Holywater123:


Around 30% intrest.

Holywater123:


Believe me, I downloaded the app on the 30th of last month while surfing through Play store, I even forgot about it until I decided to do night sub.

All I did was to input my name, BVN, account and purpose of loan. It's so simple. I thought they won't approve it. This is my first time of borrowing a loan honestly.

Holywater123:


Yes. Pls how can I pay it back ASAP. should I ask for their account number or I should leave it there? Would they deduct it?

Holywaterr123:


What if I don't recover it before the deadline?

Btw, I want to do arbitrage trading with it. I haven't done it before but I have a lil clue on how it works.

Should I proceed?

ViceGovernor:

Op abeg which loan app e be that
Make me and my guys wreck them small

FabulousAutos:
Same thing happened to me but not with those loan sharks.

A pop up appeared on my GTB mobile app stating that I am qualified for about 1.2m loan. I have been ignoring that message but this time around, I clicked the "accept" icon and in less than 5 munites, I got the alert. Four months after that, I got another message stating that I am qualified for another loan (I guess a top-up) from same bank. I just jumped and passed

nedekid:

Shey you see the average mentality of a Nigerian? Outsmart them and not pay.
Recently because of the uncertainty with our economy and fluctuations of the naira, I decided to open a UK account. I tell you it is hard for a Nigerian to do so. Infact an Indian ex banker lady, a gf to my friend told me when you put a Nigeria name in the system, it show red ie high risk! Meaning they should show caution.
I asked the reason, and was told Nigerians are "likely" fraudulent! They take overdrafts accessible to others and and don't pay or steal people's identities to take credit.
Do you know that Barclay's offered me 3,500 pounds overdraft as a new account holder, but I could not successfully open the account at the last stage cos of long story of trying to verify my identity through asking for council tax as proof of address! Why, "smart" Nigerians have messed up our reputations. We are looked at as shaddy characters by default.
Anyway, hope we will learn to do things the right way.

olazhizhi:
This what me and my my brother's over here like.

Pls what's the name of the app.

You will just change your ATM card

Backpedal:

Better don't try it

Holywater123:


I don't just know honestly. I thought it won't go.

Backpedal:

You know they still have your bvn records right ?

ViceGovernor:

That don't matter once you send a mail to your bank to cancel all pending direct debit on your account and you block all the permissions on their app.

bolaji73:

Wow! 30% after 3months? When my bank offers less than 5% monthly interest on our Flash cash feature which you will be credited under 5minutes.. Just that only federal civil servants are eligible to access our Loan.

If the op was to apply for 15k from us,his total repayment after one month would be #15,750.

Holywater123:


I don't just know honestly. I thought it won't go.

ucheuzor1:
That amount is outrageous. I could remember using Fairmoney. They seems to be the best though.

kelspinall:
how do u even joke with loan apps and money matter..lolz..for na fairmoney i dey use, first loan was 5000, to payback 5750 in 17 days time it worked successfully and i paid back,2nd is 15k to pay 18k something in a month and they told me that if i will be able to pay before the day that their will be discounts..my point is fairmoney is the best

babaolofin:

Fairmoney is the worst. You are just advertising for them.

survival1:
Some of these loan app are very dubious. Like Easy money and Okash will not ask you for password. Once you press on the amount, they will start processing the loan. That was how my daughter click on 100k on Easy money and the next thing was the alert of the money in my wife's account. According to my daughter of 3 years old, she opened the app and saw 1 with plenty zeros and she just touched it. That was how we paid over 150k in 6 weeks because you pay 50k plus every two weeks. So it's better you don't install most of them in your phone.

dontrulee:
At Op, don't be afraid jare.
All these loan apps are paper tigers if you know how to burst their bubbles. Honestly, the interest rate is high but you can search the posts of how other nairalanders were able to outsmart these loan sharks. You'll be fine if you follow the instructions. I wish you the best

olazhizhi:
This what me and my my brother's over here like.

Pls what's the name of the app.

You will just change your ATM card

babaolofin:


Fairmoney is the worst. A lot of people are reading the comment to know the name of the loan app I don't know why the OP refused to state the name of the loan app. It is not good.

A lot of genuine Nigerians are actually interested in that company. Fairmoney and nearly all the popular loan apps can never give you 15K to pay 19.5K in 14 days. They are very cunning. They will twist you, at the end of the you might be 22K in two weeks.

The OP should mention the loan app

ViceGovernor:

Do you know the name of the app?
Please tell me I need money even sub I no get like this

budaatum:


So, they got people with that BVN lol, put it like a chain around the debtors neck. No wonder loans are so easy to get, to teach people about money.

My taken loans are all collateral free and at 0 interest for 4 months. PayPal loves me and I hate interest.

tunmie4real:


Please enlighten me. im interested

fluffydec12:
sterling bank, do they give loans to non sterling bank account holder?

SpecialEdition:


Pay back the 15K right now.
They can only charge you interest for 1 day instead of 2 weeks

Holywaterr123:


What if I don't recover it before the deadline?

Btw, I want to do arbitrage trading with it. I haven't done it before but I have a lil clue on how it works.

Should I proceed?

budaatum:


Enlighten you about what? How they get you with your BVN?

tunmie4real:


About paypal loan with interest free