I foresee keylogger / Password compromise. A wise senior staff will never wants to use his profile commits a fraud that will latter be dectected.

Softwareguy21:
This guys maybe innocent. No enough evidence they did it. Their crime is they had authorised privilege and login details to view the accounts of customers.
The bank is just looking for scapegoat. Thorough investigation is needed. Not this smoke screen panel.
Bank database can be hack by outsider also.
They maybe guilty, I dont know but as a tech person there's alot of loophole in this report.

if you know how banks work you will know it's almost impossible for this to be hack. Before the cash limit of withdrawal can be increased, there needs to be approvals from different levels (sometimes up to Assistant General Manager). Then u have to have certain sequence of login codes I.e Mr A will login to approve then alert MR B to login and authenticate that approval. The request for a new card is then sent to card services for printing. Don't forget also that accounts will be opened that the money will be transferred into. They did not go to ATM machine for withdrawal and if they are using POS, they also have to increase the amount and frequency of transfer.

xjiggy:
if you know how banks work you will know it's almost impossible for this to be hack. Before the cash limit of withdrawal can be increased, there needs to be approvals from different levels (sometimes up to Assistant General Manager). Then u have to have certain sequence of login codes I.e Mr A will login to approve then alert MR B to login and authenticate that approval. The request for a new card is then sent to card services for printing. Don't forget also that accounts will be opened that the money will be transferred into. They did not go to ATM machine for withdrawal and if they are using POS, they also have to increase the amount and frequency of transfer.

do you know a hacker can break into a banking system and monitor how the system work for many months without being detected? When a professional hacker get entrance into a bank system it's all over. The hacker can easily act as Mr A and Mr B simultaneously. Without being caught. Note I am not saying they're guilty or not but from what i just read. They're alot of loopholes

Alusiizizi:


Not possible without an inside man, and additionally they would need the correct clearance or know their supervisors password(ordinary teller will not be able to do it)

it's possible without inside man

Ade3131:


The chances of them not knowing anything about the crime is close to zero. Their computers would have been taking to IT audit department and the first thing those audit guys do is the recover logs from the system and study them....they have softwares that will show the exactly what happened on that system within the date of interest with precision.

They can't mistake it. Even the accused sef won't deny it when they present them with evidence. Unless the system audit of the bank no sabi work.

do you know a hacker can make use of their computer without them knowing? recovering of logs from the system is not enough evidence for me. That's why I said thorough investigation is needed.

N

post=110704535:
They stole Almost one billion naira within 3 days?



Nigerians are the problems of Nigeria.......for real!


Greed and Dishonesty, the two main problems of an average Nigerian.
Read along to understand our reasons for saying so......

(N.B : If you are a fraudster and criminal on Nairaland,
Skip to the next post or you may not survive reading this)

*HOME TRUTH*

I run a manufacturing business and a trading business.
The biggest challenge in my manufacturing business is not power, or infrastructure, the biggest challenge is getting honest staff. Everyone we hire appears to be on a mission to steal as much as possible. Inflated invoices, recording less than the actual number of units produced. The worst part of it all is that all the fraud we've uncovered is not done by a single person, it's usually many staff who collude with each other, from production, to sales, to finance, even top management. There was a year I overhauled management 3 times in a year.........
But me, I've found a solution sha, I now use Indian management. So competent, so honest and so straightforward. I thought they were expensive at first with all the visa fees, accommodation, house staff, but now that losses due to staff theft have been reduced to a minimum, and efficiency increased, the Indian management has turned out to be cheaper than the previous Nigerian management. Now, all sensitive positions involving money go to Indians. Nigerians are only allowed in non-sensitive positions. I used to criticize companies like Dangote Group that hire so many Indians when there are many unemployed Nigerians, but now, I understand their decision.

My biggest challenge in the trading business is the same, getting honest staff. The form of trading occurs in the open market, and involves staff having access to huge sums of money running into a few millions. I know how much I pay to security companies to provide escorts for the staff, not to prevent robbery, but to ensure that the staff go straight to the bank to deposit the money after the day's sales and not disappear with my money. This money spent on security companies is even enough to be declared as profit. We have to spend on CCTV, biometric scanners and other things that wouldn't be needed if staff weren't looking for the slightest opportunity to steal.

It got so bad at a point that my main criteria for employing staff was no longer competency but honesty. At least, competency and skills can be learnt, but once you're dishonest, you're dishonest.

We always complain of the economy and how there are no jobs. I know people abroad who would have loved to set up job creating businesses in Nigeria but they can't because they can't get any trustworthy person to run it.

I know people in Nigeria with so much money, they want to start factories and other job-creating businesses but they can't because they are occupied elsewhere and can't get any trustworthy person to run the business. So instead of investing in the real sector and creating jobs, they'll just buy treasury bills, while the thieves are shouting no jobs.

Many big businesses would have been born in Nigeria if we could engage in partnerships, but we cant because you can't trust anyone. This is one advantage the Indians and Lebanese have over us in Nigeria. They can pull resources together and do mega-business, unlike Nigerians that because only one person must do everything since we can't partner, end up with small, tiny businesses.

Start a poultry and they will be stealing your eggs. Some will even go ahead to be killing the chickens so that they'll be allowed to take them home.

Start an entertainment/viewing/game center and they'll be pocketing your money. On the days you're around at the business, the money realized will be x10 of the money realized when you're not around..... Because they're eating your money.

Lease out a vehicle to a driver to use and watch as he'll finish you.

Start a restaurant, the same thing will happen. More than half of the total food ingredients will end up in their personal kitchens.

Even ordinary provisions shop, they will find a way to steal.

You'll see them with that their evil, wicked saying "na where person dey work, na there e dey chop, na e make dem dey callam workchop/workshop"...... Just imagine, justifying theft at work.

And you'll see these people point their crooked fingers at politicians when they're not any different. I usually say the reason most Nigerians haven't stolen billions of government money, is simply lack of opportunity.

*On every level, Nigerians are the problem of Nigeria*.


If the truth wanna kill the online fraudsters and criminals we have on Nairaland,
you guys should better die now.
We will continue to hit your head as much as we can with the truth and be against your fraudulent lifestyle ALWAYS.
For all the scams you have scammed innocent people all over the world, and they end up committing suicide or becoming homeless, and y'all here thinking you are living large, kid you not, you will never enjoy that fraudulent money, it will lead you to your grave soonest. (You can keep hating honest, and hardworking members on this forum, but some of us will continue to kill you with the truth.)
Only if God doesn't exist.
Thieves, Barawos everywhere.





**********************************


GREED!!!

When we say we are our own problem they start grumbling.....

Okay listen to these examples:

1. You sell chicken and add over 40% profit ,you are happy forgetting that the person that bought the chicken sells tomatoes and pepper.

2. The tomatoes and pepper seller has to recover the excess she paid for the chicken, so she adds her own 42% profit margin.

3. Teacher will come and buy these 2 items with what? She has no other alternative than to increase lesson fees or school fees.

4. You will go and rent house from a landlord who has paid excess for cement, sand, chicken, tomatoes and pepper, lesson fees, how will he meet up if not by increasing his house rent by 60%.

And the circle continues, it is not about dollars, dollars is just an excuse, abi wetin concern garri, beans and yam with dollars.

The problem is you and I and our excessive greed.



That is why you will forever remain the same way you are now.
No more shame to come to the public to say he's gonna steal people's money.
Lost generation!
Tueh!

Only a fraudster or criminal will be wailing about our above post.
We hope you ain't one of them kiddo?
If so, we understand your weeping about the honest truth.
No wonder you are your fellow children are always wailing and in serious pains reading our posts here.
The earlier, the better for you.
Advice from the elders


Hmmmm, this is deep!


Sure we do get the good ones among the youths.


Only sane, honest and hardworking Nairalanders like you will definitely like our answers and comments,
Not the miserable fraudsters aka, children of hate, frustrations and perdition that abound here.
God bless your legit hustle man.
It will end in praise for you.


Addendum:
The below are screenshots from a very recent party we went to grill Barbecue for one of our clients we met on Nairaland,
And the below are the amount of meats the food caterer hired for the event stole, ready to take home with her.
After telling people at the party that beef has finished!
(After being paid close to 2 Million Naira for her catering job!!)
A picture speaks more than a thousand words.
Shame on her and her online criminals here.....

You shock abi? that's how your APC n Buhari stole Nigeria meat.

Simran94:


From the activity log that was puled up, each of those guys were the ones who logged into those companies accounts and increased their withdrawal limit without the companies requesting for such, now that is a red flag on it’s own. If they say they weren’t the ones who did it, the System Auditor and his team should check the firewall event logs and the server too, it records activities as they happen and the time it happened except if they already cleared those log files.

this is not enough evidence that's what I am saying. Thorough investigation is needed. It's so mind-blowing that someone can monitor or make use of computer without you knowing. Once a hacker gain access into a banking system. It's game over anything can happen. I know what i am talking about as a tech person.

Softwareguy21:
this is not enough evidence that's what I am saying. Thorough investigation is needed. It's so mind-blowing that someone can monitor or make use of computer without you knowing. Once a hacker gain access into a banking system. It's game over anything can happen. I know what i am talking about as a tech person.

Lol, I am also a tech person. In fact, I’m already moving from IT into the Cybersecurity field itself.
And I am telling you, I have seen this issue before.
If an hacker is responsible there’s no way the Forensic investigation would not notice it’s an hacker.

There are four phases involved in Digital forensics; Collection, Examination, Analysis and Reporting.
They have gone through these phases before they could finally file a report.

Simran94:

Lol, I am also a tech person. In fact, I’m already moving from IT into the Cybersecurity field itself.
And I am telling you, I have seen this issue before.
If an hacker is responsible there’s no way the Forensic investigation would not notice it’s an hacker.

There are four phases involved in Digital forensics; Collection, Examination, Analysis and Reporting.
They have gone through these phases before they could finally file a report.

thorough investigation is needed that's my opinion.. cheers

Immediately my last month salary landed 1k was deducted from my account. All the Banks are guilty of this fraud.

Beware of these numbers+2349025989559 and+2347068876597 , they are scams...They will collect your money for business transactions and block you.
They disguise as crypto traders

Below is the transaction and his status before he blocked me. They run away with funds so be careful. Don't sent money to that account number.

Fidelity Staff

Softwareguy21:
it's possible without inside man

Don't be delusional, there's always an insider. Even if you trick someone on the inside by sending a trojan to his inbox, it still requires him to be inside the bank.

Softwareguy21:
This guys maybe innocent. No enough evidence they did it. Their crime is they had authorised privilege and login details to view the accounts of customers.
The bank is just looking for scapegoat. Thorough investigation is needed. Not this smoke screen panel.
Bank database can be hack by outsider also.
They maybe guilty, I dont know but as a tech person there's alot of loophole in this report.

Every time you exercise your 'authorised privilege' in the system you leave a record. I guess you've never heard of system logs?

Swegbe tech person...or what do i know, crook techs like yourself are the ones wiping out customer accounts from right inside these useless banks

Alusiizizi:


Don't be delusional, there's always an insider. Even if you trick someone on the inside by sending a trojan to his inbox, it still requires him to be inside the bank.

delusional? Lol So if someone trick you and use your influence to commit crime. Are you actually the insider or guilty of the crime?
It depends on what you called your "INSIDER".

Kpengla:


Every time you exercise your 'authorised privilege' in the system you leave a record. I guess you've never heard of system logs?

Swegbe tech person...or what do i know, crook techs like yourself are the ones wiping out customer accounts from right inside these useless banks

do you actually know how system log work?

Softwareguy21:
delusional? Lol So if someone trick you and use your influence to commit crime. Are you actually the insider or guilty of the crime?
It depends on what you called your "INSIDER".

I meant "insider" in a very broad sense. The one inside the bank with access to bank facilities does not even have to be aware that a crime is in progress, he is still an insider, and yes, he is committing a crime by breaking bank policies(using bank facilities for business other than his bank work, which allowed the crime to be successfully committed thereby making him culpable).

Alusiizizi:


I meant "insider" in a very broad sense. The one inside the bank with access to bank facilities does not even have to be aware that a crime is in progress, he is still an insider, and yes, he is committing a crime by breaking bank policies(using bank facilities for business other than his bank work, which allowed the crime to be successfully committed thereby making him culpable).

actually I don't know how banking system works here in nigeria. But I believe that banking system runs on network. Using your analogy of sending a trojan to "insider" inbox. The insider can be anybody the MD, HR or customer service. I do believe some people or dept is allow to access emails. I hope you know about social engineering? When a proffessional hacker infiltrate a network. The hacker can have access to all the computers on the network do you know that?
And can easily carry out all allegations those people are label against.
Yeah some people talk about system logs but it can be manipulated.
My initial opinion is thorough investigation including tracing the money to pos or ATM. Not only using system log or because they've authorised privilege and login details.

NOTE I am not defending them. This is Just my view.. cheers

Ever8090:
Ohhhh boooyyy...this is terrible... people get mind Shaa...even Satan dey open mouth in amazement to the kind of wickedness Nigerians exhibit on daily basis

Softwareguy21:
actually I don't know how banking system works here in nigeria. But I believe that banking system runs on network. Using your analogy of sending a trojan to "insider" inbox. The insider can be anybody the MD, HR or customer service. I do believe some people or dept is allow to access emails. I hope you know about social engineering? When a proffessional hacker infiltrate a network. The hacker can have access to all the computers on the network do you know that?
And can easily carry out all allegations those people are label against.
Yeah some people talk about system logs but it can be manipulated.
My initial opinion is thorough investigation including tracing the money to pos or ATM. Not only using system log or because they've authorised privilege and login details.

NOTE I am not defending them. This is Just my view.. cheers

Yes, I am fully knowledgeable on social engineering tricks and I agree that system logs can be manipulated(although this would require extreme clearance levels, like system administrator, and those would be the last sort of people to fall for social engineering tricks). Basically my point? To believe in the possibility of the scenario that you present, one also has to believe in the occurrence of a lot of very unlikely events. In order to believe that the system logs were manipulated, you would have to believe that the system admin also fell for the social engineering tricks.

Alusiizizi:


Yes, I am fully knowledgeable on social engineering tricks and I agree that system logs can be manipulated(although this would require extreme clearance levels, like system administrator, and those would be the last sort of people to fall for social engineering tricks). Basically my point? To believe in the possibility of the scenario that you present, one also has to believe in the occurrence of a lot of very unlikely events. In order to believe that the system logs were manipulated, you would have to believe that the system admin also fell for the social engineering tricks.

shalom .. everything is possible

Am 100% sure that they are Access bank Staff very useless bank.....................my Eleven thousand since November last year is yet to refund they keep on saying i purchase good online true ATM Card......

Softwareguy21:
shalom .. everything is possible

True, it's even possible for the sun to rise from the west tomorrow, but a lot of very very unlikely events must occur first for this to actually happen.

Elshaddai

Wawelexy:
65% of those contract staffs working in banks are yahoo boys

contract staff workers do not have such access to such fraud.

It terrible

A thread for honest Nigerians and would-to-be computer enthusiasts.

Is terrible

buchivik:
Bring your coin.bas aza for big bags

whts uo bro been emailing you no response. Please check your email

buchivik:
Bring your coin.bas aza for big bags

check your email bro. Or reach me on nicoaubertt3@outlook.com