₦airaland Forum

Heazy2015:
I had been usiing my Blackberry Bold 5. I think. One
of those camera phones and it was clear that The Lord
wanted me to upgrade. A new year beckoned and I wanted to
enter it with one of those phones that used stylus and were
y’know big. So, ladies and gentlemen, I proceeded to proceed to
Computer Village to make my dream a reality. I had with me
my old phone and about N10, 000. The plan of course was to
do a swap, add some cash and get the precious Q10. Gosh, I
was so excited.

That’s how I got there with my own two legs and saw those
guys that sell phones on the street. Asked one if he had the
phone o, he said yes. Can’t remember his name sha, but he sha
showed me the Q10. I played with it, even made a demo call
and all to be sure it worked. Baba took me off the street saying,
“We can’t do business here o, before these agberos will ask you
to settle them”. So, he took me to a shed. All this while, he
wrapped the Q10 in a white handkerchief saying he didn’t
want it to scratch and that’s how he keeps his phones. Me that I
wasn’t even paying attention. I was just excited ‘cos my level
was about to change. Nigga just give me phone, abeg.

So, we’re chilling in this shed, negotiating. He says I’m going
to have to give up my phone and cash. I’m like, “How much?”
He says like N15, 000. I’m like, “Just look at this scam. I’ll
give you N10, 000 last.” He mutters some shot and agrees. He
takes my phone to check it. He then tells me he’s going to stop
a bike for me so that no agberos will disturb me immediately
we’re done. I’m like Okak. He takes the N10, 000, counts it
and then gets a bike for me. He tells me not to stop o because
these agberos. So he hands me the handkerchief.

Men and brethren, I got on this bike so excited and told the
bike man, “Go go go, don’t stop!!!”

The bike man took me to Allen avenue before I came down. I
held on to this handkerchief like my life depended on it. Fam, I
was a big boy now. They were going to respect me now. I had
officially arrived. Do they know those of us that have Q10?
Shiiii.

So I said, let me check my phone jare. I unwrapped the hanky.
Children of God, I unwrapped the hanky – and looking at me
in all it’s glory was a bright white bar of B29 soap. I looked at
the soap, the soap looked at me…I looked at the soap. I poked
the soap. Maybe this was a case for the phone. I turned the
soap over. No buttons, No screen. I was weak, guys. I was
weak. I stood there for some minutes staring at this soap.
Look. I took the quickest bike back to Computer Village. Of
course, it was instinct. I didn’t see the seller. I still had the
bloody soap. One idiot there now asked me, “Broda, why you
dey para? Dem no give you the cream wey dey follow the
soap?”

Ladies and gentlemen, I had sold my phone and paid extra
N10, 000 for B29 soap (with no accompanying cream). That’s
most likely the most expensive B29 soap in the history of
Nigeria.

I Have to borrow my aunts phone for the main time


You can as well share Ur own experience too

vfactor:
I had a similar experience in school, in 2008. Dropped my wallet in a bus, after paying for my fair. The wallet contained my school fees and pocket money for the week. 22k precisely. I was devastated. However I got a call 2 days later asking me if I was the owner of so and so( incidently I had written my name and phone number on a piece of paper some days earlier, and put it in my wallet). He returned everything and I couldn't thank him enough! Still have his number saved as "Good Nigerian".

tchidi:
Here's mine....made this last week.

Edusouls:
naija girls are very retarded women, this is caused by a horrible enviroment,poor up bringing,peer pressure,poverty these are the physical factors,then the natural factor is that a black woman is inborn with, wickedness,greed,dishonesty,lies ,gold digging and the worse of all a myopic reasoning, so these physical and natural factors blend to make these women walking calamity...

delectablegyal:
If a lady rules nigeria, the nation will go bankrupt.

Lionhearted:
Thanks for the expository reply.

I thought TB are traded in specific units. How do one then utilise the interest earned for subsequent purchases?

babakess:
IF young and you are 28 for example and u have 3m......u decide to spend uR salary living a more standard life and still be ok. WITHOUT SAVING AGAIN ......

if young can be age 25...lets say 28YRS.....if u stop saving and compound your 3m with a secure investment like ntb.... after 12years when u are 40years old.....twelve years of compounding.....assuming 15.5%

amount= PRINCIPAL *(1+R/100)^12=3,000,000*(1+0.155)^12=16,908,499

after 8 more years making the individual age 48.

AMOUNT=3000,000*(1+0.155)^20=[b]53,550,180

THATS AFTER TWENTY YEARS ...THE ONLY ENEMY TO THAT PROCESS HERE IS INFLATION [/b]WHICH DESTROYS THE VALUE OF UR WEALTH..............BECAUSE [b]53MILLION TODAY WILL NOT HAVE THE SAME VALUE AS 53MILLION 20YEARS FRM NOW ......BUT HEY SOMEONE THAT HAVE THAT KINDA MONEY AINT BROKE ....IT EXPLODES EACH SUBSEQUENT YEAR FRM THEN ...PROVIDED ITS INVESTED WITH ITS INTEREST ALL THROUGH THE PERIOD.

Lionhearted:
In reference to the 'bolded', doing what?

Please enlight me.

adaxxy:
@Babakess Hello Babakess i just want to thank you for your information ,i received an alert later yestarday.

ukay2:
please my oga babakess

how do you get the stop rate from CBN?
I have checked CBN and DMO website now and I didn't see the today's NTB stop rate..

any extra Link to check the progress of bidding or the stop rate?

Thanks for your kind response..

am yet to get debit alert from Stanbic IBTC Bank....

ukay2:
My wife was debited 30 mins ago...she used GTBANK..

just2endowed:
Pls what was the top rate of tb

adaxxy:
please if i want to invest 364 days with N2,260,000 and also same 3m,
thank you.

cjrane:
[size=18pt]INDIANS ARE ALWAYS CORRUPT....

I HOPE THE GOVERNMENT OF INDIA INVESTIGATE THE CORRUPT PRACTICES OF THEIR NIGERIAN AMBASSADOR[/size]

raayah:
I personally don't mind dishing food for my husband but if I cannot do it because i'm busy. He should understand.

Men are not babies.
They should be able to plate their own food.
Its better because you will be able to access the amount of food you want instead of sending your wife up and down.

Since its marriage, communicate with your husband. Tell him you are not comfortable and suggest a better way of serving his food. I would suggest putting the food in a big dish while your husband serves himself from there.


It seems you already do this. You are doing all the housework and cooking meals for him and he is still asking for "complete service". I think you married a baby. If he is hungry, he will plate his food. I think there is a bigger issue in your marriage.

motherlode:
would a TB certificate be issued to me if i invest in TB with 100k/200k?
Can i choose to invest both the interest and principal on my first day of bidding?
If it is possible for me, will i be credited with the interest and principal before it is reinvested?

Ephemmm:
Any suggestion on the rate I can bid with 500k for 91 days? However, what does 10% interest for 91days represent? Does it mean 50,000 for the whole 3 months?

adrianstylez:
Please are you sure about this because the guy I met at Gtbank today said it hold s every 2 weeks and the last one ended today. He doesn't seem too learned though. Where I knew he wasn't learned is where he said you can't liquidate before your duration matures in the secondary market, as opposed to what I have read and seen in this the treasury bill thread.

adrianstylez:
When is the next treasury bill auction in Gtbank?

Ephemmm:
What is the minimum amount that can be invested in TB in Guarantee Trust Bank?

stnwani:
Why is Uniben not there?