WaleCanada:

Hello all,

There's something bothering me that id like to share with the house. First to get a closure on it if possible and then for others to learn too. I'm Post ITA and I intend to submit my application before July ending hopefully.

My major issue here is the exchange rates. Initially, it used to be 269 or so, and going by that it'd be 3.4mil for a single applicant. I was working with that and targeting 3.5mil so that anyhow e be, I'd be on a safer side.

This morning I woke up to discover its been up to 277,20 on xe and oanda. That means I'd be looking at 3.5mil and if I still want to go ahead with having a little surplus, that's abt 3.6mil. Way way higher than my initial plan.

This made me do some additional research and I read somewhere that when u submit after ita, the POF is locked on the exchange rate for that day and whatever subsequent increase or decrease in the rates, won't affect what you had tendered on day of submission. I was skeptical abt this but decided to ask how true it is.

I also want to ask a very funny question. If resident in Nigeria, is there a way one can open a special account such that you'd save money IN CANADIAN CURRENCY there. So for example, I safe 12,700 there as a single applicant, so whatever change hpns in the exchange market does not affect my fund, after all its already in CAD? That way, only a review in POF margins can affect my fund atleast while application is been processed.

Thirdly, I have like 60% of my POF in my gut acct, wch I intend to use for the whole financial statement stuff. Then abt 30% is in my UBA acct and I'm expecting the remaining 10% from my brother. My plan is to get the 10% into my UBA, then go pay it in cash, (alongside the other 30% also in my UBA) into my dad's account, so he subsequently transfers the whole 40% to my Gtbank. Then we do the notarization stuff and all that. House how do you advice I proceed? Is it a fair plan? I wish to invest the whole POF in treasury bills. I'm sure I'd be given a certificate and letter of non indebtedness from the bank. Shld I also print out statement of acct?

Finally, my salary acct is with stanbic Bank and I have no intentions of using it for funding? Do I still need to submit statement for the salary account? Event hough its not been used for POF purpose? Same thing applies to my stanbic pension acct. Is there a need to show that too?

Saraha1:
@concept, you are very right. Several time have asked God why? And am always pleased with his reponds so am less border any longer.
I know very very soon , he would disgrace the bucket by fetching water with basket.





Hope you have dedicate some few mins to sing praises to him?

Abduletudaye:
You've really hit it big.. Congratulations.. Its really sad sha.. Person go just dey apply althru...yesterday was exactly a year I left service.. Am scared it might continue..but i love being positive..am sure soon, God go do am..

busuyem:
This is called the wonder of God Almighty. Congrats!

Spidermon:
Amen. I know God will do mine too. Also finished NYSC this february and it hasn't been easy.

Rapmoney:

U be woman wrapper!

missbronze: Thanks dear. am flattered.

And u? u are CUTE too.

IYANGBALI: rokiatu is ugly,she has yam legs and her bum bum looks like bucket

missbronze: Hahahahahahahahaha.


U are crazy.

She will crush u to mumu level.

stinggy:

Le ukwu
Nice pic ma'am... gave u d 1st like on ur new pp

stinggy:

Le ukwu
Nice pic ma'am... gave u d 1st like on ur new pp

annoymous:

hehehe. as she crush you, just stay crushed o cos if her husband catch u, he will also crush you.

rokiatu:

awwwwww so sweet. Right back at ya.


LOL hahahahahahaha you are funny.


Thanks to everyone that included me on their list.