₦airaland Forum

How far , Have you finished your Bida exam now? I need your help

Archangels2:
I just finished the fmva programme and I'm currently doing Bida. All these offered by cfi through alx. And I work in a bank.. my take...

These courses are very educational. The quality is top notch if you ask me but it's free and there's the caveat. If you notice, cfi gives a paid version of the courses usually for a more extended period of time than the alx version. Awoof dey purge belle lol.. a course that normally should take 6 months would be rushed in a year. You have to find your way to the finish line or drop out that's the game. I've found a way around it though.. even so it's not easy and extremely time consuming.. I hardly sleep even with this work around. That's how challenging it is.. but the curriculum is top notch guys

Deciti Pride Investment Ltd is an MFI founded in 2014, and registered with the Corporate Affairs Commission (CAC). deciti Pride is a leading training and microfinance institute, committed to changing lives and ensuring a better tomorrow for all.

We are recruiting to fill the position below:

Job Title: Account Officer

Location: Sango

Employment Type: Full-time

Qualifications:: HND/Bsc

Remuneration:: 45,000 - 50,000

Application Closing Date
30th June, 2022

Method of Application
Interested and qualified candidates should send a handwritten cover letter and detailed Resume to: deciti.pride@yahoo.com using the "Job Title" as subject of the email. or Bring it to the @ office km 13 Abeokuta - Lagos Expressway, Rhema Church, Sango, Ogun State.
for Enquiry call 08116431327, 07011396578, 08067008628

Deciti Pride Investment Ltd is an MFI founded in 2014, and registered with the Corporate Affairs Commission (CAC). Deciti Pride is a leading training and microfinance institute, committed to changing lives and ensuring a better tomorrow for all.

We are recruiting to fill the position below:

Job Title: Credit Officer

Location: Sango, Atan, Lusada, Badagry, Iju Ota, Alagbado, Lagos and Sagamu
Employment Type: Full-time

Remuneration:: 40,000 - 60,000

The Job Entails

1. Mobilize Customers for the institution.
2. Carry out Credit Analysis to verify if the Customer is capable/qualified to obtain a loan and can comfortably pay back said loan.
3. Execute proper documentation to ensure that the loan is repaid as at when due and to secure the Institution from losses.
4. Carry your Branch Manager and other managers along on the need to also verify said customer.
5. Disburse to the customer as approved by the Organisation.
6. Ensure prompt and accurate collection of required weekly repayment amount from the customer for the duration of the loan.
7. Repeat the process all over.
8. Takeover loans and ensure proper/accurate collection of said loan repayments till it is fully paid (YOU SHALL BE GUIDED AND PROPERLY BRIEFED ON HOW TO DO THIS).
9. Work towards renewing loans for such customers that were handed over to you.
10. Carry out other tasks and assignments as assigned to you by Management.

Application Closing Date
28th June, 2022

Method of Application
Interested and qualified candidates should send a handwritten cover letter and detailed Resume to: deciti.pride@yahoo.com using the "Job Title" as subject of the email. or Bring it to the @ office km 13 Abeokuta - Lagos Expressway, Rhema Church, Sango, Ogun State.
for Enquiry call 08116431327, 07011396578, 08067008628

Deciti Pride Investment Ltd is an MFI founded in 2014, and registered with the Corporate Affairs Commission (CAC). Deciti Pride is a leading training and microfinance institute, committed to changing lives and ensuring a better tomorrow for all.

We are recruiting to fill the position below:

Job Title: Credit Officer

Location: Sango, Atan, Lusada, Badagry, Iju Ota, Alagbado, Lagos and Sagamu
Employment Type: Full-time

The Job Entails

1. Mobilize Customers for the institution.
2. Carry out Credit Analysis to verify if the Customer is capable/qualified to obtain a loan and can comfortably pay back said loan.
3. Execute proper documentation to ensure that the loan is repaid as at when due and to secure the Institution from losses.
4. Carry your Branch Manager and other managers along on the need to also verify said customer.
5. Disburse to the customer as approved by the Organisation.
6. Ensure prompt and accurate collection of required weekly repayment amount from the customer for the duration of the loan.
7. Repeat the process all over.
8. Takeover loans and ensure proper/accurate collection of said loan repayments till it is fully paid (YOU SHALL BE GUIDED AND PROPERLY BRIEFED ON HOW TO DO THIS).
9. Work towards renewing loans for such customers that were handed over to you.
10. Carry out other tasks and assignments as assigned to you by Management.

Application Closing Date
28th February, 2021

Method of Application
Interested and qualified candidates should send a handwritten cover letter and detailed Resume to: deciti.pride@yahoo.com using the "Job Title" as subject of the email. or Bring it to the @ office km 13 Abeokuta - Lagos Expressway, Rhema Church, Sango, Ogun State.
for Enquiry call 08116431327, 07011396578, 08067008628

State where poverty is the order of the day, may our leaders see beyond what they thinks in their minds

The phrase “work smarter not harder” is pretty much used in motivational literature and conversations, but what is rarely explained is the process. What does it really mean to work smarter?
Figuring out what your strengths are and building a network around you in order to reach goals in the quickest and most efficient way possible is one way to work smarter, here’s more.

1. Begin Your Day by Utilizing a Priority Pyramid:
To work smarter not harder, you need a clear understanding of your priorities. The priority pyramid helps you put your tasks into three categories; the important things, the necessary things, and the unnecessary things. The important things include all the things that you absolutely must get done today.
These tasks have the highest long-term payoffs. The necessary things include all the things that you should get done today. These tasks have low long-term but high short-term payoffs. The unnecessary stuff includes all the other things that you could do that won’t provide you with any real value.

2. Avoid The Busy Bee Trap:
Have you ever worked really “hard” for an entire day, but have nothing to show for your efforts at the end of the day? That’s the busy bee trap. You might have been very busy but were you focused on your highest priority activities? Your highest priority activities, as stated in the first point, are
activities that get you results at the end of the day. Staying busy focusing on the wrong things is certainly not a sign of productive output. With that in mind, commit yourself to focusing on the most important activities first.

3. Track What You’re Wasting Time On:

One major step to becoming more productive is working out what your regular time-sucks are. To start with, track what you do every morning to get ready for work. You might find that you’re spending time on things like choosing your clothes for the day, which could be done the night before, long chats on social media that could be made shorter in one call, etc.Track how you spend your time during the day and look for patterns. Perhaps you’ll find that you’re getting caught up on Instagram too often. Once you know what’s taking up your time or leading you to procrastinate, you can start to make specific changes in those habits.

4. Take More Breaks:

When we don’t take breaks, our brains get too tired and we get distracted. Once you’ve given up multitasking, try taking a real break between each task you focus on, or after each 90-minute block of focused work to reset your attention span.
Why 90-minute blocks? This in part comes from psychophysiologist Peretz Lavie who found that our energy during the day follows natural cycles, which he called “ultradian rhythms.”
Longer productive sessions (of 90 minutes) followed by short breaks (of no more than 15-20 minutes) sync more closely with our natural energy cycles and allow us to maintain a better focus and higher energy level throughout the day.

5. Schedule Tasks Based On Your Energy Level
Energy levels should not be ignored when planning our work because it’s an important aspect of how productive we can be. When we have energy isn’t the same for everyone either—we each have our own built-in body clock called a circadian rhythm.
“The circadian rhythm dips and rises at different times of the day,” reports the Sleep Foundation . “Adults’ strongest sleep drive generally occurs between 2:00-4:00 a.m. and in the afternoon between 1:00-3:00 p.m., although there is some variation depending on whether you are a ‘morning person’ or ‘evening person’.”
If you know you’re most productive right before lunch, for instance, don’t plan meetings or email catch-up time then. Instead, put your hardest work in the time periods when you’ve got the most energy, and save easy tasks for when you’re dragging.The phrase “work smarter not harder” is pretty much used in motivational literature and conversations, but what is rarely explained is the process. What does it really mean to work smarter?
Figuring out what your strengths are and building a network around you in order to reach goals in the quickest and most efficient way possible is one way to work smarter, here’s more.
1. Begin Your Day by Utilizing a Priority Pyramid:
To work smarter not harder, you need a clear understanding of your priorities. The priority pyramid helps you put your tasks into three categories; the important things, the necessary things, and the unnecessary things. The important things include all the things that you absolutely must get done today.
These tasks have the highest long-term payoffs. The necessary things include all the things that you should get done today. These tasks have low long-term but high short-term payoffs. The unnecessary stuff includes all the other things that you could do that won’t provide you with any real value.
2. Avoid The Busy Bee Trap:
Have you ever worked really “hard” for an entire day, but have nothing to show for your efforts at the end of the day? That’s the busy bee trap. You might have been very busy but were you focused on your highest priority activities? Your highest priority activities, as stated in the first point, are
activities that get you results at the end of the day. Staying busy focusing on the wrong things is certainly not a sign of productive output. With that in mind, commit yourself to focusing on the most important activities first.
3. Track What You’re Wasting Time On:
One major step to becoming more productive is working out what your regular time-sucks are. To start with, track what you do every morning to get ready for work. You might find that you’re spending time on things like choosing your clothes for the day, which could be done the night before, long chats on social media that could be made shorter in one call, etc.Track how you spend your time during the day and look for patterns. Perhaps you’ll find that you’re getting caught up on Instagram too often. Once you know what’s taking up your time or leading you to procrastinate, you can start to make specific changes in those habits.
4. Take More Breaks:
When we don’t take breaks, our brains get too tired and we get distracted. Once you’ve given up multitasking, try taking a real break between each task you focus on, or after each 90-minute block of focused work to reset your attention span.
Why 90-minute blocks? This in part comes from psychophysiologist Peretz Lavie who found that our energy during the day follows natural cycles, which he called “ultradian rhythms.”
Longer productive sessions (of 90 minutes) followed by short breaks (of no more than 15-20 minutes) sync more closely with our natural energy cycles and allow us to maintain a better focus and higher energy level throughout the day.
5. Schedule Tasks Based On Your Energy Level
Energy levels should not be ignored when planning our work because it’s an important aspect of how productive we can be. When we have energy isn’t the same for everyone either—we each have our own built-in body clock called a circadian rhythm.
“The circadian rhythm dips and rises at different times of the day,” reports the Sleep Foundation . “Adults’ strongest sleep drive generally occurs between 2:00-4:00 a.m. and in the afternoon between 1:00-3:00 p.m., although there is some variation depending on whether you are a ‘morning person’ or ‘evening person’.”
If you know you’re most productive right before lunch, for instance, don’t plan meetings or email catch-up time then. Instead, put your hardest work in the time periods when you’ve got the most energy, and save easy tasks for when you’re dragging.

visit this site for more::: https://graceglobalconsult.

HOW TO MANAGE DEPRESSION AT WORKPLACE

​Often times, people tend to bottle up work pressure, anxiety and stress without paying attention to the effect of accumulating these subtle triggers of depression. Depression is a common mental disorder, which is usually characterized by severe mood swings and may grow into a condition called dysthymia, if symptoms persist longer than two years.

Until recently, when a couple of Nigerians attempted/committed suicide , depression was a less talked about topic. However, a lot of Nigerians suffer from one or other forms of depression. According to the World Health Organization during its 2017 World Health Day, 7,079,815 [3.9 %] Nigerians suffer from depression, placing the nation as the most depressed country in Africa. Surprisingly, there are more depressed people in Nigeria than the most accurate statistics have recorded. This is becomes this disorder comes in different forms – from the slightest anxiety to the extreme madness seen on the streets, and only a few people are clinically diagnosed.

According to the Founder of Mental Balance Initiative, Dr. Reuben Oyaregbulem, the failure of clinicians to identify and diagnose depression in Nigeria has given the society and even healthcare providers an impression that the condition does not exist.

However, one out of every 20 staff is going through a phase of depression. Although, there are high chances that these figures would increase due to the over-stretched economic crisis in Nigeria, there is also hope for a decline if deliberate and intense awareness and management strategy is conducted. The first step is to recognize the symptoms of this emotional instability especially at workplace, in order to tackle it from the root.

Understanding Your Trigger

Psychology experts believe that the rising suicide trend in Nigeria can be drastically reduced by first understanding depression, and how each person slips into it. Factors that triggers depression ranges from the feeling of emptiness/sadness, fear of losing or actual loss of someone or something important, pressure to meet deadlines and more. However, knowing the general symptoms is a good start.

Symptoms of depression:

Feelings of guilt, worthlessness, helplessness

Fatigue and weakness

Suicidal thoughts or attempts

Sleeping abnormalities

Eating disorders

Excessive crying

Difficulty concentrating, remembering, making decisions

Persistent body pains

Effect of Depression at work:

Decreased productivity

Lack of morale and cooperation

Absenteeism

Irrelevant complaints/nagging

Alcohol/drug abuse

Loss of interest in social activities

Loss of creativity

Accepting the condition

Most people get more depressed at the thought of knowing they are suffering from depression. This is probably a wrong move to make when acceptance seems like a better option. Embrace your status, talk about it with close friends and family who can help fill in the void and help you rediscover your source of happiness.

Working on Your Mind and Body

Depression is a thing of the mind which directly affects the body. Therefore both body and mind needs to be worked on concurrently to achieve effective management. You can achieve this by exercising more, eating healthy, worrying less and resting more. Due to the fact that depression directly affects work productivity, employers can adopt a flexible window for staff suffering from the condition as they may require the following to recover fast.

Flexible working hours.

Change of work space.

Temporary change of role.

Changes to break times [splitting lunch hour into two.]

Quiet room to take some time out if needed.

In a nutshell, depression is only a phase of life and with extra attention and care from yourself and loved ones, you can go past the challenging phase.


Visit::

https://graceglobalconsult./2017/10/25/how-to-manage-depression-at-workplace-2

The new year is here again,as you begin the year you need to develop a financial plans that will help you to be financially free from debts, worries,and so on. The following tips will help you to your income and expenditures
1. Set a personal savings goal for the year.
Look at how much you’re making, what your expenses are, and determine how much you could realistically save each month.

2. Make a budget you will be motivated to stick to.

3. Have a solid emergency fund.
This should be the first savings goal on your list. It can take away a lot of the money worries that you have, since you know that you will always have a reserve if you get into a tight spot.

4 . Track your expenses.
If you don’t know how much you spend in a month, that will seriously hinder your ability to budget. That’s why tracking your expenses is very crucial.

5. Create multiple source of incomes .
Even if you love your job, creating multiple income streams is a form of income insurance which means that you’re not dependent on a single source of income ever.

Visit ::: https://graceglobalconsult./2018/01/02/financial-goals-for-2018/

https://twitter.com/MobilePunch/status/1106569896895356928?s=19

A UK-based Nigerian student , Bolu , who made a presentation in class , calling for a ban on local dish, Amala, has been trolled on Twitter .
Bolu , on his Twitter handle, @ Bolu_ ay , shared a photo of his presentation . The photo showed Bolu standing by his presentation , which read, “Why Amala needs to be banned .” He captioned the photo , “ Speaking my truth. ”
He added , “ The class was Presentation Skills for successful graduates, I dug deep and used a topic that I was passionate about ”
There have been lots of reactions from Twitter users, some of whom have called him out for calling for the ban of a local delicacy .

Nice one.... Stand for your right

totimi:
Got an interview invite for tomorrow 22nd Dec

wen do dey send interview message to you?

mrbambizle:
Good day Aromonday, is the test for management trainee ?? If not , what is the title of the test invite .

Thank you for your swift response in advance.

it is for management trainee.
role: International trade officer

I got a mail for Aptitude test this Friday.... guys wat's the assessment bases?

An Account officer is urgently need in a reputable company.
Deciti Pride investment Ltd.

Location: Atan, Lusada... Ota Ogun State
Qualification: minimum of OND, HND, Bsc

Interested applicant should forward his/her CV to amonday@decitipride.com, aromonday@gmail.com.

The interest applicant must be staying in either of the following areas Agbára, Lusada, Ado, and Atan Ogun State.
Call 08067008628 for more information

Madam.... How will you say you THINK.....

Bravo!

Negotiate:
Hmmmm

lolzzz

Am beginning to lose interest in Nigerian journalists

Lolzzz... Ready to serve indeed

Eye service governor

Congratulations pep... May God bless ur new home in Jesus name

Pan Africa University

Mr. Ole... Baraoooooo

U can register for the programme... But u ve to check the requirements on the institute website

I need update... I did interview at Wema Bank tower last week nothing yet.. Have dey being call anyone. ?

'Am applying for accounting DE'

Pls o, am DE student bt i cnt generate my transaction ID. Pls wot's going on pls. Anyone.

Any direct entry asprnt in da house?

@all: pls the info on the sch portal did nt state anything concerning direct entry aspirant. Pls help me out guys, am apply for accounting. Pls help me out my people.

Any hope for direct entry,  Accounting

Pls i want to knw if it necessary 4 direct entry studnt to send transcript to unilorin b4 release of list.