₦airaland Forum

Which one is locked funds with MMF? Some of you just try to confuse people here by making something that is so simple complicated.

Can you suggest the type of PADLOCK he needs to buy to lock the funds properly?

mekanta7:
Yes I used it! But then, the money in there has to have been locked there for a long time. Then you have to show credible source of income that generated the locked funds! Make it explainable

Yes it is.

A lot of people use it - it is as good as liquid cash since you can liquidate and get value with 24 hours.

Generate your recent statement and get a reference letter from your fund manager and you can add it to your other POF documents.

Judasiscarriot:
Hi Good morning


Please, is money market fund accepted as POF for Canada visit and Canada PR ?

You should look at a program related to your work experience.

Plight21:
I studied Linguistics.
I graduated with 4.45/5.0 CGPA.
Three years of experience in the banking sector.

University of Ottawa.

If you can share what you studies in your first degree, grade you graduated with and year of work experience/industry we can advise you better.

Plight21:
Thanks for sharing.

Pls, what's the full meaning of UOO?

I will advise you consider a postgraduate diploma at a College first.

Harinola44:
Most of the universities in Canada are not accepting HND
I have reached out to many universities they are saying I must have Bsc degree. 🥹🥹

What will you advice me to do please I need your help 🙏🏼🙏🏼

The only school I see doing and MA in Linguistic is UoO and they have an application fee.

Plight21:
Linguistics

You can submit as soon as you get your CIG certificate.

You should attach what you just called the "source of funds" bank statement(s). The key is to convince the visa officer beyond reasonable doubt about the sources and availability of funds.

If your mother is a business woman as you described, her account will have very good turn over and balances.

Farefare:
Hi and thanks to everyone for their contributions on here. I have a few questions i need clarifications on:
How long after transfer of funds into Canadian bank GIC before one can submit the visa application and should the 'source of funds' bank statement also be attached to the application?
My mum is the one sponsoring and uses her personal account for her buying and selling business(bulk food stuffs), payments are done via transfers and i am wondering if the transactions need to be explained in the LOE?

You can see one from the screenshot I shared.

We can help him further if he tells us what program he is interested and we can check if there are schools that offer admission application fee waivers in Canada.

amnotapervert:
to help Plight21 better can you mention one school that does not charge admission application fee for international students not already in the country or in the school?

What I post is not for student who have already enrolled and applying for a second program.

It is for someone in Nigeria today who want to start his admission process. Schools provide these application fee waivers as part of their marketing drive.

For UK, it is very hard to see school charge admission application fee, in Canada some charge admission application fee, while other do not.

Humber college just happened to be the first on the list of schools that have admission application fee from the search that I ran for PG/Business programs in Colleges - there are several others depending on what you are looking for.

ATTAHDYE:
Some Canadian school do give application fee waivers from time to time. And there are several of them running right now.

Depending on the school and program you're applying to, you may find some that require payment of application fee while others waiver it 100%.

Attached is a screenshot from our app, there 44 postgraduate business programs that currently have application fee waiver.

Some Canadian school do give application fee waivers from time to time. And there are several of them running right now.

Depending on the school and program you're applying to, you may find some that require payment of application fee while others waiver it 100%.

Attached is a screenshot from our app, there 44 postgraduate business programs that currently have application fee waiver.

Plight21:
Just joining this thread.

Canadian schools don't give application fee waiver...Pls, is there anyone here who's in Canada presently that can give info on how to go about the fee waiver before applying?
Thanks.

Check the biometrics instruction letter issued to you when you did your first application.

DemmyDD:
. Thank you so much. U really understood me because I want real experience in my situation. Thanks for your time. Also, I already forgot my application number and I will need for my GCMS. Any solution pls?

They will not heard.

amnotapervert:
Please, I beg you, stop using agents who promise to help you secure a visa with fake proof of funds.

do not even use agent at all You can do it all by yourself.

If you do not qualify for a visa yet, do not use fake documents from an agent or a bank manager or any Bulk Deposit. It is simply not worth it.

It is better to apply yourself, get a refusal if necessary, improve your application, and keep trying when your circumstances change than to risk a five-year ban for misrepresentation.

PLEASE, I TAKE GOD BEG YOU! 🙏

Coming back from a five-year ban is not cheap, easy, or straightforward. You may need a licensed immigration consultant RCIC or an immigration lawyer to help you navigate the process, and even then, there is no guarantee of success.

The road back is much longer than you think and not worth it

Do not let desperation for a visa today destroy your immigration opportunities tomorrow. If you are not qualified yet, take your time, put your documents in order, and apply when you are ready.

A visa refusal is painful, but the consequences of submitting fake documents can be far worse

You will need a Canadian Immigration Consultant.

DIY, ChatGPT and AI will not be enough for this one.

DemmyDD:
Hi everyone, please I need your advice. I received a five-year ban from applying for a Canadian visa, which is due to expire in February next year.

When do you think I can start preparing and reapply? Would you recommend getting an immigration lawyer to assist with my application, considering my previous refusal and ban? If so, could you please recommend a reputable and experienced Canadian immigration lawyer who handles cases like mine?

I would really appreciate your advice and recommendations. Thank you!

A simple MBA will be good.

DemmyDD:
My BSc and MSc are in Agricultural Economics. What other MSc programmes can I study in Canada outside this field?

He should also provide proof of relationship

It is not a draw.

Wire fraud belongs to some people and the others have a lot of catching up to do.

Mrchux10:
The list looks like a draw game -

We are still looking for active partners, people with experience in the study abroad space,school owners looking for was to open new income streams through a referal partnership.

You are in charge of granting/processing scholarships for to students to study abroad on behalf of individuals or government agencies, let us talk.

Money Market Funds are easily accessible, you don't have to perform all these acrobatics.

Print your current statement and get a reference letter from AXA Mansard and you are good to go.

PhdCloakRoom:
Yes and No unless you have a guaranteed income from another source.

However use the ones (from your investments) that you have Immediate & unrestricted access to in order to make day to day Payments.

I will also hint you to arrange with your account officer (s) to sell (re-invest for you) set amount from your Investments every Month and transfer the proceeds directly into your “Current” Account.

By the above you can show IRCC that you have access to an INCOME from your bank (s) which would meet the “Immediately accessible” demand . Although this procedure depends on how large the sum you have invested and what session do you intend to apply for visa

Send a webform and an email explaining to them that you PAID for a new biometrics and they should issue you a new Biometrics Instruction Letter so that you can go and do it.

You can attach proof of payment.

mekanta7:
Hello guys..
I just submitted my application for a canada visitor visa. I did biometric in 2014, but i ticked to do another biometric again when filling my application. And I was charged for application + biometrics. After submitting, I'm seeing my application is under processing, and my existing biometric is showing!
Please how does this work for people that has gone through this before!!
When will I get letter for biometric? Or have I paid for nothing?
Please can someone help?

I don't think those guys use ChatGPT or any reasonable AI.

AI will fold if they see the kind of cut and join those guys do.

Imalwayshorny:
Agent way go use grok or chatgpt

I love they way you guys play the victim when your schemes and those of your roadside agents go astray.

Me I am here to blame the victim.

You knew the agent was using fraudulent documents but played along because they "assured" you that it will be approved. You are lucky you didn't chop 5 year ban.

I have seen a lot of these cases including the ones where the applicants deliberately provided false information and documents on their own.

My advise.

Go ahead and submit another application with correct information and documents and leave the rest to the VO to decide.

Each application will be treated based on its merit and I see no sense in explaining too much about the previous visit visa refusal.

Remember to disclose in this new application that you have been denied a visa application to Canada and any other country as the case may be.


All the best.

Bornfirst:
Hi everyone, In 2023, while I was living in South Africa, I used an agent to apply for a Canadian visitor visa on my behalf. The application was refused, the letter states that officer wasn’t convinced I would leave Canada after the visit, purpose of visit not consistent, and also assets and financial situation insufficient. Afterward, I requested the refusal letter and details of what was submitted, and discovered the agent had put false information on my application, specifically, he listed the wrong university on my education history, and he also falsely claimed I was employed with a company that I never actually worked for. I’m now planning to apply for a Canadian study permit, and I want to do things properly and honestly this time. I was advised to connect with a licensed RCIC to get proper guidance, but there fees seems very high, I wanted to ask this here directly. Has anyone dealt with a similar situation, where a previous application had inaccurate information submitted by an agent without full transparency to you? How did you address it when applying again? Did you disclose it proactively, and if so, how? Any insight from people who’ve navigated this would be genuinely appreciated. 🙏🏽🙏🏽

You guys should stop all these personal attacks on a public space means for knowledge sharing. It doesn't help anyone.

PhdCloakRoom:
Anyone being sponsored by a bank, NNPC, a federal or state government parastatal, DHL, FedEx, MTN, a university, etc., is not coming to Nairaland to ask random people for their opinion on how to handle their immigration process.

Then you dont know the weight and the kind of intelligentsia on Nairaland and that is why you think you can use AI to proof expertise.


Their organization will most likely engage a licensed RCIC or immigration lawyer to handle the process for them...........

Your licensed RCIC and immigration lawyers are all here on Nairaland learning from seasoned contributors who have more than 30 years of practical visa application experiences. You cannot compare them to many immigration lawyers who consult Google and AI to solve immigration and visa issues.



If I remember correctly, you have a visa consulting agency. I am just a commenter on Nairaland, so who exactly is indirectly advertising here?

I authorise and challenge you to mention my office address and facebook account info. It's been over 7 years I logged in to my personal and only facebook page.

Your sister can sponsor you and you most provide Proof of Relationship as part of your POF.

If I am the one processing this, I will request for your birth certificate, your sister's birth certificate and her ID card.

If you put these documents side by side, they will show that, both of you have the same parents.

If your sister is married and is now answering her husband's name, I will add her marriage certificate to the above, it will show that both of you shared the same sure name and parents.

You can top it up with a labeled family picture or two showing you and your sister.

This is in addition to the other POF documents.

All the best

viktuh:
I am unmarried and in my 20s, I want to confirm how can i prove with every certainty that my sister can sponsor me. She plans to pay all my tuition fees at once and can prove that she earned all the money. so if you can please help me with extra documentations or ways I can prove to the visa officer that I am genuine.

Some of you are beyond redemption. Read what you posted here very slowly 🐌.

Don't you know that when they say the are doing "background check" on you application, they will Read everything you just wrote here?

rightminds:
I want to say a big thank you to everyone on this platform for doing great job in transferring knowledge to those who need it.

As I said earlier, I've differed my admission to next year fall. I want to start my study permit processing as early as possible probably November this year because of the uncertainty in the IRCC response time. I want to start building my pof account so that I can have the 6 month statement and startmy application by May next year. This area of POF has been given me seriously concern because I don't know where to start from.

I want to relocate with my husband and my two kids and having made a tuition deposit of CAD 6k. I know how much I need for the pof according to the information I got from IRCC website.


My questions are:
1. When exactly do I have to make the deposit for the lump sum, is it at the Beginning of the six month statement or few months to my application?

2. I have a brother in US and also a sister in UK. Can I also use their accounts for pof? Or can I my in-laws ' account?

3. My program is 2yrs. The total amount payable for the first year including accommodation is 30k CAD for the whole year it's 49k CAD. Which of these amounts will I use for my pof?

4. The accommodation the suggested to me is a shared apartment with other students which can not work out for me as a family person. Do I have to calculate my pof with this accommodation fee too since I don't want it but the school has already calculated it together with my aggregate fee?

Sometimes they can surprise you with an early response.

I submitted for someone on the 25th of July against September 2026 resumption date.

By the end of last month I have started preparing his mind for deferral.

Surprisingly, approval came a week ago on the 4th.

Luckily, he did upfront medical and the program has late registration date, which will enable him to meet the resumption deadline..

AbelAbdul:
I applied in May. Program start date: September.

Applying early and get getting it early gives you much time to prepare in terms of buying what you would need.

Don't stress yourself too much about the start date.

You can apply for a change of program to another one within the school that has a January start date. Once the new LOA is out, send it by webform, if a decision has not been made.

As much as possible, avoid applying for programs that have only 1 start date, since no one can predict when IRCC will respond.

If the program had 2 start dates, all you had to do was differ your resumption to the next start date and update your file with the new LOA.

Don't enroll for courses until you get a decision to avoid stories that touch from the school.

godsplan001:
Hello everyone, I would appreciate hearing from anyone who has been through something similar.
Timeline
• Applied for study permit: 4 July 2026
• Program: Post-Graduate Certificate (CloudOps), York University School of Continuing Studies
• Start date: 10 September 2026
• Biometrics: completed
• Medical: upfront medical completed before study permit application
• Tuition: CAD 18,958 paid in full
• Proof of funds: CAD 22,000 GIC with CIBC, plus additional family funds
• Published processing time for Nigeria: 9 weeks, now reached
• Status: no decision or update on Study permit application.

Also, I submitted an IRCC webform asking for the file to be reviewed before my start date. No response so far.

Where it gets complicated now is that, my program only runs once a year, in September. So a straight deferral would mean September 2027, a full year.

The program I’m enrolled in ends 11 May 2027, so I was concerned that if my permit were approved now, the validity wouldn’t cover a 2027 start and I’d be reapplying from scratch anyway. I asked the school about deferring instead into a January 2027 certificate in a related field (cyber security operations since cloud security is my intended specialization, so the switch is genuine, not a workaround).

The school replied that they don’t allow program changes after enrolment. They said they will process a withdrawal from my current program, hold the funds I’ve paid as a credit, and I must submit a fresh application for the January program.

So I’m now looking at a pending study permit application resting on a Letter of Acceptance for a program I’m being withdrawn from, with no new LOA yet and no admission decision for the new program.

Questions
1. Has anyone had a file decided after the start date on their LOA had passed? Was it refused on the basis that you could no longer begin the program, or did the officer work around it?
2. Does updating a pending application by webform with a new LOA actually work in practice? Did IRCC assess against the new start date and issue a permit matching it?
3. My medical is valid until roughly mid-2027. For anyone whose start date moved well out, did IRCC request a fresh medical, or issue a letter of introduction that expired before the new start?
4. Program change at the same DLI while the application is pending: has anyone done this successfully? Any issues with the officer questioning the change of study plan?
5. Is it better to let this application run to a decision, or withdraw it and submit a clean application once the new LOA is in hand? I keep going back and forth.
Any experience welcome, including bad outcomes. I’d rather know.

I think N14 million is too small ie about CAD 15,000.

If I am the one submitting that application, the proof of funds should be at least CAD 20-30K

Mojimade:
Hi everyone,

I’m currently completing visitor visa applications for my parents, who plan to visit me in Canada for two weeks.

They have ₦14 million available as proof of funds. The entire amount is in my father’s account, and he will be fully sponsoring my mother’s trip as well.

On my father’s application, I entered ₦14 million under “How much money do you have for your stay in Canada?”

For my mother’s application, should I also enter the full ₦14 million since my father is sponsoring her, or should I divide the money between both applications and enter ₦7 million for each of them? I’m really confused about this part.

Also, is ₦14 million sufficient for both applicants for a two-week visit? If not, what amount would be considered reasonable?

Thank you.

As Nigerians, we don't say much about the Nigerian visa since we don't need it.

But if you are doing business in Nigeria as a foreigner or you are a Nigerian who has foreign business partners, here are some important info about the getting a Nigerian visa that you may find useful.

If you’re flying in for meetings, site visits, conferences, or due diligence, this is for you.

Since 1 May 2025, Nigeria no longer issues visas at embassies or on arrival for most travelers. It’s e-Visa only.

What business travelers need to know:

Visa type

For most short business trips, you’ll use Business Visa or Visiting Visa (F6A) if hosted by a Nigerian company. Pure tourism uses F5A.

Key rules

1️⃣Apply online first: http://evisa.immigration.gov.ng
2️⃣Processing: 24–48 hours typically
3️⃣Validity: usually 90 days from issue
3️⃣Stay: typically 30 days, single entry
4️⃣Entry requirement: Printed approval letter + passport. No letter, no boarding.

Documents to prepare:

Passport valid 6+ months

Letter of invitation from Nigerian company, on company letterhead

CAC certificate or company registration of host

Return ticket and hotel booking

Bank statement

Yellow Fever certificate

Pro tips for business travel

1. Start early: Don’t apply 48 hours before your flight. Give it a week.

2. Host responsibility: Your Nigerian host will need to upload documents and accept immigration liability for F6A.

3. Landing Card: Complete it online before arrival: http://lecard.immigration.gov.ng

4. Compliance: This visa does not permit paid employment. For work permits, use a different route.

The digital system has cut out a lot of friction. But the #1 reason people get denied boarding is showing up without the printed approval.

If your team travels to Nigeria often, add this to your travel SOP.

Tag a colleague who travels to Lagos, Abuja, or Port Harcourt regularly. They’ll thank you later.

#NigeriaBusiness #InvestInNigeria #BusinessTravel #AfricaBusiness #VisaUpdate

He may have paid the N3.5 m already.

Let us just wait for the part 2 of this story

The problem most often is always poor and incomplete documentation.

When you provide a CAC certificate, make sure you add CO2 and CO7 - those are the additional pages that shows ownership and allotment of shares in the company.

You need to include, proof of business transaction- it shows how the business makes its money. This could be evidence of recent copies of receipts, contract, supplies and payment received in the course of doing business.

All the best

flosure:
A friend who is presently istudying in Ontario, father just got a reject for his visitor visa.

Was told he provide CAC document, pictures of his business etc good anount in his account including fix deposits


To help you understand why your application was refused, below are the Officer Decision Notes
(ODN) specific to your application as they are displayed in IRCC’s system.
These notes were entered by the officer who assessed and made the final decision on your
application.
Based on the information provided, I am not satisfied that the applicant has demonstrated
strong economic ties to or gainful and ongoing employment in their home country that would
serve as incentive to depart Canada within their authorized period of stay. I have noted the
business registration and other business documents submitted in the application; however, there
is insufficient current and verifiable information provided in this application relating to the
operation of this business or to income derived from its operation. For the reasons above, I have
refused this application.
Requesting ODNs in your official language of choice:
In some cases, Officer Decision Notes may not be available in your official language of choice
(English or French). To receive the notes in your preferred official language of choice, please
send your request to translate.ODN-traduire.NDO@cic.gc.ca and include the following
information in your email:
Subject line: “ODN translation req

This can be frustrating but try and go over it month by month. There must be a gap somewhere

Juxen:
Please I can not get past this place despite filling all experience for the past 10years, I am getting frustrated.
pleaseI need help with what I am not doing right.