I will drop some pics very soon, but maybe not of my ride for security reasons. My car has a distinctive color.

chinochizzy:
Can u drop some Canadian pics for us especially ur 2017 ride lol

Generally people like to mind their business, but if you are a friendly person, you can make friends. If you are not friendly, you actually dont make enemies, just that you would be by yourself, which is generally normal here, but not in all environments. I once left a job because they said i wasn't not interacting with everyone in office. There were not entirely wrong, but i tried my best in communication. I later found out that the people who complained where the 2 guys who were gay that worked with me. I have nothing against anyone's sexual preference but it was just very difficult for me to maintain a discussion with them because of their line of discussion.

Mizwisdom:
/ Off topic/ OP, is Canada a lonely place? Is it hard to make friends?

I made $3572 before taxes in the last 2 weeks. After tax, i was paid $2809. Out of this i saved about $2400. The rest of the savings came from an extra job i did sometime ago and a debt i was owed by a friend. The reason why i am this elaborate with these figures is to disuade that notion that because of taxes or bills, one can not make a decent income and still save, and it encourages my to push on. I am also supporting my wife and we both decided she enrol in school full time for her masters degree. So she doesn't work for now. but she will start a part time job soon at my place of work. If you are willing to work hard, you can succeed. I will be moving to a house closer to my work place in the next few weeks, just a 12 minutes drive. This means i will start getting a full 7 hours sleep, which is nice.

Hi Guys, i got paid some extra money from a former job i did, so i decided to add it to my savings. Its a step by step process.

Well, I thnk it will be more acceptable than other countries maybe. But if you do have a first class from any good university in the world, i think that will also be highly considered

mulero23:
op do the Canadian Employer also consider USA Certificate to land one a good job Thanks

Thanks a lot. I'm determined to get it done.

sats:


Lol

Get that additional qualification
Achieve your target
Stay focused bro
All the best

I tire o, The spirit no dey fear. Spirit wey neva get visa wan pursue me reach jand. Sorry for the pidgin, but the Naija blood still dey my body.

sats:


Village monitoring spirit my feet

Funny though. You no one thing i like about village monitoring spirits, if they do exist then it means My God exist. Cheers Bro

BABANGBALI:
Op do you need to do this? Na only you dey Canada? Finally, your village monitoring spirit don catch you, na to make the money in account useless na him remain

A 27 year is still young, cos i am older than that but i have stated a master's degree. I was once shortlisted for a job that pays $90 an hour, but i didnt get it because i had no masters degree and the recruitment team let me know. That was why i immediately enrolled for a masters degree. Having a kid is no problem at all because the government will even help you out until you get a job. Its an organized society here. This is the way Canada society works, or i think so. If you possess a lot of degrees from outside the country, thay may not matter until you get even one degree from Canada. It can be a diploma, BSc PGD or masters degree, but just get something from here and you are good to go

adesbaba:
@op...Salford(Our Senior boss)...Congo2...Ontariosaggua

Let's say one lands as PR , 27yrs old married with a a year kid n decides to go back to schoo for msc or mba so as to get good job atleasr within 2 yrs of landing...??

Is this achievable

Like how much will the family need to survive per month..I know CIC requires over 15k as POF,..


Will the MSC or MBA give the person an edge in getting good job after grad,or its just a waste of time....or will u advise 8 months PGD in Seneca PR Fanshawe



What advice will u give fr such family to speed up career growth n live well in Canada...

PS:Bsc accounting holder fr d guy



And as for op,your kind is rare.. Interestingly I have similar,plans..work fr sometime,save seriously n do my own thing...not saying Sir,Yes madam,okay oga to anyone at the age of 55

Yes thats what it means. I am financing my car so i pay instalments every month. i pay $500 every month for an 84 month term. My car contract is an open one, that means any timne i have the full money for the car, i can pay it off, or i can also go back to the dealership for an upgrade. Now one can either finance or lease a vehicle. If you lease, its more like you are renting the vehicle for a set period. with financing, its more like rent to own.

chinochizzy:
Pls I don't understand is it that u will collect a car and be paying for it installmentally?

Most Definitely. Earning a degree is always the best because then you get to compete favourably with the best jobs. The site where i work security have lots of engineering companies working on the project, and they earn good money.

Godchangemylife:

Hello bro, what if one completed a degree in canada/USA. Can it help one earn more like without overtime work.
Like me planning on getting a bsc in Electrical Engineering, Do I have a higher chance on not working that much and getting paid heavily.
Ps: I'm not lazy just a question.

Like i said at the beginning of this thread, I am a permanent resident of Canada, not on a student visa. I spend about 4 hours of my time every week day attending classes online and studying. The course i am studying is part classroom, part online.

dustydee:

What time will be left for study and classes? And if the person is on a visa, that will be way above the maximum number of hours they are permitted to work - Deportation loading.

Now, I had a very long reply for this comment, but then again i do not want to stop watching my movie, its very interesting. I will only make one statement.
Well, i think i am gonna write up a bit. First of all, it is unfair to compare hard working folks with Abacha and other african leaders, that is disrespectful. Second, There is no study that has proven 6hrs sleep, 5 days a week is detrimental to ones health. Third, i have no intentions of working even 8 hrs a day till i am 65 like the "most white folks" you talked about. Lastly, your circle is very small, try not to generalise on a whole race, just by talking to a few people. Hard working folks dont work for money, they work for a future. I've got a lot more to say, but i will leave it here. Cheers Bro

oluayebenz:
Can we now see the different between a white man and a black man........

Can a white man sit down and think he wanna save $120,000 from pay cheque?
Can a white man be sleeping for just 5-6hrs daily because of money?
They value their health more better than money cos health is wealth......

See what's happening with African leaders
They will embezzled the whole country money cos of their selfish interest.
See Abacha he stole money and kept it at Swiss bank believing he will live forever.
Swiss govt spent d money and repatriate the leftover.

I used to ask my white collegue at work
Do u wanna be rich to buy everything she will replied by saying no I need good health.

White man will make money and spend roughly almost everything to satisfy themselves and other will surely benefit from it while black man will make money and will hardly spend little from it.

I never say money is not good
Jus live within your reach and be happy

I am a permenent resident. I actually got my PR visa 2013, but like i said i had a good job in Nigeria and wasn't in a hurry to travel. I decided in 2014 to come to canada and stay, but i could only survive 2 weeks in Canada and i ran back to Nigeria because i did not still have the balls to surrender my job in Nigeria. I came back again in 2015 to Canada thinking i would stay, but after 2 weeks i went back to Nigeria because i still didnt have the courage to make the transition. But in 2016, my PR visa was about to expire, so i had to make a final decision, NIGERIA or CANADA? at that moment, I had to make up my mind and leave Nigeria and i have been in Canada since. Now, My sister came to Canada immediately we got the PR visa and she is now a citizen. Assuming i had left Nigeria immediately we got the visa, I would have been a citizen by now. But i guess God's time is the best. I will become a citizen by next year.
Canadian citizenship process is one of the best i have seen, maybe after or before that of Ireland, if i am correct. You spend 3 straight years as a PR and you qualify for citizenship provided you have no serious convictions and no bankruptcy claims. Write a test of 20 questions and that is it. Once you pass, you are sworn-in a few weeks later as a citizen.

newsheriffintown:
Op what visa did you use to enter,coz am sure isnt student visa

Abeg tell boys .if na to enter golf of Mexico make we kwn

Thanks a lot. That week was actually a crazy week, but i haven't done that much hours again, and i dont think i will.

TimoBriggs:


I salute your doggedness and determination. Its the key to success but you need to try and find a balance. You worked a freaking 120 hrs in a week from this your screenshot. How many hrs dey 7 days ? Guy you dey sleep so ? Out of 3.6 cash, they took 1.4 , thats about 40% and thats high. Am also seeing everyone wants your money but not knowing your hustle is x3 , aint certainly not the norm. Keep up the diligence and the hardwork

Its a bit difficult to answer your question because every province in Canada have different standard of living. for example living cost and basic amenities are high in British Columbia but lower in Alberta. My rent is $1050 a month, car payment $500 a month ( i drive a 2017 model car), and my insurance is $235 a month. Now, i have already paid for my rent till February next year. i normally pay for 6 months at once. Also how much one could make in a day is also a question that i cant really answer because it is relative to your job. If i speak for myself, right now because i am going to be working about 16 hours a day, 5 days a week, for the next 2 months, i earn about $352 a day before tax.
Your last question is not very clear.

Emzyme:
Op pls reply na

Thinking of something


How's d cost of living ?
Basic needs etc
Housing

And how much could one make in a day?
How hard could it be to train oneself in skul over there looking at the possible earnings per day?

Thanks a lot, i appreciate

sats:


I have plans to move to canada too

I just need to figure out my POF

I appreciate you for this thread
Nobody likes to tell me the jobs they do in canada
I love your honesty

I will follow because i believe in you to meet your goal

When i make it to canada, you were part of my inspiration for leaving nigeria

All the best fam

Guys, we all keep talking about how much taxes reduces all your incomes and all that, but i would like to say, no matter how much you are taxed, you can still make good income. I attached a screen shot of the week i earned my highest pay this year, and as you can see, i was charged a lot in taxes, but i still made good money that week. Though i made Imagine getting $2222 in a week. Like i said, its hard work, because i dont get much sleep, but then again i wasn't getting much sleep in Nigeria because of stress, PHCN, noise from generators and security. I earned quite a lot that week also because, 2 of the days in that week were STAT days (holiday) and i worked on that day.
So guys, taxes are not scary at all, the more you earn, the more you get taxed, but the point there 'THE MORE YOU EARN'. Just to point out, this was my pay for that week.

Hi Guys, Just put in the savings for the second week. 2 weeks down, 102 weeks to go. I worked a bit more hours, so i upped it by $200.

I do appreciate the concern. But lets not worry about that. whatever information i post on here, i have carefully weighed the pros and cons before doing that. I will certainly decline to respond whenever i feel it will put me in a precarious situation. But thanks anyway

smiley001:



I didn't expect you to answer this question for security reasons because i knew it would bring you out.

I am not doing a masters in cyber security, My masters is in Information management system at the Harvard extension School. I am currently taking 4 courses in cyber security at the moment which are some of the courses under the masters degree program.

otokx:


Which university are you doing the cyber security masters?

Thanks a lot Bro. You really added to my resolve to make this happen. I know it can be done and it will be done. By the way guys, i am watching the movie "Ekene the rabbit hunter on youtube right now at work. just to add a little humour. It has like part 1 to 5.

Pesb:
I took time to read through everything the OP posted here.

Honestly, I like this man. I don't know him. But he is worthy of emulation.

1. He said he was earning 400k naira in Nigeria with its accompanying stress.

*no one will advice him to watch his health then**.

2. The right thinking man discovered that job title will not give him his dream life. He decided to travel to Canada.

He settled for security job; in Nigeria context, such job is demeaning so to speak. But in advanced countries, there is dignity of labour in all a man does.

Now, he is putting in less effort to make that much and you are advising him to watch his health.

Don't you know he was been through so much stress to earn 400k naira in Nigeria


Now, as security guard, he is seizing the opportunity to study , make research and have fun too.

And he never said he will remain a security guard for life because he is even on a master's degree program.


Now, back to Nigeria, do you think, the young man would have been able to study for his master's degree while in Nigeria, watch movies that long a time and make research with that kind of job he had in island, Lagos?


Infact, the OP is a very wise, determined and smart Nigerian.

I will suggest to everyone here and others that will join later, to learn the strategies that the OP is using to save and also those that have more saving tips to encourage the OP as well.

I like this guy.

All the sleep when u dey sleep for Nigeria(to stay healthy) wetin dem benefit person??

Na now when e young(OP) e get strength to work, so that by the time he is old, he will enjoy the fruits of his labour.

Working 12 to 15hours and still sleeping 8hours daily is just okay.

My guy, continue with your saving culture. You are an encouragement to so many young Nigerians reading your posts here.


Those of Una when dey canny dey complain say Una know fit save, settle down learn from this guy.

And again, make Una know dey too talk pass the OP......you will learn alot from this thread.

If u don't like the thread, you are free to read and not post, so that others can learn.


@OP.......u are good. Keep it up.

Indeed thats true, but i still need something substantial to start with.

paulsir:
Treasury bill is better than fixed deposit. You can earn 15% on your money every 90/days and roll it 4 times in a year.

This is a good advice, because i know students that try to do this and its not worth it, because you will get caught and deported for infringing on the conditions of your visa. I am actually a permanent resident.

claremont:
It's all well and good as long as you don't infringe on the restricted working conditions of your student visa. I don't know about Canada, but a UK or US student visa only allows 20 hours a week work during term time. This leaves you with only 3 months in a year to work full time.

I'd like to say something about living in Canada or outside Nigeria. No matter how much you are taxed, if you live within your means, you will survive. I had a great job in Nigeria, i was paid about #400,000 a month, but i still left Nigeria. It took me a while to decide to leave,but eventually i did. it took me 4 years of job searching to land that job in Nigeria. In Nigeria i used to leave the house by 5am just to beat traffic and get to the island on time cos i resumed by 7am. And typically i get home about 6pm. That is already 13 hours of intense stress. Yes, my job position was more prestigious than answering security guard now, but eventually, i will not eat job title.
Working in Canada is not typical like Nigeria, cos here, you cant be Lazy. But, My job is actually one of the sweetest for now. I typically work between 12 and 15 hours a day, sometimes 5 days or 6 days a week. but 90% of that time is spent either watching movies or studying for my degree, because, i work gatehouse security, and i do absolutely nothing the whole day, i mean absolutely nothing, just sitting there. There was a week i made $2222, and i almost felt guilty, cos it felt i just left my house and did nothing and got paid, but then i remembered, i am also robbing myself of 8 hours sleep, i still get about 5 hours sleep for now. But i have peace of mind.
So my point is this, if you want to make the plunge to leave Nigeria, think about it, but once you have made up your mind, dont look back. Nothing good comes easy, but eventually after a few years, your Blue or red or black passport will surely make you smile than the green passport one has now.

Exactly. I have tried to save before and i always came up short. But i want to be serious with it and i am certain this will help, cos i really need some sort of accountability.

nellyv:
@ POSTER

This is a great initiative.

I totally get your reason for doing this.

It's because you want to be accountable to someone.

Welldone! as this shows that you are indeed determined to save.

Have you considered Fixed Deposit?

This should really help you save and get interest on your money instead of living it idle.

If anyone also ha other suggestions in which he could grow his money or invest safely in Canada, kindly come to his aid.

I really hope that achieve your aim.

Best of Luck!

I understand what you mean. But i need a substantial savings before i can invest anything. Secondly, my intentions of doing this are completely sincere. Its to commit myself and encourage others that not withstanding your earnings, if you work hard, you can achieve. And, again, doing anything with the information i posted in terms of hacking is an exercise in futility.

lapazi:
Bro its not just about saving, but what can your savings fetch you...

Never leave your savings idle...

Make your savings your slave and it will work for you...

Richest man in Babylon...

If you know you know...

I'm also not comfortable posting such details online, the greatest test to set controls and security is collusion... You just don't know how this information can be manipulated...

Lol

Well, As a cybersecurity Masters student, and someone that has a solid background in certified ethical hacking, you have to be spiritually gifted for you to hack my account based on the information i provided. I do understand your concern though, its always good for one to be online security aware. But i can assure you, in this case, there is no water that can grow that seed of thought.

Tedpgrass:

I'm a little concerned that you're pasting your savings online...

Despite deleting some personal info... Hacking into your account will not be a great difficulty for people who are "gifted" in such areas!!

Y u dey use una hand find trouble


.

Thanks. I do try to rest as much as i can. The way people dey drop nowadays, its scary. but the struggle must continue. I wish you happy savings.

femijck:
God bless your hustle brother......no matter what u do , remember to put your health first...remember soldier come and go.... we’re in same boat.

And lastly always try to help the needy as much as u can.

Cheers

You are exactly right

richylee:
If you are determine you can achieve your aim.

Thanks a lot

LyfeJennings:
Nice ine

This is my first savings for last week. I get paid on thursday, so i'm gonna put a little more in the account and post here. My target is $1000 everyweek.