm On Sep 21
.
Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by ibroh22(m): 8:22pm On Sep 21
OP just visit your bank and complain about the transaction, a chargeback would be raised and tge acquiring bank would definitely look into it.
Please note that, let them log the complaint as fraudulent so that proper investigation can be carried out as to how the debit was authorized with on your card.

3 Likes

Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by emmykk(m): 8:23pm On Sep 21
Maybe your girlfriend or someone close to you know your pin and took it to pos place and use it...no POS agents can fraudulent withdrawal money from your account without the pin,account number or your atm card.

Don't use your mistakes to hoodwink pos business.
You are the type that make it look like pos business are fraud maker.
Before you are given pos you need to present useful information like:

Full Name:

Active Email:

Date of Birth:

Phone number:

Gender:

Business Name:

Home address:

L.G.A:

State:

Mother's maiden name:

Bank Name:

Bank account number:

Bvn number:

ID CARD NUMBER

Valid ID card:

Passport:

NEPA bill:

Signature:

*NEXT OF KIN DETAILS*

Full name:

Relationship:

Address:

Phone number:

Email:

Nobody will provide such information and be doing fraud of 20K that you can be found.

Make una nor spoil pos business for people hand

28 Likes 3 Shares

Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by Xilsbridalhouse(f): 8:24pm On Sep 21
Lol and you just noticed? Some of us check our balance every min cheesy any small alert, my eye go shine! I panick over strange POS debit alerts, only to always find out it was one of my transactions.



These scammers are really hurting their victims deeply.

5 Likes

Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by Thinktwicemybro: 8:24pm On Sep 21
op you are a lair: these are my reasons

1. I don't buy your builshit lies
2. As hard as Nigeria is today, everybody knows their account balance
3. If 20k is Missing from your account you would have known before now, 20k is no 1kobo.
4. Are you telling us that if not for the application that needed your statement of account you won't have know that 20k is missing all these while.
5. Stop chasing clout we are more intelligent than this.

PS: if it's true at all know that someone very close to you used your ATM card to withdraw from a POS vendor and delete the alert from your phone.

19 Likes 1 Share

Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by Lamasta(m): 8:25pm On Sep 21
justBreathe:
Good evening, everyone.

I am an undergraduate student at UNN.
I applied for an opportunity recently that required me to submit a copy of my statement of account (SoA) to the organization for verification.
As i was going through the SoA now, I just discovered a POS transaction (withdrawal) that I never made as I do not use POS at all for fear of scams.

It reads.......

POS TRAN-SABON MAFARKI VENTUR/EN/NG/28072021

A Google search shows the said company is in Taraba state.
https://nigeria24.me/sabon-mafarki-ventures

The debit is N20, 000.


How was the withdrawal even done without my card?
I am so sure my card never leaves me as I'm quite scrupulous about my things.



I am so lost now
Pls what can I do to get this sorted out currently?
Can anyone assist me with the procedure of getting my bank (FirstBank) to look into this?

To think I need money badly this period.
cry cry cry
Go to your bank and make a formal complaint there first after then you will know what to do....
Re: I Just Noticed A Fraudulent POS Withdrawal On My Account by AJOBI77(m): 8:25pm On Sep 21
It's a POS transaction. Meaning your ATM was used for the transaction unless it was a cardless transaction.
Visit the nearest branch of your bank or call the call center via the numbers at the back of your ATM card or send an official enquiry to their official mail

2 Likes

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