Estroller:


Yes, it is because of the associated childcare costs. Not sure if they have a way of confirming, but I do believe it is in your best interest to declare and look for other areas where you might be able to cut spending.

Thanks, Boss!

I visited Barclays today and I noticed having dependants (children) lowers to a great extent the amount of mortgage one can access. So, I was wondering if it is compulsory to declare them and if they have a way of confirming because the amount it reduced no be here ooo?

[color=#990000][/color]

Lexusgs430:


A whole Alake, should own the street he resides on ....... We would rename your road after you....... 😜

I need to be serious about our mantra of, "RENT MONEY IS DEAD MONEY" this year mbok. Has anyone heard of Tembo Money? They said they could guarantee professionals mortgages of 5.5/6x of salary if one uses them but at £499. Is it worth it and who has used them? @Ticha @Lexusgs430 @semmyk

.

Lexusgs430:



Just to add, some CF are also privately owned and on the rental/sales market.......

Thank you all for the heads up as usual.

Lexusgs430:


Don't buy ...... The council would keep slamming you with repair/maintenance bills ...... Above all, the property would be a leasehold property........

Like it or not ..... You must pay ......😁😊

Thank you, sir! Between renting council housing or from a private Landlord, which one is the best assuming UC covers the rent?
Does it make sense to even rent and live in council housing at all since people don't talk much about it here?

Thanks, mate. We will be expecting your detailed output.
Regards.

Hi @Semmyk.

Can you help highlight the pro's and cons of living, renting and buying a council house, please?
Thanks a bunch!

Lolli2pop:


Hey alake please send me a PM as well, i have pounds and i need a nice rate

Sent.

AlphaUno:

I got ££ and need some Naira, anyone nice rate 94 available?

Yeah, I have a good rate. I sent you a PM.

tobbyoladejo:

Please, I got caught suddenly in rain a few weeks ago with my passport on me, and when I discovered it at home, part of the passport photograph on biodata page has become cloudy. The passport was supposed to expire in like 15 months from now. Can I just apply for renewal, pay for 10 year passport and schedule capture in London? I'm asking because on the Nigeria high commission website in London, I'm seeing postal order of £250 for damaged passport, whereas it's £20 for renewal. Not sure if it is a mistake or that's how it is. Please kindly advise, as that's what is delaying my Schengen visa application right now.

I am not certain if you can apply for passport renewal with 15 months remaining on your current passport. Typically, it is recommended to renew a passport when there are six months or less remaining before it expires. However, there may be a system in place for renewing a passport with more than six months remaining, but it may require paying a higher fee. I know of two people who renewed their passports in Nigeria with between 10-12 months remaining, but I do not have information on how they were able to do so. They told me there is a mechanism for such and all they did was pay a higher fee.

Regarding the postal order, the information provided is correct. In the UK, you will need to pay a fee of £250 by postal order to replace a damaged or lost passport. It may be helpful to seek input from individuals who have successfully renewed their passports in the UK with more than six months remaining on their current passports.

Do you have a photocopy of your passport photo page with you? The new passport pages are laminated so I am sure there's no room for moulds again. Cheers!

Tobexin:
Any one has Knowledge In rescheduling appointment on the Nigerian immigration passport appointment website? Last time I went I was bounce back on the point of doing my biometric due to the fact of contradicting date of birth on my NIN which I have successfully corrected now but I am finding it difficult to reschedule my appointment as it brings out my previous appointment and says duplicate booking which shouldn’t to be so. Anyone experience such before?

You don't need to reschedule again if you have started the process. A similar thing happened to me and I just returned to finish it off another time. The security won't stop you and if they did just tell them you are a returnee applicant and they will allow you to enter. Also, do start from the group floor. Just go to that woman and she will clear you to go for your biometric. Cheers

Hello everyone. Kudos to @tunlex01, @bellong, and others who have kept the thread going. I want to submit my documents to Vetasses for assessment. I will appreciate those who have successfully assessed for Agricultural Scientist and or Agricultural consultant to help me out. I will like your guardians and also help review my documents. Thank you.

BorisJohnson:



Alake.....
Before you let someone confuse you on this forum, I hope you know that there is an aspect of this whole thing that it's only you that knows? So far on this forum, it's only you that knows the precise reason why you have that exemption vignette. Again, I will say it. Having an exemption vignette alone does NOT give u access to public funds.
Although I am tempted to ask, but I will not ask you which of the categories is your exemption based on.

You have actually asked indirectly though
The exemption is based on Section 8 (2) or (3).

BorisJohnson:



I hope you know that Exempt vignette does not give right of abode?

Yes, it doesn't but I thought if one fulfills one of the conditions (in here is fulfilled an exemption from immigration control) then one can claim public funds? I'm now more confused than ever before.

Ray7878:


Yes �. You are “exempt” so you have access to housing etc

Wow!!! Son of man just slept off and missed out of the juices all these years
Thanks, @Ray7878 and @Lexusgs430 for clarification.

Lexusgs430:



Does your visa state ' No recourse to public funds'........

Nope! Just "exempt from immigration control".

Good evening everyone. A quick question.

Can someone who is not subject to immigration control (on Exempt vignette) claim public funds?
Thanks.

Anyone that can guide on how to go about PMP/PRINCE2 training and exam in the UK?

Evening peeps!

A friend needs information on how to go about Project management/PRINCE2 training and exam in the UK. How can one go about it and is it worth doing?

Thanks

DisGuy:


In fact, Alake should corner one of Her Majesty's driver for the duration of his stay. He will return the favour when she comes around for tea and akara

My father (Alake of Egbaland ) was the first to favour the queen during her first visit to Egbaland on the 28th of January 1956. She dey return the favour by appointing me his son as the Paramount ruler, Alake of England!

Lexusgs430:


How can a whole Alake of England, be asking such question.............

You and Queen, dey the same category...... DL not required, just drive away ..........

Lolzzxxx The question isn't for me though. I am above the law like the queen.

TheGuyFromHR:


Irrespective of which license you get, your entitlement to drive in the UK on a non-UK licence ends exactly one year from the day you entered the UK on your Tier 4 visa, so you must have changed to a full UK licence by then if you wish to continue driving around.

I don't know how things are now (hopefully shouldn't have changed), but back in the day, passing your test in Aberdeen and all those less populated areas in Scotland was way easier than in places like Manchester and London. Once you master roundabouts, all else shouldn't be a problem.

What if you enter on a work visa, will a non-UK licence ends exactly one year from the day you entered the UK?

umarwy:


Pray oh

Is it an in country application?

My friend waited for more than 3 months last year skilled worker visa.

Good luck

You say? Yes, I applied for renewal from within.

Does anyone know the average time to receive a response on UK visa renewal now? It's stated three weeks on their website but it's 4 weeks now and no outcome yet.

Good evening, Ancients and Modern!
Does anyone know the average time to receive a response for UK visa renewal now? It's stated three weeks on their website but it's going to 4 weeks now and yet nothing yet.

justwise:





That was not my experience with GTBANK, it was a frustrating experience , you send them one email you get 3-4 replies of the same content and different ref numbers, I posted the whole experience in the previous part.

If my card expires I will forget about that account till anytime I visit Nigeria.

With GTB, I had a similar experience. It was horrible and unpleasant, and I had no choice but to abandon it until I returned home. They charged me for the replacement card, and when I went to pick it up, they informed me that it had been over a year and that I would have to pay another fee for a new card. I'm not going to renew when the current one expires.

LagosismyHome:


Deposit is one part .... the second part is affordability of the mortgage

To calculate mortgage the bank would check how much you earn ..... and in your case the 75% you need to show earnings that your salary can be divided by that value 4 times

Thank you.
I will be on a funded Ph.D. but I don't know if this can fly as an adequate salary coupled with the fact that my wife will be working and I have 20 hours to make extra income.

Lexusgs430:



The hurdle you might not be able to skip is the multiplier in calculating standard industry practice.......

Thank you, Oga @Lexusgs430. Like Bubu, Bikonu kindly speak to me in the language I understand.

Lexusgs430:
For those willing to own their homes, looking at new builds, happy to accept a loan from Boris + have 5% deposit + eligible to public funds...........

Start the process........


https://www.ownyourhome.gov.uk


NB: First time buyers only......

@Lexusgs430 and other Ancients and modern, your advice are highly needed on this matter. I am currently working here but planned switching to a student visit by January to start my Ph.D. study. I need advice on whether to continue renting accommodation or I should try to go the mortgage route as I currently have the required 15% deposit but I don't know if I am qualified to access mortgage on a student visa. I will appreciate various suggestions. Thank you all.