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POS Terminal Scam - Business - Nairaland

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POS Terminal Scam by Oldmansense(m): 4:57pm On Jan 28, 2022
This is an eye opening experience.
Just recently while on Facebook, I came across a sponsored add from paga. I decided to click on the link which has to do with purchase and delivery of POS terminals for those interested in agency bankin and for their retail shops. After clicking on the add I was redirected to WhatsApp where I automatically hooked up to a business account. Immediately I messaged him, an auto generated message came up with the following notes:: "Be inform that android POS is very much available now
Kindly use link below to view catalogues" I continued to chat with him and he quickly dropped this: The next available representative will attend to you shortly
While you wait, kindly Choose a category your enquiry is about thank you,
1.Smart (Andriod) POS
2.Analogue POS
3.Mini POS.
I choose one of his options and he gave me the basic requirements which I have. One of the requirements include having between 50k to 100k as my business capital. Which will be credited to my paga wallet as a proof that I have all it takes to start the business. I quickly funded my paga account and sent him the screenshot of my wallet balance. He then asked me to stay connected online while he will do the onboarding process. I waited while he requests for information from me which includes: valid ID, passport, next of kin details, screenshot of my wallet balance, utility bill and delivery address. I believed everything until I was told to send the verification code sent to me to complete the final stage. I received a password reset code instead, so I became curious of why my account password needs to be changed, he quickly said I should not be sceptical (a word that defines fraud to me) about it that he is legit and sent me his working ID which increased my doubt because it was just an ID designed on a plane orange background and the gradients was just too perfect to be true. So I decided not to send it and insisted he use backend to get whatever information he needs. Immediately he rained curses on me. I know many have been defrauded in this manner. So I decided to initiate another chat with him again using another WhatsApp number just to gather his working format because immediately after our conversation then, he deleted everything so I can't keep them. But this time around I copied every of our conversation and also kept screenshots which I will be attaching to this . Kindly advise your loved one's who has interest in agency banking to locate their state offices to avoid situations like this

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Re: POS Terminal Scam by shuttox: 5:03pm On Jan 28, 2022
Nawa oo
Re: POS Terminal Scam by Oldmansense(m): 5:11pm On Jan 28, 2022
Complete conversation with him

me : Hello sir / madam
[25/01, 01:49] Pos Fraud: Be inform that android POS is very much available now
Kindly use link below to view catalogues https:///c/2347086303505

The next available representative will attend to you shortly
While you wait, kindly Choose a category your enquiry is about thank you,
1.Smart (Andriod) POS
2.Analogue POS
3.Mini POS
[25/01, 01:56] Pos Fraud: Minimum requirements to get a POS:
*A Proof of capital not less than N50,000 as balance on your Paga wallet account showing a commitment you have the capital to start the business (Send a screenshot of your Paga wallet account balance as proof)
*Take a photo back and front of any
Valid identification – Voter’s card, Driver’s License, International Passport, National ID card or Utility bill and send to us here
*Phone number
*Delivering Address
Click on link below download Paga mobile app and also upgrade your KYC level to keep your account secure. Get the app here - https://onelink.to/paga
POS is free but NOTE: Delivery fee outside Lagos cost you N5,000 *payment on delivery*.
Send all requirement here and a approval notification will be sent to you.. Paga terminal POS and other equipment such as table, banner, chair and agent polo will be delivered to your location in two working days after applying here.
*BENEFITS OF BEING AN PAGA AGENT*
Immediate refund of any fail transaction
No charge on wallet top-up
Unlimited airtime discount
No charge on electricity
No charges on cable TV
N10 on Bank transfer to any Bank in Nigeria
0.70% transaction fee on POS
[25/01, 01:59] Me: Do they have target ?
[25/01, 01:59] Pos Fraud: No set aside targets for agents
[25/01, 01:59] Me: Sorry for contacting you this late
[25/01, 17:22] Me: Hello
[25/01, 17:47] Pos Fraud: Good evening
[25/01, 18:23] Me: Have you closed for today?
[25/01, 18:23] Me: I was hoping to get a response from you in the morning. But your office seems slow in responding to customers
[26/01, 00:13] Pos Fraud: This is a 24 hours applying agent service
[26/01, 00:13] Pos Fraud: Any challenge kindly inform us for directives
[26/01, 00:16] Me: I want to know how your POS works and how I can get it
[26/01, 00:17] Pos Fraud: On successful application of the pos terminal we deliver the pos terminal to your provided location
[26/01, 00:18] Pos Fraud: We are not selling for now,We are on promo and we are giving out the terminal for free to all our existing agent's,All you need to do is get the requirements and apply
[26/01, 00:18] Me: But I am not an existing agent. So do I have to pay?
[26/01, 00:19] Pos Fraud: No you just need to have your minimum required working capital and other requirements to apply once your application is approved we will process your delivery
[26/01, 22:35] Me: Who.will be paying for the delivery
[26/01, 22:35] Me: ?
[26/01, 22:42] Pos Fraud: Your to pay to the dispatch agent on delivery
[26/01, 23:00] Me: I don't base in Lagos
[26/01, 23:01] Pos Fraud: When the pos terminal is delivered to your provided location
[26/01, 23:01] Me: Okay
[27/01, 06:29] Me: Good morning. So how do I begin the process
[27/01, 07:28] Pos Fraud: Send the following requirements for data analysis and verification
1. Photo of a valid ID card
2. Phone number
3. Screenshot of your Paga account balance
4. Delivery address in details
Once your application is complete, in two working days your POS terminal will be delivered to your location,note we only offer T, shirts� and banners and umbrella s☔.
[27/01, 21:16] Me: No 4 edevou lanes rumuodomanya port Harcourt Rivers State
[27/01, 21:17] Pos Fraud: Processing your request kindly stay active online
[27/01, 22:06] Pos Fraud: Please which of the pos terminal are you requesting for
[27/01, 22:07] Me: �
[27/01, 22:08] Pos Fraud: We are about to begin your application for the smart andriod pos terminal
[27/01, 22:09] Me: Okay sir
[27/01, 22:09] Me: Thanks for making out time to attend to me
[27/01, 22:10] Pos Fraud: Your full name?
[27/01, 22:10] Me: Ukwadi preye Juanita
[27/01, 22:11] Pos Fraud: Business name as to be inputed on the pos terminal
[27/01, 22:11] Me: How ?
[27/01, 22:11] Me: Because I haven't registered yet o
[27/01, 22:12] Pos Fraud: Just a business name you would want to be displayed on the pos terminal
[27/01, 22:13] Me: Kay Empire
[27/01, 22:14] Pos Fraud: Date of birth?
[27/01, 22:14] Me: 23 12 1994
[27/01, 22:15] Pos Fraud: Do you have a next of kin?
[27/01, 22:15] Me: Muna Floxy
[27/01, 22:16] Me: Brother
[27/01, 22:17] Pos Fraud: Kindly provide a six digit number to be used as your new pos terminal login code
[27/01, 22:17] Pos Fraud: Any six digit number you can easily remember as you will be using the same code to access the pos terminal once delivered
[27/01, 22:18] Pos Fraud: Verification code has been sent to you via text kindly forward it here for verification the verification code is required to change the default six digit code of your pos terminal to the six digit code you have just provided to be your new pos terminal login code

[27/01, 22:19] Me: I haven't received any o
[27/01, 22:20] Me: But the verification code is supposed to be set up by the office na
[27/01, 22:20] Pos Fraud: The verification code is automatically generated on the pos terminal
[27/01, 22:21] Pos Fraud: Kindly provide your registered phone number as the number provided is not a registered number
[27/01, 22:22] Me: How sure am I that I am with conversing with the right agent
[27/01, 22:23] Pos Fraud: Lagos Office (Head Office) 176, Herbert Macaulay Way, 3rd Floor, Yaba Lagos Mainland, Lagos State
[27/01, 22:23] Pos Fraud: We are safe secure and legit but if you do not feel comfortable with the process you can cancel your application
[27/01, 22:24] Me: I am not in Lagos
[27/01, 22:24] Pos Fraud: That's my office address
[27/01, 22:25] Me: And since you promised nationwide delivery that's why I contacted you
[27/01, 22:25] Pos Fraud: Kindly provide your registered phone number so we can proceed with your application
[27/01, 22:25] Me: 08106383028
[27/01, 22:26] Pos Fraud: Processing your request
[27/01, 22:26] Pos Fraud: A new verification code will be reinitiated on the pos terminal kindly forward it for validation once received
[27/01, 22:27] Me: Okay
[27/01, 22:28] Pos Fraud: Have you received your verification code ?
[27/01, 22:28] Me: What was sent is password reset code
[27/01, 22:29] Me: Not verification code
[27/01, 22:29] Pos Fraud: Verification code has been sent to you via text kindly forward it here for verification the verification code is required to change the default six digit code of your pos terminal to the six digit code you have just provided to be your new pos terminal login code
[27/01, 22:29] Me: App
[27/01, 22:30] Pos Fraud: The code required is to be inputed on the pos terminal to reset the default code to the six digit code you provided
[27/01, 22:30] Me: But I just used it here
[27/01, 22:31] Me: Should I still send it?
[27/01, 22:31] Pos Fraud: This is to also ensure the security of the pos terminal before delivery
[27/01, 22:31] Pos Fraud: The code is to be inputed on the pos terminal ma so we can proceed with your application before it's approved
[27/01, 22:32] Me: So I should send it again?
[27/01, 22:32] Me: Your process is too long o
Re: POS Terminal Scam by Springboot: 6:31pm On Jan 28, 2022
Nigerians are so mean, why try to defraud people trying to setup a business. I hope this gets to the front page for others to learn and be alert.
Re: POS Terminal Scam by Slynation(m): 6:35pm On Jan 28, 2022
You get time shaaah....
Re: POS Terminal Scam by Oldmansense(m): 11:34pm On Jan 28, 2022
Slynation:
You get time shaaah....

Yes I have to make out time for this. He almost got my money. I was desperately in need of paga POS terminals and the offer was quite okay because I already have two other terminals but to stay ahead of others around me especially when there is network problem with the same common terminals we have here I can just use the paga to get hold of my customers. Just imagine a beginner or novice allowing this guys wipe away all his capital for the business by sending them the password reset code. Remember most people borrowed money for this business

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Re: POS Terminal Scam by Kobicove(m): 5:38am On Jan 29, 2022
I'm sure the ID card he sent is most certainly fake undecided
Re: POS Terminal Scam by Kobicove(m): 5:42am On Jan 29, 2022
Oldmansense:


Yes I have to make out time for this. He almost got my money. I was desperately in need of paga POS terminals and the offer was quite okay because I already have two other terminals but to stay ahead of others around me especially when there is network problem with the same common terminals we have here I can just use the paga to get hold of my customers. Just imagine a beginner or novice allowing this guys wipe away all his capital for the business by sending them the password reset code. Remember most people borrowed money for this business

You did great by getting info on his modus operandi and also for taking the time to inform people here!

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Re: POS Terminal Scam by Oldmansense(m): 6:36am On Jan 29, 2022
My wish is to have this moved to front page. Whoever that has link to the moderators should begin them. We have to educate people here on how this people place others in hardship. Its enough for the victim to commit suicide.
Re: POS Terminal Scam by JEFFREY150(m): 9:59am On Jan 29, 2022
Oldmansense:
My wish is to have this moved to front page. Whoever that has link to the moderators should begin them. We have to educate people here on how this people place others in hardship. Its enough for the victim to commit suicide.
cc seun mynd44
Re: POS Terminal Scam by Pelxmiye(m): 1:49pm On Feb 03, 2022
JEFFREY150:
cc seun mynd44

Now you have scammed me as well, how are you any different...chai...Nigerians are scammers really

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