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[color=#006600]Bros, am sorry, do U mean a machine in the UK dispensed £500 cash to U in one day? if yes, that machine must be wonderful

Yes I was suprised to; it was Natwest, Natwest will show the Naira balance and the £ equivalent, I actually had £535 or I think is was N137,000 and the ATM allowed me take £500. The next day however Fedility server was down I couldn't even check my balance. By the 3rd day server was working again but my balance had reduced to £28 from the previous £35 (charges I guess, don't believe exchange rate could change that much in 2 days)

Previous maximum I have been able to take is £400.

Also,some merchants abroad will not allow Nigerians to use thier POS,rather you will asked to go and use ATM and bring the cash for your purchases.

Most retailers don't even get to see the card, you just put your card in the machine, so they can't descriminate as they don't know the issuer of the card.

Online payments is a different matter, don't know if registration and address issues will cause any problems.

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buchio7: is it jst me or is dere a cartel of gt bank p.r. Fascists in dis nairaland.... Its wierd n so biased to say d least ...r u sure u guys r nt on gt pay roll?

reloboy: GTB is da bomb when it cums to online stuff

walcolm: GTB. the only site GTB blocks is the amazon(.)com. i believe you can use them on any other site and it doesnt matter if its the naira mastercard or straight up visa

although i'd take 1st bank over them for naira transactions

homebase: Hello house, please i want to know in your own experience which among these cards is the best for online payment.
I used glo card,it works with clickbank, www.globalverifier.com
Gtb dollar visa or master card

Fidelity visa card

UBA Africard

I mean the one that has highest numbers of acceptance on foreign sites like Godaddy, Bluehost, clickbank etc.

Thanks

JW214:

Bros, am sorry, do U mean a machine in the UK dispensed £500 cash to U in one day? if yes, that machine must be wonderful

doxat:

hey Chemashie. i'm preparing for gre exams, can you please connect me with someone that is too? need a study partner to exchange write ups with, thanks

samyng:

I think both UBA AFRICA and GTB MASTER CARD work well as there are some sites that can not process GTB master card but when you try it with UBA AFRICA card it works...
Hello please can one receive funds or payment on this UBA AFRICA?

dmainboss: One problem in Nigeria is that people can just go on these band wagon and you will think they are saying fact. That is why they are all suffering the MTN pain till today. Ask many MTN users and they will still tell you MTN is the best. Meanwhile, they havent ever used other networks.

Like someone said above. All VISA or Master Cards are the same. It doesnt matter which bank. The only difference is the availability of the host server. I was at a GT Bank branch with 5 ATM machines the other day and only one was working. I went to clear a cheque in January and spent an hour and half on the queue at GT Bank, Opebi branch. When you come here and read some posts, you wonder if they are not paid adverts. All Naija banks suck. You can talk of best in certain areas but you must use the right criteria.

For example, first bank is the first to start using debit cards and having them accepted outside Naija. In fact, they held the franchise for Mastercard for many years. UBA where the first to start using Visa outside Naija followed by Eko bank. I dont know where all the talk about GTBank came from but they are quite young and just trying to catch up.

Its just like recently when GTBank announced they have started using ATM to receive cash and these same peeps here on NL went on a frenzy praising GT for their innovative bla bla. Meanwhile, First bank have the been doing it six months before GT started. Naija is a place where people use media power to try to deceive people. Thats what MTN did over the years. Great adverts and a lot of hype. The most stable bank in Naija is First bank and the only bank that is not likely to go down in a crisis. Every other bank is hanging by the thread. I remember when first bank lost 18billion during the IIL GSM bidding debacle and they didnt even shake. If you travel round Naija, especially if you go to smaller towns, you will see banks are mostly available in this order.

First bank if only one bank exist
First and UBA if 2 banks exist
First, UBA and Intercontinental (now access) if 3 banks
First, UBA, Intercontinental and Oceanic (now Eko) if 4 banks

After that, you start to see Zenith, GTB and the rest. I hear Access have closed many branches so their branch network may not be that available anymore.

Just thought I should throw in a little light because we like to hype a lot in Naija