₦airaland Forum

Iamblessed8888:
Red sea red sea 😁😁

😂😂😂 -0.28 red

Conclusively, they don't strictly follow the weighting number they upload weekly.

Iamblessed8888:
Awesome. Cardinal stone hasn’t moved today though

Yes

Let's see what their result would be tonight. If it tallies or is close to the figure AI generated, then they actually invest according to the weight they upload weekly.

Testing AI to calculate daily percentage increase/decrease with CS.


📊 Final Result
👉 Overall Portfolio Gain ≈ +0.64%

🔍 Interpretation
Your portfolio recorded a moderate gain (~0.64%) for the day.
This means:
For every ₦1,000,000 invested → gain ≈ ₦6,400

⚖️ Key Drivers (Why this happened)

🟢 Major Positive Contributors
BUA Cement (+10%) → very strong impact due to high weight (7.12%)
Zenith Bank (+7.91%)
GTCO (+4.53%)
UBA (+6.04%)
Wema Bank (+6.35%)

🔴 Major Negative Contributors
MTN Nigeria (−4.76%) → biggest drag due to very high weight (16.09%)
Presco (−10%)
International Breweries (−6.35%)
Dangote Sugar (−3.90%)

📌 Insight (Important)
Even though several stocks gained strongly, MTN alone nearly wiped out a large portion of gains due to its heavy allocation.

🧠 Simple Takeaway
👉 Your portfolio is:
Slightly positive overall
But highly influenced by a few large-weight stocks (especially MTN)

Salarys:
Aradel didn't lose yesterday.

It closed at the same price it opened.

That was aradel yesterday with -110

EquityM:
Yes, chief, huge gain from Paramount yesterday. CS didn't make so much gain due to their weighting on Aradel. The race for the top 3 equity fund managers has started. I can't wait to see who comes out on top at the year-end, excluding CSOF.

It seems cowrywise stock update is not always accurate. They didn't show Aradel's loss yesterday. It was just on zero.

lovewins:
That's a bank issue not AliExpress.

Banks determine their buying and selling rate so it means GTB bought the USD from your at a significantly lower rate than they sold to you despite what the prevailing rate says. That's of course assuming what AliExpress refunded is the exact dollar amount you paid.

Okay
Thanks

Ex0rrcist:
But it's really bad of them to give me 2 months period of when I should expect a response. It is well, If not for nipost rubbish.
Edit: I actually got my refund in 7 days after aliexpress refunded, the card I used wasn't mine, the account owner didn't say anything until I showed proof of uba saying they've refunded.

Please is the refund exactly what you sent?

Here, I got a refund with gtbank but the amount was even smaller than what was deducted initially despite dollar rising against naira after the purchase

Please why are phone sellers on AliExpress not shipping on time. I've ordered twice now, it's be 4 days and the seller has not shipped. The site is giving them 31 days to ship before automatic refund is done.

princezzz:
We are saying the same thing, Zrosk hasnt looked my way yet since registering last week, while it was easy accessing Zedcrest😁😁.
I registered for both at the same time, and i am already getting a call from Zedcrest to complete registration

And you still think Zrosk should be picked over Zedcrest?

Zrosk did the ignoring thing to me as well. EquityM had to talk to one of the account officer before they gave their attention. By then, I already got discouraged and picked another manager.
If I beg to get my money invested, there's possibility I'd cry to get my money back

princezzz:
I dont think they have an app.
Registered last week,still waiting on them to send me a response of any kind. Would have move more funds to CS equity, but i will be patient and wait them out, i like their vibes,acting all non chalant with their high entry quota.
Zedcrest felt a bit off to me,i am not saying that anything is wrong with them ooo. I downloaded their app,put in basic detail,didnt verify my email, and i am getting a call from a customer agent person today, who didnt sound so sure of herself.
I even called Zrosk last week on the number i found on their website, noone picked,today the number is switched off,who turns off an offical platform??who does that??Apparently Zrosk!!! i then mailed them today,no response. Those guys are playing hard to get,and its sexy and i like it.
So which is better, someone who chases after me, abi person wey i dey chase after.
Money needs to be moved,but the people i want dont seem to want me. Might just end up funding stanbic as my 2nd equity account.

Lol
It is when you need your money you'd know that Zrosk's customer service is counterproductive.
It's funny you're applauding them for ignoring you.

CS brought a sharp 2.12% today. That's a huge green.

dammiecool:
Was wondering too, UCAP dey try small. The only issue I have with them is that they don't update returns on time.

Na next day 😂 around 11am

Ensol:
What is Zrosk management fee, GT equity returned for me ₦10,343,514.87 on Feb 9 to ₦11,803,114.95 yesterday, United cap equity ain’t doing well just 336k on ₦5m from Monday to yesterday, dollar is really crashing but thinking of moving ₦5m into Zrost equity and test it’s growth

Which Monday?

If it's this week's Monday, the gain is fair enough (6.7% increment). That is just two days.

EquityM:
The dollar is really affecting my top-up; however, I go hammer more money. Chicken and garri all the way.

you mean the conversion rate, right?

EquityM:
Yes, ooo, those greens have commas.

I guess more money is going into those investments, thus the bull

EquityM:
The market is really hot in equity now; I gonna top up aggressively.

Booming!!!

Beeron:
Nigeria is weird place to invest.

The citizens like to invest in Dollar mutual funds to hedge against the Naira devaluation essentially betting again their own currency.

Meanwhile foreign investors brings in Dollar, converts their dollars to Naira to invest in Naira mutual funds.

Weird

Anyone still converting naira to dollar to invest because of devaluation doesn't know anything about investment and they are losing a lot of money.

Since the emergence of our president, all naira investments have been doing so well and great.

EquityM:
We will hammer seriously tonight, Zrosk and CardinalStone equity subscribers. Serious money go drop tonight.

As in

EquityM:
am@dlm.group


asset@dlm.group

The DLM fixed income fund does not bring red like CardinalStone; make sure you are fully in. I've been weighing both fixed income funds for a week now; DLM still beats Cardinal. However, the dividend payout will say it all.

Since DLM fixed income doesn't bring red like CS Alpha, which one adds more gain between the two when it is green?

Beeron:
Update on the stocks market



https://www.youtube.com/watch?v=JxeOxNP7EUQ

DanCem is up

We'll see tremendous gains tonight

EquityM:
They are doing well for now; I compared their NAV to DLM, and DLM only edged by tiny points like 0.19. You will be getting a huge dividend in July; you can either reinvest it or spend it. It does not affect your capital.

Beautiful!!!

EquityM:
Hmmm. I see why bonds are making tremendous gains.

But other asset management would have invested as well. Then why is theirs low.

EquityM:
Zrosk will send your portfolio and monthly performance at the end of the month. Did you sign up already? 30k plus as a gain or the money in your account?

So you have to wait till month end to see their performance. They really need to work on their website.

Yes 30k plus as gain. I'm even tempted to drop Zrosk and add massively to CS Alpha

I sent my documents to them yesterday and they confirmed it. They said they'd get back to me on the account to fund.

EquityM:
The fixed income is a badass for now; I will fund it aggressively. and compare it with the equity.

Thanks for testing all these platforms and giving us the best.
Got 30k plus on CS Alpha fixed income yesterday and I started yesterday. I'm adding more funds.

How do you check daily performance and added interest with Zrosk?

EquityM:
They respond to me; however, Zrosk is cool. I have their WhatsApp. The current YTD of Zrosk is 10.11.

Since morning, Zrosk has not replied my message to them on WhatsApp

EquityM:
Yes, they did around 22% last year; if the election is not chaotic, it might reach that. I am also watching some investment series on YouTube; some white folks do 60%-40% diversification. 60 to ETF and equity, 40 to bonds.

Impressive!!!

For fast growth, that formula is very okay. Although it still depends on one's risk appetite.
My February plan is 40% (two managers for Equity), 10% (one fixed-income that is nav-based), 20% (one mmf with competitive interest rate)

EquityM:
Open CardinalStone fixed income as well; there is a peak period whereby the interest goes crazy on that day. DLM also has it, but I can easily track that period on CardinalStone. You can withdraw that interest on that day; I will inform you when that time is near.

With the way cardinal stone alpha fixed income is going, they can easily clock 25 - 30% annually I think.

EquityM:
It's beneficial to conduct extensive research, especially on equity. One thing that Zrosk has that Cardinal does not is that they select stocks with a potential for growth, while CD relies on stocks that pay dividends.

Does that mean we'll get extra money added to our investment with CS when those stocks pay dividends?

EquityM:
End of the week update.
Fixed income was bullish throughout the week.

Zrosk equity fund: Strongly bullish; will update the YTD on Monday.

Afrinvest and CardinalStone equity: Tiny green.

Fixed income screenshot attached below; if I decide to cash out, those greens will be going with me, as the NAV is high this week.

You too much

One really needs to shop around before deciding on who to stay with. It's not about big names; it's about the results.

I still wonder why the ones performing don't get the popularity they deserve. No advertisement at all!

EquityM:
They also pay dividends in January and July; I will try and top up aggressively before July, 9.5M dey Zrosk, may God help my soul.

Amen
We shall make meaningful gains this year 🙏

EquityM:
Check this out. Had I known, I wouldn't have withdrawn the 400k I had last week to my equity fund. Dumb me.

This is impressive

One will smile with big money in it

My fund in stanbic enhanced fixed income is fixed and even a bit smaller than mmf. I think it'd be better to move to cardinal stone fixed income.

EquityM:
The bullish market is on the way. Equity traders, hold on tight. We're going to smile soon. Do not sell or panic.

What did you see