sureteeboy:

Seems like 30% to me. How did you calculate yours?

Although the exact rate they used in this instance was 29.81%, but you are not wrong if you say 30%.

He borrowed N15000 but they want him to pay back N19471.58.

Compare the 2 calculations below:
15000 at 30% = 15000 x 1.30 = 19500

15000 at 29.81% = 15000 x 1.2981 = 19471.50

SmartyPants:


Are you a mad man? Am I owing you??

I gave you 50k out of 70k you initially said you needed. Then you came back asking for 120k more, to expand a business you haven't yet started.

Are you serious at all?

And did you give me money to keep for you??

Let this rubbish stop immediately.

This one is loud! Like seriously, I don't believe anybody would feel that entitled! Is this some kind of cruise or what?

Executer:

So people don't go broke?
See how you just exposed your jelousy

Jealous that loan people are dragging you left and right?

I'd pass please.

Just pay them back too by mistake don't wait till they will use several calls to inform us about your refusal to pay back.

Mistakenly borrowed, Is that a thing?

Are you saying the app didn’t warn you about the interest rate before sending money to you?

Looks like you’d better look for extra 5k in the next 2 weeks.

Be careful next time. It’s better to be slow than to be hasty.

Prosperous111:
Lol I can’t stop laughing

You mean you mistakenly download the apps?

You mistakenly input your details why registering?

You mistakenly input your bank details and get an OTP for confirmation?

And finally you mistakenly withdraw the given amounts to your bank accounts why smoking agege weeds abi high on heroine? Lol

You’re not even sincere to yourself haha make una Dey try fear God sometimes nah.

You did that willingly and not by mistake mr Man

Na the hooge interest shock mah guy..
He no do the calculation well

Starz825:


He shouldn't have used the word *mistake*.....I understand what he is trying to say..he was simply playing around the app....(even though he obviously needs cash but was blown away by the interest rate)

People like am na him dey release cum inside girl.. thinking she can't get pregnant...sheybi it's just fun and we are not married yet....
Only for the girl to show up pregnant...Dem go japaa run commot for village come Lagos

I hereby degree, may ur sense continue to grow. May ur wisdom grow more than Solomon own cox in ur brain we trust

Starz825:

That's 30 % interest in just 2 weeks
Na wa oo

But Op,
how come it was a mistake from your end....

It's just like slapping a soldier...only for you to claim it's a mistake
Na Mistake oo.......No be mistake oo
You will dance to his music

So oga you go pay that money ooo....

Very funny dude

I have done it before... Was thinking they wont send the money ... That was when paylater came then... They gave me 10k ... My eye open once ... But the interest is not up to this nonsense for a month sef... Most of those loan apps are crazy ... Like taking advantage of people ...

Holywater123:


Honestly, I have 3k with me but it is for an emergency tomorrow. I have sent them an email to know if they can deduct the money back.

Refund it in less than 24hrs that they credited your account, screenshot the receipt and sent to them tell them it was a mistake. They will clear your loan app dashboard.

Holywaterr123:


Ok. But I don't want the money to be in my possession. Like is there a place I can keep it.. so that when it's due I will pay it back.. while I hustle for the interest?

Pay it back immediately... Then find the interest later.. Else you will spend the money ooo

[quote author=AgentGoat post=117193168][/quote]
Exactly... Except him sef dey eye the money

Mistake.....you're not ok

deltateam:


You are very wicked literally.

OH WOW!...CAN YOU HELP ME WITH THE 1K THEN!

its a dog eat dog world in this life.......this world is rigged against the poor and not-so-rich, by all means(all means have consequences so be sure u can handle the consequences) try to have money so u can be less susceptible to the unfair nature of life

Holywater123:
I was just playing around the app when I mistakenly clicked on the withdraw button. The process was so simple that I thought It wouldn't work. Until I saw “loan processing."

I just sent them a mail though. I am waiting for the day to break so I can put a call across.

This is ridiculous honestly. 15k to pay 19.5k in just 14days. I can't take it.

You were just playing? You were playing when you downloaded the app? You were playing when you registered and input your details including your account detayand bvn? You were playing when you activated your phone location and applied for the loan? No wahala, you go use the same play take repay the loan and the accrued interest, you don’t bite what you don’t want to eat. Best of luck

7arrows:


Those guys are bastards. Especially REN money. I know someone who borrowed 300k and paid 500k they are all rip off. shylock.

He should have taken from friends and family, or from his bank. Oh, they wount give him right?
So he paid the high interest because he could get it from no where else except those willing to take the risk of giving him. That was what he dearly paid for, the "risk" the loan company took on him.
Bright side is that he solved his pressing urgent need.

luluosas:
Can you imagine the rubbish?
Any, just go to Sterling Bank and collect Specta Loan with a very very low interest. For 1 million loans, you will pay 96250 for 12 months. Can you beat this?

sterling Bank give loan?

Holywater123:
I was just playing around the app when I mistakenly clicked on the withdraw button. The process was so simple that I thought It wouldn't work. Until I saw “loan processing."

I just sent them a mail though. I am waiting for the day to break so I can put a call across.

This is ridiculous honestly. 15k to pay 19.5k in just 14days. I can't take it.

This is intentional mistake. You can borrow me the money if you don't want Sha. Maybe we can pay the interest together

TRADELYN:
But why covering the name of the Loan App is what I don't understand.

Na palm credit. I know their interface

internationalman:
But why the huge interest for just 2 weeks. Even Bank interest for 2 years on 30k is not up to 4k

Nigerian companies are out to add more burdens to our lives instead of softening it.

Just jejely look for 4k and add to it and transfer to them.

Try access bank quickbuck loan ,and have a rethink of this your write up. Much more than the op interest sef.

KristaPretty:


Jealous that loan people are dragging you left and right?

I'd pass please.

Then what did you mean by "after all his big boy"
At least he has a house

Holywaterr123:


Ok. But I don't want the money to be in my possession. Like is there a place I can keep it.. so that when it's due I will pay it back.. while I hustle for the interest?

Here is bailout I will offer you.

Send the money to me. I will add it to my Options trading balance and profit would sure come out of it as I go about my trades, even though its a paltry sum to what I trade with. 24 hrs before the deadline day I will give you the total amount due to payback the loan.


Send me a WhatsApp message if this sits well with you.

Next time look thrice before you sign/accept any deal online or offline.

Goodluck


MODIFIED

Most Nigerians don't know what it feels like to be good or give help. The see any form of help as too keen to be true and some exude this with a gross sense of entitlement. At the end of the day , the person trying to help may even be labelled bad.

I take back this offer. No longer interested. Carry your cross OP.

Holywater123:
I was just playing around the app when I mistakenly clicked on the withdraw button. The process was so simple that I thought It wouldn't work. Until I saw “loan processing."

I just sent them a mail though. I am waiting for the day to break so I can put a call across.

This is ridiculous honestly. 15k to pay 19.5k in just 14days. I can't take it.

You will mistakenly pay them otherwise they will embarrass by those rascals

Yes. Walk in to any sterling bank and tell them to direct you to specta people. You don't need any collateral, just 2 references from current account holders. The interest is extremely low compared to the loan shark apps around us today.

Lekan239:
sterling Bank give loan?

Scamming codedly. Why not just help him if you are in position to do so?

NiggasInParis:


Here is bailout I will offer you.

Send the money to me. I will add it to my Options trading balance and profit would sure come out of it as I go about my trades, even though its a paltry sum to what I trade with. 24 hrs before the deadline day I will give you the total amount due to payback the loan.


Send me a WhatsApp message if this sits well with you.

Next time look thrice before you sign/accept any deal online or offline.

Goodluck

luluosas:
Yes. Walk in to any sterling bank and tell them to direct you to specta people. You don't need any collateral, just 2 references from current account holders. The interest is extremely low compared to the loan shark apps around us today.

oh thanks fir the info. Do dey also offer loan with collateral and is it easy to get?

Gentlechika:
No qualms dude, you will have to mistakenly pay the amount in full in two weeks time.

Apt

Holywater123:


Believe me, I downloaded the app on the 30th of last month while surfing through Play store, I even forgot about it until I decided to do night sub.

All I did was to input my name, BVN, account and purpose of loan. It's so simple. I thought they won't approve it. This is my first time of borrowing a loan honestly.

So all these you explained was a mistake?
Lmao

AS YOU MISTAKENLY APPLIED FOR THE N15K AND THEY MISTAKENLY CREDITED YOU, SO YOU SHOULD MISTAKENLY PAY THEM BACK THEIR N19K PLUS AFTER 5GE 2 WEEKS,IF YOU MISTAKENLY FAIL TO PAY THE BACK QFTER TGE 2 WEEKS, I CAN ASSURE YOU THAT BEFORE YOU KNOW IT, YOU DEBT WILL MISTAKENLY ENTER N30K. BEFORE YOU KNOW IY, TGEY WILL MISTAKENLY START BLACKMAILING YOU.

luluosas:
Scamming codedly. Why not just help him if you are in position to do so?

You must be very dumb for saying this. Wasted sperm!

mamawa123:


Although the exact rate they used in this instance was 29.81%, but you are not wrong if you say 30%.

He borrowed N15000 but they want him to pay back is N19471.58.

Compare the 2 calculations below:
15000 at 30% = 15000 x 1.30 = 19500

15000 at 29.81% = 15000 x 1.2981 = 19471.50

I get. I didn't know you considered the removed #196