2023 Marks a Grim Record: Mediterranean Migrant Deaths Soar to Highest Since 2018, With 2063 Lives Lost According to UN Tracker

Disturbing figures reveal a relentless stream of tragedies as migrants seek entry into Europe. Last week, a heart-wrenching shipwreck claimed 41 lives en route to Italy's Lampedusa from Tunisia, with another separate incident recovering 11 bodies in Tunisia itself.

Delve into our compilation of insights and reports shedding light on the deepening global crisis.

Insights
The Central Mediterranean route, the most popular yet treacherous path from North Africa to Italy or Malta, claims one life in every 21 migrants.
This crisis disproportionately impacts Africa's youth, notably those aged 15 to 24.

Accounting for 54% of Africa's workforce, they grapple with challenges like high unemployment, climate-driven disasters, and social unrest, driving many to embark on perilous journeys.

More insights -
https://www.capith.com/migrant-deaths-in-the-mediterranean-are-the-highest-in-four-years/

My PhD friend from UNN just moved to Ajah and has been seriously looking for a library to concentrate on her writing. Any library you can refer her to? She just need a place of quietness. She has all the materials but she just need a place she can work without no distractions.

Offer ends on the 30th of June, 2023.

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As an experienced entrepreneur, I believe that investors should have a certain level of influence in the companies they fund, but the extent of that influence should be carefully considered and negotiated to ensure that the company's vision and direction are not compromised.

When an entrepreneur seeks funding from investors, they are essentially asking for a partnership. In exchange for capital, the investor expects a return on their investment and potentially a say in the company's operations. This is a fair exchange, but it's important for both parties to come to an agreement on the level of influence the investor will have.

Ideally, the investor and entrepreneur should share a common vision for the company and work collaboratively to achieve that vision. However, there may be times when the investor's priorities diverge from the entrepreneur's. In these cases, it's important to have a clear understanding of the investor's expectations and the entrepreneur's boundaries.

One way to mitigate the risk of investors dictating major decisions that could impact the company's vision and direction is to establish a board of directors with a balanced composition of both investors and independent directors. The independent directors can represent the interests of the company and ensure that decisions are made in the best interest of the business.

Another way to protect the company's vision and direction is to have a clear and well-defined business plan that outlines the company's goals, strategies, and milestones. This plan should be communicated to investors early on in the process to ensure that everyone is on the same page. If the investor's priorities diverge from the plan, it may be a sign that they are not the right fit for the company.

In addition, it's important for entrepreneurs to negotiate the terms of investment carefully. They should be clear on what the investor's expectations are, what level of influence they will have, and what rights they will have as a shareholder. The entrepreneur should also negotiate for protective provisions, such as anti-dilution and veto rights, to ensure that their vision and direction are not compromised.

Ultimately, the relationship between an entrepreneur and investor should be a partnership based on trust and mutual respect. While investors should have a say in major decisions that could impact their investment, they should also respect the entrepreneur's vision and direction for the company. By establishing clear boundaries and negotiating carefully, both parties can work together to achieve success.

https://www.capith.com/should-investors-influence-a-companys-major-decisions-altering-the-founders-vision-and-direction/

Are you looking for reliable sources to enhance your knowledge about investments and wealth management? In the world of finance, staying informed and up-to-date is crucial for making informed decisions. Fortunately, there are numerous blogs dedicated to providing valuable insights and expert advice on these topics. In this article, we will introduce you to the top ten blogs that you should consider reading.

Each of these blogs offers unique perspectives, practical strategies, and in-depth analysis to help you navigate the complex world of investments and wealth management. Whether you are a seasoned investor or just starting, these blogs will provide you with valuable resources to expand your financial expertise and make sound financial decisions.

Let's dive in and explore the top ten investment and wealth management blogs that you should add to your reading list.

1. The Motley Fool - Known for its straightforward and accessible investment advice, The Motley Fool covers a wide range of topics and offers in-depth analysis. It is suitable for both beginners and experienced investors.
Link: https://www.fool.com/

2. Investopedia - A comprehensive resource for financial education, Investopedia offers articles, tutorials, and videos covering various investment strategies, financial planning, and wealth management topics. It also provides a helpful dictionary of financial terms.
Link: https://www.investopedia.com/

3. Seeking Alpha - A popular platform that offers investment research, news, and analysis written by both professional investors and individual contributors. Seeking Alpha covers a wide range of asset classes and investment styles.
Link: https://seekingalpha.com/

4. Morningstar - Known for its mutual fund and ETF analysis, Morningstar provides in-depth research, ratings, and performance data on a wide range of investment products. They also offer insightful articles and educational resources.
Link: https://www.morningstar.com/

5. The Wall Street Journal's MarketWatch - MarketWatch provides breaking news, analysis, and insights on various financial markets, including stocks, bonds, commodities, and real estate. It covers a broad range of investment-related topics.
Link: https://www.marketwatch.com/

6. Bloomberg Markets - Bloomberg is a leading financial news and data provider. Its Markets section offers up-to-date news, analysis, and insights on global financial markets, investing trends, and wealth management strategies.
Link: https://www.bloomberg.com/markets

7. NerdWallet - NerdWallet offers practical advice and guidance on personal finance, investments, and retirement planning. It provides a wealth of educational content, tools, and calculators to help individuals make informed financial decisions.
Link: https://www.nerdwallet.com/

8. The Reformed Broker - Written by financial advisor Josh Brown, The Reformed Broker covers a wide range of investment topics, market insights, and personal finance issues. It provides a unique blend of humor and practical advice.
Link: https://thereformedbroker.com/

9. Capith.com - Capith.com is a comprehensive blog that covers a broad range of topics related to investments and portfolio management. Whether you're an experienced investor or a beginner, their articles aim to offer valuable insights and actionable advice. The blog covers investment strategies, portfolio diversification, and market analysis.
Link: https://www.capith.com/

10. Financial Samurai - Financial Samurai, run by Sam Dogen, offers practical advice on wealth management, investing, and personal finance. It covers early retirement, real estate, and entrepreneurship topics, providing a unique perspective.
Link: https://www.financialsamurai.com/

In conclusion, exploring reputable investment and wealth management blogs can be immensely beneficial for individuals seeking to enhance their financial knowledge and make informed decisions. The top 10 blogs mentioned above offer a diverse range of insights, analysis, and strategies to cater to both seasoned investors and beginners.

Whether you're interested in investment strategies, portfolio management, market analysis, or wealth preservation, these blogs provide valuable resources and actionable advice. By immersing yourself in the wealth of information available, you can enhance your financial literacy and pave the way towards achieving your investment and wealth management goals.

The demand for an apology from King Charles for British colonization is a sign of the fragile position of the monarchy within the Commonwealth. Indigenous leaders and groups from 12 Commonwealth nations are demanding acknowledgment and redress for the “genocide and colonization” they suffered.

If King Charles fails to deliver a genuine acknowledgment and restorative actions, the monarchy risks permanently alienating these countries and their people, resulting in more members leaving the Commonwealth to transition to republics. However, there are also valid counterarguments against apologizing, such as setting a precedent for countless other groups to make claims on British resources and taxpayers, damaging national pride and unity, and the practical limits of restitution.

This complex issue implicates political, social, moral, and economic considerations beyond any easy or universally satisfying answer. Ultimately, the debate around whether King Charles should apologize for British colonization and the legacy of the empire will continue as a subject of discussion, dispute, and consequence in the relations between Britain, the monarchy, and the Commonwealth realms for years to come.

Read more here - https://www.capith.com/round-table/should-king-charles-apologize-for-british-colonization-to-save-the-crown/

OpenAI, a leading artificial intelligence research laboratory, has recently achieved an impressive valuation of $27-$29 billion, following a successful mega-funding round. The funding round was led by Tiger Global, Sequoia Capital, Andreessen Horowitz, with participation from several other prominent investors like Microsoft.

OpenAI was founded in 2015 by a group of leading technology experts, including Elon Musk and Sam Altman, with the aim of developing advanced artificial intelligence technologies in a safe and responsible manner. The company has since established itself as a leading player in the field of AI research, with a focus on developing advanced technologies such as natural language processing and machine learning.

The latest funding round is a major milestone for OpenAI, highlighting the growing interest in advanced AI technologies and their potential to transform a wide range of industries. The company plans to use the funds to continue its research and development efforts, as well as to expand its team of experts and increase its presence in key markets around the world.

OpenAI's achievements in the field of AI research have earned it a reputation as one of the most innovative and forward-thinking companies in the industry. Its advanced technologies have the potential to revolutionize a wide range of industries, from healthcare and finance to transportation and logistics.

https://www.capith.com/tech-and-innovation/openai-valuation-is-at-27-29-billion-after-mega-funding/

The principal of a Florida charter school was scammed out of $100,000 after she fell for a fake Elon Musk email. The email, which was sent to the school's finance department, claimed that Musk wanted to make a donation to the school. The finance department then sent the money to a bank account that was controlled by the scammers.

The principal, who has not been identified, reportedly believed the email was legitimate because it had a verified blue checkmark next to Musk's name. However, the blue checkmark was actually a fake one that had been created by the scammers.

The school has since filed a police report and is working to recover the money. However, it is unclear if the money will be able to be recovered.

This scam is a reminder that even the most tech-savvy people can be fooled by fake emails. It is important to be careful when receiving emails from people you do not know, and to always verify the sender's identity before sending any money or personal information.

https://www.capith.com/2023/03/29/starstruck-principal-scammed-by-fake-elon-musk/

Allegedly, a Google AI engineer named Jacob Devlin warned Google against using ChatGPT data, as it would violate OpenAI's terms of service and result in answers that closely resembled OpenAI's. Devlin later left Google to join OpenAI, possibly due to these concerns. It is rumored that Google ceased using the data in question following Devlin's warnings, and may have discarded corresponding training material.

Read more - https://www.capith.com/2023/03/30/googles-bard-model-allegedly-utilized-openais-chatgpt-data-to-play-catch-up-raising-concerns-over-ai-integrity/

Psquare brothers Peter Okoye and Paul Okoye have been called out for allegedly abandoning their sister who has practically turned into a beggar.
A fan trying to prove that Peter Okoye and Paul Okoye have been living a fake life on social media disclosed that their blood sister who is in Johannesburg is really suffering but her brothers are busy living a fake life on social media.

According to the person, the blood sister of Peter Okoye and Paul Okoye can’t even afford her rent and her landlord is on her neck to the extent that she has to be begging people for money where she is while her brothers are living big.

Adding that she has to beg some people to plead with her landlord so that he doesn’t throw her out of the house she is in and she’s always in tears each time someone asks her to ask her brothers for money and she will say they don’t care.

Peter Okoye and Paul Okoye aren’t the only brothers of the lady in question but also Jude Okoye and we all can testify that the three siblings despite their misunderstanding have been living a good life but then their sister is allegedly suffering.

The story hasn’t been confirmed yet but if it turns out that they have indeed abandoned their blood sister who has turned into a beggar with all the money they have helping people around them, then Peter, Paul, and Jude Okoye need to do better.

screenshot below;

https://www.newsdey.com/psquare-brothers-peter-and-paul-called-out-for-abandoning-their-sister-who-has-turned-into-a-beggar/

Etsyforever.com

Popular comedian, Mr Jollof has blasted Success Adegor and her family after they cried out that all the promises made to them were all audio promises.

Success in a recent video, claimed that all the promises made to her after her video went viral, were not fulfilled.

According to Success, her father still rides Okada to survive while her mother was given a job without payment. She said they only gave them N10,000 to stuff their pockets.


However, Mr Jollof debunked their claims, insisting that Success’ family received nothing less than N1million through donations.

He said he personally went to her school and paid school fees

Watch the video here
https://www.newsdey.com/success-and-her-parents-are-ingrates-mr-jollof-reveals-how-he-paid-her-school-fees-personally-sent-cash-donations-to-her-parents-video/

Nigerian Airforce recruitment 2020 For Airmen and Airwomen has commenced.

The recruitment portal of the Nigerian Air Force opened for the recruitment of Airmen and Airwomen into the force at exactly 12:00 am on Friday, July 24.

Here are instructions as published by the Force and how to apply for Nigerian Airforce Recruitment 2020.

Qualifications -

1. Applicants Must Be Nigerian Citizens By Birth.

2. Applicants Must Be Medically And Physically Fit.

3. Applicants Must Not Be Less Than 1.66m Tall For Male And Not Less Than 1.63m Tall For Female.

4. Applicants Must Be Free Of Any Previous Conviction(S) On Criminal Ground, By A Court Of Law.


For Non Tradesmen/Women

1. Applicants Must Be Between The Ages Of 18 And 22 Years By 30 June 2021.

2. Applicants Must Possess A Minimum Of 5 Credits, Including Mathematics And English, In Not More Than 2 Sittings In SSCE/NECO/GCE/NABTEB.


For Tradesmen/Women


1. Applicants Applying As Tradesmen And Women Must Be Between 18 And 25 Years Of Age Except For Those Applying As Assistant Chaplains/ Imams And Drivers Who Must Be Between 18 And 28 Years.

2. Applicants Must Possess At Least A Lower Credit In ND/NCE Or Any Relevant Trade Certificates From Reputable And Approved Government Institutions/Organisations, With A Minimum Of 2 Passes And A Credit In English In Not More Than 2 Sittings In SSCE/NECO/GCE/NABTEB.


Applicants Applying As Drivers Must Posses A Minimum Of 2 Passes In SSCE/NECO/GCE/NABTEB, With A Credit In English And Trade Test Certificate.


Applicants Applying As Sportsmen/Women Are To Present Evidence Of Their Professional Experience Which Should Include Certificates And Medals.



Apply Here

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A worker at Disneyland Paris has tested positive for coronavirus, a spokesman for the theme park revealed on Monday.

Disneyland said the infected person, who wasn’t identified, had worked behind the scenes and was not in contact with those who visited the park.

Le Parisien, a French daily reports that he was, however, taken to a hospital, where he is being treated, while at least three colleagues who worked closely with him were ordered into quarantine.

“He is a night technician who is part of the Ride T1 team. The verdict fell around 8 p.m. Sunday. His colleagues are asked to stay in quarantine,” said Lucas Gheddab for the CFTC Disney.

Meanwhile, the park management said the resort remains open, and that hand sanitisers would be provided to visitors and guests of the park.

The park is said to receive around 15 million visitors a year.


https://www.newsdey.com/latest-news/disneyland-paris-official-tests-positive-for-coronavirus/

A man from Iowa, Felon has been released even after several r*pe cases attached to his name.
The court saw him as “no longer a threat to the society” when he transited from a man to become a woman.
According to the court attorney, he said that he would not comment on the reason for the dismissal other than
“an offender’s hormone levels are an important part of substantiating an offender’s likelihood of recidivism.”

[img]https://1.bp..com/-Y9tfXEwTrJY/XjJuEvjw3rI/AAAAAAAAMw4/LnNyM0IcujIL4f4x3ZJr29p3Q5q4154pwCLcBGAsYHQ/s1600/820f7911-1505-49f9-9272-7f8d91d43e97-Joseph_M._Smith.jpg[/img]

Source: https://www.newsdey.com/latest-news/man-convicted-for-rpe-crime-released-after-turning-to-a-woman/

She has never been one to shy away from the press, and mom of one Tonto Dikeh, has given an update on her new body.

The actress revealed she plans on going under the knife again, and according to her new post; it seems Tonto may have just done that.

The actress had many talking months ago when she came out to affirm that she indeed has gone under the knife and will do this again.

In a new post on IG, the mom of one revealed she has a newer and cuter butt.


SEE Photo> https://www.newsdey.com/latest-news/tonto-dikeh-shares-update-on-her-new-body/

Cardi B makes a bomb ass statement, as she steps out in Paris in a sheer bodysuit with her bra and panties very visible underneath the bodysuit to support her husband Offset. Cardi B And Offset In Paris For Fashion Line Launch. The 27-year-old rapper was in the French capital alongside her
hubby Offset, as they headed to his Laundered Works Corp show during Paris Fashion Week 2020 on Thursday, January 16.

In addition to the sheer bodysuit, Cardi had on a studded face mask. The Bodak Yellow rapper added a big fur coat.

See more photos below:

View this post on Instagram





Congrats babe on your bomb ass fashion clothing collab with
@chazajordan .I am so proud of you ! From filming on two shows
,recording and working on so many other things .The dick feels
better when is coming from a hard working man ��.I love you
�

[imghttps://i1.wp.com/koko.ng/wp-content/uploads/2020/01/Cardi-B-KOKO-TV-NG-3.png?resize=477%2C654&ssl=1][/img]





A post shared by
Cardib (@iamcardib) on Jan 16, 2020 at 10:37am PST

Photo Credit: Offset/Instagram

Source: https://www.newsdey.com/latest-news/cardi-b-stuns-in-sheer-bodysuit-to-hubby-offsets-fashion-line-launch/

Ishaq Akintola, director of the Muslim Rights Concern (MURIC), has accused southwest governors of turning Amotekun into a Christian Militia by recruiting only Christians.

This accusation was contained in a statement on Friday, while he further alleged that applicants for the ongoing recruitment have been mandated to submit birth certificates registered only in churches.

He said the five Christian governors are ganging up to turn Amotekun to a “crusader militia”, as one out of the six governors in the region is a Muslim.

His words, “Let us make our stand on Amotekun clear from the beginning. MURIC is not allergic to any state or region taking steps aimed at rubber-cushioning the effect of the security challenges currently facing Nigeria. But the approach must be transparent, assuring and all-embracing. ”

“We have no objection to Amotekun. But ‘good intention’ appears lacking in the preparations for it as a security unit that will complement the work of the conventional security agencies. It appears shrouded in secrecy while attempts are being made to marginalize Muslims in the recruitment exercise.

“Or how does one describe the social media advertisement in which applicants are being requested to bring birth certificates from the church. This is most outrageous. Amotekun has not started, but we are already seeing symptoms of Christianisation and Islamophobia.

“Are the job vacancies which Amotekun is certain to open meant for Christians only? Are the southwest states declaring their state as Christian states? Are they joining Nyesome Wike of Rivers in a Christian enclave? Is Amotekun a secret Christian army? Only one out of the five governors in the region is a Muslim. Are the Christian governors ganging up to form a crusader militia?

“Why then must applicants bring birth certificates from churches? Are we sure that this will not be followed by a request for applicants to bring referral letters from pastors? Handlers of Amotekun owe us an explanation.”

Source: https://www.newsdey.com/latest-news/southwest-governors-turning-amotekun-into-a-christian-militia-muric/

Senator Ifeanyi Ubah (YPP-Anambra South) has reacted to his sack by a Federal High Court sitting in Abuja on Friday for certificate forgery.

Recall that in an earlier judgment, the court sacked the lawmaker representing Anambra South for allegedly submitting a forged National Examination Council (NECO) certificate, to contest the February 23, 2019, senatorial election.



Reacting to his sack from the Red Chambers, Ubah’s lawyer talking to newsmen expressed that the decision of the court is incorrect.

Source: https://www.newsdey.com/latest-news/ifeanyi-ubah-reacts-as-court-sacks-him-as-senator/

One may reminisce on the paths Nigerians has walked through – the gloomy years of poor standards of living and bundles of unkept promises by our numerous brands of governments. China is pursuing viable policies and frameworks to reduce poverty – and this act of hard work is working, according to reports. It is now common to say that the largest number of poor people who were lifted out of the poverty line in the past 15 years were Asians. On the contrary, the largest vulnerable and poor population will be growing in from Africa of which Nigeria has already taken a stance of harbouring the highest share of poverty in the world. Does this come as a surprise? With the question of a growing population and natural resource-based economy – certain errors need to be fixed.

Of course, the series of anti-poverty schemes rolled out by the previous and current governments may have helped a few numbers of the poor to eat some breakfasts and settle some minute bills. But yet, the number of poor magnifies dauntlessly. Statistics report that about 55% of young people aged 15 to 35 are unemployed and unemployment has increased from 18 percent (2017) to 23.1 percent (2018). Long-term solutions on creating more jobs and entrepreneurs can be an engaging approach to deal with this issue, thus a human capital investment project could be a tool to achieve this.

Nigerian President, Muhammadu Buhari, has vowed to create more jobs during his campaign. His government-led National Social Investment Programme (NSIP), a social security agency began in 2015 to tackle poverty and unemployment. NSIP manages about four programmes which cover the unemployed youths, traders, vulnerable groups and the school children – partly a typical social protection project. N-Power, one of the four programmes were established to hire unemployed youths to teach in schools, work in health and agro public services or learn some skills to become employable for the labour market. This programme is a 24- month programme with a monthly stipend of $83 – after which their contracts are terminated and the next batch of unemployed youths are hired for another 2 years.

The fact that N-Power beneficiaries are enrolled in a 2-year public service with no framework of employment opportunities after service problematize its notion of sustainability. This programme should be designed not just to help the unemployed to overcome present economic stress but equip them to confront future events. According to NSIP’s website, about 500,000 youths have benefited from this scheme. If the Buhari’s government can harness such numbers in 4 years of NSIP’s inception, then there is a crucial obligation to maximise these figures and apply long term poverty reduction approaches. Instead, N-Power offers short-term means of relieving the stress of unemployment which drives no hope for a stable employment structure. Such an anti-poverty scheme would create more trap of dependency after the 2 years of service.

A beneficiary of the N-Power expresses his fears via a letter to the Nigerian president;

“The bitter truth is the knowledge of going back to the streets with little or nothing at the expiration of the scheme. The 24 months duration of the programme is coming to an end as a frightening nightmare to us. Are we going back to the streets where we were fetched from after dedicated and creative works at our various places of assignments? What happens to us after the scheme and what shall be our fate?”

2 years of training and working in public offices and schools can be of a greater advantage if the most diligent beneficiaries are absorbed into the public service as permanent staffs. Dumping the recipients after undergoing the so-called human capital investment exercise is slightly wasted labour.

Another thought would be to make loans accessible to start their own businesses after the two-year experience and skills acquisition. However, the possibility of becoming entrepreneurs when most of the beneficiaries are sent to teach in schools is scanty. The primary objective of N-Power is to empower youths to become employable or entrepreneurs yet, the end means of the programme has become inconclusive.

Meanwhile, most states where the beneficiaries work and teach have announced that they do not have the obligation to retain them after service. Meaning that beneficiaries are accepted back to their previous job-seeking positions. Likely, most of the participants knew beforehand the conditions of the programme before applying but there is less or no choice of work – it is better to live on a penny than none at all. The $83 monthly stipend is mostly spent on transportation, housing, food and often not enough for savings. They are left with less or no saving income after the programme (not even to start their own businesses or investments). And, what is the future of an average beneficiary who would be living on a daily stipend of $2.27 per day for the next 2 years? N-Power has the potential to become an ideal labour market intervention programme where policies devised to boost employment and the protection of workers is prioritised. It can focus on troubleshooting the cycle of poverty.

While on the subject, President Buhari’s special adviser on social investments, Hajiya Maryam Uwais holds that the $83 monthly stipend and the working experience of the N-Power would push the beneficiaries in becoming entrepreneurs and taking charge of their lives. At a colloquium organised by the Department of Public Law, at University of Lagos, she said,

“They have worked for two years and have been paid N30,000 ($83) monthly and have a device that gives them information on entrepreneurship. We cannot ask a state to employ anybody. We have given them N30,000 monthly, the know-how, and practical experience. For example, if you have been working in the farm, you know all there is to know about agriculture by now and should be able to start something.”

Not long ago, the federal government is considering absorbing N-Power beneficiaries into the police force in their local governments. A sudden veer from teaching and learning entrepreneurial skills to becoming community police officers. This is the temerity of the federal government to reduce the high rate of unemployment without an explicit understanding of human capacity. The current administration is accused of stagflation and amid this economic downpour, manipulates the youths on jobs to pick. Admittedly, when unemployment is high in a country, it influences the capacity to choose jobs. The Nigerian youth is in the dilemma of choosing work over interests and survival over productivity. This suggests that the government is pushing in unfixed short-term safety net programmes that may not contribute to the economy or the welfare of its citizens in the long run. One may think these programmes are politically motivated for electoral purposes since it is based on a brief reality.

This article is written by Dike Okwukwe

Source: https://broadissues.org/n-power-a-beautiful-idea-of-keeping-the-nigerian-youth-busy-for-nothings-sake/