₦airaland Forum

TayserMahiri:
Nah, Una make noise

Runalong333:
Kikikiki you are not s vegetarian by choice you starving idiot . Get a passport and travel you broke idiot

tylann:
it is well written maiduguri international airport

Runalong333:
a 37 year old bitter man with a failed career as an analyst . Now he plays big on a faceless forum . Kenyans are funny people .

NairobiWalker:
Exactly, they'll bring an argument, when they're beaten they start posting stupid Memes and stupid piglish.

mtisTheQubit:
Thats an airstrip idiot..ever heard of flying doctors...

Jonraid:
Choose a metric of your liking and prove that Nigeria has the best banking sector. What of metrics like a banks adaptivity to technology talking of new trends like mobile banking fusion with the traditional banking system.Sophistication is something that Nigeria hasn't masterd yet. Your banking is more traditional and mainly relies on its larger customer base as its main pillar. Without creativity,Kenyan banks would be long dead with them being in a country that is the world's leader in mobile money and banking (we move tens of billions of US dollars through mobile money)and which also potentially has Africa's largest SACCO movement. The Kenya's financial sector is so sophisticated that every player needs to be on toes to get the market pie.With the quick growth of mobile money and SACCOs,I thought Kenyan banks will be edged out,I was wrong! The banks have been resilient even through the rate capping move by the CBK. Do you think that the Nigeria's financial system enjoys such sophistication that would threaten their banks out of business? A simple case like the state of your insurance industry would tell much about your financial sector and the gaps that need to be filled!

TayserMahiri:
Most millionaires I know do expensive wine. You might be the exception

Online experience nice one.

TayserMahiri:
Let's not imagine that idiot is a uni student

rvp2018:
Okay let clear this some basics first.
1) Banking assets - we are looking at in-country data has compiled by Nigeria and Kenya central banks. GT Bank Kenya bank assets will be under Kenya - not under Nigeria.

You need to ask Central Bankers why they analyze banking sector assets amongst other metrics.

2) Pretty good indicator - doesn't mean the only indicator - but trust me - the bank strength or arsenal is it's assets. Even if you banks had the best intentions, everyone had a bank account, and name all the other indicators - all that will come to cropper without strong balance sheet to lend or invest the money.

3) You're only arguing because Nigeria banking assets clearly exposes your over-cooked economy. You see South Africa has 370B banking assets. Nigeria which claim to be bigger has 100B. Kenya has 40B. That is all the argument is all about.

4) Population is factored everywhere we are talking about human activities. How would we not factor that?

Long story short - Kenya beat Nigeria in banking sector - you look for any other indicators - including Financial Access - and you'll not argue.

And this is one of the sector Nigeria is doing good after the reforms(forced mergers & acquisition) of 2000s.

Ibrahimanis:
It's not a pretty good indicator because there are loopholes in it.

1. If it's a good indicator, why is it not use by economists around the world, because this is the first time I am hearing of it.

2. Not all Bank Assets are in a single country. For example, GT Bank is present in Kenya, Uganda, Rwanda, Gambia, Ghana e.t.c UBA in 20 African countries including Kenya, Ghana, e.t.c. Firstbank, Access Bank all have their assets spread across many countries. How do their assets in those countries serve Nigeria?

3. (I might be wrong on this though because I couldn't find the total Bank assets of Indonesia) but from indications, Indonesia has a superior Bank assets than SA, but SA leads in ratio to population. Will you say SA banking is superior to Indonesia's?

4. Going by your logic, we also have to factor in the number of customers (population) of a particular Bank (country) to determine how superior they are because banks only invest in (lend to) their customers.

5. Your argument is simplistic because it does not matter how big the assets of a banks in a country is if the masses can not access the money. And to determine how masses can access the money, you factor in borrowing power of customers, lending power of banks e.t.c.

6. And to determine the borrowing power of customers, you factor in minimum wage, income, expenses e.t.c at the end of the you have a very skewed result.

7. Banking depth, Banking transparency and regulation, Capacity of local investors, Macroeconomic opportunity and Enforceability e.t.c are the metrics mostly considered when measuring which banking sector is better while Bank assets is the only metric use to determine which banking sector is bigger/larger.

7. I genuinely enjoy our arguments, if you are no longer interested in this discussion, just say so, we'll go our separate ways, no need for the insults.

TayserMahiri:
The dude comes here and gets mad when ppl ignore his lame posts

mtisTheQubit:
kiddo ya need to back off ...

TayserMahiri:
I'm someone who drives two cars one worth a cool several milli and this is the sort of normal thing amongst my friends. So Def not poor. What you call rich at Wilson I call average. Mind you those tourists at Wilson a good chunk pay money directly to me

rvp2018:
And what were sweating about. You know how many Kenyans make such monies. That would put you in the upper class of Nairobi. But in reality we know you're just a struggling lower middle class. You have two ex-Japanese cars - big deal - I own more than 10 semi-trailers - each worth nearly 10M inclusive the trailer - and I don't want to tell you the real estate I own in Kenya, Uganda and Rwanda. I pay nearly 3M for my 2 kids per year at international school.And I still won't call myself rich. I am middle class. Keep your lanes. Lets keep this about Nigeria vis Kenya...and don't try to be a monitor here. Nobody elected you one.

rvp2018:
Then you're a rich man like me - which is why you can afford to fly 15K at Wilson. Of course we know you're poor a.hole whose highlight in life is probaly this THREAD. Once we are done - we will request Seun to have it printed and sent it to you!

TayserMahiri:
Yes that's true!! I like your cool when dealing with naija. Most of the times I get violent on these mofos coz they argue like fools.

TayserMahiri:
Round of applause for 37 yr old website builder with no website to show. Totally agree with the new moniker thing. Right now you're logged in with two monikers rvp2018 and rvp20183. So much for educating. Keep educating these fools you bloody online warrior desperado never seen someone so dedicated. Try to keep your cool. You have lots of experience you should know rule number one of online warrioring.

rvp2018:
You're wasting time. I was building website as 18yr old in 1999 and participating in the few online forums then - so I have solid 20yrs of online experience if that count for something- I learn a lot and share alot - I am barely 37 yr old now. As for your empty threats - you must be VERY VERY STUPID - it will take me exactly 5 minutes to be back with new moniker - this sites doesn't even ban IP - so I don't need to vpn tunnel here.

My friend I can teach you so much - in technology, business, economy, name it.

You need to find yourself a girlfriend and stop looking for one here in Nairaland.

And nobody made you the prefect of Kenyans here. I have dealt with dung flies like you for so many years you don't even register in my radar - keep looking for fresh dung from the Nigerians - they are going to unleash a lot of that soon.

FrudstaPresidnt:
2:0oooooo.....o...after all their noisemaking.
Please we should send an SOS to their president, some of their citizens might commit suicide as a result of their loss to Lobi stars.
Oh boy! The way these guys are killing themselves because of that match is a thing of concern.
They defeated lobi star fc in the first leg and concluded it was going to be a child's play in the 2nd leg.
Lobi star fc beat them badly to teach them an unforgettable lesson.

TayserMahiri:


At least try to have a big club like Esperance of Tunis or Al Ahly of Egypt or Super TP Mazembe of Congo or US Kenya of Congo if you claim to be a big footballing nation.

FrudstaPresidnt:
They clowns

NairobiWalker:
Nigeria has no airports dude. 14M passengers for a country with 200M people is embarrassing. In fact you have the lowest number for countries with over 100M people.

Danielnino00:
I'm sure u were among those Kenyans that went to Lobi stars Facebook page to make noise ...I hope u didn't run away when the Nigerians invaded Gor Mahia's page??

As for the AFCON, you must be dreaming if you think Kenya stands a chance of even making it out of the group stage

TayserMahiri:
North Korea has built a very big stadium to boast the same way you have built to boast.

rvp2018:
Do we have to do this slowly again - because you got bad education or what.
Bank assets - loans, cash reserves and securities the bank has invested in - and throw in physical assets they have.
In lay man terms - bank assets - is what bank really has to offer to you.
Majority of bank assets - are loans - the more assets - the more loan book - the more their ability to lend.
Banks make money by lending - depositors money (liabilities) - and charging interest on it.

Nigeria banks have 100B dollars to lend to 200M nigerians - including their gov.
Kenya banks have 40B dollars to lend to 50M kenyans - including their gov.

Now show me you more banked than us - when bank to GDP/pop is that BAD!

A proper 350B economy like South Africa has 370B dollars worth of bank asset.

See how Yemi Kale cooked your stats.

And then go back to school - I know majority of you schooled under Sani Abacha - so you went thro the system without learning nothing

rvp20183:
Worry about oil at 45 dollars a barrel and the disater coming you way.You need oil at 70 and production at 2.3m to meet you budget obligation.Now imagine production at less than 2m and price at 45 and start shedding tears.That like 50% budget cut.It going to be another recession.Very painful.We need to remove Nigeria from Africa countries eligible for free visa.Not wise.While you'll get 2% GDP growth hit we will get the same boost.

TayserMahiri:
Even poor North Korea has the biggest stadium in the world idiot.

rvp2018:
Is SGR defaulting. That "news" was part of conditionals from EximBank China when they gave us 5B dollars railway loan. In just 1yr we are already 8 yr projected CARGO.There are more than 14 trains making 28-30 cargo trips per day. Ethiopia are struggling with 1 train and have already asked Chinese to extend the repayment period.

Kenya is not about to nor has it ever defaulted on Loan. We are not Nigeria or TZ who have had debt crisis after crisis. We have paid our debt in time except for few years we have asked for rescheduling.

Nigeria and TZ have had to ask for debt forgiveness - several times.

EximBank have already approved another 4B for final phase of SGR to Uganda border....signing is remaining. So we are still very credit worthy.

rvp20183:
JKIA NBO,MIA MSA,Eldoret IA, Kisumu IA and new one Isiolo IA.Special mention of airport that deal with international traffic.. Wajir airport used by Somali bound planes,Manda Airport in Lamu used by US army to fight international terror AID Loki Airport in Turkana for South Sudan AID
relief.Some of busy domestic airports include Wilson at Nairobi,Malindi, Ukunda Diani and several airstrips in Maasai Mara.Lots of busy airstrips in animal parks.

rvp20183:
Talk about yams and such tubers otherwise aviation we are amongst Africa big boys with Ethiopia and South Africa.Without Kenya Airways making dangerous gamble in your often dark lit airport with bags getting stolen and air ticket bought on Russian hacked credit cards...few airlines will agree to carry you.Thankfully there is brisk business of shipping back Nigerian deportees worldwide that KQ is more than happy to do.

rvp2018:
Football - we are coming for you. Let see how Enugu game goes. Nigeria you'll have nothing to brag about soon. Our football is rapidly improving.Our players starting to go proffesional in Europe, and our leagues getting more funding.

Watch Lobi Stars v Gor Mahia. Lobi Stars were beaten thoroughly in Nairobi. They may employ Juju at home but I am hoping Gor Mahia gets a draw and make history!

And we already made to AFCON - including beating GHANA!