Politics › Re: Chris Ubah To Peter Obi: Apologise In One Week On 5 Newspapers Or I Expose You by blackpanda: 5:47pm On Nov 23, 2017 |
Do u now see why igbos can never win presidency?? Greed and hatred for one another. Nobody wants to step down for the other so no unity |
Crime › Re: Niger Delta Red Squad Members Nabbed By Security After Gun Battle In Rivers (Pic by blackpanda: 1:59pm On Nov 23, 2017 |
Those hailing the niger delta militants will now keep mute and pretend they didnt see this |
Foreign Affairs › Re: Wes Goodman Caught Having Sex With Man In Office, Faces 30 Sexual Accusations by blackpanda: 11:50am On Nov 23, 2017 |
Destined2win:

That still doesn't change the fact that gay is disgusting, anti-natural, fooli.sh and self-destructive. How would u know.....unless u are telling us u have tried it before  |
Foreign Affairs › Re: Wes Goodman Caught Having Sex With Man In Office, Faces 30 Sexual Accusations by blackpanda: 11:48am On Nov 23, 2017 |
Adonis86: He's a replica of most Nigerian, men of God, politicians and senators... I insist on live and let's live. Adonis on manjam has spoken. Oya dm me asap |
Foreign Affairs › Re: Wes Goodman Caught Having Sex With Man In Office, Faces 30 Sexual Accusations by blackpanda: 11:46am On Nov 23, 2017 |
90% of those hating on lgbt do so because subconciously they really hate themselves and the fact that they are unable to accept their own gayish sexuality. A truly straight person doesnt really care let alone spend energy hating |
Politics › Re: FEC Meeting Holds In Aisha Buhari's Office by blackpanda: 3:45pm On Nov 22, 2017 |
Keneking: Its 2:23pm ...update on the progress of the meeting so far? They have been spending hours and writing minutes  They will give u update when they are done. Why not mind ur biz and face ur life. Thats FEC not ur local kparakpo meeting |
Politics › Re: FEC Meeting Holds In Aisha Buhari's Office by blackpanda: 2:19pm On Nov 22, 2017 |
Keneking: Ok, even if the meeting holds in the cockpit of Nigeria's Airforce One, no good thing would happen 
Useless meeting Smh. Why are u like this. So negative and hateful |
Business › Re: Nigeria Sells $3 Billion Eurobonds - Largest Ever. by blackpanda: 5:56pm On Nov 21, 2017 |
seguno2: You have done worse right now. Throwing tantrums and insults instead of showing that you have more than “the slightest inkling what the topic is about”. You should proceed further to find those whom you can intimidate with your EMPTY grammar and vocabulary. Inkling ko. Nku cream ni. Sorry that u feel intimidated. But perhaps you should have paid more attention in class rather than gallivant aimlessly. |
Business › Re: Nigeria Sells $3 Billion Eurobonds - Largest Ever. by blackpanda: 5:18pm On Nov 21, 2017 |
jossey94: While I understand where you are coming from, I would like to propose a scenario.
You need #1 million to start a business, so you go to your trusted bank and borrow the money at an interest rate of 22% per annum for five years. This means that in addition to paying back the #1 million principal, you also end up paying #1.1 million in interest (#220,000 annual interest * 5years). In all, you are going to pay #2.1 million on a #1 million loan.
Eish. That's steep. Of course you don't wanna take that deal, but what can you do? You have to start the business. You have kids that are depending on you to earn an income from the business.
So, you take the loan at that ridiculously high rate.
Now stay with me.
A few weeks later, you run into an old friend who tells you he's now a credit officer in another trusted bank.
You tell him about the loan and he's appalled. He says, "Oh, why not come to my bank? We'll give you the loan at 7%".
7%. Wow! That's a game changer. Instead of having to pay #220,000 in interest every year, you would be paying #70,000 instead. Over the five year period, you would have saved yourself #750,000. That's too good for anybody to pass up.
Now what can you do? You have taken the first loan already and will not be able to cancel the contract without suffering a penalty and a damage to your creditworthiness (this is important for any business or nation).
So, you decide to take the new loan of #1 million at 7% pa and pay off the #1 million at 22% pa. Effectively, you have borrowed the money, but instead of paying #2.1 million over the life of the loan, you would end repaying #1.35 million.
That's a good deal, wouldn't you agree?
Now the FG was in this same situation, paying 22% annually (Avg effective yield of the 364DTM Tbill), when they could be paying 7% instead (Average FGN Eurobond yield). Therefore, they decided to refinance the debt to make it cheaper for them.
Consider the effects. The money they were spending on interest could have been used to pay salaries and build roads. The re-financing would make that possible. Also, banks were not lending money to Small businesses that needed the money because they were investing in the bills (Come on, 22%! Free money man! Who can pass that up). When small businesses can not access financing, this hampers growth in the economy. Now, with reduced T-bills supply, banks would have to increase lending to the general public in order to earn interest.
Hope this helps. May God bless u for this |
Business › Re: Nigeria Sells $3 Billion Eurobonds - Largest Ever. by blackpanda: 5:14pm On Nov 21, 2017 |
seguno2: Buhari is a monumental error of gargantuan proportions and a curse. Borrowing despite:
- stories of recovered loot - removal of fuel subsidies - stamp duty for bank transactions - rising oil prices
Recession instead of prosperity. We are in trouble. 2019 is too far oh. Smh. U just wasted your years in university for nothing. Do you even have the slightest inkling what this topic is about  Na only how to throw tantrums and insults una sabi |
Celebrities › Re: Wizkid Welcomes 3rd Child With Jada Pollock, His Manager - Nairaplus.com by blackpanda: 11:10am On Nov 20, 2017 |
WHAT A MESS |
Politics › Re: Osita Chidoka Congratulates Obiano, APGA As The Winner Of 2017 Anambra Election by blackpanda: 5:20pm On Nov 19, 2017 |
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Politics › Re: Osita Chidoka Congratulates Obiano, APGA As The Winner Of 2017 Anambra Election by blackpanda: 5:18pm On Nov 19, 2017 |
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Politics › Re: Igbo Leaders To Buhari: We Won’t Be Deceived With 2023 Igbo Presidency by blackpanda: 7:52am On Nov 18, 2017 |
All i know is igbos can NEVER make presidency. There too many factors against that, especially trust issues and lack of political wisdom |
Phones › Re: Why're Telcos Converting Foreign Phone Numbers To 080 Without Users' Consent? by blackpanda: 7:03am On Nov 17, 2017 |
Nobody convert anytin biko
Ya flend de united states of oshodi �� |
Politics › Re: Residence Permits Of Expatriates In Atiku’s Intels, Other Companies Revoked by blackpanda: 1:15pm On Nov 16, 2017 |
lazygal: You response already gave you away... Go on to deceive your self that you are smart .my deepest sympathy to your parents clearly money was wasted educating you . Empty barrels make loud noise. when you run out of reasonable or meaningful things to say the only thing you do is to start throwing tantrums and insults. smh |
Romance › Before You Say "I Do": Lies Women Tell by blackpanda(op): 1:11pm On Nov 16, 2017 |
Men living in the 21st century are accustomed to hearing several familiar phrases chanted by women or their girlfriends on how "it is a man's world" and how men are the architects of all evil things that have befallen women since the beginning of time, especially with the self-acclaimed feminists and women empowerment agents. But guess what? its all hogwash, lies and fables designed to blackmail and confuse the male folk into submission. let me just mention a few below:
1. Men love sex and are sex addicts This is the chief lies designed by women. My dear bachelor and/or intending fiancee, there is no lie further from this. The truth is the women love and crave sex far more than men. The only thing stopping them from hoping on various sticks on demand is societal demands and the fear of being alone. But as soon as she succeeds in binding you two together with that ring, my brother you better be ready to perform like your life depends on it!
2. Men are demanding and unnecessarily controlling Another big fat lie. Women are the greatest manipulators of all Gods creations. Remember the garden of eden situation?? well you get my drift. Once you marry her she will study you to a T and know exactly just where to push and pull, all the while pretending to be subservient. The result is that you find yourself answering to her every call and demand, sometimes without even knowing. Meanwhile she will keep pretending that she is under your beck and call
3. Men just lazy about while women do all the chores, bear the kids and take care of the home Omg! If you enter into marriage believeing this lie, i pity your destiny. Have you ever wondered why it is that men almost always die before their wives? compare the number of widows to the number of widowers and you will easily catch my drift. In marriage the man gets no higher fulfillment than being able to provide for all his family's needs and also ensuring that the family is well taken care of. As a man, once you marry your money and life belongs to the whole family while that of the wife belongs to hers alone. Dont ever think she will give u any part of her hard earned money, and if she ever does you will never hear the end of it. Even after working from dusk to dawn, dont think you will just abandon house chores o. if table breaks, you must fix it. Nepa cut light you better go fight them. if water stop running it is your job to find mai ruwa, also you must ensure all fees are paid and the house is fully stucked with food
Hold on...i will come back with more tales. |
Politics › Re: Residence Permits Of Expatriates In Atiku’s Intels, Other Companies Revoked by blackpanda: 11:03am On Nov 16, 2017 |
lazygal: Even if Atiku did all. ..,.closing down Intel is not smart because that is what with all these past moves for months,govt is aiming for,.let's be honest how many companies have the technology and expertise to do what Intel is doing ? Haba! Huh  Technology?? as how. This is the problem with Nigerians. Ever so blinded by sentiments and tribalism. What is the special technology that Intels has which the other companies operating in our ports does not have?? Please quit these ridiculous sentiments. Intels has stripped billions off Nigeria's treasury, tomorrow u will come and cry that u dont have job or that dollar is 1000 to 1. smh |
Politics › Re: Residence Permits Of Expatriates In Atiku’s Intels, Other Companies Revoked by blackpanda: 8:55am On Nov 16, 2017 |
HiddenShadow: Hope Buhari can endure pains when Atiku fights back. If u knew d full story u wont be saying this trash. But i guess for diehard buhari haters it doesnt matter that one company has been siphoning all import revenues for decades. All u know is u hate buhari. Smh |
Politics › Re: How The Pope Render The Argument Of Private Jet Pastors Useless by blackpanda: 6:33am On Nov 16, 2017 |
Lool...u are so right! I see no reason why a pastor will acquire 4 private jets and a fleet of rolls royce and lamborghini. Smh |
Politics › Re: President Buhari Wears Isiagu (Igbo Attire) In Ebonyi by blackpanda: 7:39am On Nov 15, 2017 |
dokiOloye: Has Buhari proven these people who hated him b4 he became president wrong? Instead, he has proven them right. For the born haters proof is irrelevant. Even if buhari give them bags of gold they will still pour spit on his face. |
Politics › Re: Between Governor Fayose And Governor Nasir El-rufai On Twitter by blackpanda: 6:49am On Nov 15, 2017 |
GeeOh: NIGERIAN GOVT DOES NOT VALUE EDUCATION,WHAT IS WRONG WITH TRAIN AND RETRAINING THE TEACHERS,SUCIDE RATE IS ON INCREASE EVEN WHEN THERE IS HOPE OF GETIN PAID BUT GETIN IT LATE. Training and retraining illiterates that have been posing aacteachers collecting free salary and imparting zero knowledge on the kids  So govt shld still flush more money down the drain when there are thousands of qualified youths roaming the streets with no jobs! Smh |
Politics › Re: Court Freezes N350m Traced To Patience Jonathan by blackpanda: 6:44am On Nov 15, 2017 |
Abbeyme: How many times would things traced to this woman be frozen sef?
It appears as if her ppty doesn't have an end. My dear it doesnt oo...u need to see her alleged estates in abuja |
Politics › Re: Dino Melaye's Constituency Office Marked For Demolition By Yahaya Bello by blackpanda: 6:41am On Nov 15, 2017 |
This is one of the most childish useless senators in the history of nigeria. Btw of what benefit is this building to the people  Rubbish |
Politics › Re: President Buhari Developmental Plans For The South East by blackpanda: 6:33am On Nov 15, 2017 |
Buhari till 2083.....  |
Politics › Re: President Buhari Wears Isiagu (Igbo Attire) In Ebonyi by blackpanda: 6:30am On Nov 15, 2017 |
dokiOloye: How can Nigeria be united under a president that made d 97% vs 5% speech and is implementing it? Some people already hated buhari long before he became president. And its not because of anything he said or did, rather just because he is from the north |
Food › Re: Roasting The Monitor Lizard Caught In Our Rice Farm Today (Photos) by blackpanda: 6:32pm On Nov 10, 2017 |
This is disgusting and dumb. Una no de tire for ebola and monkey pox  Always hunting for d next virus. Smh |
Christianity Etc › Re: Apostle Suleman Replies Daddy Freeze on Tithing Controversy by blackpanda: 6:29pm On Nov 10, 2017 |
FaniDan: , and,this is the reason why sometimes some stuff happens to you and you will be like why me, Ask Mariam in the Bible she will tell you It doesnt work that way. God is not a native doctor. If he was they wouldnt have been able to murder jesus christ |
Politics › Re: PDP Alleges Plot To Arrest 50 Bigwigs by blackpanda: 11:11am On Nov 09, 2017 |
[s] ChangetheChange: 
2019 will be messy for Buhari and his cabal
Buhari is a drowning dictator
[/s] SMH! Wake up already |
Politics › Re: PDP Alleges Plot To Arrest 50 Bigwigs by blackpanda: 11:10am On Nov 09, 2017 |
If you people didnt loot nigeria dry, nobody will be able to remove u from office let alone use u as scapegoats
You have eaten our yams, so be prepared to be treated as goats |
Celebrities › Re: Shan George Comes For Nigerian Pastors Over Tithe And Offering by blackpanda: 12:21pm On Nov 06, 2017 |
Pearl27: tank u for dis comment,so what will d govt use our tax to do? She sud attack politicians rather than men of God. But she is not attacking, rather pleading for assistance If a pastor can buy 4 private jets, i see no reason why same pastor cant repair 1km of road. Afterall the churches claim to be charity org and so dont pay any tax |
Celebrities › Re: Shan George Comes For Nigerian Pastors Over Tithe And Offering by blackpanda: 12:19pm On Nov 06, 2017 |
lol Dem don hear u. Go and cry no more, the lord shall meet u at your point of need Shallom  |