The BVN which is known as the Bank Verification Number can be blacklisted. Only a few people are aware of that. When a BVN is blacklisted, it leaves a negative online footprint which can be easily verified by money lenders and other financial institutions. This means that you can not borrow money from any financial institution within the country, which is not good for a business person or someone who is looking forward to establishing a business or getting a loan to fund a project.

With the current rule in the financial sector of the country most especially the banks. When a BVN is blacklisted, it means that the owner of the blacklisted BVN cannot get a loan or even create a new bank account with any bank in the country. This is because for any bank to open an account for you, you need to present a BVN so they can complete the entire process.

With this guide, you'll be able to know how to check if your BVN has been blacklisted.

So make sure you stick to this guide and read the entire article to the end without missing anything. So without much talk, let us move into the main topic of discussion.



How to Check if Your BVN is Blacklisted in Nigeria

Checking if a BVN has been blacklisted in Nigeria can be done in 3 easy ways. Below are ways in which you can check if your Bank Verification Number (BVN) is blacklisted.

Checking BVN Through Online Portal

Checking BVN From the Bank

Checking BVN By Calling Customer Service

How To Check BVN Through Online Portal

For you to check your BVN through the online portal, you'll need to make use of the BVN by visiting https://agencyservices.com.ng/. Once you open the URL, go ahead and locate where it says "CHECK BVN STATUS".

Once you enter your BVN, you'll receive a notice that says "Your BVN is Blacklisted". This notice will only come up if your BVN has been blacklisted. To solve this problem, you'll need to visit your bank for more information.

How To Check BVN From the Bank

To check your BVN status, you need to visit the bank where you got your BVN. This doesn't necessarily mean you have to visit that same exact branch. You can visit any of their branches as long as they are in the same bank. This method of checking if your BVN has been blacklisted is one of the most direct and easy methods without any stress. Aside from that the bank will tell you what to do and how it can be solved.

How To Check BVN By Calling Customer Service

The customer service of the bank is your direct access to the bank whenever you are not available to visit in person. They can perform almost any transaction and address any issues you may have over the phone.

To confirm if your BVN is blacklisted, you can call your bank and make a request to know your BVN status. For them to give you that information, they will ask you some questions that can only be known by you. Once you answer it correctly, they can proceed and check.

If the BVN is blacklisted, they will profound your solution on how to solve it and the reason why the BVN was blacklisted.

We wrote a guide on the step-by-step process to print a BVN slip in Nigeria. You can check it out just in case you want to print your BVN slip yourself instantly.

What Are The Signs That a BVN Has Been Blacklisted?

There are different visible signs to help you know that your BVN has been blacklisted. Below are some of the signs that a BVN has been blacklisted.

Constant Loan Application Rejection

Account Restrictions

Online Banking Issues

Notification From Bank

Frozen Bank Account

Credit Bureau Report

Constant Loan Application Rejection

When a BVN is blacklisted, you'll always get a constant loan rejection without any reason from financial institutions and money lenders that make use of the BVN as a means of verifying the creditworthiness of a borrower.

Account Restrictions

If you keep getting sudden limitations on some of the services available on your bank account, then chances are your BVN has been blacklisted. You may not be able to carry out some basic transactions such as withdrawals and transfers.

Online Banking Issues

In many cases, depending on the bank, when your BVN is blacklisted, you may likely find it difficult to make use of your online banking. When you experience that frequently then it is a sign that your BVN is having issues.

Notification From Bank

The bank will always reach out to you to inform you about any issue your BVN might have and the reason why it was blacklisted. Whenever you receive any communication from the bank, always take it seriously and rectify it as soon as you can

Frozen Bank Account

A lot of bank accounts are usually frozen when the BVN attached to the account is blacklisted.

Credit Bureau Report

Having a regular check with credit bureaus in Nigeria will help you be in check and updated with your BVN status. If there is any issues or blacklist, the report will reveal it. This includes unpaid debts as well as fraudulent activities that have been carried out.

How To Ensure Your BVN Doesn't Get Blacklisted

Avoid Taking Loans From Loan Sharks

A lot of Nigerians are fond of taking quick short-term loans from all these loan sharks that display themselves as money lenders. Once you take a loan from them, they make it difficult for you to pay them and rely on them all the time. Once they notice you can no longer pay the loan, they send a signal to credit bureaus that you're a loan defaulter and a bad debtor. This action alone will lead your BVN to being blacklisted. Try any means necessary to avoid taking loans.

Avoid Any Form Of Fraud

Committing fraud can lead to your BVN being blacklisted. This means that when the bank finds anything fraudulent linked to your BVN such as scams, fake checks, and many more will lead to your BVN being blacklisted. So avoid it!

Don't Share Logins With People You Don't Trust

Sharing your sensitive information with people you don't trust can compromise your account and affect your BVN. Stay safe out there!

Conclusion

Your BVN is very important in your financial life because it leaves a digital footprint of every transaction you make in this 21st century we are today. This is why you need to always keep track of the status of your Bank Verification Number at all times for you to carry out your banking activities smoothly without having any issues.

Lastly what I will advise you is to avoid all these loan apps. Most of them are loan sharks that put you in a miserable web of debt and send signals to the credit bureau that you're a defaulter or a fraud.

Source: https://sermonwaveblog.com.ng/how-to-tell-if-your-bvn-is-blacklisted-in-nigeria/

ok

Semonwave:
The BVN which is known as the Bank Verification Number can be blacklisted. Only a few people are aware of that. When a BVN is blacklisted, it leaves a negative online footprint which can be easily verified by money lenders and other financial institutions. This means that you can not borrow money from any financial institution within the country, which is not good for a business person or someone who is looking forward to establishing a business or getting a loan to fund a project.

With the current rule in the financial sector of the country most especially the banks. When a BVN is blacklisted, it means that the owner of the blacklisted BVN cannot get a loan or even create a new bank account with any bank in the country. This is because for any bank to open an account for you, you need to present a BVN so they can complete the entire process.

With this guide, you'll be able to know how to check if your BVN has been blacklisted.

So make sure you stick to this guide and read the entire article to the end without missing anything. So without much talk, let us move into the main topic of discussion.



How to Check if Your BVN is Blacklisted in Nigeria

Checking if a BVN has been blacklisted in Nigeria can be done in 3 easy ways. Below are ways in which you can check if your Bank Verification Number (BVN) is blacklisted.

Checking BVN Through Online Portal

Checking BVN From the Bank

Checking BVN By Calling Customer Service

How To Check BVN Through Online Portal

For you to check your BVN through the online portal, you'll need to make use of the BVN by visiting https://agencyservices.com.ng/. Once you open the URL, go ahead and locate where it says "CHECK BVN STATUS".

Once you enter your BVN, you'll receive a notice that says "Your BVN is Blacklisted". This notice will only come up if your BVN has been blacklisted. To solve this problem, you'll need to visit your bank for more information.

How To Check BVN From the Bank

To check your BVN status, you need to visit the bank where you got your BVN. This doesn't necessarily mean you have to visit that same exact branch. You can visit any of their branches as long as they are in the same bank. This method of checking if your BVN has been blacklisted is one of the most direct and easy methods without any stress. Aside from that the bank will tell you what to do and how it can be solved.

How To Check BVN By Calling Customer Service

The customer service of the bank is your direct access to the bank whenever you are not available to visit in person. They can perform almost any transaction and address any issues you may have over the phone.

To confirm if your BVN is blacklisted, you can call your bank and make a request to know your BVN status. For them to give you that information, they will ask you some questions that can only be known by you. Once you answer it correctly, they can proceed and check.

If the BVN is blacklisted, they will profound your solution on how to solve it and the reason why the BVN was blacklisted.

We wrote a guide on the step-by-step process to print a BVN slip in Nigeria. You can check it out just in case you want to print your BVN slip yourself instantly.

What Are The Signs That a BVN Has Been Blacklisted?

There are different visible signs to help you know that your BVN has been blacklisted. Below are some of the signs that a BVN has been blacklisted.

Constant Loan Application Rejection

Account Restrictions

Online Banking Issues

Notification From Bank

Frozen Bank Account

Credit Bureau Report

Constant Loan Application Rejection

When a BVN is blacklisted, you'll always get a constant loan rejection without any reason from financial institutions and money lenders that make use of the BVN as a means of verifying the creditworthiness of a borrower.

Account Restrictions

If you keep getting sudden limitations on some of the services available on your bank account, then chances are your BVN has been blacklisted. You may not be able to carry out some basic transactions such as withdrawals and transfers.

Online Banking Issues

In many cases, depending on the bank, when your BVN is blacklisted, you may likely find it difficult to make use of your online banking. When you experience that frequently then it is a sign that your BVN is having issues.

Notification From Bank

The bank will always reach out to you to inform you about any issue your BVN might have and the reason why it was blacklisted. Whenever you receive any communication from the bank, always take it seriously and rectify it as soon as you can

Frozen Bank Account

A lot of bank accounts are usually frozen when the BVN attached to the account is blacklisted.

Credit Bureau Report

Having a regular check with credit bureaus in Nigeria will help you be in check and updated with your BVN status. If there is any issues or blacklist, the report will reveal it. This includes unpaid debts as well as fraudulent activities that have been carried out.

How To Ensure Your BVN Doesn't Get Blacklisted

Avoid Taking Loans From Loan Sharks

A lot of Nigerians are fond of taking quick short-term loans from all these loan sharks that display themselves as money lenders. Once you take a loan from them, they make it difficult for you to pay them and rely on them all the time. Once they notice you can no longer pay the loan, they send a signal to credit bureaus that you're a loan defaulter and a bad debtor. This action alone will lead your BVN to being blacklisted. Try any means necessary to avoid taking loans.

Avoid Any Form Of Fraud

Committing fraud can lead to your BVN being blacklisted. This means that when the bank finds anything fraudulent linked to your BVN such as scams, fake checks, and many more will lead to your BVN being blacklisted. So avoid it!

Don't Share Logins With People You Don't Trust

Sharing your sensitive information with people you don't trust can compromise your account and affect your BVN. Stay safe out there!

Conclusion

Your BVN is very important in your financial life because it leaves a digital footprint of every transaction you make in this 21st century we are today. This is why you need to always keep track of the status of your Bank Verification Number at all times for you to carry out your banking activities smoothly without having any issues.

Lastly what I will advise you is to avoid all these loan apps. Most of them are loan sharks that put you in a miserable web of debt and send signals to the credit bureau that you're a defaulter or a fraud.

Source: https://sermonwaveblog.com.ng/how-to-tell-if-your-bvn-is-blacklisted-in-nigeria/

What's the process of blacklisting the BVN of a person who is owing you?

One bastard has been owing me N1.5 million for about 5 years now and I'm tired of his stories

muyico:
ok

I pity anyone who inserts his/bvn in that link the op posted. They're using the link to collect your bvn. Beware, your access would be wiped out!

The mods should do the right thing by taking down this thread.

Obierika:


What's the process of blacklisting the BVN of a person who is owing you?

One bastard has been owing me N1.5 million for about 5 years now and I'm tired of his stories

The OP made this post purposely to propagate the scam link he posted on the post. Put your BVN in that link at your own peril.