₦airaland Forum

Jaay2:
Bitcoin is a digital currency...you can't compare it with stock

Warren buffet stock ownership has controlling interest- this changes the perspective of his ownership. He won't buy shares where his voice won't be heard and stay invested for 10 years

There are even many coins just like bitcoin but didn't make it. They are all dead. He was lucky to have invested in the right coin.

Iamblessed8888:
Has Cardinal stone updated for Friday yet

I don't think so. Nothing has shown here.

CSblackpink:
Alright, bro. May God bless us all. Make sure you have some dry powder to buy the dip and always check your average cost.

Yes 💯

US stocks market is so volatile.

You can wake up with clear eyes and in seconds of checking the market, your eyes become blurry.

CSblackpink:
Bro, did you buy Intel? You will see a huge Kanayo tonight. 🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑

I did. But I'm out of US stocks for now. I'm more comfortable with the Nigerian stocks.

princezzz:
Happy new month everyone, Welcome to my month.
I hope the month of August was good on your investments, abi we don port??😏
Hopefully September comes with bangs of greens.
Keep learning and investing!!!!!

Seems it's about to go greener again... CS did 2.99 yesterday and today is looking promising as well.

akindelelawrenc:
If you want to experience better trading leave Nigeria equity alone and invest in US ETF or INDEX

I think Ngx still performs better than most US etfs and indexes annually. Most US etfs and indexes hardly do 10% annually. But for some individual US stocks, you get to make more if you can be patient.

Ensol:
PRESCO 😢bad market, for 2 months now no bids for my sell order

Na one of the advantages of equity fund over individual stocks be this.

CSblackpink:
You are now a pro, bro. May God increase the NAV and make us billionaires.

😂😂😂 Thanks to AI

I now understand why Zedcrest growth is very high. They reinvest the dividends gotten from the stocks in their basket as they come. And that's why they don't pay dividends.

CS most likely reinvested a part of the total dividend and paid out the rest while UC paid the whole dividend.

When you look closely, you'd realise that Zedcrest has more capital appreciation than CS, CS has more than UC. They have different strategies in the way they all operate.

dammiecool:
Ask AI for future capital appreciation for Total units after dividends were reinvested for both funds.

Calculate for 3 or 5 years

I did...

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AI
What actually determines the long-run winner
It's not the reinvestment mechanism — it's which fund sustains a higher total return year after year. If Fund B keeps compounding at ~61% vs Fund A's ~53% (hypothetically, repeated annually), Fund B pulls further ahead over time, with or without dividend reinvestment.

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I also noticed that UC credited those who invested before or on April 30. CS credited everybody up till July 24. Someone who started investing on July 23 also got the dividend. I think that's part of the reasons for low dividend.

dammiecool:
United capital is d best. Im definitely going to top up my units.

I went ahead to do a lil analysis on the two fund managers using AI. Fund A is United capital while Fund B is Cardinal Stone. Below is the outcome.

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With those NAVs, here's the actual comparison:

Fund A (NAV 2.28)
Dividend yield: 0.3082 ÷ 2.28 = 13.5%
Capital appreciation: 40%
Total return ≈ 53.5%

Fund B (NAV 2.83)
Dividend yield: 0.097 ÷ 2.83 = 3.4%
Capital appreciation: 58%
Total return ≈ 61.4%

Fund B comes out ahead, by roughly 8 percentage points in total return — its much stronger capital appreciation more than makes up for the smaller dividend.

CSblackpink:
Dividend payment from CS.

So small compared to United capital

Iamblessed8888:
After today i’m sure it will become accessible.

Now i understand why some people believe dividend is a scam. A dividend should be an addition to my existing holding not a deduction.

It's not a scam at all.

It's only the NAV that went down and it happens when dividend is paid. Number of unit remain the same.

You can use the dividend paid to purchase more units.

Now your unit number will increase after purchasing more units with the dividend and your subsequent capital appreciation will grow faster than before.

Iamblessed8888:
I think it was slightly red. Last minute red near close of business. Or could it be dividend yakubu that happened on cardinal stone yesterday?

When are they paying dividend sef. No talk about it yet

This was my thought when I saw the decline as well - Dividend dip. The yesterday's ASI and the individual performance of stocks didn't equate to the dip we got from CS yesterday. It was too much.

Emzedz:
Seems investors are really sceptical about rejoining equity oo.. Well it's well..

Did you mean you (as in Emzedz) are really sceptical about rejoining equity?

Iamblessed8888:
The dividend would only have returned me to where i am now. Probably not even.

Sometimes capital preservation > (yakubu + dividend)

You're right provided you get the timing right. But one can't always get the timing right and if one isn't getting the timing right most of the time, one may not be as productive as someone who just left the money untouched in few years time to come.

dammiecool:
I tot ucap was going to reinvest my dividends

Only to start receiving massive alerts for thier fixed income,women fund and balanced funds
Waiting for equity to drop.

Omo ucap is the best platform right now. Thank God I didn't move all my funds when zedcrest was trending. I almost leave dat time.
A word of advice pls stay with some of this OGs they have wealth of experience about dis fund management. I don learn my lesson

They must have reinvested your equity dividend. They have reinvested mine. To know, check if your number of units has increased.

princezzz:
Still dont trust the greens,😁
Fit still vanish tomorrow and we continue from where we stopped...

Lol... If you don't join now, just know you'll sooner or later be chasing a moving train.

CSblackpink:
Issokayyyyyyy.

I realise equity dividends are to be given to you from your capital appreciation. It's no additional fund. The only advantage is that it helps you get more unit after being removed from your fund and redeposited.

Green land

Dramadiddy:
Most stocks are recovering nicely, nice time to buy your fund o, don’t wait till it’s overbought

The train is moving

CSblackpink:
This site is much cheaper than Bamboo.

https://hisa.co/

Oh I'll check it out. Thanks

Jaay2:
You obviously can't read and have no idea of what I'm saying or what you trying to say. No further comment from me

That was why I said ask questions directly and stop assuming. All you've been saying is baseless. You have no proof to it. You don't even know what change is the weekly change about.

Here's is another fact for you to see. Check the date and tell me there's still no stock up to 10%.

Jaay2:
Seen. The columns on security weighting and weekly change for Airtel and MTN reveals previous positions were not up to 10% b4.

The portfolio realignment is for a reason. My guess for mtn is that this stock is strongly believed by CS as a comfortable 1k stock. Imagine now at 700, they would easily readjust for capital gains

What do you mean by this?

Just stop assuming things in your mind. Ask questions if you don't know. You're now sounding weird.

Jaay2:
I doubt any top fm have any stock up to 10% on their portfolio

Tmr is almost here we would see the returns from CS, Zed and Paramount

This is for CS. Check the security weighting.

See Airtel sitting at 10.58%

CSblackpink:
Nice, bro. The Asian market ended in the greens today; the US market will open in huge greens on Monday.

Yeah o...

That's cool.

Today is a public holiday in the US. And aftermarket is getting greener gradually. So Monday will be great hopefully.

Bluearrow:
Is this paramount dividend reinvested or deposited into wallet.

It depends on the order you gave them initially. It can be any of the two and you'll notice an additional amount when it lands next week.

Investnaija dividend is here.

It is way smaller than UC.

N/B: NAV must be put into consideration.

Jaay2:
Would be small profit. Mtn is where most equity fm have bigger stake just little with Airtel

Nah...

No matter how big it is, it can't be more than 15% of the total stocks in their basket. So others, at 75%, is enough to make everywhere soft tonight. And do not forget, mtn is also 4.17% up already. Do the math

Kanayo o kanayo tonight after many shege banza

Iamblessed8888:
I thought as much. Last time i spoke with them, they said they dont pay equity dividends

That means they reinvest dividends from the individual stocks in their basket back to equity portfolio.

Now I see why their percentage increase was high early in H1...

Rico1278:
Wen stanbic, Cardinal Stone and zedcrest dividend

Most likely this July.

...but I'm not sure Zedcrest will pay because they've not been up to a year in the stock market.

Anyway, you can call them to know if they'd be paying dividend.