₦airaland Forum

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Thief. You might not agree with Boko haram on anything. But when you consider that it is the educated elite who have brought this country to her knees. You really begin to ask yourself what the value of their education is.

Suit wearing thieves the whole lot of them. Empty airheads that have solutions to nothing. Dangote built a major refinery in less than 10 years. Kyari and his fellow group of incompetents used over 18 billion dollars and still achieved nothing. No refinery in operation. Shame!

Let us be brutally honest with ourselves now. Nigerian army is beginning to border on incompetence. These needless loss of lives can very well be avoided. Why is the army still fighting as if it is in the 90s? Why is it using incredibly outdated tactics?

I watch steadily the theatre of war that is Ukraine I see how simple cheap drones have become a game changer, stopping Russia in its paths. Drones have changed the game effectively stopping the advance of any attacking force from any direction.

This reason is why the United States last week made it mandatory that every division of the US army will be equipped with thousands of drones going forward.

Why sit and wait for an attack when drones gives you eyes in the sky, heads-up ability to spot the mass of the enemy as they advance and send attacking drones at them to disorient and dislodge them. The moment you are exchanging gunfire with an adversary it is already late.

That's why you will not see large scale infantry and mechanised attacks in Ukraine anymore. Drones have rendered those tactics obsolete.

These drones cost less than 5000 dollars. It is willful malice that every Nigerian FOB should not have tens or more of these deployed. The stand-off ability drones offer makes them an asset to any theatre.

Let's not forget the reconnaissance ability drones give. ISWAP and Boko Haram have camps they amass in and advance from. Drones give huge abilities to take the fight to these elements. Hearing news of the army always being on defense is becoming irritating. This is over 15 years of Boko Haram and ISWAP now. Have we not gathered enough intel to know the location of these camps? Why is it that we never read that Nigerian army has attacked the camp of the insurgents? Why is it always that the army has to be on the defensive against them?

The ultimate sacrifice men of the army have paid is inestimable and is deeply appreciated. But it is time to change tactics. The old ways don't work anymore.

In 1964, Nigeria has a GDP per capita of over 2000 dollars. This was higher than the GDP of even South Korea then. Today, Nigeria has a GDP per capita of less than 900 dollars while South Korea has a GDP of over 35000 dollars.

In the last 10 years, India lifted over 175 million of her citizens out of poverty. In the last 10 years Nigeria has fallen off the cliff.

Leadership matters! There is no denying the fact that the Tinubu led government is the most incompetent, directionless and visionless this country has ever had. There is no metric of development this man has improved on. Non! He brought that brain dead Buhari, packaged and sold him to Nigerians. A failure just as he himself is.

It will not be well with anyone who voted and still plans to vote for APC.

Shame on EFCC. A lawless, useless and totally needless organisation. These dogs could do nothing when they went to arrest Yahaya Bello and got locked out of the estate. Pathetic

A matter came up that funds were being wrongfully deducted from an account. Has that been addressed? No! VDM visited a GTB branch and obviously, all GTB branches were notified to be on standby and have the EFCC called up when he comes.

To show you how well GTB planned this, they made sure VDM had left the bank premises before before the EFCC arrested him. The question is, what does the bank have to hide? If the bank had allayed the concerns of VDM and family, wouldn't the bank be the first to rush to the press? To show that their was just a misunderstanding and no funds were wrongfully deducted? The bank failed to do that.

Going after VDM without addressing the issues he brought up is just wrong. GTB will struggle with its image going forward.

Lately, I've begun to understand why fathers in earlier generations hesitated sending female children to school.
Tell me now, a female child goes to school, just like a Male child, gets exposed to every opportunity a male child has and that same female still grows up with the belief that a man somewhere will bear the responsibility of footing her bills. So why did her father bother with her education?

This sad mindset is common among Nigerian ladies and it is shameful. They shout equality all the time but shy away from the responsibility that comes with it. Any woman who thinks that a man should take responsibility for her bills is someone who has wasted her education.

The Blackman has done it again. Shameful.

Meerahbel:
🚐 Option 1: Buy a Mini Bus and Drive
Pros:

Daily/weekly income stream.

Potentially higher return than passive investments if you manage it well.

You have more control.

Cons:

High operational risk: repairs, fuel, accidents, inconsistent revenue.

Time and energy required if you’re the driver.

Regulatory/ticketing issues in some areas.

Depreciating asset.

Recommended only if:

You have solid knowledge of the transport business.

You’ve done cost vs. income analysis (e.g. average daily earnings minus fuel/maintenance).

You’re ready for active management (or have a trusted driver with accountability).

📈 Option 2: Treasury Bills
Pros:

Very safe (government-backed).

Fixed, guaranteed return.

Great for capital preservation.

Short-term options (e.g. 91, 182, 364 days).

Cons:

Low return (typically around 10–13% annually).

No early access without penalties.

Doesn't beat inflation significantly.

Recommended if:

You want zero risk.

You’re saving for a near-term goal.

You’re okay with modest returns and just want your money safe.

💼 Option 3: Mutual Funds
Pros:

Better potential returns than T-bills (especially equity/balanced funds).

Diversified portfolio (bonds, stocks, etc.).

Managed by professionals.

Liquidity (can cash out with little delay).

Cons:

Moderate risk (market fluctuations).

Returns not guaranteed (depends on fund type).

Recommended if:

You want a balance between safety and growth.

You're okay with medium risk and don’t need daily cash flow.

You’re looking to grow your money over time.

🚨 Final Advice (based on your tone and urgency):
If you urgently need income and have business experience, the mini bus could work—but only with a clear plan and backup savings for risk.

If you're not sure, go with a split strategy:
₦2M in Treasury bills or mutual funds (safety/growth)
₦2M saved while you research/test the bus idea or another business

Never tie up 100% of your funds in one risky venture without backup.

This is the kind of informed commentary that nairaland keeps lacking. More of this please.

atoliman:
A lot of men tend to bash single mum and sometimes some single mum dey fxxk up by sleeping around with multiple mum

You might want to put down the beer now. Clearly you've had too much.

Forget all this nonsense these supposed feminists are saying. Within them they envy any woman who has settled in marriage. I'll give you a real example.

In the house I stay, above me lives an established lawyer. She's very aggressive and carries the feminism movement on her head. She did her feminism so much that in the middle of the night, the guy she was supposed to marry, fled her home in the middle of the night wearing only his singlet and trousers. He left his car behind and has refused returning for it. That's the car she uses now. This happened 11 years ago. The man has married someone else.

Most times when we are gisting, this my feminist neighbour never fails to mention how much she desires to be married. But this is someone who never hesitates to advise other women to leave their marriages at the slightest. She quickly helps them file for divorce and sometimes she even makes her house available for these women and their children to stay pending when they get other accommodation.

Sometimes when the judge has advised the husband and wife to find a way to resolve their differences, this feminist lawyer will keep pressuring the wife not to agree. She will push the woman to stand her ground and quit the marriage.

One particular instance, a wealthy man, the CMD of the state specialist hospital, met her to help him resolve a matter. The CMDs wife had been pressuring him for a while that she wants to relocate outside the country with the kids. She is a doctor as well. Not been able to withstand the pressure anymore, the man agreed. He gave the woman money for everything she needed. Unknown to him, the wife was using the money to spend on her side dude. Husband wanted to raise hell, wife ran from home with the kids. That's when the CMD approached my lawyer neighbour so she can help him talk to his wife. He wasn't even interested in the money again. He just wanted his family back. Big mistake.

My neighbour got in contact with the wife and made sure she refused any form of settlement with the husband. That's how that marriage ended.

But even till today, my neighbour is still praying for God to give her a husband of her own. She tells me that women who are married don't know what God has done for them. But if you see where this woman is challenging men and advising women against men, you'd think she has no desire to be married one day.

Anyone who follows these feminists is unwise.

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Sandra tell us how much Akpabio paid you for this useless work you are doing. We know all politicians pay for awards so it is nothing new.

Useless professors.

Indomie generation won't even know what this shoe is. This shoe was the no. 1 recommended shoe for all primary schools in Nigeria then. We were all looking smart and immaculate then with our white socks to match.

Oh! Let's not forget, the shoes had a very distinct and pleasant scent as well. Cortina doesn't see a shoe makers shop cos they don't spoil.

Na so fresh laps take waka?

Niok:
Helinues old lady

Make Una leave Helinues. Him don too suffer for Una hand.

Agbadocassava:
That cloth is worth $25,000

Worth $25,000 to who?

GIDIBANKZ:
How come India have the BEST DOCTORS and they are POOR

They aren't poor. In the last 10 years, India removed over 175 million people from poverty. That's over 70% of Nigeria's population. In the last 10 years, Nigeria has sent over 50 million people into poverty.

Leadership is what makes the difference. India has over a billion people with a poverty percentage lesser than Nigeria.

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Mrexcell:
All thanks to architect Alex Ekweme the designer.

seriously? That was Alex Ekwueme? I never knew.

Some people are cursed. You robbed a bank successfully and instead of you to go and give your God thanks quietly you carried your face and snapped with your loot. Now they'll catch him.
This kind of robbery is divine. No killing. No victim.

hatchy:
Kenya looks like Mr Biggs, while Uganda looks like old government offices for ministry of water resources.

Dey asked a question expecting an answer. They didn't ask you to come and kill people.😂😂😂

To think that our national theatre was built in 1976. We have concepts its just that we can maintain nothing.

If they told you this beauty was built in 1976 will you believe it?

Useless EFCC. Where is Yahaya Bello's mugshot? Where is the picture of you forcing him to sit down on the bare floor? Na only for small boys Una get power.

lexy2014:
Are you married to a car?

If dem thief your car or dem thief your wife which one go pain you pass?

Technically, a man can't be said to have cheated on what he used his money to pay for. If I buy a car and a few months later, I choose to take another car for a test drive, have I cheated on the first car?

This isn't a marriage anymore. Move away to where non of your wifes people can reach you. You can save should file for divorce after a year has elapsed.

This is not a healthy marriage. You are beginning to lose your sanity. You need to be whole both mentally, emotionally and financially to be there for your kids.

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Nothing wrong with hoping. People have woken up from longer comas. For example Munira Abdulla, a woman from the United Arab Emirates, woke up from a coma after 27 years.
She had a car accident in 1991 and woke up in 2018.

The amazing thing is that they still bath, feed(nutrient rich fluid piped into the abdomen), turn the body from one side to another(to prevent muscular atrophy) and evacuated faeces from someone in coma. As you can see above, the young man is growing older and fatter.