₦airaland Forum

Lexyp:
@Aliyu40
I could remember writing here about my spouse visa that was denied and i ask opinion about appeal and i didn't get a good or supporting reply on here but i didn't let it affect me,i can now tell you guys that my appeal has been allowed and a guy was telling me then that appeal takes 2 years lol,all thanks to God.

Lol! Wait until you receive the date for the court hearing. Then wait for your passport to be returned to them if you win the appeal. Then add the time for the passport to come back to you. You just might wait for three years. Don’t rejoice yet, calm down. It’s a looooooonnnngggg journey

yemology:
Hello house please iam trying to apply visiting visa for mum though am on maternity leave will be resuming back soon working with NHS and my balance statement is 4k)pounds. Please did I need to include my mum statement BC iam the one the one sponsoring her. Please is there any information I need to include in the application.
Also my mom is retired am trying to include her retirement document plus her land properties and she has 550k in her account too . Please I need advice

Yes, you need to include all that. My mum was refused because I did not include them

Lexyp:
@Aliyu40 thanks for the reply, the Immigration lawyer who put in the application for us as at then did confirm its in d Immigration law and she did quote the law in the application as well and please can you try and expanciate more on what you mean by fair refusal.

I just want to know if we have an edge appealing, thanks.

The lawyer may have just been interested in taking money from you. That law is for EXTREME/EXCEPTIONAL circumstances, even at that VERY DIFFICULT to get. Having a child is no reason not to meet the financial requirements. I don't believe you have any chance of appeal. The spouse visa thread helped me a lot when I applied, study the thread. The UK spouse needs a job or the required savings, there's no way out.

A fair refusal means you do not meet all of the requirements for the visa. Your refusal was not because of an error on their part.

Lexyp:
Hi everyone,
I and my spouse did a settlement visa and we were refused ,but its stated in the refusal email that we can appeal.
And cause of the refusal says they aren't okay with third party sponsor,we just had our baby so my partner can't go back to work yet.Her God mother did agreed to stand as sponsor,but we were refused ,i want to ask what are our chances if we appeal ,thanks
Reason for refusal below.( btw my partner is British so as our son )

I note that you have provided letters from friends who have confirmed that they will financially support you and your sponsor in the UK. However, I am not satisfied that you are receiving one of the existing sources of third party support listed in Paragraph 1(b)(i)- (iv) of Appendix FM-SE. Therefore, you cannot rely on third party support to meet the financial requirements of Appendix FM and any prospective financial support you have available to you in the UK cannot be taken into account.
I note that you have provided Access bank statement in your name which show minimum funds of 9,687,953.72 NGN (£16,402.60) held for 6 months prior to the date of your application. However, this is not sufficient to meet the financial requirements. I therefore refuse your application under paragraph EC-P.1.1(d) of Appendix FM of the Immigration Rules. (E-ECP.3.1)

Please kindly let us know your take on this thanks...

I came to the UK on spouse visa. It's a fair refusal unless the spouse in the UK earns £18,600 a year or either of you have savings of £62,500. Stop spending your money on visa applications if you don't meet the income requirements. Third party sponsorship for spouse visas are so RARE and you don't even have a reason to warrant that. Having a baby is no grounds for not meeting the income requirements. The last I knew, spouse visa appeal takes up to two years and in your case, it's a "fair" refusal.

Joyousgem:
I'm sorry about your mum's refusal. No, there was no misrepresentation in the previous application. She is retired and it is okay to provide documents dated 2003. My mum recently provided employment letter dated back to 1988 without any issue. A cover letter is crucial in helping the ECO connect the dots. Draft a supporting cover letter for your mum addressed to the ECO explaining why unemployed option was chosen in the last application.

Even if you have to print a year's worth of bank statement to proof that she receives pension, then do so, remember to highlight the entries to make ECO's job easier. Your mum must have income of some kind, even if it is from her children, even if it's not regular. It shows that she has enough to look after herself in Nigeria.

Crucially, you need to proof that she has strong home ties to Nigeria. Do you have other siblings in Nigeria, does she have grandchildren in Nigeria (add family pictures). Does your mum own any land, house or car, If she does add the documents.

Take your time before putting in her next application unless the purpose of her visit is time bound. Gather all required documents, draft the letters and ensure you cover all points mentioned by the ECO.

I wish your mum all the best in her next application.

Thank you so much for this. Yes, she has one child in Nigeria (She has two kids), he's still single.
I will print out her bank statements and highlight the pension payments. All their properties are in her husband's name. I would add property documents and explain that even though it's in my Dad's name, it belongs to the two of them.
Thanks again. I really appreciate your taking time to help.

beryour:
Firstly, your reason for selecting 'unemployed' is quite vague and should have been retired even if you could not get the pension document. This can be corrected in the next application but you need to also draft up a very good cover letter to detailed that aspect and the error you made in the last application and also outline the reasons for the error. Then if you are able to get the pension documents, its also fine.

Looking at the reason for refusal, the VO is more concerned about her own circumstance as regards finances and living in Nigeria, I am not sure exactly what you stated in the application and it will be beneficial to go through what you answered in the question 'Do you have another income or savings / What kinds of regular income do you have'. You stated that she will be spending £1500 for the traveling and that is over N1m for someone who is unemployed nor have a regular income, that will be an area for a VO to capitalize on.

Look back properly into the previous application and identify the mistake, then correct them before putting up your new application and then do not forget the cover letter as it is supposed to answer all the many questions the VO might have.

Ire ooo

Thank you! The only reason was the lack of a letter from them. The only proof available is the letter written in 2003 and the amount stated in the letter is no longer the amount paid now. Pension rates are increased to match inflation from time to time. The pension is paid four times a year and the first cycle is paid in cash to verify that the recipient is still alive. I panicked about all of these complications and thought unemployed was the "easy" way out. I will write all this in the cover letter. The pension administrators are asking that she gets a letter from the British High Commission requesting for the pension verification letter (they wouldn't even write this in an email, I would have printed it as evidence). I don't know if getting my mum to their office in Lagos would persuade them to give her the letter. She is in Enugu.

I stated she did not have any other income or savings. She is not sponsoring herself so I did not think it mattered. My mistake, again. She does have savings and it has been in her account for more than a year, hence her bank statement would not raise suspicions. In the application, I stated that we will be covering all costs of her trip.

Thanks again for your help. I'm grateful

Hello Everyone,

Please help me look into this...

My mum got a refusal. In her previous application, I filled in unemployed because her pension administrators refused to provide a letter confirming she receives pension. The only evidence we have of this pension is a letter dated 2003. I have all e emails we sent to them requesting for the letter, they did not respond via email.
I'm about to reapply, should I now fill in "retired" and provide these emails we sent and they refused to give us proof? Would the the ECO count this as a lie and attract a 10 year ban? Should I stick to the unemployed and present her bank statements (she has savings of over 400K).

Below is the reason for their refusal:

You state that you wish to visit the UK for 1 month for a family visit. You state that
you plan to spend £1500 during your visit.
 You state that you are unemployed with no form of personal income yourself and
that you spend a total of 25,000 NGN (£44.59 at the exchange rate on
oanda.com on 26/01/22) a month.
 I note that you have provided information in support of your application and the
circumstances of your stated sponsor. However, the information provided does
not demonstrate your own circumstances in your country of residence. This
makes me doubt the credibility of your overall circumstances in your country of
residence and your reason for travel is as stated.

Nnemomatina:
Sorry dear for the refusal. I applied for my mom too, although I didn't give birth, we invited her for our anniversary and also for holiday and stated she will be staying for two weeks.

What I did was:
My mom is not earning any pension because she didn't work for government, she lives in the village and hence does farm work of which most times she sells farm products. There were times when I was still going to spend holidays with her in the village, I followed to farm and you know out of memory sake, I took pictures of her farming and both of us together as well. Lol, I never really imagined that I would use those pictures one day for visa application.

So since she does not earn and no salary reflects on her account, I told eco that my mom is a petty trader and farmer who sells her farm products in the local Market and hence deals with direct exchange of cash and as such it does not reflect on her account. We explained all these on a cover letter. Even explained that her account is joint because she owned it with my dad before my dad died. The account is bearing their both names.


So we stated that we will sponsor her and we will spend 3000 pounds.. myself and my husband..1500 each.

We submitted:

Our six months statement of accounts both individual and then about three months statement of account from our joint savings.
Our Brp cards
Visa pages
Six months pay slips
The picture I took with her in the farm
Proof of address
We drafted anniversary invitation letter

We usually send her money every month, so that was really the only deposits entering her account, and of course we Also explained she receives regular allowance from her children to add to her farming business.

What I will advise is for you to take ur time and explain her circumstance on a cover letter, so that even if they have doubts or questions to ask, cover letter will carry every information.

On her cover letter, we even explained where my little niece and her aged mother (who we put on the application form that both stay with her) will be staying pending her arrival..we don't want to take chances and make dem assume no one will take of her dependents while she is away and hold on to it...we further explained she will also like to return so she will start her early Year farm harvest..


So just detail her way abouts on a cover letter

You might also want to include pictures of your scan that showed your expected date of delivery, or any proof showing ur delivery details
UK usually considers grandparents visiting their grandchildren..
Good luck

I don't know why this made me teary. My mum got a refusal too and it's been a roller coaster for all of us. God bless you and mum. Ps: I'll be taking tips from this your post too

giselle237:
@aliyu pls go through my previous submission and then work on all her ties and see what can be amended

Yes, I've done all you suggested. I still have a few questions that I need your help with.

I have had a look at her two bank statements for the last 6 months.
- Her savings account has a closing of 400kplus. It's very clean, 9 deposits all made by her in the last six months. Minimal withdrawals too.
- Her day to day account. Closing balance of 1k plus. It's very busy, deposits from her kids, husband, in-law, and those I don't recognise their names.
- I have looked at her husband's payslips, 300kplus a month.
- The two landed properties are in her husband's name. One document is missing, they are looking for it but one document is available.
- She is retired and receives pension but we repeatedly requested for a letter from the pension people but they refused to write one. They kept insisting she get's a letter from the UK embassy as proof of why she needs the letter. It's not possible to do this so I went with the unemployed option. This pension is not paid monthly but four times a year. It's paid into her busy day to day account and on the statement, the pension appeared on the 1st of July and 1st of October.
- She does have a petty business, not registered, really small.

- Which of her bank statements do I submit considering all I explained?
- Would her husband's payslips and the one landed property documents be enough?
- To articulate her monthly income, do I calculate all deposits from my dad and the rest of us for each month? It would vary from month to month.
- Is there still need to mention the pension issue since we already went with unemployed?

Thank you so much.

Hello Giselle237,

I have pasted your previous response to my query below, just to remind you our last conversation.

i do believe closing balance does not matter for fully sponsored as I have seen some pretty bad statements . most ecos want to see your personal financial circumstances in your country which is the bank statement even if someone is paying for the trip. How do they know what life you are living? How can they tell your situation ?
Three things tht dnt look right that was filled on the fomr
1. Unemployed
2. You stated she does not receive any income. Money from her husband as allowance is income, money from family members and cash gifts etc are incomable and should have been filled there.
3. You quoted her monthly expenses as 25k with no bank statemt for them to align if this was true or not.
The profile looks like one of someone who is financially incompetent and could run to the uk and seek asylum or recourse to public funds or of they see a paying job will not want to return home.
I believe since she is nearly elderly and has a husband and perhaps other children in nigeria, her situation could have been presented differently even though it is a sponsored trip. You could have shown other ties. Even linked her to her husband more especially if he has properties and align it as belonging to them etc.
What to do next. Take a look at her bank statement say in the last 3 months. How does it look?
Ingoing? Outgoing etc
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
I have had a look at her two bank statements for the last 6 months.
- Her savings account has a closing of 400kplus. It's very clean, 9 deposits all made by her in the last six months. Minimal withdrawals too.
- Her day to day account. Closing balance of 1k plus. It's very busy, deposits from her kids, husband, in-law, and those I don't recognise their names.
- I have looked at her husband's payslips, 300kplus a month.
- The two landed properties are in her husband's name. One document is missing, they are looking for it but one document is available.
- She is retired and receives pension but we repeatedly requested for a letter from the pension people but they refused to write one. They kept insisting she get's a letter from the UK embassy as proof of why she needs the letter. It's not possible to do this so I went with the unemployed option. This pension is not paid monthly but four times a year. It's paid into her busy day to day account and on the statement, the pension appeared on the 1st of July and 1st of October.
- She does have a petty business, not registered, really small.

- Which of her bank statements do I submit considering all I explained?
- Would her husband's payslips and the one landed property documents be enough?
- To articulate her monthly income, do I calculate all deposits from my dad and the rest of us for each month? It would vary from month to month.
- Is there still need to mention the pension issue since we already went with unemployed?

Thank you so much.

I'll welcome contributions from everyone that can help please.

Hello Giselle237,

I have pasted your previous response to my query below, just to remind you our last conversation.

i do believe closing balance does not matter for fully sponsored as I have seen some pretty bad statements . most ecos want to see your personal financial circumstances in your country which is the bank statement even if someone is paying for the trip. How do they know what life you are living? How can they tell your situation ?
Three things tht dnt look right that was filled on the fomr
1. Unemployed
2. You stated she does not receive any income. Money from her husband as allowance is income, money from family members and cash gifts etc are incomable and should have been filled there.
3. You quoted her monthly expenses as 25k with no bank statemt for them to align if this was true or not.
The profile looks like one of someone who is financially incompetent and could run to the uk and seek asylum or recourse to public funds or of they see a paying job will not want to return home.
I believe since she is nearly elderly and has a husband and perhaps other children in nigeria, her situation could have been presented differently even though it is a sponsored trip. You could have shown other ties. Even linked her to her husband more especially if he has properties and align it as belonging to them etc.
What to do next. Take a look at her bank statement say in the last 3 months. How does it look?
Ingoing? Outgoing etc
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
I have had a look at her two bank statements for the last 6 months.
- Her savings account has a closing of 400kplus. It's very clean, 9 deposits all made by her in the last six months. Minimal withdrawals too.
- Her day to day account. Closing balance of 1k plus. It's very busy, deposits from her kids, husband, in-law, and those I don't recognise their names.
- I have looked at her husband's payslips, 300kplus a month.
- The two landed properties are in her husband's name. One document is missing, they are looking for it but one document is available.
- She is retired and receives pension but we repeatedly requested for a letter from the pension people but they refused to write one. They kept insisting she get's a letter from the UK embassy as proof of why she needs the letter. It's not possible to do this so I went with the unemployed option. This pension is not paid monthly but four times a year. It's paid into her busy day to day account and on the statement, the pension appeared on the 1st of July and 1st of October.
- She does have a petty business, not registered, really small.

- Which of her bank statements do I submit considering all I explained?
- Would her husband's payslips and the one landed property documents be enough?
- To articulate her monthly income, do I calculate all deposits from my dad and the rest of us for each month? It would vary from month to month.
- Is there still need to mention the pension issue since we already went with unemployed?

Thank you so much.

I'll welcome contributions from everyone that can help please.

giselle237:
This ECO wanted to see your mom’s bank statements. Her own financial circumstances.. did she submit a bank statement for herself?

No, she did not. Does the closing balance on her account matter? Do you advise I add this and reapply.

Hello Everyone,

My mum got a refusal today. Biometrics was on the 25th of November. I've pasted the refusal below:

I have refused your application for a visit visa because I am not satisfied that you meet the
requirements of paragraph(s) 4.2 of Appendix V because:

You state that you wish to visit the UK for 1 month for a family visit. You state that
you plan to spend £1500 during your visit.

You state that you are unemployed with no form of personal income yourself and
that you spend a total of 25,000 NGN (£44.59 at the exchange rate on
oanda.com on 26/01/22) a month.

I note that you have provided information in support of your application and the
circumstances of your stated sponsor. However, the information provided does
not demonstrate your own circumstances in your country of residence. This
makes me doubt the credibility of your overall circumstances in your country of
residence and your reason for travel is as stated.

In view of the above I am therefore not satisfied that you are genuinely seeking
entry as a visitor or intend to leave the UK at the end of your visit, and that you
have sufficient funds to cover all reasonable costs in relation to your visit without
working or accessing public funds. Therefore your application for a visit visa is
refused under paragraph V4.2 (a)(c)(e).

She will be 60 this year, and unemployed. However, her husband earns well and included evidence of his salary. He also wrote a letter of support explaining that he supports her financially. Her son-in-law is the sponsor. Any help will be appreciated.