₦airaland Forum

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This clients see that the interest is high before going ahead with the loan, they don’t force it on anyone.
Clients are also warned to pay on due date to avoid unnecessary embarrassments.
When you call this clients on due dates they don’t self don’t comply like if you tell them today is their due date they’ll tell you so what if the days is their due and when you ask them to pay before the days ends they’ll switch of their phone or start giving one excuse which is mostly a lie to get away from paying back that day and when you call the guarantor of the client they might say the said client has paid or he had told them he didn’t take anyloan from that company so they shouldn’t mind us.
So they pushed the collectors to take those measures.

na who dey owe get curse to carry sir

I am not Sir
But people should pay back their loans to avoid all this, it is simple and not so complicated when u meet up with the time.
The loan interest is high but it is not forced on applicants
If it was easy to get loans people should borrow from friends and family member that have but why do they come to loan apps because they will get it from loan apps and not from most family members or friends because they cant take risk of borrowing them and not getting back their money

The thing is there is no excuse for not making payment on the due date except the client extends his/her loan then we don't have an issue

You lied there bro
If they call u to make your payment at A particular time and u promise but failed to make the payment is probably when they will send the messages

It’s not your fault, you’ve never attending to these clients so you can say all you want
Funny how Everyone blames the loan apps
We know what we go through in the hands of these clients

!

This is it
Perhaps when they called her on her due date she didn’t pick or she picked and said she wasn’t going to pay and or she doesn’t have the money to pay back a lot of them Soldiers will threaten you at first and which is not acceptable by a collector & after several calls per day cos they’ll call you the whole day to pay if you stop picking after it’s get to over a few days the collector is forced to take drastic measures which they’ll tell you they’ll send messages to your contact before they do
Some applicants can be so arrogant and will say you can do whatever you like you don’t know who i am i will sue you guys bla bla a debtor for that matter
A collector who’s job depends on this loan recovery will be forced to take actions.

That’s just the truth
Other people take loans from Soko, 9ja cash and their only complaints is that the interest is high or the they didn’t get responded to on time
The ones who don’t pay back loan on the due date and the ones saying rubbish everywhere
They want to borrow and not pay and pay when they like as if there was not an agreed loan repayment date
People tend to look away with the T & C because of their urgent need after which when satisfied and they can’t meet up they start saying all sort of things to get away with their own evil

Because they don’t give out loans at ease to all you youngies so they don’t end up portraying them as a bad company just as you people have given SokoLoan and the rest of them that give you loans at ease and you cant afford to pay back

Dogasas:
That method of retrieving their money is simply blackmail. They are sending false messages to your contacts simple because they want you to pay up, that's blackmail and it's a criminal offence.

See most people never had the intention of defaulting. But common man what's the essence of paying when you've already embarassed me by telling my contacts I'm a criminal on the run. Some apps like Lcredit will even go as far as lying to some of your contacts that you used them as guarantor and they should beg you to pay. Imagine someone you've not spoken to in years calling to para for you as to why you used him as guarantor for a loan .

If the client had paid up ⬆️ on time
Messages won’t be sent
This is business nobody prays for unforeseen eventualities but that’s not the company issue it is yours to take care of just pay back the loan as agreed is what the company cares about because if everyone who takes loan start talking about their own issues then the company will go bankrupt because the company also pays people that work for them, y’all don’t know how much paystack charge this companies and they also don’t have any excuses for not meeting up with pay-stacks payment
Don’t be selfish and think of yourself as the only one that has a cross to carry
And If you’ve ever worked as a collector in a loan company you’ll know the pain and inconvenience people who default can cause and how many staff have been sacked for not retrieving loans. y’all think it is easy for these staffs too

MrFollowFollow:
That is the only language Nigerian debtors understand.

Trust me I'm talking from experience if you treat Nigerian loan defaulters with kid gloves they will take you for a fo0l and wreck your business.

Exactly
Debtors will be proudly telling you that they won’t pay on the due date when you call them and that you should do your worst
They’ll be so arrogant at first and then when you take your own decisions they take it around and say the company is perpetrating evil when they themselves have evil intentions of not wanting to pay back

Dogasas:
Don't waste your time. They have plenty employees but don't have a physical office. They have a gathering center sha where some of their workers gather with laptops and phones to perpetrate evil. But they are so discreet and prudent with their address they warn workers not to lay it off to customers.

You call loans they give evil just because you can’t pay back and you use evil to justify your own very wicked self
How will you take a loan and not want to pay back?
Y’all are the evil ones for wanting to take a loan and not pay, for wanting the government to bring it down and leave thousands of people jobless because you owe a lot of loans apps and you simply need a way of not paying back now y’all a Mobilizing yourself to shut them down because you are jobless
Nigerians are the problem everywhere

A1lite:
can you screen shot the app ??

Now look at what you are saying
Nigerians are the problem
You wanna take money from loan apps and you don’t wanna payback
Later you’ll go about saying bad stuffs about the loan app when originally majority of people taking thus loan are already debtors on various loan platforms that don’t want to pay back
It’s saddens me that people( Nigerians ) are wicked with thoughts of bringing down this loans apps, have you thought of how many people will be unemployed if for any reason the government takes them down because of your own selfish interest or your inability to pay back a loan you wanna put the blame on the the loan app.
I have worked as a loan analysts, when this people wanna take this loan they’ll be so humble and I will go as far as telling them “please if you can’t pay back on the due date avoid taking this loan to avoid unnecessary embarrassment and they’ll be like it’s nothing I’ll pay but then eventuality happens but it is not our own fault to take just pay your loan as stated in the loan terms and conditions.
Defamatory messages are likely sent note: if a particular client has defaulted for up to 2 weeks and not showing any signs of paying back, not taking calls, drops the call whenever he or she hears the company’s name when they call him/her
This loan apps are not the problem but jobless young people who steal money from them are the problem.

Now look at what you are saying
Nigerians are the problem
You wanna take money from loan apps and you don’t wanna payback
Later you’ll go about saying bad stuffs about the loan apps when originally majority of people taking thus loan are already debtors on various loan platforms that don’t want to pay back �‍♂️
It’s saddens me that people( Nigerians ) are wicked with thoughts of bringing down this loans apps, have you thought of how many people will be unemployed if for any reason the government takes them down because of your own selfish interest or your inability to pay back a loan you wanna put the blame on the the loan app.
I have worked as a loan analysts, when this people wanna take this loan they’ll be so humble and I will go as far as telling them “please if you can’t pay back on the due date avoid taking this loan to avoid unnecessary embarrassment and they’ll be like it’s nothing I’ll pay but then eventually happens but it is not our own fault to take just pay your loan as stated in the loan terms and conditions.
Defamatory messages are sent note: if a client has defaulted for up to 2 weeks and not showing any sign of paying back, not taking calls, drops the call whenever he or she hears the company’s name when they call him/her
This loan apps are not the problem but jobless young people who steal money from them are the problem.

When they call this soldiers or other clients they themself threaten the customer care in charge of their loan that they won’t pay and will say to them that there’s nothing they can be do because of their position as military personnels or normal clients will tell the collector to do his/ her worse that he or she won’t pay
Then the collector is forced to take measures to get back the loan as his/her own job is A-stake for not retrieving back the loan.

hakeemhakeem:
Reason why they indulge in this is that nobody has sue them for character defamation.

Why will you agree to take a loan to pay back within a stipulated period of time and you don’t pay back and when you are being called to pay back the loan you you took, you’ll start saying ehn i don’t have money or i will pay when I want to pay or acting suspicious.
But you had a deal with the company to pay back it loan in some days.
If you sue the company you will lose as long as you didn’t pay back the loan within the agreed loan pay back date ( t & c ) and if the company sends defamatory messages when you paid your loan on or before due ( I can only recall an incidence from a worker not the company) it is only then you can sue to the company. I have worked in Soko Loan I know all the bad reviews people come here to give but i will tell you people who take loans and come to give bad reviews most of them are criminals wanting to take the company’s loan and not pay back those are the ones coming here to say bad stuffs about the company that the government should take them down.
But the company is helping people out even with high interest rates.
Have you asked yourself, why banks or Nigeria itself don’t give out loans to citizens only a few FG workers can get loans.
Soko Loan nevertheless with the high interest rates provides good services to people
Only those who don’t want to pay and who didn’t pay gets defamatory and this is after about 8 days after the clients loan is due and the clients is probably not willingly to pay, has it phone switched off and guarantor denying knowing the applicants.

You should try to take some happy pills �( Molly) when going out.

Hello! Please i was mobilized for the 2017 Batch B
But i failed to register online because i don’t have my result due to some school issues and i was advised not to register & now
I would Like to go with the next year Batch A is it possible and what will I need to do?
I need help please