₦airaland Forum

DeltaBachelor:
Hello Nairalanders. Please can someone help me with ICSAN materials urgently please. My exam is in a few days. I need materials for the last stage.


Kindly forward the soft copies to my email : Deltabachelor@gmail.com if you have.

Thanks and God bless

Hello
Where you able to get past questions?

How was your exam?
I'm trying to register but I cant clearly understand the requirements.
Please can you assist

ositadima1:
What about the lady who started the OJIJ movement? She sold Nascon at 37, expecting to buy back at 32, even though she was in a losing position and Nascon was predicted to rise. She also insulted other members in the process.

Ahh
Nascon is my first nig stock buy..
I felt it was at a discount, n I bought at 37.5 about 10 days ago..

Hoping to get at least 15% profit when it rises

HesInMe:
This kain follow-follow investing is risky o. The point of a thread like this is (or should be) to learn how to evaluate investment opportunities for yourself. That's why we should encourage debate and disagreement, and be comfortable with pushback.

And why we should be cautious with short-term gambling investing...

And if it's still too hard, maybe look at buying mutual funds, through which professional investors can help you do the investing. No shame in that.

I actually prefer to buy stocks that are on discount.

After analysis

revelation2013:
I have and the interest rate is a bit higher than TBills plus it is automated just like Piggyvest. Also it is a licensed Microfinance Bank.

I've been trying to lock some funds on the app but the verification of address is not working

Audacius:
IN-HOUSE DICTIONARY OF ACRONYMS



NSEMPA: Nigeria Stock Exchange Market Pick Alerts – Name of the thread.

FA: Fundamental Analysis – Stock analysis done with fundamentals of a stock such as financial statements and other economic indicators.

TA: Technical Analysis – Stock analysis done with using some technical tools and charts.

GA: Gut Analysis – From claims of having “gut feelings” about how a stock will move.

SA: Spiritual or Sentimental Analysis – From sentimental attachment to a stock and claims of spiritual insight into the future of a stock.

MH: Monkey hunting/ Monkey hunter – An allegation/accusation that a stock is being manipulated either by calls to buy or sell off.
Background: From story of a businessman who goes to a village to buy monkeys. He buys at different intervals at ever higher prices thus creating a market for monkeys along with artificial scarcity. He ends up selling off all the monkeys back to the villagers who hoped there will always be market for monkey sale. He disappears after selling at the highest price and all the villagers had monkeys with no one to sell to, losing all their money in the bid. Author of the real story unknown. It is posted here once in a while.

SMN: stockmarketnewsnigeria [dot] com. A now-defunct website exclusively created for stock discussions like here. Was probably owned by owners of Nairaland.

Cowboys: CEOs of notable companies who are considered to display manipulative business tactics.

One Afolabi Unit: 2,000 units of any stock.
Background: I can’t recall. Someone should kindly provide the story behind the “Afolabi units” term.

JIJO: Jump in, Jump out. Term used by traders. Means buying a stock and selling at the very shortest term especially as soon as it makes some gains.

NOTA BENE
- Some of these are standard investment terminologies (FA, TA), others grew out of constant conversations and banters and created by members here or brought from SMN. I cannot recall who started using what term. All rights reserved to them.
- This compilation is just a contribution to render this thread easier to understand for new readers. It will be reposted maybe monthly or quarterly to aid new readers. Kindly correct, modify, clarify and add.

Thanks.

Thank you for these clarifications


Few days again I was looking up which stock is JIJO based on a conversation I read...
Smh thanks

megawealth01:
*Market Potentials on 10 Top Highest Priced Stocks on the NGX: A 2025 Investment Outlook*

As we look towards 2025, Nigerian investors have a wealth of opportunities in the stock market, especially with the 10 top highest-priced stocks on the Nigerian Exchange (NGX). These stocks represent major players across various sectors, each with unique growth drivers, industry trends, and potential for long-term capital appreciation. In this analysis, we will explore the market potential of these companies, their current stock prices, and the expected return on investment (ROI) over the next 12 months, keeping in mind optimism for 2025.

*1. SEPLAT ENERGY PLC (N5,700.00)*

As one of Nigeria’s leading independent oil and gas companies, Seplat Energy has proven itself a reliable performer. With the global energy transition moving towards cleaner energy sources, Seplat has a significant opportunity to harness its assets for a more diversified energy portfolio.

*Market Outlook*: The company’s strong reserves, strategic investments in natural gas, and the potential for increased oil prices in 2025 make Seplat a promising stock.

12-Month Target Price: N6,400.00 (12.3% upside)

*Potential ROI*: Given Seplat’s robust position within the energy sector, which is poised for continued recovery, investors can expect an attractive ROI of approximately 12% if the stock price moves toward its target price.

*2. AIRTEL AFRICA PLC (N2,156.90)*

Airtel Africa operates in the telecommunications sector, which remains one of the most vital and rapidly expanding industries across the African continent. With a broad market base spanning 14 countries, Airtel Africa stands to benefit from Africa's growing middle class, increasing smartphone penetration, and expansion of 5G services.

*Market Outlook*: The telecommunications sector is highly resilient and profitable. The company’s focus on data services, mobile money solutions, and strategic partnerships within the African market will likely fuel growth in 2025.

12-Month Target Price: N2,500.00 (15.9% upside)

*Potential ROI*: With the continued penetration of mobile services and growing demand for data, Airtel Africa could deliver a potential ROI of 15-16% by reaching its target price in the next 12 months.

*3. GEREGU POWER PLC (N1,150.00)*

Geregu Power operates in Nigeria’s power generation sector, an area ripe for transformation. The Nigerian government’s ongoing push for power sector reforms, coupled with Geregu’s leadership in gas-fired power generation, places it in an advantageous position.

*Market Outlook*: Power sector reforms, combined with increased demand for electricity in Nigeria, create positive market potential for Geregu Power. Also, the move towards energy independence and privatisation in the sector suggests that Geregu will benefit from these structural changes.

12-Month Target Price: N1,300.00 (13.0% upside)

*Potential ROI*: Investors can expect a potential ROI of around 13% as the company’s growth trajectory aligns with government policies and a stronger push for industrialisation and electrification across the country.

*4. NESTLE NIGERIA PLC (N875.00)*

Nestlé Nigeria is a strong player in the fast-moving consumer goods (FMCG) sector, focusing on food and beverages. With the increase in population and consumer spending in Nigeria, Nestlé remains a market leader in terms of product innovation and brand strength.

*Market Outlook*: The FMCG sector in Nigeria continues to experience growth, particularly in staple foods and health-focused products. Nestlé’s strategic focus on nutrition and wellness further strengthens its market positioning.

12-Month Target Price: N1,050.00 (20.0% upside)

*Potential ROI*: Given its market dominance, growth in consumer demand, and ongoing focus on cost efficiency, Nestlé presents a potential ROI of approximately 20% as the company heads into 2025 with strong prospects.

*5. TOTAL ENERGIES (N698.00)*

TotalEnergies is a multinational oil and gas company with extensive operations in Nigeria, playing a key role in the energy and utilities sector. The global shift towards renewable energy and TotalEnergies’ emphasis on clean energy transition creates a strong growth narrative.

*Market Outlook*: As energy prices fluctuate and the global market for oil and gas stabilises, TotalEnergies is well-positioned to benefit from both fossil fuel sales and its expanding renewable energy portfolio.

12-Month Target Price: N800.00 (14.7% upside)

*Potential ROI*: A potential ROI of 14.7% is expected as TotalEnergies grows its sustainable energy offerings while capitalising on the rebound of global oil prices.

*6. ARADEL HOLDINGS PLC (N598.00)*

Aradel Holdings, operation spanning from upstream, midstream, downstream, power and renewables sector, has seen steady growth due to demand for energy, gas and supplies gas to Nigerian Liquefied Natural Gas (NLNG), among others. The company is deeply involved in offering energy solutions, delivering reliable, clean and sustainable energy sources and driving innovation that traverses the entire value chain, which remains a vital part of the country's economy.

*Market Outlook*: The Nigerian energy sector remains relative to demand, and Aradel’s strategic investments in exploration, production, refining, and distribution position it well for future growth.

12-Month Target Price: N700.00 (17.0% upside)

*Potential ROI*: As Nigeria’s increslased demend for energy grows, Aradel Holdings stands to benefit from increased demand from exceptional value and secure energy needs of communities locally and globally, while offering investors an expected ROI of 17% in 12 months.

*7. PRESCO PLC (N475.00)*

Presco is a leading player in the agribusiness sector, particularly in palm oil production. The company benefits from Nigeria's large agricultural sector and the increasing global demand for edible oils and biofuels.

*Market Outlook*: Palm oil remains a high-demand commodity globally, and Presco’s strong operational capabilities and leadership in the Nigerian market give it an edge as global prices for palm oil continue to rise.

12-Month Target Price: N550.00 (15.8% upside)

*Potential ROI*: With increasing demand for palm oil and strong international market performance, Presco is set to deliver an estimated ROI of 15.8%, backed by robust growth in its product offerings.

*8. OKOMU OIL PALM PLC (N444.00)*

Another giant in the Nigerian agribusiness sector, Okomu Oil Palm focuses on palm oil production. It benefits from the global trend towards sustainable and organic products, making it one of the key players in the market.

*Market Outlook*: Okomu continues to enjoy steady growth driven by the expanding global demand for palm oil and its position as a market leader in Nigeria. The company’s investment in large-scale plantations further strengthens its capacity to meet this demand.

12-Month Target Price: N500.00 (12.6% upside)

*Potential ROI*: With global palm oil demand rising and Okomu’s leading position in the market, a potential ROI of 12.6% is expected as the company consolidates its dominance in the sector.

*9. BUA FOODS PLC (N415.00)*

BUA Foods operates in the food and beverage sector, focusing on the production of sugar, flour, and edible oils. It is one of the leading food processing companies in Nigeria, which is a sector that has consistently shown resilience even during times of economic downturn.

*Market Outlook*: With Nigeria’s population growth and rising urbanisation, the food and beverage sector remains a strong performer. BUA Foods is strategically positioned to take advantage of these trends.

12-Month Target Price: N500.00 (20.5% upside)

*Potential ROI*: As the company expands its production capabilities and meets the demand for food products, investors can expect an attractive 20.5% ROI in the next year.

*10. CONOIL PLC (N387.20)*

Conoil is a leading oil marketing company in Nigeria, engaging in the distribution of petroleum products. As one of the biggest oil distributors in Nigeria, Conoil stands to benefit from both rising fuel demand and the growth in infrastructure.

*Market Outlook*: The Nigerian energy sector is likely to remain key to the economy in 2025. Conoil’s significant market share, coupled with a potential increase in local and international demand for refined products, should support its growth prospects.

12-Month Target Price: N450.00 (16.2% upside)

*Potential ROI*: As the oil sector recovers, Conoil is set to provide a potential ROI of 16.2%, supported by its strategic market position and the ongoing demand for petroleum products.

As we've entered 2025, the top 10 highest-priced stocks on the NGX present diverse opportunities across key sectors. From energy to telecommunications, agribusiness, and FMCG, these companies offer solid potential for capital appreciation, with each sector benefiting from specific market trends. Investors who position themselves in these stocks, aligning their portfolios with strong market growth potential, can expect to see significant returns within the next 12 months. With optimism high and global trends favouring many of these sectors, the Nigerian stock market in 2025 is poised for an exciting year.

Quite insightful
Pls do you have a whatsapp or tg community one can join and be updated on analysis and what stock to buy n when to buy

BullBearMkt:
I apologise for this late response & hope it's not too late...

IF Tantalizers price could possibly pullback below 1.30, this should be a good buy. However, price may find good support above this level at about 1.40

Crisp clean please what app are you using for your analysis?

toyeoye:
You can consider monitoring it in real-time with StockBubbles, it's simpler, faster, and visually engaging.

See it all at 👉 https://stockbubbles.com.ng/

Yes I have the app but the chart interface is difficult to read as I have knowledge of TA already.. is there an app with nigerian stocks that the charts are readable like bybit /binance charts?

BizErikah:
Hello guys,

New to nigerian stocks trading

What token or stocks can one invest in for the next 6/12 months and what estimated yield can one expect?

How do you guys monitor the market .
What apps.
Thanks for response

Please I'm still asking

Hello guys,

New to nigerian stocks trading

What token or stocks can one invest in for the next 6/12 months and what estimated yield can one expect?

How do you guys monitor the market .
What apps.
Thanks for response

skyangel:
It doesn't work that way, all rate is calculated per annum, meaning that 18% for 3 months is divided into 4
For instance, when you investment 1 million for 3 months at 18%, your interest will be 180,000 ➗ by 4 = 45,000

Oh wow
So by 360 days is it still divided by 4?

Adamma91:
Why not just do 360 days at once instead of roll over 3 times a year

I thought about that but I calculated the yield and the 3x is more than the 1 time 360 days yield

Hello nairalanders,
Pls I want to invest in tbills starting this month for the 91 days and roll over like 3 times to maximise my capital for the year 2025.

What are your suggestions?
Any particular bank that give better rates?

What is likely to be the rate for 91 days?
With 50m capital.
Pls advice

Thanks everyone

I have been doing that
Scrolling through 500 pages isn't exactly easy

Why didn't the author close this thread and start another and link old threads.

Aside that..
I have not seen a post similar to mine all I see is visitor visa to join family members.

I stated earlier that I don't have any family member in Canada. I am not married n no kids.
I am simply applying to visit for 10 days as a tourist.
I said I have travel experiences
Europe, Africa, middleast.
I have a current UK n us visa.

This is my first time applying
A brief explanation of what documents to send as supporting documents will be appreciated.
It's information shared that people learn from

Also I see people talk of including SOP
Do I include a sop for a tourist visa with no family in Canada?

ditha:
If you go up a few pages in this section and in the student visa and sowp sections, you will how some people packaged their supporting documents and you will get an idea of what is necessary to add.

I am yet to get a respond for supporting documents for Canadian tourist visa

Thanks, I have now filled the form
But again
I am told to submit the "supporting documents" listed below
And thet are
A copy of my us visa
A copy of my nin
A copy of my passport document

Then there's supporting documents...

Any idea what documents I should include aside
Hotel booking
Flight booking
Letter of introductions from banks n my company
Cac/mou documents??


I appreciate in advance




[quote author=Xyz7 post=112551075][/quote]

This has been incredibly difficult to navigate.

I am applying for a tourist visa with no family in Canada
What option do I select, where it asks reason for applying for visitor visa??
Options there are mostly to see family or funeral or work..

Which do I select, or what's the right way to apply online.
I just created an account ie the c...key

Thanks for response

Where can i FIND new portal??
Or please share link

mojisolani:
Apply in the new portal, apply now that you have valid us visa because you wont be needing statement of account once you still have a valid us visa.

Depends on the airline.

Delta required a negative covid test even if you are vaccinated to and from the US.

Or

NotsonewMary:
Thanks for sharing. Please what is the current vaccination or COVID testing requirements for intending travelers to the US?

After years of building my travel history.

I am ready for Canadian tourist visa.

Please experts, what's the application process like and requirements?

Please this is page 500+, abeg I have tried to read the much I can
But I want the updated guide to applying from Abuja.

I currently have 5 years UK tourist visa, of which I have used 3 times since I got it last year,
I also have a valid us visa, I have used as well.
I have history of middleast, Europe as well.

Please I await your response.

And what account statement is needed for someone that owns a registered company.
Thank you all in advance

A journey that began on 23rd March, has finally ended.
I was refused and asked to come in on any Thursday for a follow up interview
I got there and was told to submit fingerprints.
Which I did and application changed to issued.
I picked up passport on 28th April in Abuja.
Same day I got a pick up mail from DHL.

Thanks everyone for sharing your experiences, it helped me mentally.
Cos this people are totally unpredictable.

I was able to fly out sane 28th.

Please guys what number do you call when your visa has been issued but dhl has not updated for 3 working days now??

I was refused n asked to come in for fingerprints, which I did and status changed to issued but my dashboard has not been updated, it still shows
Passport picked up.

I went to dhl abuja n they said the passport is picked up

Please what number do I call..
I have an emergency to travel next week

UPDATE!!!

I picked up from DHL abuja on Monday
And got a note to come to consular lagos any Thursday for an interview!!

I got there this morning and was told to come back at 1pm for thumbprint!

I am delighted that it was just biometrics.

Will update when u pick up with visa!!!

BizErikah:
Mogbe!!

Please what questions were asked in your follow up appointment

My status has now been updated to refused.

Whilst I wait for my passport and what detail they might need

Omo!! Congrats jare
I wish this was just me

I'm still seeing that "passport has been received from consular, preparing for delivery"

After I got refused yesterday..
I'm just worries I might not make my trip April 24th..

cdz:
First off, a big thank you to everyone who shared useful information on this thread concerning IW. I have been a silent reader for quite a while and here's my own account of the process:

Submitted on the 23rd of March at 6:30am

Application Received on the 23rd.
Case last updated on the 30th.

Administrative Processing on 4th April

Issued on 5th April

Received collection text and email on the 6th

Picked up today at DHL office at 10am.

Lessons learnt: If you're not in immediate danger of falling out of qualification for the IW, patience is the watch word. With some patience, you don't need to join a Telegram or WhatsApp group to get a drop off date. Visiting this thread frequently will help you scale that hurdle.

Once you submit your documents for processing, again, more patience will save you a lot of nail biting. Just let the process run its course.

Thanks again to all the helpful folks on this thread and good luck to the rest of the fellows on the visa trail.

Hold in a minute!!!

Did you fill that twitter handle in your ds 160
Where they ask for social media handle?

Lordkross:
When I read this link below sometimes last month or so ago I decided to take them up on Twitter, no be small thing.

I was fighting both PayPal, Stripe and the US Embassy at the same time.

I asked them to explain to me in simple terms why they first collect a nonrefundable fee of 67,200 and they issue days at their own discretion? Our discussion didn't last long before Twitter gave me the highest blocking ever

I had to return to my primary other handle tto be able to use Twitter again.

They know, they know, they're making money, and like I said, there are things he told me that I don't want to disclose. Remember, he asked me to go and update my application, pay the fee and just show up that it would be done at consular level.



https://saharareporters.com/2021/07/15/us-embassy-syndicate-sells-visa-interview-dates-n600000-nigerians-appointments-fill-till

Those that submitted on 23rd March
Have you received any pick up from DHL or gotten your Passport back?

Wow,

Are you sure, this person didn't hear when the VO told you, you do not qualify?

Lordkross:
So guys here's the kicker. A guy tailed me from the Embassy to my office (about 7 mins walk from the Embassy).

Note that when leaving the Embassy I told them I was successful, just to not make anybody feel uneasy with their interview, after all we all may never see each other again.

Just as I was about to enter my office premises the guy met me and greeted me.

"Good morning sir" I noticed your application was denied, we can help you reverse it."

I was shocked so I asked a few questions - to sum the whole story he told me I needed to pay another MRV and update my profile and leave the rest for them.

He also guaranteed me that I didn't need to pay any money until the Visa is out in 5 - 10 days.

Points to Note: I think the Embassy is deliberately denying qualified applicants Visas, after which they'll send some of their emissaries to try to convince you about the possibility of reversing their own decision(s).

The guy told me to pay for the new MRV and 1M to the consular and then 100k to him for his trouble.

There are other things I can't state here though because I don't know who is who, but today, I see clearly why people tell lies when they're going for any class of Visa - when does telling the truth ever helps anybody?

Ask yourself how a whole American Embassy go come out to admit that their interview systems had been hijacked by Visa Agents.

Omo, everybody dey corrupt for this country sha!

Should the case be an issue of passport when I pick up from DHL..

As I reside in Abuja, do I just post to the abuja office or simple leave it to dhl discretion to where to post it to..


Cos this is my 3rd dropbox and I've never defaulted in any way and I have other visas.

So I'm almost positive it's a passport issue as I snapped it by the roadside.

Dampops:
It depends…

The usual progression is from “application received” to “administrative processing” and then “refused” or “issued”…however, if the issue they have with an application is fundamental e.g. no biometric on record, old passport photograph etc…you may likely see “refused” immediately after “application received”

People that got refused when they tracked their application,

Was it from Application Recieved - Refused?
OR
Application Recieved- Administrative Processing - Refused

I am wondering if it could be passport issues??

I'll appreciate your response
Thanks in advance

BizErikah:
Mogbe!!

Please what questions were asked in your follow up appointment

My status has now been updated to refused.

Whilst I wait for my passport and what detail they might need

Mogbe!!

Please what questions were asked in your follow up appointment

My status has now been updated to refused.

Whilst I wait for my passport and what detail they might need

fekeoshomoshi:
Today make 2weeks that i attended the followup interview, my application status remains on "Administrative Processing" since on the 17th of March.

what do I do?

So my dashboard is showing me
"Document delivery information "

And my tracking still shows
"Application recieved"
Case last opened is 5th April.

Does it mean it's with DHL?

Or is it just an error?

I am experiencing same issue

Also submitted 23rd March.

Dmj1881:
Really appreciate everyone here.

I submitted my passport since 23rd March but status still reading Application received.
Never over stayed or any issue. I know the duration is 2 months but..... anyone with a similar case?