₦airaland Forum

Dear  Uch,

I am definitiely not an expert in all fields of mathematics. Few individuals could ever have claimed this - perhaps in the 18th Century someone like C.F. Gauss could feasibly have been regarded as such - but now the field of mathematics is so huge I very much doubt anyone could serious claim that what your colleagues say is correct.

I regard myself as a jack of all trades and master of none. Perhaps by most prominent skill is to educate young researchers, a task that I very much enjoy.

With all good wishes, Carol

Professor C. A.
Chair of Financial Risk Management, ICMA Centre, Henley Business School at Reading
Chair of the Board, Professional Risk Manager's International Association
Email: c.al**@icmacentre.ac.uk
HomePage: www.carolalexander.org
Market Risk Analysis Website: www.marketriskanalysis.com
Work: +44 (0)11 **
Home: +44 (0)20 **
Mob: +44 (0)7 50 **
Fax: +44 (0)20 **

Her views presented here are modest at best.  I wouldn't frankly expect anyone to reply saying "I'm a master of all".--

If anyone has actually bothered to study the responses from the onset, it shouldn't be difficult to see that my take on who a real mathematician should be, is someone who is not limited to a specific field of mathematics as argued by Tanimola, but more of an individual who is capable of applying expertise in several other field.  Her response of being a Jack of all trade further reinforce this argument and my initial position on her isn't very far from this view either.

Things only started becoming ridiculous real fast with people here demanding to see someone who is in the top 5-20% in every field, this is even after i made clear that my definition of an expert is someone who is capable of using existing knowledge or abstract thoughts to solve practical problems easily,  but that definition wouldn't do for Tanimola, yamakuza and the other idiiot who  claimed to be an educated "solid maths graduate" but he's clearly incapable of constructing any logical thoughts----They all wanted to see an example of someone who has delivered ground breaking achievement in every field, to them only such an individual can be regarded as an expert.

What's funnier is the fact that everyone seem to have ignored what brought about the argument to begin with.  Tanimola clearly positioned that it is very possible for a known mathematician to be very good in one area of mathematics, say Algebra for instance, and suck badly at another, say statistics.  My argument at this point was that there should be a clear distinction between who a book worm is and who a real mathematician is (the first time i used the term "real mathematician")--- it was from this point that everyone wanted to see someone who is an expert/guru/top5-20% in every field

I suspect that your flawed argument is rather based on your somewhat shallow view of who an expert is.

Kindly provide 1 (or more, so we know its not an isolated case) person(s) who was an EXPERT, GURU, TOP 5%, MOST KNOWLEDGEABLE in AT LEAST 15 of the 19 (or more) branches of Mathematics

Their are individuals, millions of them, who aren't necessarily in the top 5% of a chosen field, does that  rule them out as being experts in such fields?

If an individuals has rich experience using econometrics model for over 15 years but has chosen to specialize in Game theory, does that make him or her less of an expert in econometrics?  If my mechanic can fix cars in his sleep, but not in the top 5% of mechanics that can do so, does that rule him out as being an expert?

NO!  i can't provide you with information on an individual who is in the top 5% across 15 branches of mathematics, what i can provide you with is an individual who has developed expertise in at least 15 branches, i would then need you to prove to me that they are merely knowledgeable in those fields.

werepeLeri:
^^^

So you compare burglary and robbery to driving against the traffic?

Hmmmm. No wonder!

You make it worst. Imagine Fashola following the police to burst a robbery gang. He will be too smart to do that.

haha, accept defeat and move on.

yamakuza:
Sir,

Now would be a good time to honorably concede defeat before The Marines arrive, lol!

I perceive the flaw in your arguments stem from this myopic view :

You should first answer our Question, the one you have been dodging, before we attempt to re-answer yours.

Thank you.

Your question wouldn't be making sense unless of course there are specifics you'd like to see in someone regarded as being an expert in every field of mathematics.  if you can provide information on the evidence you'd be looking for in such an individual, then I'm happy to spam this place with a list of names.  other than that, i suggest you all should stop hiding behind ambiguity!

That asides, I provided an example of Paul Wilmott, you'd have to give me a reason to believe he's not an expert in every area of mathematics, now the ball is in your court.

If you are also replying, could you make sure you include in your example a renowned mathematician who couldn't punch above his weights in other fields of mathematics?

meiloya:
You are really very pathetic and not so smart. Although forum members might not want to talk, but they can all see big flaws in your arguments. Does being a smart mathematics graduate make me an expert in mathematics? No!

I am really sorry for you. Keep on exposing your ignorance. I am on point and I am very sure of this one.

Don't hold the next iron for dear life. Give the house an example of your so called experts in all FIELDs of mathematics.

ah, now you are pointing flaws in my arguments?  i dare say you have no smartness to do so, not when after reading my post you immediately concluded that i must be schooling in Reading.  To think you'd have us believe you are smart at all makes you look all the more pathetic and laughable.

And how do you know forum members can see the flaws in my arguments without reading directly from them? I would think some "strong/smart" mathematics graduate will have better ways of structuring logic, no?

Again, provide me with examples of mathematicians who given the fact that they have chosen to focus on a specific field of interest, cannot punch above their weights in other fields of mathematics.

Hopefully, either you, or the man who've spent donkey years studying the history of mathematics will have some "relevant" examples to give.

House, see this one is asking me questions with questions. Can you just see the naija mentality clearly being displayed here- Gush. I asked, T22 or yamazu moderator, a simple question and the so called learned graduate responded with another question.

It is obviously that you have lost it. Pride will never make you see road. I will give you time to google and come up with good and well articulated answers.

You are intellectually pathetic. I know some non-hard science grads on nairaland that would argue more sensibly. You are clearly and definitely not one of them. You are no more coherent.

I am beginning to sense that I am wasting my time. Imagine asking questions when asked a question.

Poor logic!

Dummy, it's not in your place to determine who is and who is not smart. considering the fact that you aren't very smart yourself.  

Pride will kill me?  very funny right? considering you're the one with an overblown ego and would not have a non maths graduate trash you down in a field you'd like us to believe you're an expert in.

Give an example of a person that is an expert in all FIELDS of mathematics.

stop being an eddiot, i shouldn't be the one to prove your daftness.  Why not take the lead with examples of renowned mathematicians who are clearly incapable of punching above their weights in fields outside of their specialty?

meiloya:
[/b]

Your logical ability is really very, very weak. It is an insult to debate with a person like you. So, to you and your shallow mind, being a graduate of mathematics implies being an expert in all areas of mathematics? You are indeed a non-physical or quantitative science graduate. Why meddle into a matter you know nothing about? Your logic is weak and pathetic.

Is this what we call a graduate or may be Reading University graduate. Naija's future, I weep!

Answer the question-

I'm starting to have the feeling that I'm merely wasting time discussing with a dun[i]c[/i]e , whose IQ probably bears the same digit with his age.  First and foremost, i never mentioned that I'm a Reading graduate, or do you suffer from dyslexia too?

Second, if you read from the very beginning, in this case, I'm assuming you have any smartness in you to understand the simplest bits, I have clearly mentioned who i believe an expert in a certain subject should be.

^^

I suppose this question is a bit too difficult for you to answer, no?

So, tell us, Mr Solid Maths Graduate, which "specific field"  of maths graduate are you? I'd assume by the rubbish you've successfully posted up there and also given the broad nature of mathematics, no individual can simply lay claim to being a maths graduate, No?

especially given that the OP's original post was

I have a degree in Computer Science and Mathematics[b] but I am extremely good in Mathematics[/b],

and the same Tanimola, whom you found his post very inspiring, would like to know which specific "kind" of mathematics he's good at.

Go straight to the point. Give nairalanders an example of someone who the world knows as an expert in all fields of mathematics.

Stop beating about the bush. I deal with well-educated people. There are some of them on nairaland. You don't appear as one. This topic you are on has exposed you.

"I deal with well educated people, bla bla bla and the world revolves around my ego bloated, empty headed, face "

Most people i know don't go about asserting how smart they are, people who do are more likely than not, suffering self esteem issues, usually from their own deficiencies in the field they claim to be "experts" in.

I suggest you be the one to bury your head in shame, not unless you could provide examples of people who are only experts at one field of mathematics and suck badly at others.

^^

don't be stuppyd, whatever is wrong with goggled names?

Mathematics is a broad discipline, YES!. .but it's also a discipline that cuts across each other. Defining expertise come with objectivity. In my view, you're an expert in a field as long as you can apply existing knowledge or abstract thoughts to solve practical problems in such fields.   There's no rocket science involved;

If you aren't good at Calculus and Algebra, there's no way you can claim to be an expert in Differential Equations----if you aren't smart at differential equations, there's no way you can work on complex variables----if you aren't smart at complex variables, there's no way you can be an expert in group/number/knot theory.

Many of the individual names i listed up there have special interests in specific fields or another, but more likely than not, they do have expertise in unrelated mathematical disciplines.  

Saying[i] "I'm a mathematician who likes statistics but hate algebra"[/i] is pathetic and laughable.

@facebook: twould be fair if u put back the post you deleted.

I don't see how it will add value to what is being discussed.  Much of what was in the initial post had an insulting tone to it and on second thoughts, i feel it's best if i don't tow that line.

Don’t even try taking me on. I am a solid mathematics graduate. I will floor you at once. Reading university, not so cool.

So, tell us, Mr Solid Maths Graduate, which "specific field" of maths graduate are you? I'd assume by the rubbish you've successfully posted up there and also given the broad nature of mathematics, no individual can simply lay claim to being a maths graduate, No?

tanimola22:
Nobody is bragging. My post was humble enough and clear.

I or we needed to know how one person would be an expert in every area of mathematics. A certain poster said this is possible and claimed that my ignorance would soon be revealed.  I responded to the poster and said that I needed an example because I assumed the poster is very vast in the subject he contributed. I just wanted an example before I start the real argument if the given example lacks substance.

Still waiting for the example. At least, your example would prove Alan Beardon of Cambridge University wrong, and I would personally send him your example to your honour.

Oya, expose my ignorance. I am waiting.

Nikolai Ivanovich Lobachevsky
János Bolyai
Augustin-Louis Cauchy
Karl Weierstrass
Bernhard Riemann
Carol Alexander
Paul Wilmott
Damiano Brigo
Phelim Boyle
Gunduz Caginalp
Louis Bachelier
Peter Jaeckel
R. Scott Morris

------- are all called mathematicians, because they've embraced mathematics as a way of life.  The fact that some of them have chosen to specialize in a specific field does not necessarily mean they aren't hot shots at the rest. 

Case in View: Carol Alexander.

Carol Alexander studied something in the line of algebraic number theory; she taught advanced econometrics  at Oxford; taught calculus at an advanced level at Reading/supervised phd students working on game theory; worked as an Algorithmic director; wrote books on Market risk analysis; has written dozens of journals on topics in advanced mathematical theory and computer programming.

If you've found a student who's only good at statistics but sucks badily at calculus, then you have simply found yourself a book worm and i suspect that you, my friend, are a book worm, not a mathematician. That you come on a public forum to announce your knowledge of ODEs and PDEs plus how you've spent donkey years studying the history of mathematics, plus how you've dined and wined with Alan who? all the more proves you are just a normal everyday guy who happened to stumble on a few maths textbook here and there.

:-x

tanimola22:
Agreed, you are not wrong. And I don't belittle people either; however, he or she should (well not must sha) be able to show us what he or she has done as a proof of his or her key strength area. At least, we would be able to quantify the key strength area and then counsel accordingly. Or am I off point? Maybe sha, I am not sure again. But I know that mathematics is very, very broad. I know people who are extremely good at applied mathematics (physics, some engineering fields and co), but suck very badly in pure mathematics or statistics. For one to say that one is extremely good at mathematics without giving details as to the specific area(s) is, in my opinion, only laughable at best. This talk reminds me of my undergraduate days where some students left engineering departments for mathematics department with the mentality that 'they know mathematics very well' and so they would do very well in mathematics department. Well, to cut the long story short, the one who did well among them just managed to graduate. Reality dawned on them when they got to know that mathematics is not just calculus or ODEs or PDEs or mechanics.

Or OP, did you mean to say you like 'computing derivatives, solving ODEs and PDEs or solving algebraic equations or doing linear algebra'? If that is the case, then let us know. We know what to tell you. Meanwhile, ODEs and PDEs are just a tiny area of mathematics. Mathematics is broader than those areas, my bro or sis. In my experience, people that are sound in the stated areas hate things like abstract mathematics (rings, groups, measure theory, fields, functional analysis and co). Do we still conclude that such people have excellent knowledge of mathematics or are extremely good at mathematics? If you asked me, I would obviously say an emphatic no! This is not a secondary school view of mathematics.

I believe I have now made myself understandable just in case I could not achieve clarity earlier.


Truly yours,
T22

You haven't met real mathematicians. When you do, you may be forced to apologize for making such ignorant remarks.

More so, people tend to mix up the asset-liability concept when it relates to how it is presented on the balance sheet of banks. Banks create assets (loans and advances) as a potential source of income, the big buildings and the flashy cars you see are not assets , they are liabilities because they have to be charged off via ‘depreciation’ against the income statement of banks and they don’t earn any interest. However there are some instances when ‘office space’ within such big buildings can be rented out as with the case of UBA on Marina Street and income generated here is classified as ‘income from extraordinary activities’. Bear in mind that banks are in the business of financial intermediation (sourcing funds from the surplus and making available to areas of deficit whilst making a ‘spread’)

erhm, uncle denee, pls stop mis-educating people. The big buildings and flashy cars are Assets, not liabilities. They are known as long term assets, and they are depreciated over time by a contra-asset account known as accumulated depreciation.

Yet again I connote that, in the case of Intercontinental, non performing loans have been acquired with the intention that they will be recovered. As for the nationalised banks, an equity stake has been acquired to keep them afloat as there were no indications that they would be able to meet the September 2011 deadline. I don’t know how else to explain this again!

when a Bank's balance sheet falls to negative NAV, it means all it's asset claims will revert to its debt holders (depositors/other lenders) and shareholders have absolutely nothing!!!

AMCON comes in with lots of money, buys up all the bank's liabilities which gives it full ownership to it's assets, AMCON sets up securtized debt instruments, sells them to the market in form of bonds, and informs investors that those bonds will be financed with cash flows from the bank's assets into the future.

when access paid 50 billion for the bank shares (let's assume was bought from existing shareholders), it would be logical to assume that they were buying worthless shares since those shares were not backed by any assets capable of generating cashflows into the future. (those assets now belong to the debt holders --- AMCON in this case)

But then, surprisingly, we find that this is not the case, AMCON has infact given out all it's assets to this Majority stakeholder for free;

The whole arrangement is definitely wishy washy, any smart finance/accounting student shouldn't take too long to discover that.

Please let’s get it right. AMCON has not inject equity into these banks. Though, it has the power to do this under the jurisdiction of the CBN, what it has simply done is to acquire eligible bank assets(loans and advance) as stipulated in the AMCON act. I have attached a link to the AMCON 2010 act below for further guidance.

Thank you!

This is very contradictory!

On the one hand, you mentioned that AMCON has not injected equity

On the other hand you mentioned that it has simply acquired the firm's liabilities and asset claims

Simple accounting equation states: Total asset - Total Liabilities = shareholders equity.

Do you mind explaining to us simpletons, how one can acquire assets without acquiring equity?

Well said. M and M theory relaxed a lot of assumptions some of which I will outline below-

The theory assumes that the market is perfect (in reality, there is no such thing as a perfect market)
It also assumes that there no transaction or bankruptcy costs; firms and individuals can borrow at the same interest rate; no taxes; and investment decisions aren't affected by financing decisions.
There is no asymmetry of information( information asymmetry deals with the study of decisions in transactions where one party has more or better information than the other this is the typical case with the Nigerian capital market , that is why a 'selected minority' always take the majority of investing public for a 'joy ride' over and over again!)
[/li]

Of course you will agree with me that all these don't apply in reality. Also there are other propositions put for for M and M himself like MM II(including taxes), critique by Jensen and Meckling et al. So in the real world, there is no clearly defined optimal capital structure for a firm. Even in the graph that you have mentioned ,what is suggested is a range and a atop point. In the real world, the optimal capital structure is determined by the level of expansionary activities or projects funded by the firm. I have only suggested a solution based on the question

Assumptions of MM theory or not, all companies know that there's always an optimal position for equity and debt in a capital structure. Critiquing assumptions has never made them less viable. for instance, the assumption of normality of asset returns is one that has been made for centuries, and even though it's very wrong and has been criticized over and over, it remains the principal tool for which multi billion pounds deal are made.

Saying there's no generally accepted range for the debt equity ratio mix is a totally wrong concept and although debt is cheaper than equity, there's a point where an extra increase in debt will do more harm than good in your overall capital structure. And no, i won't have to go trawling through academic journals to buttress this point, I'm simply telling you what obtains in the real world.

Secondly, 'private equity' used here is a generic term because it consist several several asset classes (one common feature with all is that investments are in companies that are not publicly traded on the stock exchange, like the Facebook example cited) These asset classes include but not limited to the following

It's called Venture Capital. All you do is simply to approach an Investment bank who values your business and sells a certain level stake in your business to some of their rich friends, your firm does not have to be a growth firm or a rapidly expanding one. Stop reading all that stuff you see in your textbooks and start studying what actually goes on out there.

If Mr XYZ approaches Warren Buffet with an offer to sell 10% of his business, it's called a "Private Equity" and the type of private equity could be classed as "Venture Capital".

For question two, we are on the same page because I have suggested that raising money from the equity market was not the best since the capital required is to fund a project which I presuppose would have a life span. You say that interest rates are quite low now? Are you sure?. Even with the ever occurring debt crisis in the Eurozone (in the P.I.G.S countries and the recent downgrading of the US credit rating by Standard and Poor? See link below to back up my claim

Are you in the financial industry at all? pardon my indignant statement, but I'm not quite sure I'm having this conversation with someone that has an understanding of events in the financial industry.
Of course Interest rates are at the lowest, in Japan its 0.00, in US, 0.25, in UK, 0.50. Eurozone which went ahead to increase base interest rates in the first quarter are quite unsure what to do now in the case of rising bond yields that meant that staggering companies will have to borrow at higher interest rates.
We are in a recession, and there are prospects of QE3 coming up anytime soon, which means companies will even have more free cash at their disposal.

However, I seriously doubt if a 'carve out' can be applied in this context because in a 'carve out' the firm only sells a minority stake (usually 20% or less) in a subsidiary for an IPO or rights offering. Going by the question, poster asserts the the boat and air division make up about 80% of the business and that the the company is to be sold off at the best price.

I suggested a spin off and not a carve out, i only mentioned a carve out for OP to read up on.


PS. sorry if i have been unduly rude in my remarks, they were probably necessary.

There is no generally accepted range for the debt to equity ratio but since the owners want to remain at the ‘helm of affairs’ whilst having liquidity, I would suggest a maximum range of not more than of 49 to 51(i.e. 49% debt and 51% equity) This is based on your assertion that the firm is solely owned. It could be 30 to 70,40 to 60 but should not exceed the limit set above.

Wrong.
There's an optimum position on the U curve shaped Weighted Average Cost of Capital that defines a balanced mix of equity and debt. Read up on Modigliani-Miller Theorem.

@ OP.

Question 1 - A client of yours owns his own business 100% outright. It is worth £500M and he/she would like to get some liquidity out of his company, but still wants to continue working. How do you advise your client to get the maximum valuation, while still retaining some ownership

Private Equity is all your client needs. Think of Facebook Inc as an appropriate case study. And i think you've used the term "valuation" wrongly. Getting a valuation on your business would not make you lose ownership of your business, it simply gives you an estimate of what your business is worth today in terms of future possible cashflows.

Question 2 - A public company is currently trading at a 52-week low. The company's current quarterly reporting is on schedule with analyst's and management's predictions. The management team is looking to raise money to fund a project, which they believe will double the company's EBITDA. What options do you advise the company to pursue in order to raise the necessary capital?

There are several reasons why a company will trade at a 52 week low, for one, it might just be unnecessary market sentiments. That said, if the company is looking to raise capital, debt markets might be the way to go, given that all over the world, interest rates are testing the lowest levels ever seen and might remain so for a long long time to come.

Question 3 - Your client has a company, which manufactures and sells propellers and is preparing to sell the entire company. The company is comprised of three divisions: boat, air, and windmill propellers. The boat and air divisions comprise 80% of the company, while the windmill division makes up only 20%. The boat and air divisions are losing money, while the windmill division is making money, so the net effect of the company is to break even. What do you advise your client to do in order to help them sell their company at the best price (ie. best valuation)?

What do you mean by losing money? are they making losses or is it the case that they aren't making profits? they are both two different things. Either ways, the best valuation for you company will be worth your company is worth, no more, no less. If you are willing to dispose it, you can sell it off in bits as a poster suggested above, but you must remember that this will generate a liquidity problem and you might be forced to sell them for a very low price than selling the company as a whole.

Certain things don't sell like Akara in the market, you will have to wait for months and in some cases years before you find buyers. Who will be willing to buy an air propeller from you in the next few weeks for the amount that it is actually worth? answer? Noone!, well, of course with the exception that you are lucky enough to find people that are desperately in need for an air propeller which only ever happens one in a million cases.

So what will i do? Create a spin-off and dump the shares of both companies in the hands of existing shareholders. You can find out how spin offs and carve outs work and google.

^

You're now my biitch.   

190:
Chineke

Pweety4me what did you say to bookface cos that dude is mad crazy

He reminds me of those half baked rabid dogs back in Nigeria


Bookface - We have been cool before now, PLEASEEEEEE - If you dreamt and saw me in your sleep

Im sorry, it wasnt me you saw, FREE ME ABEG!! - im on point. Worry bout your woes life 

I dont have strength this afternoon to drag abeg 

I am usually a very peaceful poster, i only hate when men suck up to bytches.  If in the end, if she doesn't give you a head, then you're doomed for life, mark my words.

If i had dreamt of you, i probably would have killed you in my dreams.  By the way, weren't you instructed to shut the eff up and stop replying?  you're gon make madam angry o 

190:
You get strength, Im out

You're dead 190, you've been deposed of your manhood, you're officially dead, you should really sit down and contemplate the woes of your existence.

It's one thing to love peace, it's another thing to endure BS, you, my friend endures BS, you will suck up to the most repugnant girl on earth, just to get an hello, and like that, they keep using you like a pair of old worn out dirty socks. I really have no qualms with that, who knows maybe i could even get you to suck on my dyyk.

Pweety4me:
[color=#550077]190 - stop replying.[/color]

190:


YES Maaam!

Im out and you ignore em too pwee 

worship the bytch, you ball-less creature, worship the bytch

[quote author=Mynd_44 link=topic=695616.msg8594564#msg8594564 date=1309105001]@ pweety, I am sorry i tried to play PEACEKEEPER.[/quote]Are you Liicking arrse already?  or you're just playing the ol' make-me-feel-really-guilty game?

190:
   - bookface

Leave that to her and stop biitching around her    

You should be the one to stop sucking up to her.  I bet you've got vaginna in place of ballz, wtf is wrong with men these days?

You come across as the type of little boys that will squeak and clean just to get a lady's attention.  Pathetic is what i call it!. Go ahead and worship the little bytch. who gives a tod?

190:
And you're a qualified, proficient, skilled, trained, practiced, certified, fool at 40 - not my words dou   

Even this, wouldn't get you in b[i]i[/i]tch's skirt.  She said GO GET A LIFE, sadly tho, i agree with her on that!

Professional fool 

190:


Shut up leave my girl alone - I dont care what u think, she's nice if you really get to know her

Leave her alone and be y'all walk away  alive

U 're truly a professional fool!- not my words tho.

Phate07:
^^You certainly do have a pathetic love life then

I couldn't agree more.

190:
^excuse me are u saying pweety4me is pathetic and useless and A destitute to mankind   

I go slap u o   

No, he's saying pweety4me is a shallow minded, loud mouthed iidiot, maybe even a LovePeddler, and he probably is just wondering why someone like you could say "she's the love of your life". Do you think it has something to do with you being a "professional fool"?

Your are talking about your mother!!

YOUR OWN ASHAWO MOTHER!!

Is it my fault you no get job?why are you poker-nosing?na your mama dem call?y not use your brain?go get a job & stop fcking poker-nosing, you uneducated Arrow as if it's my fault, your ashawo MOTHER couldn't pay 4 your school fees dirty thing, you couldn't answer the thread but chose to open your nose to anothe person businesss.

IT IS your MOTHER THAT U R TALKING 2, SO GO SEND HER YOUR MESSAGE ON HER GRAVE!!

IDIOTTT

Omo osan.
Omo lasan lasan.

Omo jati jati.

This is why the legality of abortion must be considered.

I smh for her parents, they would have been better off if they were childless.

why do you people just assumed she's pretty? Because her username is pweety4me? shior.

This is the internet men, you people should stop giving users like her undeserved props, it will only make her feel like she's got two vaginnas, and she could therefore walk all over others.

For all i care, "she" might be some jobless ijebu "dude" typing shiit from OSU.

OYINBOGOJU:
All these young girls in America,only God knows what they are thinking with their brain,

You Say

I say

Yoruba

Yoruba

Something wey no concern you

Pweety4me i don`t expect this kind rubbish from you.

DO YOU HAVE TO INSULT 190 MOTHER BASED ON YOUR INEFFICIENCIES?

If there's anything she lacks, it's the good ol'manners.

I won't be surprised if she insults her parents in the real world.

Omo labí, wèrè ló yà.

Omokómo ikeji ajá.

A lady who's friend with a sister whose brother's cousin and Aunty are close to his husaband. . .wtf are you saying? Just go straight to the point already

REALITY101:
Brown teeth  


@the Red  

@the green bulahahlahahaha damn tell me more about it  

Lol, the babe was trending on google.  A search on her name came up with lovely pictures and lovely tags alike "Nigerians scammmmmer!", you can't possibly miss it.

When the parents recognize the damage NL could do to the well preserved family name, they called Seun's puppet masters, and the puppet masters did what they do best, - pull the strings.

The case was swept under the carpet!

According to Legend:

The babe went gung ho on Seun, her dad called up Seun's Web host to threaten fire and brimstone, he poor bloke pee-ed in his pants, pulled down the thread in a quick whim!!!

The chic is probably back on NL, we now know her as Mrs Chima!

thanks for letting us know what we dont know already