Paulfroshman:
I need investment advice from the bosses in the house. I'm planning to invest with a real estate company (zylushomes), the vendor is (Oga For Property). They have estates in ibeju lekki just like revolution plus property. Their ROI Is 30% and one can invest for as many years as one wants. The company has been in operation for 3years.


Stated above is all I have gathered about the company and I have also visited their office in lekki. The estates serves as security for investment.

Is there anyone that has invested with such company, experiences, any red flag to look out for. I will appreciate the opinion of everyone. Thanks in anticipation

emmaodet:


Such is life bro. If i don't, someone else will do especially your politicians.
If they are good leaders, they wont be producing bad followers

kristien4:
boss... i sent you a pm. Would want to discuss something with you.

emmaodet:


Alright bro

Theconglomerate:
That guy fit be EFCC oo
Maybe you don't know but round tripping,arbitration,currency smuggling,etc are big financial crimes.
All they need to establish is a name,link this your testimony/confession on this thread to your email which he will get when you reply his pm and link the email you use in creating this account to your phone number which is registered in your name,then they've got a clear case in court
You have already started it here,I will finish whatever inquiry anyone has online if I were you
Person go use em hand cast himself

emmanuelewumi:



Where will you get the ROI of 30% from? Rental income or what?

How much are you expected to invest?

emmaodet:


Haaaaaaaaaaaaa
Logo, i no even think am go dat side.
O boyyyyyyyyy
Thanks broda.
Man don dey jones ooo

ahiboilandgas:
how is an investment? Your best strategy is to look for scholarships ( Australia is very expensive more thank uk or canada ) is not a place to manage .2 they have express entry like canada ...which will cost u less than 500k ...check their are threads 4 their a guy that run a loan scheme here (look for him) ..5 fcmb (has foreign education loan).......

Paulfroshman:


From 1m but I plan to invest 10m.

The ROI would be gotten from estate/land appreciation as they have like 3 estates currently selling

emmaodet:


Haaaaaaaaaaaaa
Logo, i no even think am go dat side.
O boyyyyyyyyy
Thanks broda.
Man don dey jones ooo

emmaodet:


Haaaaaaaaaaaaa
Logo, i no even think am go dat side.
O boyyyyyyyyy
Thanks broda.
Man don dey jones ooo

Theconglomerate:
That guy fit be EFCC oo
Maybe you don't know but round tripping,arbitration,currency smuggling,etc are big financial crimes.
All they need to establish is a name,link this your testimony/confession on this thread to your email which he will get when you reply his pm and link the email you use in creating this account to your phone number which is registered in your name,then they've got a clear case in court
You have already started it here,I will finish whatever inquiry anyone has online if I were you
Person go use em hand cast himself

emmaodet:


Haaaaaaaaaaaaa
Logo, i no even think am go dat side.
O boyyyyyyyyy
Thanks broda.
Man don dey jones ooo

Akin3891:
Hello egbon, kindly explain this investments. I got the offer from fbnquest. Like how much will I get at the end of the tenure, and does it worth it. Thanks

Akin3891:
Hello egbon, kindly explain this investments. I got the offer from fbnquest. Like how much will I get at the end of the tenure, and does it worth it. Thanks

Phyde:

Sir, please which bond is this ?

Paulfroshman:
I need investment advice from the bosses in the house. I'm planning to invest with a real estate company (zylushomes), the vendor is (Oga For Property). They have estates in ibeju lekki just like revolution plus property. Their ROI Is 30% and one can invest for as many years as one wants. The company has been in operation for 3years.


Stated above is all I have gathered about the company and I have also visited their office in lekki. The estates serves as security for investment.

Is there anyone that has invested with such company, experiences, any red flag to look out for. I will appreciate the opinion of everyone. Thanks in anticipation

Pascopele:
Throw that money inside FG bond stabic IBTC with 10m

emmanuelewumi:



That is speculation, what if does not happen until another 3 years time? What if the land is currently over priced?


Find out how much it Will cost to rent a 3 bedroom flat in that area, that will help me in determining what the price of a plot of land should be

unite4real:


If you want to buy a bond of 1M naira for example. Keeping an eye on the yield to maturity of 8.44% and maturing in 35 months time i.e April 2023 I can deduce the following for you.

1. You will pay about 1.11M to obtain the bond of 1M
2. Your coupon payment of 12.75% will be based on 1M naira which is approx 64k every 6 months
3. Upon maturity in April 2023, the principal you will be paid is 1M naira plus the last coupon payment of 64k

You will be buying this bond at a premium.

NB
The investor who bought in the primary market or when the bond was initially floated and invested 1M for example is also earning same coupon as you. The difference is that you paid a premium of 1.11M to get the 1M naira bond. That's 110 thousand naira extra.

I used the 1M just for calculations. You may not buy bonds with 1M. It depends on the brokers.

Pascopele:
Throw that money inside FG bond stabic IBTC with 10m

emmanuelewumi:



That is speculation, what if does not happen until another 3 years time? What if the land is currently over priced?


Find out how much it Will cost to rent a 3 bedroom flat in that area, that will help me in determining what the price of a plot of land should be

emmanuelewumi:




How much are you investing?

Akin3891:


I'm investing 55 m, with this how much will I get per year. Thanks.

Paulfroshman:



They have an estate very close to amen estate and the rent is around 2m to 2.5m.

Below is some of their estates.

kristien4:
But if you insist I can just ask my questions here sha.. ?

Akin3891:


I'm investing 55 m, with this how much will I get per year. Thanks.

Akin3891:


I'm investing 55 m, with this how much will I get per year. Thanks.

unite4real:


You are buying the bond at premium. For a 55M 12.75% bond maturing in April 2023 having a yield of 8.44%,

You will be paying about 60.1M to get this bond at 55M. The difference of 5.1M is the price to pay following the low yield and time to maturity and consideration that a coupon was just paid last month and having just 6 coupons left

Your coupon payment will be on the 55M and that's about 3.5M every 6 months.

Your principal upon maturity is 55M. Next coupon is in October

unite4real:


You are buying the bond at premium. For a 55M 12.75% bond maturing in April 2023 having a yield of 8.44%,

You will be paying about 60.1M to get this bond at 55M. The difference of 5.1M is the price to pay following the low yield and time to maturity and consideration that a coupon was just paid last month and having just 6 coupons left

Your coupon payment will be on the 55M and that's about 3.5M every 6 months.

Your principal upon maturity is 55M. Next coupon is in October

unite4real:


You are buying the bond at premium. For a 55M 12.75% bond maturing in April 2023 having a yield of 8.44%,

You will be paying about 60.1M to get this bond at 55M. The difference of 5.1M is the price to pay following the low yield and time to maturity and consideration that a coupon was just paid last month and having just 6 coupons left

Your coupon payment will be on the 55M and that's about 3.5M every 6 months.

Your principal upon maturity is 55M. Next coupon is in October