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Living Besides Nigeria - Family - Nairaland

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Living Besides Nigeria (ways Of Being) / Living Besides Nigeria II (2) (3) (4)

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Living Besides Nigeria by Psiyohos: 4:55pm On Oct 13, 2021
Please this thread must not be detailed.

Please as things are getting increasingly hard in this country.
Help us with money saving tips that you use to survive.
God bless you as you post.
I'm a bachelor. But those with families can also help.
This thread is needed so we know how to manage the little valueless Money we earn
I'm earning₦30,000

Here are mine.
I only buy and wear white shirt from Katangowa ( thrift market) bend down select.
They are cheap and good for the hot weather.

I use Ori Shea butter and coconut oil for cream

With food
I buy white beans 1 paint in the ilePo farmer's market and ground it at the back
(₦2700 total)
I use it to make Moi moi by making a paste with grounded pepper and crayfish.
I eat it to work with green tea.
Then when I come back I find something to eat
The. I buy dried pepper and tomatoes, I think it's better than tin tomatoes
1 crate of egg, as meat and fish no gree us buy (₦1500)

I usually ground mewa( pearl millet) (₦1500)
To eat with the Moi moi (it last 3 months)

For subscription I only do the Go Tv 400 per month own

I manage to save ₦8,000 At the end of the year I intend to save at least ₦90000
I intend to use it to buy land in a remote village a land that is cheap maybe 2 plots or one acre and plant stem trees and carpet grass everywhere.

So that I can have a park.. it's better than building house. House is not an investment.

I usually take standing to work (₦100/₦150 ) daily making my transport fare (max ₦6000)

I buy shoes in super (₦2500) I only two
I practice minimalist living so no extra load.
I've deleted all my social media except Nairaland and WhatsApp.
For relaxing. I download books or films with night plan.

If I do marry and give birth I intend my child to attend public school then I can use home lesson to support her I only want 2 or 1 sha
And I do other errands to support my income.


How do you manage money my friend?
Re: Living Besides Nigeria by Psiyohos: 5:50am On Oct 14, 2021
Piggyvest and Potatoes.

These two are life savers, I have been using Piggy for the last 4 years now and I can say that they don't disappoint.
I save money on piggyvest, I usually lock it so that I can get interest.
If I lock like 8,000 for 2 years i know I won't be able to touch it. And I get automatic interest that I use to flex on my flex account.

Potatoes also have been helpful. If I buy potatoes. I can buy the one of ₦500 and use it to make mashed potatoes ( I will cut it and peel it, cook it and when it's soft I will turn it and mash it together like Eba).
I eat this a lot with fried egg. To me it's better than eating outside ( outside food is rubbish, and very expensive)
It used to hold till 4pm when I close from work.

In this life, once you can eat, satisfy yourself and sleep everything else is vanity
I stay in a room, though I'm planning on moving to a self con.
Doing or buying chair is a waste of money.
Let the visitor (that's if you want o) sit on the floor, if he cannot let him go to his house.

I design my room like the Japanese people. I design a kotatsu where I sit and type if I want the only thing is my bed.
I don't cook beans again, with the way gas is now cost.
I just buy beans of one paint (₦2300) white beans and ground it like that without washing.
Grounding is ₦500 and I just cook Moi moi anytime I feel like eating beans.

Bread is now once in a month first Sunday of theo month when we collect salary and want to enjoy small.
We can eat bread and egg ( I don't go to church too again jare, Na scam)

I eat more of potato rather than bread. Bread ₦600 will finish in 2 days potatoes ₦600 can still take you one week.

NEPA bill - ₦2k

My monthly expenses on food is like this.

Rice (one paint) - ₦2200 (small grain)
Oil - (palm& groundnut) ₦3000
Egusi ₦500
Crayfish 1 derica ₦600
Dried tomatoes and pepper -₦1000
Gas (3kg) - ₦1800
Garri - (2 paint) ₦1600
Grounded beans ( not every month) - ₦2800
Other months I buy Noodles (mimmee (₦3200))
Date - ₦500
Tiger nut -₦1000
Lipton tea -₦300
Maggi - ₦200
Grounded pepper- ₦400
Onions- ₦500
Fresh sachet juice ( in case we want drink mineral) ₦50 per one (10 pieces) ₦500

Roughly ₦16k on feeding + transport₦6k
I'm able to save my ₦8k Every month.

From my little errands I can pay for NePa bill, Lawma bill and buy card.

Please if you have any way you manage too, post.
We will survive this Buhari's Nigeria

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