topsam1:
To pay back 70k...

AnonPoet:

https://nairametrics.com/2021/12/21/fairmoney-microfinance-bank-fair-banking-for-all/

techboss1313:
No nah, it is only those that pay back within 2 weeks that have access to the zero interest. But for others the interest starts from 2.5%

Promise47:
My dear don't borrow form loan app I done tell you find job that can pay u 40k or 50k in less than 6months u can start ur business

nedekid:


And what job am I paid to do if I may ask?
So as they have bvn, they should drive around town looking for someone that took eg 10k loan that is overdue?
Am I to sympathize with with "those whoes integrity has been dented"? In the first place, those people have no integrity! You take a loan and must pay as at when due, how hard is that to understand? You don't give excuses of one dead relative, having an accident, wife giving birth, "technical issues".
On the other hand do not collect such loans if you do not have confirmed expected income to repay. The Loan companies are not your relatives but are there to make money while solving cash flow for those that have urgent need.
I started with carbon formally paylater with 10k, up till the offering me over 500k which I never took. The most I took was 100k, simply because that was what I knew I could convinently pay. I cut my cloth to my size. I could have taken the whole 500k, blown it on goodtime or whatever, then when it is time to pay, I start to wine like a baby, coming online to seek sympathy.
I got embarrassing text concerning my car painter the other day over loan just as I was about to mobilize him to paint a car. I called him to ask how far, he told bullshit lies as usual that someone frauded his account. I told him I have concerns giving him money.
Nna, within munites nigger had paid the loan company. He had the money but refused to pay, rather wanted me to pay to another bank account.
You take igbese, PAY!
Last I used the app was 3 or so years ago. I used branch last year for just 5k.
I live within my means.

temiregiddy:
But you know Fair money has one of the best interest rates out there

mranova:

lagosrd:


You refused also to address the pain caused those who paid and their loan companies refuses to acknowledge the loan on time thereby spilling to the next working days and before jagga, they started their rubbish. See this is barbaric to sy the least, FYI, I don't take loans cos I do t need one not because I am super rich but I don't have any need for it and I have mastered contentment because I don't live in fantasy. I live here in reality.

I got a text from these loan of someone that took me on training , I mean a very big house hold name in hr in Nigeria accusing her of being a thief etc ... I was just showing a friend that what sort of embarrassment is this before my friend alerted me to read the text very well, could you imagine they sent her husband's number , her mothers number to me and to spoil the who show they said I should also note that I am one of her guarantors. Goose pimples got down my spine until i just said well when did I press t myself as a guarantor. Funny enough I last spoke to the women almost 10yrs ago.

I call the woman and she said she has made payment but they said their system has issues and they started surcharging her on technical issues they had with their system.

If they could go to the extent of print people's obituary because of a defaulted loan it equally means they can do and undo if they don't get their money back.

Pls let's reason on the platform of human being before they start assassinating everyone that collects loan from them.

dollytino4real:
i 've done it, a school close to my house as a graduate dey will start me 10k just imagine

Promise47:
10k for a graduate school in Nigeria is a total waste okay try something na leave where u are travel to a different place u see job please don't borrow I knee down and beg u please don't borrow thank you God will see u through

Volksguys1985:
it should work now

Annie001:

You can't collect 100k as first timer
You have to build your credit score from 5k or 10k
I started from 5k and now I am eligible for 1m
I don delete the app sha
God will never let me see wetin go make me borrow money this year.
To answer your question
The highest I collected was 50k to pay 66k in two months.
Branch has the best interest rate though

Annie001:

You can't collect 100k as first timer
You have to build your credit score from 5k or 10k
I started from 5k and now I am eligible for 1m
I don delete the app sha
God will never let me see wetin go make me borrow money this year.
To answer your question
The highest I collected was 50k to pay 66k in two months.
Branch has the best interest rate though

Jibsonified:


Not true at all. I borrowed 100K and paid back 124K within 2 months.

seborrhic:

Are u sensible at all.
That's 12% per month na which comes to 72% in 6months and 144% per year!
Your own interest rate collaborated what the person u quoted said and u are here saying "that's not true".

73O9:






Branch seems to be far better than fairmoney.
I decided to check interest to be paid on N100k for same loan tenure, fairmoney wasn't fair. To cap it all, fairmoney adds default charges up to 10 days when you don't pay ontime while branch doesn't do so.

Fairmoney has to total payment of N154k on N100k loan while branch has a total of N126k on N100k loan for same 3 months duration.

chaseblack:



Na u gangan dey lie, no vex o

Hollyharjii:


Pls how true is this your statement? because I borrowed 60k and gonna pay back 88k in 2months. Or is there anything you subscribed to aside the loan or what channels do you used on their app

Jibsonified:

Bakerdav:
stop borrowing money from loan app pls especially fair money

Jibsonified:


Any reason why?