You’re on the cusp of that one big idea. It’s a time of excitement, research and discussion. You’re itching to jump headlong into launching your business start-up. But before you do, you should pause for a moment and put your mind to 5 essential skills. Then, once you’ve mastered them, the business world is your oyster.

1. The art of networking
‘It’s who you know, not what you know’ may be an overused saying, but it does ring true as you embark on your business venture. At this point, you need all of the contacts you can get. Some will be able to offer advice and expertise. Others may be in a position to help with the logistics, or to simply provide moral support. Either way, it’s time to jump on LinkedIn and dig out those old forgotten business cards in the deepest depths of your wallet. Lay your contacts on the table and start talking. You never know what will come of it unless you try.

2. How to build a brand
Image is everything, especially when it comes to business. And there’s little point in launching a start-up without understanding how to create a brand. We don’t mean any old brand: we’re talking a suite of design assets that make a strong statement about your business. Your brand – everything from your logo to your web content – should be memorable, honest and original. Do it right, and it will put you head and shoulders above your competitors, right from the word go. So make it count.

3. Basic financial management
It may not be the most exciting facet of business, but financial management is certainly one of the most important skills you can master before launching a start-up. First, you’ll need to register your business as a legal entity. Then, you’ll need to put the systems in place to manage your finances – whether that’s physical folders, an Excel spreadsheet or nifty accounting software. Learn a few good habits now, and you’ll save yourself time and headaches further down the line. So file your receipts, keep a running total of your income and expenditure, and list your assets. Or better still, find a good accountant to do take it all off your shoulders.

4. Get online savvy
From building brand awareness to generating online sales, you should not dismiss the benefits of the World Wide Web. In fact, a strong online presence can give your fledgling business the best possible start in life – so now is the time to get internet savvy. You’ll need a website, along with a solid digital marketing strategy to drive traffic. So if you don’t know your CMS from your SEO, it’s time to gain some online skills. Read blogs, speak to marketing experts (here’s where your contact list will come in handy), or even enlist the help of a digital agency. A little time and effort now will go a long way as your business starts to grow.

5. How to measure success
Success may sound like a concept, but there are ways you can – and should – measure it. To start, you’ll need a clear idea of your goals. What are you trying to achieve this month; this year; over the next five years? Set up the systems to measure this success – whether it’s conversion tracking in Google Analytics, financial forecasts or the growth of your mailing list. Don’t take a ‘finger in the air’ approach – you need focus and precision from the moment you get started. Then, if you begin to veer off course, you can set things right before any damage is done.
So before you launch your start-up, take stock and get skilled up. These five skills won’t only stand you in good stead as you begin your venture – they’ll provide a sound basis throughout the entire lifespan of your business.
http://jobmasternigeria.org/5-skills-must-master-launching-business-start/

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In the past, the common financial blueprint was to find a “good job” with benefits and stay there for 30-40 years. Then, one could retire with a pension and get Social Security. Even my father was trying to push me into the military and stay for 20 years so I can get a pension. The ruling mindset of the Industrial Era was “security”. Since 1971, the “new” mindset has become “freedom”, “independence” and autonomy.

Over the past 40 years, the Nigerian public has witnessed globalization, downsizing, outsourcing and privatization of various industries. These actions have led to the loss of numerous jobs. It has also led to the end of the “40-40 Plan” (40 hrs per week for 40 years). This new economy requires an entrepreneurial mindset to build personal wealth for yourself and your family. The “new” plan for people to create and build wealth are in the following steps:

[b]1. Focus on RADICALLY increasing your income: When increasing your income, think of increasing it by 25-35%! The reason is because your income has two enemies: inflation and taxes. By radically increasing your income, you can begin to ensure that inflation and taxes will not rob you of your wealth.

2. Master an income-generating skill: In order to radically increase your income, you must choose to learn, apply and master a money-making skill. The four main money-making skills are: 1) sales, 2) marketing, 3) product development and 4) money management and investing. Choose one of these four to begin your journey to radical wealth increase.

3. Pay Yourself FIRST (10% Solution): Every wealth creator has mastered this one habit. W. Clement Stone stated that the seeds of greatness are not in you if you cannot master this habit. The financial classic THE RICHEST MAN IN BABYLON teaches: A portion of all you earn is yours to keep.

4. Minimize/Eliminate debt: As you radically increase your income, you should also seek to minimize or eliminate as much debt as possible. By making “new money” you can address “old debt”. Debt is slavery.

5. Create 4 streams of revenue: Bishop TD Jakes stated in a sermon that “money is not the mission. Money funds the mission.” He states that when you create multiple streams of income, it allows you the freedom to fulfill your life’s mission. When you’re reduced to one stream of income, you run the risk of “prostituting yourself to the highest bidder”. So, having multiple streams of income is the new paradigm.[/b]

In the Entrepreneurial Economy, there will be tremendous opportunities to create wealth unlike any other time. However, it will require a paradigm shift to meet the needs of this new era. Those who choose to align themselves with this new economy will have financial freedom and security. Those who resist the changes will become victims of the new paradigm.
http://jobmasternigeria.org/new-plan-new-economy/

This is a good one from Nigerian Breweries this year 2015
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Just watching the drama

RIP
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Power is the key to development
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Probably everyone who reads this has heard the dream – being your own boss, working on your own terms, making the big bucks for yourself rather than for your bosses. It all sounds so easy, but if it really was, everyone would be doing it. The reality, however, is that half of businesses fail within the first year, and a whopping 95% fail within 5 years.
This is in no way meant to discourage you from starting a business – only to remind you that there are some things to consider and keep in mind to give you the best chance at success. Most of the reasons small businesses fail are really very simple and easily avoidable. Number one is that same lack of planning and research being discussed here. So without further ado, here are the basic questions you should ask yourself to save you trouble in the long run.
1. What are your reasons for wanting to start a business?
If you’re doing it for the money, you’re better off sticking to a desk job. If you don’t have the right passion for what you’re doing, you’ll likely fail.
2. Do you actually have what it takes?
Entrepreneur lists these seven traits as the most important for business owners: tenacity, passion, tolerance of ambiguity, vision, self-belief, flexibility, and rule breaking. Read up on these, and see if you have what it takes or if you can at least find people with the traits you need to help out.
3. Does anyone actually need or want what you plan to provide?
Two parts to this one: is there really a need for it, and can you actually provide it? Even if you answer yes, can you provide it better than others already doing so?
4. Where will you get the money?
Hint: plan for at least 18 months before you start seeing any profit.
5. Can your relationships take it?
Running a business will almost surely take up all your waking hours. You won’t have much time for family, friends, even yourself. Setting limits is important, but it’s unavoidable that your business will eat up your time for anything else.
Making sure you cover these concerns will put you in a better position to run a business. Know what you’re getting into to prevent disastrous results. Plan, organize, get the right people to help, and you can avoid being just another statistic.
http://jobmasternigeria.org/5-questions-ask-starting-business/

RIP

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Brief description
The University of Oxford, UK offers the Reach Oxford Scholarship in full financial opportunities for Undergraduate students from Developing Countries to study for Bachelors degree in any course offered at the institution 2015/2016
Accepted Subject Areas?
All subjects offered at the University of Oxford except medicine
About Scholarship
A number of Oxford colleges offer Reach Oxford scholarships (formerly Oxford Student Scholarships) to students from low income countries who, for political or financial reasons, or because standard educational facilities do not exist, cannot study for a degree in their own countries. Scholarship winners will study at University of Oxford, UK under any undergraduate course of study, except Medicine due to the course length and expense.

Selection Criteria
The Oxford scholarship scheme is only suitable for candidates of the highest academic ability who have outstanding examination results. However, financial need and social commitment are also major criteria for selection. Applicants should be intending to return to their country of ordinary residence following their studies.
Eligibility
Students from developing countries who have applied to study for undergraduate courses at University of Oxford. See list below.
Number of Scholarships: To be confirmed
What are the benefits?
University fees and college fees, a grant for living expenses and one return air fare per year
How long will sponsorship last? 3 or 4 years depending on course length
Eligible African Countries
Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi, Cameroon, Cape Verde, Central African Republic, Chad, Congo, Côte D’Ivoire, Democratic Republic of Congo, Djibouti, Egypt, Equatorial Guinea, Eritrea, Ethiopia, Gabon, Gambia, Ghana, Guinea, Guinea-Bissau, Kenya, Lesotho, Liberia, Libya, Madagascar, Malawi, Mali, Mauritania, Mauritius, Morocco, Mozambique, Namibia, Niger, Nigeria, Rwanda, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, Sudan, Swaziland, Syria, Tanzania, Togo, Tunisia, Uganda, Zambia, Zimbabwe.
Other Countries
Afghanistan, Albania, Antigua and Barbuda, Armenia, Argentina, Azerbaijan, Bangladesh, Barbados, Belarus, Belize, Bhutan, Bolivia, Bosnia and Herzegovina, Brazil, Cambodia, Chile, China, Colombia, Comoros, Cook Islands, Costa Rica, Croatia, Cuba, Dominica, Dominican Republic, Ecuador, El Salvador, Fiji, Georgia, Grenada, Guatemala, Guyana, Haiti, Honduras, India, Indonesia, Iran, Iraq, Jamaica, Jordan, Kazakhstan, , Kiribati, Korea, Kyrgyzstan, Laos, Lebanon, FYR Macedonia, Malaysia, Maldives, Marshall Islands, Mexico, Micronesia, Moldova, Mongolia, Montenegro, Myanmar, Nauru, Nepal, Nicaragua, Niue, Oman, Pakistan, Palau, Palestinian Administered Areas, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Samoa, Sao Tome and Principe, Serbia, Solomon Islands, Sri Lanka, St Kitts-Nevis, St Lucia, St Vincent & Grenadines, Suriname, Tajikistan, Thailand, Timor-Leste, Tonga, Trinidad and Tobago, Turkey, Turkmenistan, Tuvalu, Ukraine, Uruguay, Uzbekistan, Vanuatu, Venezuela, Viet Nam, Yemen,
To be taken at (country): University of Oxford UK
What time of year does Application Close?
Scholarship applications for 2015 entry will open in December and close in February.
Offered annually? Yes
How can I Apply?
You must make an application to the University through UCAS and be successful in gaining a place. You will then need to complete a separate scholarship application form. The scholarship application form will be available to download from December
Visit Scholarship Webpage for more details
http://www.ox.ac.uk/admissions/undergraduate_courses/student_funding/reach_oxford.html
http://jobmasternigeria.org/reach-oxford-scholarships-undergraduates-developing-countries-20152016/
Sponsors
University of Oxford, UK
Important Notes:
Students should note they must apply for admission to the University before they can be considered for a Reach Oxford Scholarship. The University is unable to accept any scholarship applications from students who have not been offered a place at Oxford

It is interesting to hear people say, “Money changes people“.
I disagree; money only brings out who you already are and simply takes on the characteristics and the energies of the person holding it.
Here are some thoughts:
A careful person will be careful with their money
A gambler will gamble it
A Reckless person will be reckless
A lazy person will be lazy with their money
I’m sure you get the idea.
Money is not this evil entity, which engulfs people and changes personalities and behaviors making them into a different person as many people would have you believe; thinking that is bordering on madness.
Money is simply an idea, and only has value to the extent to which we empower it with. The truth of the matter is that money is an amazing vehicle, which gives us options and opportunities that we wouldn’t have without it. It is you as a person, who dictates whether this vehicle will be destructive or empowering. So if you are one of those people who are hung about this thing called money and wealth, get over it, you are just stopping yourself from having more options and choices in your life
Two of the most common perspectives or sayings that you might have heard time and time again about relationships with money are:
“Is money your master or is money your servant?”
Lets think about these for a moment, what does this relationship you are giving to your money actually say and what is the energy behind it?
Money is my servant
Think about it, when you think about a servant and often how they’re treated:
They tend to be disrespected and potentially abused
Are they passionate about working for you?
Are they loyal?
Is it a partnership working towards a mutual outcome?
On the other hand what if…
Money was your master?
If money was your master, what would that mean?
You are controlled and not in control
At the whim of your master
You have no power
This is where most people sit, on one side or the other.
Now lets shift the thinking a bit and ask:
What if money was your partner?
Think about if you treated your money as a partner what
would that feel like? What is the energy behind that?
Working together towards a mutual outcome
A team
The sum is greater than the parts
The truth is most of us have been taught through family and school and society how to feel about money and how we should treat it, and most tends to be negative or ineffective to creating wealth in your life, 75% plus of the people I meet through my seminars or coach personally have a poor relationship with money and are holding many underlying negative beliefs about money which more often than not they are unaware of and are oblivious to how they are affecting them right now on their journey towards wealth and financial freedom.
Now some of you might say, “What are you talking about? Money is just money,”
And if you are saying that, then you probably don’t have a good relationship with your own money and more than likely don’t have the wealth you want in your life right now, a wealthy person is well aware of their own relationship with money, they respect money and the power of creation it can have for them and everyone else around them.
The significance of all of this is; in order for your financial situation to change, you have to eliminate your own negative traits, which affect the way you handle money and then introduce or strengthen the traits and habits you need as a wealthy person.
Think about the energy and emotions you have about money… About receiving it, spending it, saving it, giving it. Then look at the wealth you have in your life, I imagine you may find some distinctions to think about.

So here are four traits or empowering beliefs to adopt as your own, on your way to creating the mind of a wealthy person:
Money is my partner of creation- Think like an investor in every part of your life- an investor in your education, an investor with your money, and investor in yourself as a person. Knowledge and learning.
Take responsibility – this is one of the master keys to success, take responsibility for where you are in life and more importantly where you are going in your life. Realize you are 100% responsible and refuse to blame anyone of anything else.
Be humble and curious – Be humble enough to ask for help and admit to yourself you don’t know it all, be curious to ask the questions you have floating about in your mind. Find mentors and coaches in your life to guide you on your way to wealth and success.
Be intensely action orientated – Take action with your money, get it working for you every single day, stop procrastinating and saying one day. Get out there and do it.
So think now about who you are as a person and how that flows onto your finances? What are the commonalities? What is your relationship with money? What does money mean to you?
If they aren’t serving you, go to work on yourself and your thoughts, feelings and actions.
The truth behind creating success and wealth is not the resources that you have; it is how you think, talk and act!
http://jobmasternigeria.org/money-master-servant/

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What a phrase “Entrepreneurial Spirit” – it conveys so many different thoughts and images… but while there are many interpretations, I perceive entrepreneurial spirit as:
The essence of work that one endeavours to provide through their intentions and abilities
More plainly, it seems that successful entrepreneurs always possess 2 attributes:

1. They possess the creative ability, mindset and desire to work through obstacles with a beneficial result.
2. They find opportunities where others see problems.
All people encounter difficulties in life, many of which are beyond our control. The vocation that individuals decide to embark on is always fraught with challenges, but this is more pronounced with those whom desire to become entrepreneurs. The state of “becoming an entrepreneur” is not easily attained and it takes perseverance and commitment in order to realize the outcome of being successful, whatever form that it takes.

The difference between the successful entrepreneur and those whom struggle can be found in the way challenges are dealt with and the ability to overcome them. Having a blend of positive intention, technical business skills and entrepreneurial spirit often results in these difficulties being turned around into positive and fruitful conclusions. The key is for the entrepreneur to find and believe in a solution and to “see it” not in a tangible way, but in a more abstract fashion that will carry their intent to a viable outcome.

This is where their creative ability and mindset comes into play. If an entrepreneur possesses the spirit of entrepreneurialism they know they will always be able to turn around any obstacle into an opportunity, practically at will.

But, where does this ability come from?
It may be pure skill or luck or perhaps even both. But moreover, it would seem that it arises through an unwavering confidence.
This confidence is manifested in a true entrepreneur’s creative abilities to devise a solution that is beneficial to their business and their commitment to make this possible. In addition, getting through a challenge isn’t good enough. There also needs to be a real opportunity that is gained out of this scenario. There always is something that raises it from just overcoming a difficulty, but creating a true advantage that places it above the mere “I got through that” type of thinking.

I believe, the ease at which successful entrepreneurs possess this seemingly effortless ability to make considerable progress in their chosen business, is closely tied to their confidence and entrepreneurial spirit. If entrepreneurs were to listen to their intuition, business acumen and creativity, then all could lessen the hindrances that sometimes make business a formidable opponent in giving their entrepreneurial spirit the chance to flourish.
http://jobmasternigeria.org/meaning-entrepreneurial-spirit/

Aso rock 2015 na big fight

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Please endeavor to check ur batch date & time before retaking the test.
Goodluck

gboskitata:
I just went for interview and CBT exam (which i passed) at UBA in Owerri. Whats next?

Congrats & expect more good news to come

In order to make the most of your money, there needs to be clear defined goals and a budget plan to steer you in the right direction. When financial budget links are missing, money leaks or debt traps become obstacles in the road. How do you prepare your budget to dodge the mess?
Begin your plan with a simple outline. It needs to contain the five basic principles of money management.
1. Income – Have a full understanding of how much money you bring home each month and where the rest of the check goes. Do you have enough tax coming out? Do you have too much? How much goes to health? You can adjust your dependents to increase or decrease the amount of tax that comes out each paycheck.
2. Save and invest – The early bird catches the worm. The sooner you start saving and investing, the longer your money will work for you. Start saving any amount you can now. Even if you can only manage N5000 every month, something is better than nothing. Set up automatic transfers so you won’t ever have to miss it.
3. Protection – Emergency savings accounts will protect you. They will stop you from major debt trouble and prevent you from using alternative payday loans when the budget doesn’t balance. Protection also comes in the form of insurance. Do you have cost-effective insurance for your personal property? You don’t want to pay too much for something you don’t need coverage for and you don’t want to skimp on important items either. Talk with your insurance agent and get what you need for the best price. Don’t forget to get quotes from other agents. You may find that what you thought was the best deal didn’t give you everything you should have.
4. Spending money – Are you getting the best deal? Could you do a better job finding the best price or product if you take the time to research the product? Impulsive buying not only buys you things you don’t really need, but it also interferes with you finding the best price. Separate wants from needs. Buy what you need and prolong the want. Let the purchase sit in your head for a week and then decide if you really do want it. Lots of money is wasted on items we think we need and it ends up in the back of the closet or sitting on a shelf somewhere at home.
5. Borrowing money – Friends, family, banks, creditors and even cash advance lenders. may be used at one point in time. Why did you borrow? Don’t extend your purchasing power with outside cash and keep track of what you spend. If you run out of cash each month, your spending behavior needs to change. It isn’t safe to let debt take over your income.
Once the outline is ready to go, the next step is the plan. Which areas do you need the most work? Is there something missing? Don’t procrastinate setting the plan in motion. The sooner you start to make changes, the faster you will be at saving money every month. That savings will make the difference in whether or not you run your budget with or without flexibility. It will also give you more money each month for emergencies, larger purchases or build a more secure financial future.
http://jobmasternigeria.org/make-money-work-5-step-outline/

Good development

Heaven on Earth 2015