Nnamz:

For example my father would never make that kind of comment because his wife is a hardcore badass businesswoman. I guess Zamirikpo's wife is an empty vessel that only knows Bolly and Zollywood hence his assumption that all women only knows Bollywood. I guess now we know what, or who he surrounds himself with.

P.S.: my assumption is that you see your wife as a representation of all women but you are wrong. Not all women knows only Bollywood like your wife @ Zamiripko

I don't know whether u r a man or woman but which ever u r, ur spouse is the empty vessel .mumu. That issue has been resolved, abi u 'diidnt read my response to @jesusbaby.

And yes most women are about zeeworld,it doesn't make them empty vessels, I bet my wife can feed u. But in her leisure, she unwinds with the woods, whether nolly,bolly, or holy.

When next u try to make any point here don't disrespect people and their family here...okay...
Else u would get it back fast fast. IIDIOT.

Diogo2019:


Senior Good evening sir, hope you are doing fine.......saw ur post about having an appointment with the chairman house committe on works, dunno if you can help me out.... Also looking for a job, studied accounting

Thanks

...sorry I have plenty family members of my neck all gradutes

zamirikpo:


I don't know whether u r a man or woman but which ever u r, ur spouse is the empty vessel .mumu. That issue has been resolved, abi u 'diidnt read my response to @jesusbaby.

And yes most women are about zeeworld,it doesn't make them empty vessels, I bet my wife can feed u. But in her leisure, she unwinds with the woods, whether nolly,bolly, or holy.

When next u try to make any point here don't disrespect people and their family here...okay...
Else u would get it back fast fast. IIDIOT.

my wife dey watch zee world and some Mexican program daily from 7 to 10 pm ,she on band 4 bristish council customer care officer ,my wife anit even a Nigerian or African by race with group of friends (all non Nigerians ) founded a nursery and primary school 3 years ago currently having 80 kids mainly non Nigerians paying 180k per term....she not interested in bonds ,tb ,bussiness new etc CNN na zeeee world ....

Barrytone:


Strange to me, others can help say something here

You are absolutely right. It is actually November 14, 2019 and I have been thinking it was November 11 all these while. Thanks bro.

freeman67:


Yes, even for secondary market settlement is Thursdays. Though sometimes some people would not know it entered their account because some banks do not send alert. If you saw November 11 as maturity then also check well to verify its not term deposit you invested in.

You are absolutely right. It is actually November 14, 2019 and I have been thinking it was November 11 all these while. Thanks bro.

vexing:

You are absolutely right. It is actually November 14, 2019 and I have been thinking it was November 11 all these while. Thanks bro.

So tomorrow on or about noon, you can smile start smiling even without seeing the money as it will definitely be in your account, ledger or anywhere else, it will surely be there except you asked for reinvestment.

ahiboilandgas:
my wife dey watch zee world and some Mexican program daily from 7 to 10 pm ,she on band 4 bristish council customer care officer ,my wife anit even a Nigerian or African by race with group of friends (all non Nigerians ) founded a nursery and primary school 3 years ago currently having 80 kids mainly non Nigerians paying 180k per term....she not interested in bonds ,tb ,bussiness new etc CNN na zeeee world ....

Boss thank u jare.....u can imagine how people reason with their kidneys.....

Dumb skulls.....how does watching zeeworld equate with being empty. So Bill gates does not watch Netflix ni...

zamirikpo:


Boss thank u jare.....u can imagine how people reason with their kidneys.....

Dumb skulls.....how does watching zeeworld equate with being empty. So Bill gates does not watch Netflix ni...

I tire oooh ...infact this woman (incldung)my wife was always holding strategy meeting in the kitchen ,watching the see world .....am not sure if I rank in more income more than them .....with all the good morning Asia, good morning world I dey watch for bbc.....180k x80 students x 3 term ....hmm

Treasury Bills Yields Close Mixed Across Tenors Tuesday
https://businesspost.ng/economy/treasury-bills-yields-close-mixed-across-tenors-tuesday/

vexing:

You are absolutely right. It is actually November 14, 2019 and I have been thinking it was November 11 all these while. Thanks bro.

I hope say you never do shakara for your landlord in anticipation of November 11?.

zamirikpo:


Boss thank u jare.....u can imagine how people reason with their kidneys.....

Dumb skulls.....how does watching zeeworld equate with being empty. So Bill gates does not watch Netflix ni...

I hope iam not termed or equated as wild since na NatGeoWild i dey watch all the time?.

NL1960:


I hope iam not termed or equated as wild since na NatGeoWild i dey watch all the time?.

Abi....ooh.

ahiboilandgas:
I tire oooh ...infact this woman (incldung)my wife was always holding strategy meeting in the kitchen ,watching the see world .....am not sure if I rank in more income more than them .....with all the good morning Asia, good morning world I dey watch for bbc.....180k x80 students x 3 term ....hmm

I just d jumb all these una hot gist d pass looking for who will tell us what is going on in today's bidding.
Those where get luck invest in primary market should please give us an update.

Did secondary market with Stanbic yesterday. 334 days at 10.4%. let's see how today's primary market will go. I for see over subscription for 364 days.

any news on today's primary market rate?

ahiboilandgas:
...sorry I have plenty family members of my neck all gradutes

Alright.... Thanks

No need to answer that person@Zimrikpo,He/She is always fund of staring up controversy.The issue has been long resolved..I am not here to hear people keep rambling about "their father" .I respect every matured contributor on this thread, most of them are self made millionaires, I am also sure there are folks here that inherited a fortune from their father but they dont come on here and brag about it..Unlike some that use every opportunity to blab about it..

Respect again to all matured contributors here, pls keep up the good work..

zamirikpo:


I don't know whether u r a man or woman but which ever u r, ur spouse is the empty vessel .mumu. That issue has been resolved, abi u 'diidnt read my response to @jesusbaby.

And yes most women are about zeeworld,it doesn't make them empty vessels, I bet my wife can feed u. But in her leisure, she unwinds with the woods, whether nolly,bolly, or holy.

When next u try to make any point here don't disrespect people and their family here...okay...
Else u would get it back fast fast. IIDIOT.

Dr. Tayo Oyedeji
@tayooye
Renting is wiser for most people. Don't buy a house unless:

1. Mortgage is < 8%.
2. You can pay cash.
3. You plan to live in it for 10 years.
4. You need the psychological comfort of home ownership.

Rental/investment property is great. Home ownership is mostly a bad investment. I'll share the math on home ownership sometime next week. The home you live in is your worst investment. For some of us, it's not even an investment. Don't buy the hype, do the math. Home purchase for living is a bad investment. Rental property is a great investment.

Do the math.

An average property in Lagos is N40m.

Treasury bill rate is about 12%. Your N40m will yield N4.8m a year.

You can rent a good home for N1.5m and still have N3.3m left over.

Your house is costing you N3.3m per year.

Do the math.

Psychological comfort, societal expectations, and cultural norms are valid reasons for home ownership.But when it comes down to the math: it just doesn't work. I own a couple of homes for the reasons stated above. They're not good investment.

Investment is math, not emotions!
Buying a home to live in is a good option for SOME people. Especially if you:

1. Can get cheap mortgage (< 8%)
2. Can pay cash.
3. Plan to live in it for 10 years.
4. Need the psychological comfort of home ownership.

Otherwise home ownership is mostly a bad investment. Those two tweet are exactly the same. Sometimes people are so emotionally invested in a point of view that it clouds their judgment. You can't make investment decisions emotionally. You'll get into trouble every time you do that. Selah.

Investment = Maths + Logic

1. Never invest because it feels good.

2. Never invest because it sounds good.

3. Never invest because you like the manager.

Maths: Do the numbers make sense?
Logic: Do you understand how it works?

Investment = Maths + Logic

OgogoroFreak:
Better!
Where is the house located? Let's see if it's something I can accept for free.

"Renting is wiser for MOST people"="Buying is a good option for SOME people"

Review your options. Evaluate your emotional needs and make a choice. The math favors other forms of investment. Your psychological needs may favor buying a home.

Just do the investment math first.

Hi guys
What are the rates ooooo?

DaBogu:
Dr. Tayo Oyedeji
@tayooye
Renting is wiser for most people. Don't buy a house unless:

1. Mortgage is < 8%.
2. You can pay cash.
3. You plan to live in it for 10 years.
4. You need the psychological comfort of home ownership.

Rental/investment property is great. Home ownership is mostly a bad investment. I'll share the math on home ownership sometime next week. The home you live in is your worst investment. For some of us, it's not even an investment. Don't buy the hype, do the math. Home purchase for living is a bad investment. Rental property is a great investment.

Do the math.

An average property in Lagos is N40m.

Treasury bill rate is about 12%. Your N40m will yield N4.8m a year.

You can rent a good home for N1.5m and still have N3.3m left over.

Your house is costing you N3.3m per year.

Do the math.

Psychological comfort, societal expectations, and cultural norms are valid reasons for home ownership.But when it comes down to the math: it just doesn't work. I own a couple of homes for the reasons stated above. They're not good investment.

Investment is math, not emotions!
Buying a home to live in is a good option for SOME people. Especially if you:

1. Can get cheap mortgage (< 8%)
2. Can pay cash.
3. Plan to live in it for 10 years.
4. Need the psychological comfort of home ownership.

Otherwise home ownership is mostly a bad investment. Those two tweet are exactly the same. Sometimes people are so emotionally invested in a point of view that it clouds their judgment. You can't make investment decisions emotionally. You'll get into trouble every time you do that. Selah.

Investment = Maths + Logic

1. Never invest because it feels good.

2. Never invest because it sounds good.

3. Never invest because you like the manager.

Maths: Do the numbers make sense?
Logic: Do you understand how it works?

Investment = Maths + Logic
"Renting is wiser for MOST people"="Buying is a good option for SOME people"

Review your options. Evaluate your emotional needs and make a choice. The math favors other forms of investment. Your psychological needs may favor buying a home.

Just do the investment math first.

You just nailed it.

I have always loved talking to the numbers. Most will not agree to the fact that 80% of home owners do that for the pride of being known as Landlords. A few that think they buy a house to escape rents are not really talking to the numbers first. Cash is king.

Investment is Maths + Logic.
To buy a house from Mortgage at > 8% and pay cash doesn't really seem good for many investors except those that have extra cash somewhere.
Analysis was given here few days ago. If the house is bought at 20m for example at 6% interest rate, mathematically and logically, it will be wise for one to pay the interest of that house @ 6% for certain number of years while moving the 20m to Tb at higher interest rate and make gain.
6% mortgage is not equal to 11% Tb or 12% FGN Savings Bond.

NL1960:


I hope say you never do shakara for your landlord in anticipation of November 11?.

Barrytone:


So tomorrow on or about noon, you can smile start smiling even without seeing the money as it will definitely be in your account, ledger or anywhere else, it will surely be there except you asked for reinvestment.

What is the meaning of all these naaaaa?

ahiboilandgas:
my wife dey watch zee world and some Mexican program daily from 7 to 10 pm ,she on band 4 bristish council customer care officer ,my wife anit even a Nigerian or African by race with group of friends (all non Nigerians ) founded a nursery and primary school 3 years ago currently having 80 kids mainly non Nigerians paying 180k per term....she not interested in bonds ,tb ,bussiness new etc CNN na zeeee world ....

Banks are certified criminals..Cant believe these people are forcing customers to invest in fixed deposits and telling them CBN has stopped treasury bill..My relative called me from first bank 2day with the info and I asked her to put me on line with the staff, after talking with the staff I realised they are taking advantage of customers lack of financial intelligence..Such a pity..

crowntoro:
Hi guys
What are the rates ooooo?

91 days -------7.798%

182 days -----9.00%

364 days -----10%

DaBogu:
Dr. Tayo Oyedeji
@tayooye
Renting is wiser for most people. Don't buy a house unless:

1. Mortgage is < 8%.
2. You can pay cash.
3. You plan to live in it for 10 years.
4. You need the psychological comfort of home ownership.

Rental/investment property is great. Home ownership is mostly a bad investment. I'll share the math on home ownership sometime next week. The home you live in is your worst investment. For some of us, it's not even an investment. Don't buy the hype, do the math. Home purchase for living is a bad investment. Rental property is a great investment.

Do the math.

An average property in Lagos is N40m.

Treasury bill rate is about 12%. Your N40m will yield N4.8m a year.

You can rent a good home for N1.5m and still have N3.3m left over.

Your house is costing you N3.3m per year.

Do the math.

Psychological comfort, societal expectations, and cultural norms are valid reasons for home ownership.But when it comes down to the math: it just doesn't work. I own a couple of homes for the reasons stated above. They're not good investment.

Investment is math, not emotions!
Buying a home to live in is a good option for SOME people. Especially if you:

1. Can get cheap mortgage (< 8%)
2. Can pay cash.
3. Plan to live in it for 10 years.
4. Need the psychological comfort of home ownership.

Otherwise home ownership is mostly a bad investment. Those two tweet are exactly the same. Sometimes people are so emotionally invested in a point of view that it clouds their judgment. You can't make investment decisions emotionally. You'll get into trouble every time you do that. Selah.

Investment = Maths + Logic

1. Never invest because it feels good.

2. Never invest because it sounds good.

3. Never invest because you like the manager.

Maths: Do the numbers make sense?
Logic: Do you understand how it works?

Investment = Maths + Logic
"Renting is wiser for MOST people"="Buying is a good option for SOME people"

Review your options. Evaluate your emotional needs and make a choice. The math favors other forms of investment. Your psychological needs may favor buying a home.

Just do the investment math first.

nope I rather buy 75 by 50 for 10m ,Then develop 2 floor of 3 bedroom ,I will live in one flat ,Then rent the 2 put for 1.2m each ....total income is 2.4m ....then I can review rents ,mantaince my enviroments ,upgrade .....in 7 years time I will sell my property for 80m while the t.b only guy with 4.8 m income will rent 1.5m (plus agency fees ) might do renovations ,face rent increases and quit notice...loss bids ,cbn policey change ,tb rate drops to 8 percent or less while rent is up .....cash temptation....upward review of property price ....or I buy apartment 15m then fix 25m in tb

ozymes:
What is the meaning of all these naaaaa?

u need am for broken English.. .

feelamong:


91 days -------7.798%

182 days -----9.00%

364 days -----10%

This is discouraging

talktrue1:


This is discouraging

very

talktrue1:


This is discouraging

The govt wants all of us to go and start Rice and Poultry farms.