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Business / 8 Nigerian Banks Reveal How Much Nigerians Borrow And Default by CodedWealth(m): 7:12pm On May 22
Access, Zenith, GT Bank, Six Other Nigerian Banks Reveal How Much Nigerians Borrowed and Refuse to Pay


Nigerian banks have detailed the value of loans collected from them that have passed the repayment date.

The Loans are considered non-performing by the bank because the interest and principal amount are unpaid.

Access, Zenith, and Guaranty Trust Bank are among the nine commercial banks captured in the report.

forming loan portfolio of ten Nigerian banks had grown to N814.08 billion.

The stock of nonperforming loans as of 2021 represents a 3.16 per cent increase over the N789.14 billion it stood at the end of 2020.

The figure is based on the financials of nine Nigerian banks listed on the stock market.


Nigerian bank bad loans is increasing Credit: HDSDS

The nine banks are Access Holdings Plc, Zenith Bank Plc, Wema Bank Plc, FCMB Group, Union Bank of Nigeria Plc and Stanbic IBTC Holdings Plc.

Others are Guaranty Trust Holding Plc, United Bank for Africa Plc, and Ecobank Nigeria.

How much do customers owe banks?
A breakdown showed that Access Holdings, Zenith Bank and GTCO reported the top three highest NPL by value among the nine banks, while Stanbic IBTC Holdings reported the lowest.

Access Bank in 2021 reported N181.5bn NPL by value, representing an increase of 4.3 per cent from the N161.2bn it recorded in 2020, while Zenith Bank’s NPL hit N146.8bn in 2021 from N125.2bn recorded in 2020, an increase of 17.3 per cent.

Wema Bank, in 2021, reported N21.3bn NPL, an increase of 19.3 per cent from N19.3bn in 2020, while FCMB Group’s NPL rose to N45.93bn, representing a 61 per cent increase from N28.57bn it reported in 2020.

Others are Union Bank of Nigeria with N38.66bn NPL in 2021 from N29.45bn reported in 2020, as Stanbic IBTC Holdings reported a 23.4 per cent drop in its NPL to N20.3bn in 2021 from N25.5bn in 2020.

ported in 2020, while UBA closed 2021 with N96.5bn NPL value from N120.08bn reported in 2020, indicating a significant reduction in its NPL.

In addition, ETI Nigeria reported N149.15bn NPL by value in 2021 from N167.41bn in 2020, a decline of 11 per cent.

Zenith, Gtbank lead list of Nigeria's most valuable Banks in January
Meanwhile Legit.ng in an earlier report revealed that Zenith Bank is starting 2022 as the most valuable commercial bank in Nigeria as the total value of Nigerian banks closed at N194.5 billion.

In second-most valuable bank is Guaranty Trust Bank followed by Stanbic IBTC Holdings to complete the top three most valuable banks.

Also, the aggregate market cap of all the banks under review went up by N46.6 billion to stand at N3.84 trillion.

Source: Legit.ng

Business / Re: Making Money Online Via Msport! by CodedWealth(m): 10:52am On May 17
I stopped doing this here...

Be on my WhatsApp status to join me..
Business / Re: Making Money Online Via Msport! by CodedWealth(m): 8:29am On Mar 23
22/03

Business / Re: Making Money Online Via Msport! by CodedWealth(m): 8:27am On Mar 23
CodedWealth:
Today

21/03

Profit as usual

Business / Re: Making Money Online Via Msport! by CodedWealth(m): 7:03pm On Mar 21
Today

21/03

Business / Re: Making Money Online Via Msport! by CodedWealth(m): 7:00pm On Mar 21
I had stopped this for sometime due to necessary engagements...

Although continued trading personally, and results has been great...


We continue today...
Sports / Benzema's 16-minute Hat-trick Destroys Messi's Champions League Dream by CodedWealth(m): 5:06pm On Mar 10
Kylian Mbappe struck before halftime to put the French side 2-0 up in the last-16 tie and they had chances to extend their lead..


Real Madrid qualified for the Champions League quarter-finals with an incredible comeback and a 16-minute hat-trick by Karim Benzema to knock out Lionel Messi's Paris St Germain.



Kylian Mbappe struck before halftime to put the French side 2-0 up in the last-16 tie and they had chances to extend their lead.

But Benzema equalised in the 61st minute following a bad error from PSG goalkeeper Gianluigi Donnarrumma.

Roared on by a sold-out crowd at the Santiago Bernabeu, Benzema scored again in the 76th minute from Luka Modric's pass and the France striker grabbed his third two minutes later to send the record 13-times European champions into the last eight.

Also on Wednesday night, Manchester City made sure of their place in the quarter-finals despite an uninspiring barren draw against Sporting Lisbon at the Etihad.

The Cityzens were unable to add to their 5-0 lead from the first leg as Pep Guardiola's side progressed nonetheless.

Business / Re: Making Money Online Via Msport! by CodedWealth(m): 1:55pm On Mar 02
Day 2.

Business / Re: Making Money Online Via Msport! by CodedWealth(m): 1:55pm On Mar 02
CodedWealth:
Today 1st March

Codes below.

Cool!
Travel / Re: Wike Has Completed CFC Flyover Port Harcourt: Pictures by CodedWealth(m): 3:27pm On Mar 01
Hwi
Properties / Re: How Much Will It Cost To Roof This House? by CodedWealth(m): 2:46pm On Mar 01
That should be around 400 to 500k...


Every punter here should see this link https://www.nairaland.com/7009639/

it's free
Business / Re: Making Money Online Via Msport! by CodedWealth(m): 2:27pm On Mar 01
Today 1st March

Codes below.

Business / Re: Making Money Online Via Msport! by CodedWealth(m): 2:27pm On Mar 01
No tip 27th.

yesterday 28th Feb - 1.80

Green too

Business / Re: Making Money Online Via Msport! by CodedWealth(m): 2:23pm On Mar 01
26th Feb

Codes and Green

Business / Re: Making Money Online Via Msport! by CodedWealth(m): 2:19pm On Mar 01
Past archive:

1. 25th FEB - 1.88 odd

Codes and Green

Business / Re: Making Money Online Via Msport! by CodedWealth(m): 1:46pm On Mar 01
I would be using a 1m Capital for this, that doesn't mean you should do same..

Use whatever amount you are comfortable with.

I'd drop codes here and on my status daily, incase I fail to drop here, then it'd surely be dropped on my status.

Save my WhatsApp contact as Coded wealth

No: +2348107159923.
Business / Making Money Online Via Msport! by CodedWealth(m): 1:29pm On Mar 01
Notice - Am Not Here To Sell Any E-Book or anything to anyone!

Everything I'd post here would be for free...

Now you know just like Forex, the bet industry is a huge one too, and a lot of people MAKE and LOOSE daily!

I wouldn't be doing this for personal gains as it's what I do mainly and make more from it.

I did monetize it before but stopped later to focus on myself more.

Whatever I will be posting here is from personal own experience and analysis.

I actually learnt making money the hard way online, made more from the rise of BTC fee years ago and more..

It’s gonna be a gradual process.

Enough of all this talk, lets discuss why you are here
I have virtually done most internet business, just name anyone and I will tell you what's up


I just had to focus on football at last, since it gives me the needed return monthly.


Requirements:

A msport account as codes would be shared there only.
www.msport.ng for Nigerians.

Deposit any spare cash you can use for this.

Check in here for updates daily
Investment / Re: Compound Interest, 34% Monthly Profit For 36 Months by CodedWealth(m): 1:47pm On Feb 23
Typing
Investment / Re: Compound Interest, 34% Monthly Profit For 36 Months by CodedWealth(m): 1:34pm On Feb 23
Now without adoo,

Let me start with this,

All further explanation n practical inputs would be gotten on telegram... Search and join

META ENTREPRENEURS or CLICK HERE for direct link.


Now I'd be practically showing you guys how to make at least 1.005 to 1.01 of your capital daily,

Compounding returns within X3 to X30 per annum.
Travel / Re: A Nairalander's Experience At Arochukwu Waterfall, Indeed Amazing(photos, Video) by CodedWealth(m): 6:45pm On Feb 22
Nice, enjoy.
Phones / Re: Help Me In Choosing Between Samsung Galaxy S21 Ultra 5G And Apple Iphone 13 Pro by CodedWealth(m): 6:43pm On Feb 22
Ok I decided at last to hand over to my fiance,
The iphone 13.

Reasons but few:

The Samsung is a more powerful machine.

The Samsung has more better and clearer camera zoom feature.

Etc.

I'm thankful, everyone of you for your inputs.
Phones / Re: Help Me In Choosing Between Samsung Galaxy S21 Ultra 5G And Apple Iphone 13 Pro by CodedWealth(m): 6:42pm On Feb 22
Ok I decided at last to hand over to my fiance,
The iphone 13.

Reasons but few:

The Samsung is a more powerful machine.

The Samsung has more better and clearer camera zoom feature.

Etc.
Investment / Re: Compound Interest, 34% Monthly Profit For 36 Months by CodedWealth(m): 3:03pm On Feb 22
Sapeleboy911:
To be honest it is very possible to achieve 1 percent profit daily. But it is not as easy as he made it sound. It requires patience (I mean more than Dangote trailer of patience lol!!)
I have done it before with sports arbitrage betting, my greatest challenge then was accounts restrictions, max stake, voided bets, and Bet365 not accepting withdrawal or deposits from Neteller, skrill, and naira Mastercard then. There were even some days when I don't place a bet due to a busy schedule, bookies issues, or bankroll management issues. All I had to do was save my profit for that day into my private safe from my funds. For instance, If My bankroll is #10000 and my daily target of 1 percent profit for that day is #100, what I did was keep #100 in a safe place or better still I strive to make sure I save #750 which is my 7 days compounded profit. So even if I don't place bets for a week ( which is very unlikely) my target profit for that week is still intact.

I compounded for a total of 18 months. Though bookies showed me pepper, most especially 1xbet and its clones like betwinner and 22bet. That year na so so selfie with driving license we dey take. I processed driving licenses for 5 people just to register betting accounts.

I will start my arbitrage career again when I have more free time.

Great,

Thanks for the bolded.

Patience can never be over ruled,

In almost all we do in life

Patience is the key lot of us lack globally.

Every billionaire or successful person's didn't make it in a day.

It's a compound interest.
Investment / Re: Compound Interest, 34% Monthly Profit For 36 Months by CodedWealth(m): 1:04pm On Feb 22
Ok I'm back, we continue..

I'd be posting soon...
Crime / Re: A Police Officer's Phone Is In My Custody, Should I Return It? by CodedWealth(m): 8:31pm On Feb 02
hotplay:
Good day Nairalanders, I need your advice.
I had an encounter with a police officer yesterday along Ibadan-Abeokuta road. I will keep it brief and concise.

I boarded a bus from Ibadan to Abeokuta yesterday afternoon. Somewhere around Odeda, our bus was stopped at a police check point. I was apprehended by the officer who asked me to unlock my phone for him. I did as instructed and next he called me a cyber criminal without any evidence to proof. He immediately demanded I paid him 500k or I will be arrested and detained. I told him I can give him only 5k because I had a very important thing to do and I wouldn't want him to waste any of my precious time. The officer agreed and eventually I gave him cash of 3k because he didn't accept transfer for obvious reasons.

Before he searched my phone, he seized my bag and a nylon containing my shoes and my iPhone usb cord.

I unfortunately missed my bus because of delay, so I needed to board another bus immediately, so the officer helped me to stop a bus. He then handed me my bag and nylon. I was so pissed off and tried to cool off my head with a short nap. On getting to Abeokuta, I checked if the contents of my bag and nylon was intact but to my greatest surprise, I found a big android phone belonging to the police officer inside the nylon instead of my shoe and usb. He had unfortunately giving me a wrong nylon containing his own phone.

I have the phone with me now and I'm sincerely not willing to give it back. He has been calling and I don't know if I should change my mind.

What should I do guys? I'm confused.
Check well, the phone may not belong to the police officer...
Phones / Re: Which Good Camera Phone Can I Get For 100k. by CodedWealth(m): 12:23pm On Jan 29
Musty4ahmed1:
Please kindly help suggest a good phone that has good Camera and good resolution for 100k. Thank you!

Get the vivo v21, or any v21 series, launched 2021...

8gb ram
128gb ROM

Thank me when you do
Business / Re: Master Energy Filling Station Umuahia, Gutted By Fire (Photos, Video) by CodedWealth(m): 12:00pm On Jan 29
In every investment, shortages here or there is expected and never to be over ruled.

Hence the need for necessary loss measures or materials and strategies be put in place just in case...

In this case, this includes:

Multiple fire extinguishers, security personnel And good insurance etc.

19 Likes 1 Share

Phones / Re: Help Me In Choosing Between Samsung Galaxy S21 Ultra 5G And Apple Iphone 13 Pro by CodedWealth(m): 9:11pm On Jan 28
izuu20:
Thanks bro..I have successfully unlock the s21 ultra ... Now I am enjoying it

Great, enjoy.

1 Like

Business / Re: # by CodedWealth(m): 1:24pm On Jan 28
Blackblessed500:
Sorry to interrupt i don't mean derail ur thread sir
am a student and really in need of help i don't have an andriod phone to learn affiliate marketing cuz i use a button phone i don't mean to give u options sir but if u can help with ur old phone when the new one gets to hand i would be foreva grateful thanks u sir may ur pocket never run dry as u help a brother in need

I have a younger relative on my neck already for the old one...

Sorry can't be of help.

1 Like

Business / # by CodedWealth(m): 12:51pm On Jan 28
##

1 Like 1 Share

Celebrities / Re: Singer Tems Shows Off Cleavage In New Photos by CodedWealth(m): 12:05pm On Jan 28
Indecency pays in the show biz...

That's just it.

It's called show biz for a reason...

5 Likes 1 Share

Properties / Re: How Much Of Your Salary Should Be Used To Pay Your Rent? by CodedWealth(m): 11:38am On Jan 28
Well following the normal money rule,

It is stated at 30%..

But in reality, divide your rent into 12 and save 1/12 monthly...

And this should be your tradition monthly...

Let's see my rent is 100k

And I am doing a job of 100k per month...

I'm supposed to save at least 8K monthly

For rent...



If your rent is above 30% of your salary monthly, then indirectly you are working for the house owner whether you aware of it or not

75 Likes 3 Shares

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