₦airaland Forum

Na wa for this country

omotola224:
I funded my mutual funds yesterday on first ally
When do I start earning?

Nothing has happened today

If u funded yesterday, u earned profit today

omotola224:
I joined Zedcrest this month
Based on your analysis
Is it better to take out my funds which is my capital and come back later like your suggestion says

The profit right now isn’t tangible
Should I leave the funds there
I wasn’t planning on withdrawing anytime soon though

If u joined this month, it is too early to withdraw. Except u have urgent need for cash. If u have no urgent need for cash, I will advice u to wait till the end of the year.

Ensol:
@Bluearrow, @loriHamo have you guys initiated withdrawals from GTEF, how was the processing? I hate the idea of them having to update a day after trading because it means they get to keep the profit your investment makes

No withdrawal yet

Love800:
You mean they contacted it after sex?
Your write-up is confusing.

No just like the person I quoted said
Most people with hepatitis b got it from birth
If u do a survey, many of them were still virgins when they were diagnosed of hep b.
It is not like HIV that is primarily transmitted through sexx

Nextjs:
U can ser the missi information and stigmatisation in Nigerians

80% of people who gets chronic hepatitis B actually got it when they are a baby. Its a children disease and if adult catch it u will get clear at 90% chances
That's why children born from 2000 in Nigeria and 1990 in America get the vaccination instantly after birth

You are very correct
Many hepatitis b carriers are virgins
Few people get it from sexxx

Nextjs:
Does it mean when ur eyes are yellow u now have hbv? No
Rather when u see your eyes and body start turning yellow then it might simply mean u have jundice due to high levels of bilirub.

Only a few numbers of people who get hepatitis actually show the yellow sign and it's in the first few months.

So the important message is do liver, kidneys function test, etx

Exactly
Yellow eyes are usually symptoms of Jaundice.

BarrElChapo:
Hepatitis B is more deadly that HIV imo

If detected on time it is not
Any sickness not detected on time can be dangerous. It doesn't apply to hep b alone

I have been seeing topic of hepatitis b ever since this Alex news broke out. Hepatitis is not the only cause of liver cancer o, that your sugary drinks & fatty fried food u are eating all the time can give u fatty liver which will degenerate to liver cirrhosis & u won't even notice until it is at critical stage. Alcohol & fatty fried foods can cause liver cancer too if unchecked.

Dramadiddy:
definitely chapel hill is among the best, I just think they need to slim down their portfolio, I bet that zed has a slim portfolio and that allows them capture so much gains, I couldn’t forget seeing their holdings here couple days ago

I don't think it is really about portfolio, zed is still relatively new in d equity fund market. Paramount has been here & they have been consistent. I'm not even convinced zed maybe able to maintain this pace by next year. When I started zed this year, equity subscribers were less than 500, but currently it is heading to 4k. So they maybe putting all the effort to create a mark in the market since they are still relatively new. But if they are able to sustain this pace for like 2-3 years, then we can start making arguments for them. Obviously they are going to be the best equity fund performer for this year. Last year gt equity was hot, but see what they are doing this year.

zed7:
Emergency fund is a reasonable thing to have. However, even a millionaire is a step away from going broke if a terminal illness shows up.

True
Na who serious sickness never hold dey think him get money.

90% of Nigerians don't have emergency fund. They don't even know where the money for the next kids school fees or feeding will come from, but somehow, we are still surviving.

Eba50:
all his sports cars, duplex will then be owned and squandered on women and hard drugz by those who weren't there for him when he was nothing, even mocking him. This love no balance

The moment a very wealthy man in my area d!ed, his first son squandered all his wealth on women. The man had a very big land behind our family house, the son sold all of it at very cheap prices to people in my community to sleep with women & buy drinks. Nothing matters when u are dead, what is important is what u did with your life when u were alive.

killsmith:
Was at iyana iba the other day and I saw apples for just 200 naira. In an era where everything is expensive, how on earth did apples become cheaper than mango and oranges?

I also read using grinding machine to grind your tomatoes is bad because metal filings from the grinder enter the tomato and can affect the kidney.

We are just lab rats for the powers that be

Our grandparents used grinding stones because there were no blenders back then, yet to lived longer than this generation. Forget all those talk...

Yorubastardz:
Atleast have a seed that continues your legacy.

Legacy is pointless to the dead!
Kids are only useful when u are alive, once u are gone, nothing matters anymore.

Telltruth123:
Thank you very much, we tried to do well, they told us that there is rock underneath that is why we didn't see well in our area.
For the price of the borehole, some charge N700,000 but the cheapest is N300,000. People are not ready to give water, no government water and nobody is selling water we beg to get buckets of water.
There was a day we bought 3 litres of fuel and gave our neighbor to put in their generator so that we can fetch one drum of water, they returned the fuel and gave us 3 buckets of water and lock their tap.
Haa, water is very important, if my neighbors are pumping their water and is wasting away, I always feel bad honestly.

But the source of borehole water is natural & unlimited, why are they this stingy with water?

Switinthemiddle:
This is so heartbreaking.,... Now I know for a certain I have to take my Hepatitis B Diagnosis seriously..... I've been nonchalant towards it.. Now it's looking so real to me.....

Not every hepatitis b is active, some are inactive which doesn't pose a threat to the liver. The thing is hepatitis b & alcohol do not mix at all, alcohol is naturally bad for the liver.

Javid13:
Hepatitis B or C

Hepatitis is not the only cause of liver cancer
Ordinary poor eating habit, Fatty liver or alcohol can lead to liver cancer if unchecked.

FreeStuffsNG:
Until it is confirmed , treat this as fake news.
Liver cancer stage 4 is not sudden heart attack and at no time was it reported that he is down with illhealth.

He has a family and associates who can confirm. Please wait.

When last did u see him feature in a new movie, online or any social media platform?

chopnaira:
No wonder i dont see him anymore on social media trends.

Stay healthy guys. Drop alcohol, ciggaretes, excessive sugar, salt, and oil. Keep on top of your health.

Why did u add oil bro?

kolaa007:
I guess we can all benefit from this thread. Looking to start farming on 10 acre should i just do cassava jeje or go into palm or do poultry but i think poultry wahala is too much and require much resources

True, poultry get wahala o
It needs proper management

James4358:
I inherited seven stems of Cocoa with a plot of land in the village that was only good for Agriculture from my dad about 5 years ago when he transion to the other side. I was struggling with a Para military job that the pay couldn't take me home.

I decided to look homeward. Applied for study leave, went back home to my father's land, cleared the only plot he had and extended the cocoa farm of seven stems to about 300 stems as at today.

I initially did 900 nursery for transplant but only about 300 survived.

Today my farm pays me more than what I spent 5years to study in school.

Bro how do one get into this?
I have more than a plot in my compound I'm not using, I was planning to build rental property there, but with the high cost of building & low ROI on rental properties, I think it will be more better I use it for farming.

Naxtrad:
I did such mistake by building a 4bedroom duplex in front and at the back a 2bedroom upstairs and a big sitting room and a room downstairs(For rent). Business became slow because of increase in fuel so I moved into the 4bedroom duplex(80 percent completion: painting and water tank stand plus soakaway are what's left ). I should have diverted the money I used for the 2 and 1 bedroom at the back into another business by now I won't be struggling with funds.

Chai it was a big mistake
It is always advisable not to spread hand on more than one project at a go, it is better to complete one, observe your finance before starting another one. Building a house in this country is capable of reducing one to nothing. You will deplete all your savings & the house will still be far from completion. At a point u will start envying people living in rent, because house project will almost take away your peace of mind.

Sonofgod1990:
That exactly what happened when I was building my hotel in imo state. But God letter Saw me through

Arsenal 0 vs Burnley 2

Hotel is such a big project
At a point u will keep questioning yourself why u started in the first place. Building a house can be very draining.

aswani:
I doubt these prenup stories.

If they had kids, I doubt they will deport the mum. UK social services will defer to the woman per child custody.

This story is very fake.

She has been deported
Her false accusation of DV was what triggered her deportation. UK is not Nigeria where they can manipulate things

omotola224:
Is my investar the same as fa trust app
Pls guide
I want to invest in investar what’s their app name I don’t want to download the wrong one

No myinvestar is not fa trust app
The app name is myinvestar owned by firstally

Johneleojo:
STANBIC MMF just got better in their funding, within 1minute my MMF acct was credited with math no stress…. Cool

When we say these things are possible, alot of folks keep making excuses for stanbic here. Myinvestar mmf has been doing this for long, subscription is instant. It is good stanbic is improving & I hope other fund managers follow suit.

TossTos:
It is possible with the Grace of God and cutting of ones coat according to ones size .. with the grace of God, I built my 3bedroom flat not earning upto 150k per month then .. though , it takes sometimes before I could finish it , no rushing.. I don't borrow money from anyone , no one gave me huge sum , I built it through savings of 1k,2k,5k etc as it comes daily to weekly and monthly till I finish it ... Firstly, I don't even live an extravagant life , all of my pursuit then is the house .. no reckless spending, just to save up and do the next thing till I finish it by God's grace .. I wanted to borrow 200k from Access bank within that time , them disappointed me . That was when I used all the money with me to purchased Tiles and i want the tiler to start work immediately.. I had to tell them to wait till ending or the following month , and I did it.. living at the house now .. 600k monthly will surely do it , that's if you're receiving the salary every month without delay from the company management..

You built your house in previous government & have no idea the current cost of building now. Someone earning 600k now can't build in this present day Nigeria. So long his feeding & welfare is included in that 600k.

samwash:
The problem with our youths of this days be say dem wan buy land for Banana island or Ikoyi, some wan buy land in the middle of the city centre and they want to build castle or mansion.
All those city centres you see around today was ones a thick forest.
You Wen dey live with low salary,go find land buy for forest, build waytin you fit afford, civilization go come meet you there.
Before I forget,if you dey buy land for the forest, try acquire big land or try get land for land Banking, he gets why.

Price of bag of cement is same everywhere, whether in Ikoyi or rural area. Only price of land affects location, but the building cost remain the same regardless of location. Building in this present day Nigeria is not cheap anywhere. Anyone that get motivated with posts like yours to start when they are not adequately prepared will be left stranded & abandon that project.

Orinechi:
A person collecting such amount can build a comfortable bungalow within 2 year.

I just dey laugh at your comment
You will abandon the project after 2 years
Many of u have not built recently & have no idea of what it takes to build a house now

Nairalander248:
Englishisamust If you follow this thing called discouragement from this person wey need brain, you won't build...

Most times it's better to ask Chatgpt something than to come and ask here for people like this to discourage you.

Use the prompt below on Chatgpt and get your desired answers of 90-98% accuracy...

Prompt

Assuming I already own land in Nigeria, can a monthly budget of ₦600,000 realistically build and complete a standard 3-bedroom house within 1 year? Please provide a detailed cost breakdown covering foundation, block work, roofing, electricals, plumbing, finishing, labor, and other miscellaneous expenses based on current building costs in Nigeria in 2026. Also suggest the most cost-effective building strategy and indicate whether the budget would fully complete the project or only reach certain stages

Please read the post again
A family man earning 600k per month will struggle to run a family of 3 with good education & health care, not to talk of building a house. Earning 600k is different from a budget of 600k. For u to budget 600k monthly it means u are earning above 1m. Mind u 70% of people building houses in this current government are regretting why they started.

madridguy:
People earning less than 200K per month are building also not to talk of the whole 600K.

Obviously u haven't built a house recently so u won't understand. 200k salary to build which house?? You will really struggle to build a small bungalow with 600k salary & it will really take years if u have no savings & u may abandon the project if u have a family.