Connected1:

That's not a financial advise please, it's very risky, it's a high loss high gain savings scheme.

If the Naira falls to 1000/$ then you are sure of making #10,000,000 from the $10,000 which you saved with #4,130,000 and then you have a lot of profits.

But....

If the economy gets free of inflation and Naira rises to 100/$, your $10,000 which you saved with #4,130,000 would be as small as #1,000,000, that's a big loss too.
.

Thanks, this is an eye opener.

I smoked alota weed, forked alota girls, drank and partied what da fork else could i have being doing as a 20 years old? Became a priest?

I really think this topic needs a book if it's own to be published.


Going past life @20
Is something no man will ever forget no matter the age.

Medianna:
The Lord is your strength.

If you're getting worried at 20s I wonder what you'll do in your 40s

My brother said ' if you aim for the moon and miss, you will hit the star,

So keep planning you'll get there. But remove worry from the equation cuz nothing will move forward by worrying.

Its not about him getting worried
Its very necessary to have this as an alarm in his mind cos life at 20 ain't no joking with you, if you fall out it's gone affect you so bad.

afonjabreed:
I’m in my early twenties and it turns out I’ll be a year older very soon, I’ve barely had my sanity in one piece. I’m always thinking, worrying.
I know the twenties is an important, even the most vital stage in the formation of the type of shape a human future will take.
The thought of the future alone makes me keep to myself sometimes, because I’m always thinking, planning, re-strategising, simulating the future in my head every minute.

To be very honest, Adulthood is not easy.

Question to folks in their thirties and beyond...
How did you get past the worries of your twenties?
Or does the worries keep getting bigger ?

Anxiety at certain stages of our lives is normal.

After graduation, the fear of being poor arises. This comes with the pressure to succeed in life. While it's a very uncomfortable period in our lives, it's normal, and the truth is, people naturally outgrow it. I know it's tempting to sound like motivational speakers and tell you we did this or that, but like I said, it's a phase you'd naturally pass if/when you get busy. All you need is a sense of "doing". You need to convince yourself you're doing your best (or start doing your best if you aren't already). In my opinion, having a plan and ensuring whatever you're doing at the moment leads to the success of that plan is the best way to quickly get out of this phase. It only sticks with those who end up not having any job that gives them that sense of "doing" and it easily turns into depression for such people.

This anxiety happens to the best (in fact, it's more common in ambitious people). So I suggest you embrace it and use it as a source of motivation. You'll experience something similar if not worse towards the age of 45 when you start comparing your life so far with what you wanted it to be. It is called mid-life crises, and whatever you do with this early-life anxiety will have an impact on how severe that one will be.

You seem like a focused person, and I have no doubts you'll succeed in life. Best of luck!

One day at a time, as long as you keep working on yourself and you’re not idol everything will work out. Develop yourself, learn new skills.
And remember to keep your money closest that’s the only thing that’s honest.
People are not what they seem
Keep your space and keep your composure.
Last but not the least try to live
Find something that makes you happy and ride with it

Solofresh2:
Am in my early 20s and am the bread winner of my family at the moment.I send myself to school, I sponsor my younger brother in secondary school,I send money to my mom monthly,I bought a land already.Am schooling and working presently
Determination and discipline is the key.
I know one day, I will get the be life I have always dreamed about.So help me God

You be yahoo abi

Obiebanks007:





Its not about him getting worried
Its very necessary to have this as an alarm in his mind cos life at 20 ain't no joking with you, if you fall out it's gone affect you so bad.

I know he should be concern. We all do at a point in time sir

Am in my late 20s.. sometimes I wish I was never born, because I don't know the essence of living just to suffer, die and go to hell.

Nyascobar1414:


17-35.. You dey tok 40...
Lmaoo

Exactly

- Start investing, no matter how small. Most times, the worries surround money making, so look for businesses that'll give returns, no matter how small... If you have 5 businesses giving you 1k everyday, aside your normal salaried job, your worries will reduce to a large extent.

- Have less friends. This way, you don't have to be comparing yourself to your friends or monitoring their lives like an evil spirit. Relate with those who have achieved more than you.

- Very important, believe in someone or something. Have a belief in a supernatural power

- "My opinion", don't go into a relationship. If you feel you must, go into one with a working class lady and tell her ahead that you don't have cash to spend on her. If she gree, she go stay, if she no gree, make she waka.

- Mentor young ones. Teach them how you're making it. Let them share their problems with you and help out where possible. You'll be surprised what you can learn from them.

- Finally, follow who know road, no matter age... Never look down on others

Connected1:

Lol

That doesn't mean others can't air their views.

Everyone has story to tell, even your story sef if I somebody drop em own now, you will understand that you were also favoured in a little way.

Thennnn why don't we let them speak since it actually concerns their struggle and how they overcame.

Medianna:


I know he should be concern. We all do at a point in time sir

M glad you see same reason as I do.
Have a nice day miss

I'm going to be 23 in less than three weeks. There are a lot of things I don't understand. Will be going for NYSC is less than a month. I badly want to learn a school but I'm stranded of both cash and ideas. .

Tough

afonjabreed:
I’m in my early twenties and it turns out I’ll be a year older very soon, I’ve barely had my sanity in one piece. I’m always thinking, worrying.
I know the twenties is an important, even the most vital stage in the formation of the type of shape a human future will take.
The thought of the future alone makes me keep to myself sometimes, because I’m always thinking, planning, re-strategising, simulating the future in my head every minute.

To be very honest, Adulthood is not easy.

Question to folks in their thirties and beyond...
How did you get past the worries of your twenties?
Or does the worries keep getting bigger ?

Reading and learning,

still patching through life.
Investing on online business, so am still learning, I got a skill using that take care of my self, using some to invest on land because that is one asset that can only go up and never go down,
This period of rain is a time of planting so I got a farm working hard to make sure I got some cash from that sector.. so there is many things I need to do before I turn 30... Wow

afonjabreed:
I’m in my early twenties and it turns out I’ll be a year older very soon, I’ve barely had my sanity in one piece. I’m always thinking, worrying.
I know the twenties is an important, even the most vital stage in the formation of the type of shape a human future will take.
The thought of the future alone makes me keep to myself sometimes, because I’m always thinking, planning, re-strategising, simulating the future in my head every minute.

To be very honest, Adulthood is not easy.

Question to folks in their thirties and beyond...
How did you get past the worries of your twenties?
Or does the worries keep getting bigger ?

I had no worries in my twenties, probably chasing good CGPA was my only worry. Every other stuff were at my finger tips

afonjabreed:
I’m in my early twenties and it turns out I’ll be a year older very soon, I’ve barely had my sanity in one piece. I’m always thinking, worrying.
I know the twenties is an important, even the most vital stage in the formation of the type of shape a human future will take.
The thought of the future alone makes me keep to myself sometimes, because I’m always thinking, planning, re-strategising, simulating the future in my head every minute.

To be very honest, Adulthood is not easy.

Question to folks in their thirties and beyond...
How did you get past the worries of your twenties?
Or does the worries keep getting bigger ?

Nothing special just remain focus and stead fast to your daily prayers.

Meanwhile avoid V-jay for now, bcuz this can distablise and ruin your future completely.

merits:


Nothing special just remain focus and stead fast to your daily prayers.

Meanwhile avoid V-jay for now, bcuz this can distablise and ruin your future completely.

Thanks.
I avoid v-jay like plague

WoundedLamb:


Anxiety at certain stages of our lives is normal.

After graduation, the fear of being poor arises. This comes with the pressure to succeed in life. While it's a very uncomfortable period in our lives, it's normal, and the truth is, people naturally outgrow it. I know it's tempting to sound like motivational speakers and tell you we did this or that, but like I said, it's a phase you'd naturally pass if/when you get busy. All you need is a sense of "doing". You need to convince yourself you're doing your best (or start doing your best if you aren't already). In my opinion, having a plan and ensuring whatever you're doing at the moment leads to the success of that plan is the best way to quickly get out of this phase. It only sticks with those who end up not having any job that gives them that sense of "doing" and it easily turns into depression for such people.

This anxiety happens to the best (in fact, it's more common in ambitious people). So I suggest you embrace it and use it as a source of motivation. You'll experience something similar if not worse towards the age of 45 when you start comparing your life so far with what you wanted it to be. It is called mid-life crises, and whatever you do with this early-life anxiety will have an impact on how severe that one will be.

You seem like a focused person, and I have no doubts you'll succeed in life. Best of luck!

Thanks so much for this.
I really appreciate these words.

ILEMUDA:


Nice step.....but the Problem here is that some of us weren't opportune to get this skills at the beginning part of our careers pursuit at the University......now I'm a fresh graduate running from pillar to post looking for what gonna earn me some money before NYSC.
I'm considering taking a Teaching job to enhance my teaching skill and I have interview on Friday (this week) because I have discovered my weak point which is lacking the ability, confidence, the zeal to stand in front of Large number of people, and which is not good for my ambition and I'm determined to turn a new leaf......so I'm trying to face my challenges step by step.
Head up.



But honestly I'm interested in learning more about this Skills of E-commerce.
How do I go about it......??
Please I need more enlightenment.

Bro you're fresh out from school, but I tell you there are a 101 skills out there you can learn and for free, all you have to do is keep your head down, give your self time and learn a skill bro, few months in you'd could start making some funds, just for starters ooh, as you grow and get better you make more.. You could do graphic design, web development, motion graphics, code... As I said, all you need do is keep your head down.. If you're waiting for the right timing, you will wait a long time and you will suffer.

afonjabreed:
I’m in my early twenties and it turns out I’ll be a year older very soon, I’ve barely had my sanity in one piece. I’m always thinking, worrying.
I know the twenties is an important, even the most vital stage in the formation of the type of shape a human future will take.
The thought of the future alone makes me keep to myself sometimes, because I’m always thinking, planning, re-strategising, simulating the future in my head every minute.

To be very honest, Adulthood is not easy.

Question to folks in their thirties and beyond...
How did you get past the worries of your twenties?
Or does the worries keep getting bigger ?

Worries are here to stay, my twenties was full of worries year in year out especially when situations are beyond me, gained admission on my 22nd birthday finished NYSC aged 27, in my early thirties now and I've been roughing it since coupled with both societal and parental pressure. Our worries are endless just like our wants and needs are endless. In all that you do, learn a valuable skill or connect and roll with those who know the in and out of academic journey for your career growth, that is if you are still in UNI,and when you date be intentional about who you date, do not date for fun or for the sake of it. At last you will be alright, many successful people we look up to now had it as bad as we are having it now.. It's all a matter of time...

afonjabreed:

Thanks.
I avoid v-jay like plague

Lemme reply dis post. Am 25yr. See first of all know your purpose in life asin what u will like to become, hw it start and hw it will end. Secondly once u know ur purpose, hustle towards it like crazy, stay on the fast lane. Thirdly save money dont show off. Is not dat u not enjoy o, but enjoy small and save big. Then lastly avoid relationship with any girl. If at all u wan enter relationship enter one dat can lead to marriage in d long term.

blingxx:


Females don't have a place in this thread it's either they survive through their parents , bf or sugardaddy , one was even taxing me yesterday she even get many bfs that I know of

You nailed it bro

Take my number. Just whatsapp me lets chat abt dis noun. I want to go there too. 08132324518

I learnt barbing,school no dea my mind for now cos there’s no money at all but God is helping me am gonna enroll for noun soon[/quote]

I am in my 20s too and yes, it is really hard and I have a lot of worries, bad news, burdens, stress and chaos in my life to manage. But let me share what helps me stay afloat, as it comes to mind, with no particular order:
- cut out everything that drains your time, energy and money but doesn't improve your life. If it costs you time, money or energy and after you are done, you don't have more money or at least a feeling of happiness or rest, then it shouldn't be in your life. For me, I had to cut out porn, masturbation, flirting, hookups, some people, eating too much, spending too much time on social media, debating with people who aren't rational and a bunch of bad habits like sleeping late, etc... Of course, sometimes you will desire these things, but find pleasures that benefit you better like intense sport or reading things that interest you. Some things, you can do without them so just cut them out, TV, netflix, instagram, watching soccer and whatever, celebrity news and gossips, etc... I often see it wasting the time of many friends and mates.
- don't waste time thinking that you have to find your "calling", destiny or stuff like this, or even the will of God for your life if you are religious. Ask a lot of successful or old people, you will see that none of them succeeded by looking for that kind of things. They all started by doing excellently what was in front of them, and looking for important things to do or learn, and opportunities to seize, and then harwork, excellence and a lot of luck brought them to success. So get out of your head, stop making plan after plan, start practically looking for the best things you can do right now and get busy doing them, and if you keep doing the best things excellently, and if luck comes your way (don't worry since you cannot control that part), then eventually you will succeed.
- when you get bad news or a problem pops up in your life, give yourself time to digest your emotions first, maybe a whole afternoon, an entire day or a week. And then when the time to cry and complain is over, sit down and start looking for solutions and help. Think and do, think and do again, think and do again, never think a lot to never do anything and never rush to do whatever without thinking first, do both and be brave to accept whatever result life will give you. Do your best and accept the rest; that's the only thing you can do, learn to be okay with that.
- prioritize money; as you grow older, you will have time to figure out religion, healthcare, relationships, intellectual interests, politics, your mission on earth, your hobbies and whatever but start with money, dedicate 8 to 12 hours everyday for hustle, a fourth of the time to learn about making and securing money and the three fourths to actually work and make money. If you are financially stable in your 30s, you will see that everything else will fall into place more easily. We grew in a culture where money was a taboo and we weren't taught how important it is.
I have been living by these principles for some time and it makes a great difference. Worries decrease when you are not sabotaging your own life, when you are busy trying to progress and when you allow a time to grieve for your problems and then focus on tackling them and learn to accept the results, knowing that you did your part.

Solofresh2:
Am in my early 20s and am the bread winner of my family at the moment.I send myself to school, I sponsor my younger brother in secondary school,I send money to my mom monthly,I bought a land already.Am schooling and working presently
Determination and discipline is the key.
I know one day, I will get the be life I have always dreamed about.So help me God

Wow!... Congratulations bro.
Well I'm in my early 20s and self sponsored in school... Please breifly tell me how u were able to achieve this because I'm struggling with my academics now.
Thank u

exclusive7:


Bro you're fresh out from school, but I tell you there are a 101 skills out there you can learn and for free, all you have to do is keep your head down, give your self time and learn a skill bro, few months in you'd could start making some funds, just for starters ooh, as you grow and get better you make more.. You could do graphic design, web development, motion graphics, code... As I said, all you need do is keep your head down.. If you're waiting for the right timing, you will wait a long time and you will suffer.

Thank you so much, but how do I start??
Who's gonna teach me any of those skills you mentioned??
That's my only problem now, I need mentorship.

Pray and work!

civboy:
I am in my 20s too and yes, it is really hard and I have a lot of worries, bad news, burdens, stress and chaos in my life to manage. But let me share what helps me stay afloat, as it comes to mind, with no particular order:
- cut out everything that drains your time, energy and money but doesn't improve your life. If it costs you time, money or energy and after you are done, you don't have more money or at least a feeling of happiness or rest, then it shouldn't be in your life. For me, I had to cut out porn, masturbation, flirting, hookups, some people, eating too much, spending too much time on social media, debating with people who aren't rational and a bunch of bad habits like sleeping late, etc... Of course, sometimes you will desire these things, but find pleasures that benefit you better like intense sport or reading things that interest you. Some things, you can do without them so just cut them out, TV, netflix, instagram, watching soccer and whatever, celebrity news and gossips, etc... I often see it wasting the time of many friends and mates.
- don't waste time thinking that you have to find your "calling", destiny or stuff like this, or even the will of God for your life if you are religious. Ask a lot of successful or old people, you will see that none of them succeeded by looking for that kind of things. They all started by doing excellently what was in front of them, and looking for important things to do or learn, and opportunities to seize, and then harwork, excellence and a lot of luck brought them to success. So get out of your head, stop making plan after plan, start practically looking for the best things you can do right now and get busy doing them, and if you keep doing the best things excellently, and if luck comes your way (don't worry since you cannot control that part), then eventually you will succeed.
- when you get bad news or a problem pops up in your life, give yourself time to digest your emotions first, maybe a whole afternoon, an entire day or a week. And then when the time to cry and complain is over, sit down and start looking for solutions and help. Think and do, think and do again, think and do again, never think a lot to never do anything and never rush to do whatever without thinking first, do both and be brave to accept whatever result life will give you. Do your best and accept the rest; that's the only thing you can do, learn to be okay with that.
- prioritize money; as you grow older, you will have time to figure out religion, healthcare, relationships, intellectual interests, politics, your mission on earth, your hobbies and whatever but start with money, dedicate 8 to 12 hours everyday for hustle, a fourth of the time to learn about making and securing money and the three fourths to actually work and make money. If you are financially stable in your 30s, you will see that everything else will fall into place more easily. We grew in a culture where money was a taboo and we weren't taught how important it is.
I have been living by these principles for some time and it makes a great difference. Worries decrease when you are not sabotaging your own life, when you are busy trying to progress and when you allow a time to grieve for your problems and then focus on tackling them and learn to accept the results, knowing that you did your part.

Thanks for this lengthy write up.
I gained a lot. Thank you.