₦airaland Forum

Welcome, Guest: RegisterLoginWith GoogleTrendingRecentNew

Stats: 3,325,061 members, 8,420,094 topics. Date: Thursday, 04 June 2026 at 11:18 AM

Toggle theme

Cydophobia's Posts

Nairaland ForumCydophobia's ProfileCydophobia's Posts

1 2 3 4 5 6 7 8 9 10 (of 18 pages)

PoliticsRe: Ikorodu: 3 Killed As Gang Members Engage in Supremacy Clashes by cydophobia(m): 7:28am On Oct 13, 2021
FFK talk pass this.

Yeyenatu.

Curious345:
Anything goes.

I have always said, IF THEM DASH ME HOUSE FOR IKORODU I GO REJECT AM.

Ikorodu is a state on its own. Don't ever call that place lagos..

Its OUTSIDE LIFE..

NOT insideLife.
RomanceRe: My Experience Dating A Lady From Zimbabwe by cydophobia(m): 10:40am On Oct 04, 2021
You are right bro. You still dey Munich?
I dey very close to Munich.

Disclaimer12:
Bros na because she dey UK! Normal normal Zimbabwe dey happy to date naija guys! Who dey reason their side for street normally ? They have worst reputation than Nigerians! 80% of the prostitute in south Africa are from Zim, 75% of thieves and hijackers are from Zim! If u have time, try visit joburg, go to Hillbrow, Berea or Yeoville, go to joburg CBD and ask around then you'll have a rethink! Naso one wan dey form accent for me for Munich Germany, I carpet her and she humble! If no be say men dey like try new things, wetin dey Zim girl body? Abeg we get more pressing matter than to be worried about a country that don't even have their own currencies! Make she go boil beans jor
InvestmentRe: How Can I Be Saving My Money In US Dollars (or Other Foreign Currencies) by cydophobia(m): 10:39am On Sep 13, 2021
Can you share more lights on this?

Thanks.

SavageResponse:
If you want to save then just buy forex and pay it into your dom accounts, that's what I do
InvestmentRe: Get Crypto Knowledge by cydophobia(m): 5:38pm On Sep 04, 2021
Thank you boss. Can you share how someone can buy coins and sell using Houbi app,the way you explained for binance.

Theinfomayniac:
There are lots of them
BNB
KLM
ADA
SOL
FTX
Having a good entry point is more important now as most of them are going ballistic
InvestmentRe: Get Crypto Knowledge by cydophobia(m): 5:57am On Sep 04, 2021
Which of the coins would you recommend for a newbie to buy. I have account on Houbi. Thanks

Theinfomayniac:
Omo! There is so much money in this crypto thingy. Even if you don't know how to trade just buying and holding good coins can make you alot of money.
But the catch here is you must have good capital to get the best out of it.

For instance a coin i bought for $16 on the 25th of this month is now $24 , that's about 40% increase within 5days.

So imagine i went in with about $10,000 on the 25th my money would be $14,000 easily today without breaking a sweat, with this i can take profit by selling $4,000 worth of the asset and leave my initial capital.

NB. Never sell all of your stake in good asset.

Omo! If you are still keeping all your money in a Nigerian bank you simply don't know wha is goin on.
SportsRe: Leicester City Sign Ademola Lookman On Loan by cydophobia(m): 8:12pm On Aug 31, 2021
Congrats!
I hope senior Man will cut small soap for this my brother.

Naija amaka
PoliticsRe: DSS Operatives Produce IPOB Leader, Nnamdi Kanu In Court by cydophobia(m): 4:15pm On Jun 29, 2021
I thought you guys said he is dead?

blessochampion:
Omo. Buhari no small for international community o grin
TravelRe: Polish Student Visa by cydophobia(m): 7:46am On Jun 27, 2021
Alright.

blessednendowed:
Question: What if I am self sponsored, How can I show proof of funds ?

Answer: In my analysis, you have 3 options to show proof of funds for self sponsorship.

1. If you the applicant are a salary earner and want to self sponsor, you need to present to the embassy the following:
a) 3 most recent payslips (550k Net a month or more)
b) Confirmation letter of employment
c) Letter approving a paid leave of absence for study from your employer.
d) proof that your job will still be available upon your return to Nigeria and proof that you will continue to earn a salary while you are away for studies (these can be addressed in c )

OR

2. Open a cash backed credit card account in your name, fund it with a minimum of 5m or more. Request a certificate of credit card limit. In addition to that , Get a sponsor to write, sign and notarize a letter of sponsorship stating that they funded your credit card with the requirement amount maybe as a gift or something to that nature. (In this case u are still attaching yourself to a sponsor somehow)

OR

3. You can also do option 1 and also fund a credit card account in your name and request the certificate of credit card limit in your name.

Please note: I DO NOT recommend self sponsorship (read my previous posts I have already explained why I do not recommend it in one of my posts) but if you must do self sponsorship then I will recommend option 2.
TravelRe: Polish Student Visa by cydophobia(m): 7:44am On Jun 27, 2021
I sent you a PM boss.

blessednendowed:
Question : How can I obtain a credit card Limit Certificate?

Answer: Go to any of the major banks and ask for bank manager. Tell them you need a cash backed credit card . Basically it’s like a secured naira credit card . Meaning you will use your own funds to fund it as collateral ok. In this case the bank will put a lien on some of the money . For example let’s say you need a cash backed credit card for 5m. You will need to fund the card with about 6m because out of this 6m the bank will hold between 10-20% of it as collateral meaning they will put a lien on that 10-20% of the amount you are funding your credit card with.
Once you fund the credit card account you can then request for a certificate/confirmation of credit card limit. Some banks take between 5-7 days to issue this certificate/confirmation of credit card limit.
This certificate is what you need to submit to the polish embassy as proof of funds.

Banks I would recommend: First Bank, Access Bank, GTB, UBA, Fidelity, Stanbic

Basically if you explain this to any of the major banks they should understand. If they do not pm me and I will refer you to a banker at one of the major banks who is familiar with the process.

Question: What is the minimum amount that should be in the credit card ?

Answer: To get the minimum amount you need to fund your credit card, add up your tuition cost for a year + accommodation cost for a year + living expenses (food and transportation cost) for a year + flight cost. The total of this should be the minimum amount you should fund the credit card account with. I recommend a minimum of 5m or more. The more the better.
TravelRe: Polish Student Visa by cydophobia(m): 7:41am On Jun 27, 2021
Well appreciated.

blessednendowed:
Question: If my sponsor is a salary earner what are the supporting documents he must provide?

Answer: If Your sponsor is earning a salary he or she will provide the following supporting documentation as proof of funds and sponsorship:

1. 3 months recent payslips ( I suggest minimum of 550k net a month and up)
2. Confirmation Letter of Employment
4. Letter of Sponsorship or Affidavit of Sponsorship ( Must be signed by your sponsor and notarized by a high court or public notary)
5. Copy of Government Issued ID (Passport, National ID or Voter's ID Card)

Please note: Salary earners can also fund a credit card and provide a certificate of credit card limit as well in addition to the above or the may decide only to provide the credit card limit certificate by itself as proof of funds or they may decide to just provide the above payslips and confirmation letter of employment. They have options.
TravelRe: Polish Student Visa by cydophobia(m): 7:38am On Jun 27, 2021
Thanks you boss.

blessednendowed:
Question: If my sponsor is a salary earner what are the supporting documents he must provide?

Answer: If Your sponsor is earning a salary he or she will provide the following supporting documentation as proof of funds and sponsorship:

1. 3 months recent payslips ( I suggest minimum of 550k net a month and up)
2. Confirmation Letter of Employment
4. Letter of Sponsorship or Affidavit of Sponsorship ( Must be signed by your sponsor and notarized by a high court or public notary)
5. Copy of Government Issued ID (Passport, National ID or Voter's ID Card)

Please note: Salary earners can also fund a credit card and provide a certificate of credit card limit as well in addition to the above or the may decide only to provide the credit card limit certificate by itself as proof of funds or they may decide to just provide the above payslips and confirmation letter of employment. They have options.
TravelRe: Cost Of A Nigeria International Passport by cydophobia(m): 5:38am On Jun 22, 2021
Hi Guys.
Can someone help me with the requirements to apply for new International passport for a 11 years old boy.

Thank you.
TravelRe: Cost Of A Nigeria International Passport by cydophobia(m): 5:01pm On Jun 21, 2021
Ok

obitryce:
Get the guarantor form signed by your guarantor.
A passport photograph of your guarantor attached to the form
Take the form to high court, go to the ICT office down floor and pay 2k.200 to include receipt printout.
Move to the next office and get the form signed and stamped (passport photograph inclusive) after they must have sighted your payment receipt.
Go upstairs to the commissioner of oaths office and get it stamped and signed again.

You are done.

1) printout a copy of your passport application form, acknowledgement form , payment slip, E - passport form to be collected and filled
2) copy of LGA ID, birth certificate/attestation,copy of your NIN, Guarantor form, Guarantor Driver's license or NIN, copy of Guarantor Passport bio-data page.

Ensure to arrange them in this format as I have listed them in an office file and attach your 2 passport photograph to the edge of the file (inner part) left side.

E-passport application form can be gotten by the business centre beside the NIS office.

Got to 3rd floor second office on your right and submit
TravelRe: Cost Of A Nigeria International Passport by cydophobia(m): 4:58pm On Jun 21, 2021
God bless you
toms55:
My DIY route experience....Festac Office
After being charged 50k by an agent and it would take six weeks to be ready due to the new policy according to him, i decided to do it the DIY way...

1. Payment online of 26k (25k+1k charges fee)using the saana pay option on immigration portal.
2. Download payment receipt, Acknowledgement receipt, guarantors form and application page.
3. Certificate of Origin from my state liason office cost 3k with one passport attached.
4. Took my already filled guarantors form to a magistrate court for stamp and seal. Cost 1k.
5. Guarantors passport photograph just 1 was requested.
6. Original Birth certificate.

On getting to the immigration office i proceeded to servicom met an officer who assisted to arrange my documents in the following manner using servicom file i observed that it is quite different from other white files i do not know why tho ( please do go with originals and they will request to sight it and ensure you have no conflicting details such as name, DOB as it will cause you more delay):-

3 copies of payment slip, Application page, 2 passport photography (applicant), 1 copy of guarantors passport photo attached to the guarantors form, Datapage of guarantors passport, NIN slip photocopy (applicant) Nin slip of guarantor not requested. He arranged all in the file and entered the details In a register, and took me to another area where an officer vetted the documents, stamped behind the last document in the file and directed me to another officer whom entered my details in another register. Afterwards i was directed to another officer who checked again,entered details in her own register , gave me a slip and asked me to come for capturing the next day.

I must say the officers are kind against what i have read about them. None of them asked for bribe and the whole process was fast and easy. On getting to the NIS gate a lot of touts came and started telling me testimonies of their in house link and why i should patronise them but i didn't pay attention to any.


DIY Wayyyyyy.......
TravelRe: Cost Of A Nigeria International Passport by cydophobia(m): 5:59am On Jun 06, 2021
Is affidavit date of birth acceptable?

goldwaters:
No. Birth certificate, local government origin certificate, NIN slip
TravelRe: Polish Student Visa by cydophobia(m): 5:55am On May 21, 2021
God bless you Boss.

blessednendowed:
Her 3 months most recent Payslips, her employment certificate, copy of her ID , and a notarized letter of sponsorship

OR

Credit card certificate in her name, copy of her ID, and a notarized letter of sponsorship

OR If you like you can combine both options and submit both
EducationRe: What Were You Known For Whilst In School? by cydophobia(m): 7:51pm On May 15, 2021
Physicist
I love physics with passion,I used to quote PN Okeke physics textbook as if I am the author.

Jay Jay Okocha
They called me this name because of my enormous body movement and leg over.
EducationRe: Private Secondary Schools Needed In Ibadan by cydophobia(op): 6:11pm On May 11, 2021
Idaytesj29:
Which area?
Bashorun,Bodija,Oluyole Estate and all cool places in Ibadan.

Thank you boss.
EducationPrivate Secondary Schools Needed In Ibadan by cydophobia(op):
Hi Guys,

I am looking for good private secondary schools for my daughter in Ibadan.

Quality schools with moderate tuition will be appreciated.

Thank you.


@Mod, kindly move this to the front page.
AutosRe: Toyota sienna 99 xle for 950 by cydophobia(m): 3:00am On May 07, 2021
Where is the car boss?
PoliticsRe: 2023: Southern Nigeria Should Produce The Next President – Ganduje by cydophobia(m): 9:20am On Feb 13, 2021
Authentic and confirmed.The picture is getting clearer..

Simplyleo:
FFK don share the password to APC members. grin

Ganduje obviously confirming the password cheesy.

They will soon start narrating how Ganduje's credentials qualified him to be a gov. And indeed, his laudable projects in Kano state. Watch the yesterday's illiterate almajiri suddenly becomes the most educated northerner today.

Meanwhile, 2023 race don dey gather momentum. FFK is set to dump ipobs.

Star boy working hand in hand with Tinubu behind the scene.

However, ipob miscreants are still inside Tinubu's butthole. grin
TravelRe: Studying In Finland (free Tuition) by cydophobia(m): 7:45am On Jan 15, 2021
Bro.Pls can you answer my question?

Thank you.

oak202:
As a student that doesn't have degree , the type of job you will get is manual related jobs like working in supermarket , trashing waste bins at train stops, Newspaper distributor in early hours of the day , cleaning of offices among others. Most of these jobs are done within 2 to 3 hours.

You will earn a decent pay that will be able to cater for your house rents, bills & welfare.
Mind you house rent is paid monthly & it ranges from 100k & above .
Dont ever have the mind of making it quickly if you get there but you will be okay & live a decent life for someone that is still in school . My advice
TravelRe: Studying In Finland (free Tuition) by cydophobia(m): 7:04pm On Jan 14, 2021
Hello Guys.

Please I need clearification on if someone could get admitted for Bsc program with WAEC statement of results as the Certificate is not ready yet.

Thank you.
European Football (EPL, UEFA, La Liga)Re: Manchester United Vs Tottenham Hotspur (1 - 6) On 4th October 2020 by cydophobia(m): 6:32pm On Oct 04, 2020
If na Barça dem beat like this Man Utd fans no go allow us rest with their fake analysis.
SportsRe: Messi To Move To Manchester City Likely As Aguero Removes No 10 From Instagram by cydophobia(m): 1:08am On Aug 27, 2020
I can't believe all these English fans begging Messi to sign for thier Club. I thought you guys said he can't play like the way he did in Spanish league. ?
CelebritiesRe: Kate Henshaw Shows Sallah Ram Meat Gift, Says "Maintain Good Friendships" by cydophobia(m): 2:35pm On Aug 01, 2020
Brother calm down. Your sallah meat is on the way.

Deustchemann:
Barka de Sallah to the Muslim folks

Naso i no see meat chop yesterday angry sad
There is God oh!! Just know that Mary is 4 months pregnant. We shall see in December angry
HealthRe: Share Your Embarrassing Moments With The Doctor by cydophobia(m): 8:35pm On Jun 04, 2020
God no go shame us.

[q kissuote author=Sonnobax15 post=90314461] grin That was back then in 2007...
mehn,i was rushed to a near by hospital due to the fact that i couldn't urinate.

the doctor instructed d nurse on duty to fix a pipe in my dick.

so i had to pull down my boxer,just for me to hear one of d nurses saying-"bros,why you no dey shave na??...but shaving stick no dey expensive na..

na once i soak myself for shame dat day.

d truth is dat most naija nurses and doctors have poor manners of approach..
na who get body to hear generational insults nai dey do things with them.[/quote]
TravelRe: Can You Relocate To Nigeria With $30,000? by cydophobia(m): 4:18pm On May 31, 2020
This is one of the best advice so far.

Kudos bro.

DeeFlask:
I will advice you to relocate to one peaceful African country like Rwanda or botswana
TravelRe: Lets Talk About Estonia by cydophobia(m): 1:53pm On May 28, 2020
Please someone should help with this question.
cydophobia:
Please I will like to confirm if there are schools that does not require TOEFL.

Thank you.

1 2 3 4 5 6 7 8 9 10 (of 18 pages)