₦airaland Forum

finally he name the headmaster of corruption...

let's see your mum waist

This kind news get as e be...

keypad1:
Its like buhari has decided to die in power.

I wish Buhari could just die now so that our economy will become great again.

can you wish so for your father?
woe unto you!

Even He-Goat don't go for He-Goat...


The dude got it right.

I guess he is reacting to the announcement of former Borno state governor, Ali Modu Sheriff as new PDP chairman. FFK was the party‎'s Presidential spokesperson during the 2015 campaign.



source: http://www.lindaikejisblog.com/2016/02/ffk-says-pdp-needs-serious-prayers.html?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed:+/OqshX+(Welcome+to+Linda+Ikeji's+Blog)&m=1

.

is good to have an intellectual/educated king in the rem of affair of Yoruba land.


Long live His Royal Highness.
Long live Oduduwa land...

okeijebu light as gotten worse.



But somebody told me Fasola is now a Minister.
When should we be expecting the CHANGE they promise us?

When she said this, I knew she was joking because although she
didn’t say much about herself, anyone who is familiar with the soft
sell magazines and social media will know her well and I know she
has no need of our small money.
I didn’t hear anything from her again until after about three
months. I was out of the country with my family on holidays the
day she called. She asked me to help a young man who needed a
soft loan. I told her I was out of the country on vacation, but
referred her to someone who can help. She told me the person can
wait and that I should let her know when I return from vacation. My
wife asked me about my conversation with her and asked me to be
careful. She said she wasn’t careful about her, but I shrugged her
away because I felt she was just being a woman.
When I returned to the country, I called her and she came over with
the young man who wanted the loan. Since she was standing
surety for him, his loan was processed quickly and to appreciate
she invited me for her birthday celebrations. I told her I will be
coming with my wife, but she insisted that I should come alone.
At this level, I should have applied caution; I made up my mind not
to go, but eventually, I went because I convinced myself that I
won’t stay too long, but when I got there, I met something else.
She had already made an elaborate arrangement for me and
sincerely, it was not like an open party that I expected.
It was just few of us, her friends and few men of my age. Though, I
enjoyed the party, but before I left, I was able to pick what her
intention was. I was uncomfortable with it and made up my mind
that I won’t fall into her trap.
Maybe the mistake I made was not telling my wife. We hardly keep
things from each other. I told her I was attending my client’s party,
although I didn’t mention her name, so when I returned home and
she asked me how it all went, I couldn’t tell her the truth, I had to
lie. The lies were my biggest undoing. Because I couldn’t open up
to tell my wife especially when other things began to happen.
Sincerely, I cannot say I knew when our friendship became a
relationship. She would invite me for lunch and sometimes I
stopped over at her place after work. I started keeping late nights
and stopped attending mid-week services in church. Whenever my
wife raised this, I had a readymade answer and it was always work
pressure. She is not the type of woman who complains or makes
issues. Another thing which buttressed my excuses was the fact
that my partner at a time was ill and had to go abroad for
treatment. At this time, I actually worked late, but Madam K was
readily available, with food drinks to take care of me.
Because my job entails travelling, I had an avenue for good
excuses; I would sometimes leave my home and stay in a hotel
with her or sometimes sleep over in her house. All the while, I
knew what I was doing was wrong, but I couldn’t help myself.
Every time I went out with her or slept at her place, I feel so guilty.
It became so bad that she started taking me to see her spiritual
leaders, Imams and people who pray for her. In fact, there was a
time she introduced mPPo a native doctor from her village in
Ijebu. She introduced me to a lot of things which ordinarily I
wouldn’t have been involved in.
I couldn’t tell anyone these, talk less of my wife. I knew I was
going too deep into it and that I should stop, but I couldn’t stop. At
a level, my wife quarreled with me, but eventually she relaxed and
started praying for me.
Something however, happened there weeks ago, which opened my
eyes and that is why I am seeking help. Madam K, told me that we
would be attending a burial party in Kogi her home state. I agreed
to go with her because I never thought that in my wildest dreams
would I meet anyone I knew there.
The very day I left home after telling my wife that I had to attend a
conference, her elder sister came in from the United States of
America to attend her friend’s dad’s burial in Nigeria. She said she
asked her to come along, but she gave an excuse that she had to
stay at home because I travelled out of town.
I didn’t know my sister-in-laws were attending the same party.
Thank God my wife didn’t come with them. Her elder sister came
to the party with two other younger ones and even the one who
stays with us.
It wasn’t an issue of telling lies, the party was in full swing and the
musician; one of the popular ones was playing and calling my
name and praising me as Madam K’s husband. It was really a
show of shame. We were just coming from the dance floor, when I
came face-to-face with my sister-in-laws. They were going to the
dance floor.
The first thing that came from my youngest sister-in-law was that,
“so uncle it is you”. I would have loved the ground to open and
swallow me. I greeted them and hurried away. I became
distablised, but couldn’t leave the party. I would have left, if I had
the opportunity, but Madam K didn’t allow me. She noticed the
change in my behaviour and asked what happened; I told her I had
a headache.
My sister-in-laws left the party before us; they came over to our
table to greet us. I eventually learnt that the woman who was
being buried was Madam K’s aunt who raised her..
I hurried home the following day thinking I was going to meet hell
at home, but my wife didn’t say a word. She welcomed me home
normally and later asked what was wrong with me. I told her I had
malaria and she suggested I go to the hospital.
Two days after, she called to tell me that her sister was at home.
Fortunately, I had to attend a church meeting so I couldn’t see her.
I prayed that she would have gone before I returned home and God
granted my request. But when I got home, I noticed that my wife’s
countenance had changed. Her sister who stays with us also
refused to meet my eyes. I don’t know if they had told my wife, but
she has not asked me anything. Please, what do I do? Should I
ask her and how do I get out of Madam K’s claws? I need your
counsel, please.


source: http://tribuneonlineng.com/caught-right-in-the-act-what-do-i-do

wey dem?








food don land ooo....

why is Nigeria Labour Congress so silent about this new bill of Hike in Electricity?


Let's discuss...

#Say_No_To_Electricity_Hike



cc: lalastica
shilove
Seun

Be calm!
Better is not good enough, the best is yet to come...

if na Tonto Dike story, e go don dey Front page...



But that boy with Coconut head will not see any reason to push dis to Front page

like seriously,

by the time EFCC will open GEJ case file, the kind thunder wey go fire him don already dey do press up by now.


Let's wait and see...

By the time hunger catch dis man called Metuh,


cow poo will be like salad for em front. we need our money, he must return his own share of the yam.

God is great...

your phone camera get as e be jor!

which kind phone you dey use?

Dickson come and see ooo...

Telll your boiz... #No room for militant activities tomorrow.

in Fashola we trust...




#Let there be LIGHT...

When the going is still good.




THE HEART OF A MAN IS WICKED AND FULL OF EVIL.

Mamman kill himself.
he wanted to over-throne IBB in a military coup.


Bloody betrayer!

With the way PDP is folding away,


I doubt if their will still be a party called PDP by 2019...

Six commercial banks are likely to seek mergers and acquisitions in the New Year – no thanks to the shock created in their assets and balance sheet sizes in the face of declining oil prices. Crude oil prices have fallen to as low as $37.11 per barrel from over $110 per barrel a year ago. This has adversely affected banks’ oil assets. Besides, the level of non-performing loans in the sector has risen. The Managing Director, Sterling Bank Plc, Yemi Adeola, who disclosed this yesterday said he envisaged possible shrinking in the number of local banks in the New Year. There are already moves suggesting that trend, he said, but did not name any bank. Speaking at an end-of-year media briefing in Lagos, the bank chief said two international banks were discussing with local lenders on possible acquisition. He said the year has been a challenging one for the economy and the banking sector, adding that banks are now finding ways to wriggle out of these challenges, including a tough regulatory environment. He said oil price could also come further down, and called for a more efficient tax system, blocking of revenue leakages and focus on areas neglected in the past – “from agric to solid minerals and other commodities we have in abundance. We also need to support Small and Medium Enterprises to create opportunities that will create jobs,” he said. Adeola said the Nigerian banking industry was the most regulated sector in the country thereby affecting banks’ performance. “To say that everything will be rosy in 2016 will be deceiving ourselves. I think if the opportunities arise for banks to pursue further consolidation, we could see two or three. I also know that one or two international banks are interested in pursuing acquisitions in Nigeria and they are indeed having discussions already,” he said. “So, you could see a combination of one or two international banks taking over one or two Nigerian banks or merging with them. And nothing also stops two or three Nigerian banks having merger discussions in 2016.” Adeola said Sterling Bank is ready for either a merger or an acquisition, provided it will add value to stakeholders. “For us at Sterling Bank, we are always open to mergers or acquisitions. We are open to anything that can give us scale. Whether it is a merger or acquisition, we are open, but the synergy must be there. We must see the benefits clearly. Any merger must be one that ensures stakeholders will benefit more; otherwise it will not be worthwhile,” he said. Adeola added: “We have every cause to remain optimistic in 2016, despite the fact that it is going to be a challenging year for the banking sector. We are determined to keep the momentum going. We first started a merger of five banks, and all the consultants predicted that all the entities will struggle for the next 10 years. It was challenging but we got out of it. Experience has shown globally, that mergers don’t work, especially when you are merging five institutions.” Adeola said Sterling Bank did first merger in 2006 and ran as a bank from day one, despite the fact that five banks came together. “In 2011, we did another merger with Equitorial Trust Bank (ETB), and was done in record time and you will never see cultural differences. We are one bank, and it means we have perfected the act of acquisitions. Could there be an opportunity to pursue an acquisition again, we will try,” he said. Adeola said the foreign exchange challenge remained a tough one for banks and the economy. “You can only spend what you have and if our reserves are at $29.4 billion as at December 15, there will barely fund four to five months of import. The options are usually two: to adopt capital control and focus on key sectors. In other words, you determine where you want the forex to go to in order to curb wastages,” he said. In Adeola’s view, Nigeria cannot sustain capital controls for so long. He said the government does not want the forex to be used for speculative purposes. “But it is a double edged sword. If you adopt capital controls, investors are reluctant to come in, because if they bring their money in at N200 to dollar, they will not be able to know what rate when they are going. So, you shut your door to new money coming in. The other option, is let the naira find its true value. The question is what is the true value for the naira?” To Adeola, the right thing to do is find the true value of the naira and devalue it from there. “Some will suggest the street value, while others will suggest the Central Bank of Nigeria rate. But it is also not the true value. The true value of the naira is between the CBN rate and the parallel market rate. But there are ways we can find the true value of the naira and devalue to that extent. If people are sure, they are getting true value for their dollars, then the dollars will come down,” he said. Adeola said Sterling Bank continued to survive in spite of such tough regulations because it plays by the rules. “We do not flout regulations. We keep strictly to regulations. We will continue to face challenges that come our way with maturity. He said the bank desires to be a top six bank, from top 10 currently, and also be a leading consumer banking franchise,” he said.
source: http://thenationonlineng.net/mergers-acquisitions-likely-for-banks/

God Bless Nigeria Army...