Hello Fellow Nairalanders,
A lot of people go into borrowing without any exit plan put in place.
Therefore before borrowing that money, have you counted the cost (pros and cons)?
Sit down and put everything in place before borrowing that money.
And by the way, I will NEVER advise you to borrow to conduct your marriage and burial ceremonies. You should learn to live within your means.
But you can borrow money to run a business, education etc.

So, what's your reason of borrowing that money?
Let's hear from you and learn too.

Are you mentally capable to cope with the outcome of failure to pay back your loans on time?