heniford2:
Fake story line i have stayed in Germany and know Finland money dey oh! If you want to save you can save and invest home that's the goal line as far as you know the fuvking reason you in UK bobo,sister something most drop 4 u

HEAVEN4444:
brother the UK is not a place that pays high wages. even medical doctors there are struggling and they japa to america for more money. and so the average salary in uk is like 25,000 pounds. thats average meaning half the population is earning less than that. so as a black person lets say your average is 20,000 a year

Tax will take a quarter of that. yoU cant avoid it. thats 15,000 left

unless you choose to live on the street, but if you live in a house you pay council tax of 1000 a year
14000 left

light and water bill and gas is like 3000 a year. thats 11.000 left

if you have car MOT and TAX and gas is like 3000 a year. and if you dont have car, public transport is like 3000. thats 8000 left

TV license is 200 pounds
if you have mobile phone lets says 1000 a year. you are left with 7000

you clothe yoUrself and children if you have children. lets say 500 a year. you have 6000 left

you feed yourself and children. lets say 3000 a year you have 3000 left

rent is 6000 pounds a year so now all yoUr money has finished and your account is NEGATIVE 3000.

miscellaneous like sending money home or unexpected things to buy is 1000 a year so now your account is in the red for 4000 pounds

SO ON THE AVERAGE BRITISH SALARY YOU END UP OWING THE BANK 4000 POUNDS IN THE RED. NO SAVINGS. YOU GET IT ?

SO NOW YOU UNDERSTAND WHY PEOPLE CAN LIVE IN UK 30 YEARS AND HAVE ZERO IN SAVINGS AND BE OWING BANK MONEY ?

Goldbw122:

That is the real goal, so that if anything goes out of hand, then you have something to hold back to

HEAVEN4444:
brother the UK is not a place that pays high wages. even medical doctors there are struggling and they japa to america for more money. and so the average salary in uk is like 25,000 pounds. thats average meaning half the population is earning less than that. so as a black person lets say your average is 20,000 a year

Tax will take a quarter of that. yoU cant avoid it. thats 15,000 left

unless you choose to live on the street, but if you live in a house you pay council tax of 1000 a year
14000 left

light and water bill and gas is like 3000 a year. thats 11.000 left

if you have car MOT and TAX and gas is like 3000 a year. and if you dont have car, public transport is like 3000. thats 8000 left

TV license is 200 pounds
if you have mobile phone lets says 1000 a year. you are left with 7000

you clothe yoUrself and children if you have children. lets say 500 a year. you have 6000 left

you feed yourself and children. lets say 3000 a year you have 3000 left

rent is 6000 pounds a year so now all yoUr money has finished and your account is NEGATIVE 3000.

miscellaneous like sending money home or unexpected things to buy is 1000 a year so now your account is in the red for 4000 pounds

SO ON THE AVERAGE BRITISH SALARY YOU END UP OWING THE BANK 4000 POUNDS IN THE RED. NO SAVINGS. YOU GET IT ?

SO NOW YOU UNDERSTAND WHY PEOPLE CAN LIVE IN UK 30 YEARS AND HAVE ZERO IN SAVINGS AND BE OWING BANK MONEY ?

Originalsly:
What exactly is wrong with what OP put forward?... if we disagree we should say why. I agree that this is very much possible.... if the person chooses to have just that one job as his only source of income. It is the very reason we hear of soo many Regular Joe abroad having two jobs and a side hustle.

HEAVEN4444:
brother the UK is not a place that pays high wages. even medical doctors there are struggling and they japa to america for more money. and so the average salary in uk is like 25,000 pounds. thats average meaning half the population is earning less than that. so as a black person lets say your average is 20,000 a year

Tax will take a quarter of that. yoU cant avoid it. thats 15,000 left

unless you choose to live on the street, but if you live in a house you pay council tax of 1000 a year
14000 left

light and water bill and gas is like 3000 a year. thats 11.000 left

if you have car MOT and TAX and gas is like 3000 a year. and if you dont have car, public transport is like 3000. thats 8000 left

TV license is 200 pounds
if you have mobile phone lets says 1000 a year. you are left with 7000

you clothe yoUrself and children if you have children. lets say 500 a year. you have 6000 left

you feed yourself and children. lets say 3000 a year you have 3000 left

rent is 6000 pounds a year so now all yoUr money has finished and your account is NEGATIVE 3000.

miscellaneous like sending money home or unexpected things to buy is 1000 a year so now your account is in the red for 4000 pounds

SO ON THE AVERAGE BRITISH SALARY YOU END UP OWING THE BANK 4000 POUNDS IN THE RED. NO SAVINGS. YOU GET IT ?

SO NOW YOU UNDERSTAND WHY PEOPLE CAN LIVE IN UK 30 YEARS AND HAVE ZERO IN SAVINGS AND BE OWING BANK MONEY ?

HEAVEN4444:
brother the UK is not a place that pays high wages. even medical doctors there are struggling and they japa to america for more money. and so the average salary in uk is like 25,000 pounds. thats average meaning half the population is earning less than that. so as a black person lets say your average is 20,000 a year

The 20000 you mentioned is actually minimum wage but lets go with it
I
Tax will take a quarter of that. yoU cant avoid it. thats 15,000 left

False after tax and deduction you have £17200

unless you choose to live on the street, but if you live in a house you pay council tax of 1000 a year
14000 left

Let me agree with this you are left with 16200 and not 14000

light and water bill and gas is like 3000 a year. thats 11.000 left

Are you saying someone earning minimum wage will pay £250 on utilities? what happen to flat share?
Light, water, heater, will only set you back by £150. BTW, some rent comes with utilities. So you are left with £14400


if you have car MOT and TAX and gas is like 3000 a year. and if you dont have car, public transport is like 3000. thats 8000 left

What are you doing with car you earn minimum wage for crying out loud, you don't need car and the baggage it comes with, when you can pay < or = £100/month on train and busses. So you are left with £13200.

TV license is 200 pounds
if you have mobile phone lets says 1000 a year. you are left with 7000

Tv license is about £160/year and frankly you don't need it. Remember you earn minimum wage, huh.
You won't spend more than £500 on phone a year. This brings your income to £12500.

you clothe yoUrself and children if you have children. lets say 500 a year. you have 6000 left

Children changes the dynamics of you argument, because two income will be involved, UK is not Nigeria where the man does everything while the woman stays home to take care of the kids. Now let say the both are unfortunate they were only able to land minimum wage jobs. I.e another £17200!
They have two kids and the pay £600ech monthly for both kids I.e 1200*12 =£14400 they will be left with £2800 for baby food, clothes and toys.
Note: They will only do this for about 4 to 5 years and government handles the rest till the get in to university. Addition £14400 for 12 years if the decide to remain stagnant. Sorry, I digressed.

you feed yourself and children. lets say 3000 a year you have 3000 left

Feeding 1800/year
Clothing 500/year shop at penny store you are a minimum wage earner. You are left with £10200 I.e 12500-2300.

rent is 6000 pounds a year so now all yoUr money has finished and your account is NEGATIVE 3000.

Rent 700*12 = 8400
10200-8400 = 1800

miscellaneous like sending money home or unexpected things to buy is 1000 a year so now your account is in the red for 4000 pounds

He sends £1000 = #750000 home to buy one plot for villa and keep £800 for miscellaneous.

SO ON THE AVERAGE BRITISH SALARY YOU END UP OWING THE BANK 4000 POUNDS IN THE RED. NO SAVINGS. YOU GET IT ?

SO NOW YOU UNDERSTAND WHY PEOPLE CAN LIVE IN UK 30 YEARS AND HAVE ZERO IN SAVINGS AND BE OWING BANK MONEY ?

My write up demonstrates how an average Nigerian immigrant will spend when faced with the above income.
Stop comparing Nigeria UK immigrant to native British they don't depending on them so they can spent on impulse.

oz4real83:
If it is as bad as this, everybody would have run out of UK for long. In America that you used as example, you don't have access to free medicare like in UK and other European countries. The welfare benefits in UK and other European countries far outweigh that of America. Nigerians who visit from UK to Nigeria don't even spend more than three weeks before they run back, if it was as bad as that, why them dey run comot like that?