₦airaland Forum

Sleep sleep where r u.... Lemme stretch and yawn properly. And cuddle my blanket in this hot weather

Chai

There will be light for 24 hours

Game time for all politicians. I hope they play fairly.

francis247:
Say what? 6 plus is the bend gate master. 6 is just an apprentice.

But it is very common with iPhone 6. I am aiming for 6plus sha. I will put in strong case like. Ottobox. It's perfect for me joor

At least u get an idea

more pix !

Lagusta:
Its official!!!

This iPhone6 is the ultimate avatar: a fire bender from the eng clan!!!

#firegate

Lol

i think iphone 6 plus is safer and better than iphone 6

What happens when an iPhone bends too much? One man says his bent so much it punctured the battery and caught fire, causing second-degree burns to his leg.

Phillip Lechter posted this photo on his blog. “The phone right after removing from pocket and removing case,” he wrote.Phillip Lechter
Apple’s new iPhone 6 and 6 Plus smartphones probably won’t bend just sitting in the pocket of your probably-too-tight skinny jeans (Apple notes that only a handful of people have reported the new iPhones bending in their pockets). One guy, however, says his phone not only bent in his pocket, but caught fire.
An entrepreneur and business coach by the name of Phillip Lechter says his iPhone 6 bent so much in his pocket that it punctured the battery, an event that can result in a fire. Lechter and his family were riding in a rickshaw (or pedicab, as it’s sometimes called) in Tucson, Ariz., when the rickshaw hit a trolley track in the road. Lechter said the impact sent him into the side of the metal rickshaw.
His iPhone 6 was in the front pocket that hit the wall, he said, and was positioned such that it was bent nearly 90 degrees and punctured the battery, even though he had a leather case on his iPhone.
When he looked down, Lechter said he noticed that his leg was on fire. He said a nearby spectator jumped into action and threw a cup of water on his leg to put the fire out. Once the fire was out, Lechter said he was able to successfully get his phone out of his pocket and throw it out of the cab without burning his fingers, though he said he experienced a pretty significant burn on his leg.
“The doctor’s report described a 11.5 cm x 10.5 cm burn area on my right leg and classified the burn as second-degree with first-degree burns surrounding the area,” Lechter wrote on his blog. “According to the Doctor, the burn will require cleanliness, antibiotics and pain management for treatment.”
SOURCE:

http://www.cnet.com/news/guy-says-his-iphone-6-bent-and-caught-on-fire/

I am a big fan of naira land cos there's always something fresh to read. But for the past few weeks the front page news are getting stale like old bread. No longer sweet to read again. Or maybe I'm too addicted

Is it a Sin to step down?

Was the church wrong to ask him to resign?

Black American and African Leaders and Pastors sha......

please let keep praying for humility to guide everyone in their ways

MONTGOMERY, Ala. (AP) — After listening to his sermons for 24 years, parishioners of the Shiloh Missionary Baptist Church probably thought they knew the Rev. Juan D. McFarland.

But from the very pulpit where he preached about God's love and service to the community, he delivered some stunning revelations: He had had affairs with women in the parish — and neglected to tell them he had AIDS.

Perhaps because McFarland was so well-regarded, the church's deacons initially had sympathy.

"It was surprise, shock, but I think the leadership team did not react wanting to get him out. We wanted to get him help," said James Long, vice chairman of the board of trustees.

McFarland refused — and in a later sermon dropped another bombshell: He had been abusing drugs.

That was enough. The deacons voted 80-1 to fire him on Oct. 5, but McFarland refused to leave, going so far as to change the building's locks and the numbers of the church's bank account before returning to the pulpit on Oct. 12, Long said.

On Tuesday, the first business day following his last appearance, the deacons announced that they had filed a lawsuit to force McFarland out.

The church's website portrays the pastor as a man of passion, prayer and purpose "whose life is centered in Jesus Christ."

The suit describes McFarland as a man practicing "debauchery, sinfulness, hedonism, sexual misconduct, dishonesty, thievery and rejection of the Ten Commandments."

McFarland, 47, has not been charged with any wrongdoing. Knowingly spreading a sexually transmitted disease is a misdemeanor in Alabama punishable by up to a year in jail.

The lawsuit asks a judge to block him from serving as minister and give them control of the church complex, its bank accounts and a Mercedes Benz furnished for the pastor's use.

"We are just trying to minister to the flock and get the church back in order," Long said.

McFarland remained unfazed by the news.

"I will command the pulpit from this day forward," he said in a brief telephone interview Tuesday. He declined further comment, saying he and his attorney needed more time to review the suit. He would not disclose his attorney's name.

In a related development, Wells Fargo Bank filed court papers Tuesday saying that because McFarland sought to change control of the church's bank account, it can't determine who has the rightful claim to $56,211 in the account. It sent the court a check for the full amount and asked to be relieved of responsibility.

Nathan Williams, chairman of the board of deacons, said the church normally has about 170 members show up each Sunday.

SOURCES: Yahoo News
http://news.yahoo.com/lawsuit-pastor-knew-had-aids-had-affairs-181403459.html

jacarantha:
Now this should be the advert for G-wagen!!!

Mercedes want to collect the g wagen back from him because it's very precious and they want to keep it in their museum

adioolayi:
Are you for real?..215 Countries out of 196 Countries of the world..or some countries were counted more than once

Remember he started from 1988 and some countries are no more



Should You Take A Pension buyout?
https://www.nairaland.com/1947738/should-take-pension-buyout

Malawi 1989

California 2002

Botswana 1989

All the remaining pictures are at his precious website

On Monday 13 October 2014 - 26 years, 215 countries and very nearly 900 000km later - Holtorf brought his G-wagen home to the Mercedes-Benz Museum in Stuttgart-Untertürkheim, where it will go on show to visitors in the Classic Cars section from 21 October - and be immortalised in the Guinness book of World Records as the world’s most traveled car .

For Holtorf, now 77 years, the Mercedes G-Wagen 300 GD, which Christine affectionately christened 'Otto', was the ideal vehicle for a journey such as this.

“When I bought the car in 1988, the Mercedes-Benz people promised me, 'Where there's a G, there's away.'

“I was a bit sceptical,” he said. “After all, I'd already seen something of the world and had I some idea of what it would have to go through!”

But over the years his trust in Otto's capabilities grew, as they travelled together a distance equal to the moon and back plus twice more round the world, including at least 250 000km off-road, on loose gravel or corrugated washboard surfaces, through giant potholes, and up and rocky mountain passes - the equivalent of 10 times that distance on civilised central European roads.

“Actually the G was always overladen,” admitted Holtorf, “which is why I fitted reinforced springs and heavy-duty shock absorbers. Other than that, it's still standard; the whole drive-train - engine, transmission and axles - is still original, and neither the frame nor the body are showing any cracks.”

Christine died of cancer in 2010, but Holtorf went on, as she had insisted, and by journey's end he had travelled around 215 countries with Otto.

Find out more about Otto’s travels on Gunter Holtorf's website; it's (mostly) in German, but the pictures, maps and videos are worth a look even if you don't read German. http://www.ottosreise.de/start.html

From the pics below are
1. Otto with Daimler chairman Dieter Zetsche, centre, and Gunter Holtorf, right.
2. Crossing a rickety bridge in Guinea Republic - 1991
3. Otto getting to know the local ladies - India, 2005
4.Otto on the roof of the world, China - 2011

Don't give up on her

jacarantha:
Thanks for bringing this very important topic and choices to light.
I believe the pensioner is in the twillight of his life, this is the time to slow down and enjoy time spent with family.
Regular monthly income might be better than the stress of trying to build a new business...

i like your statement because you are so on point. I have met elderly delve into risky business world in either building block of flat or transport or gas refilling business. Such stress can be immense and unbearable for them. Although it can be managed better by those still in active working years and have opportunity to start again if any investment is lost.

A reader (age 62) recently asked if he should take a lump-sum pension buyout from his retirement plan. He has two choices:

1. Take a one-time, lump-sum payment of 12,784,200 naira ($78,000)
2. Immediately start a monthly payment of 117,192 naira ($716) that will last the rest of his life. If he dies first, his wife would then receive 87,894 naira ($537) per month for the rest of her life. (This is called a 75 percent joint and survivor annuity).

Should he take the lump sum? The answer depends on a number of factors. Let’s look at a checklist for both choices.

1. He might consider taking the lump sum if:
-he has other sources of lifetime retirement income that are adequate to cover his living expenses
-he has good uses for the payment other than generating retirement income, such as starting a business or paying off high-cost debt
-he has no other savings to access in case he has an emergency or a large unexpected expense
-he and his wife are in very poor health, and it’s highly likely both will die before 20 years has passed
-he has the skills and expertise to invest and draw down his savings for the rest of his life.

2. He might consider taking the lifetime monthly payment if:
-he needs a regular retirement paycheck to help cover his living expenses for the rest of his life
-he or his wife are in average health or better, and it’s likely that one of them will live for at least 20 years
-he has access to other savings in case he has an emergency or a large unexpected expense
-he isn’t equipped to invest and manage a lump sum for the rest of his life, even when he’s in his 80s or older.

If he’s really focused on generating a lifetime retirement income, here’s an important question: If he takes the lump sum payment of 12,784,200 naira ($78,000), can he generate a lifetime retirement income that’s higher than 117,192 naira ($716) per month? One way to answer this question is to find out how much it would cost to buy a lesser 50 percent joint and survivor annuity or single life annuity from an insurance company.

Please keep in mind that I’m not advocating that he buy such an annuity in this situation — I’m merely using the cost of an annuity as a yardstick to measure whether the lump-sum payment offer is a good deal.

Some people might worry that they could lose their pension. That shouldn’t be a concern in this case. The National Pension Commission is a federal agency that ensures regulation and supervision of all pension assets in regard to Pension Fund Administrators, Closed Pension Fund Administrators, Pension Fund Custodians and Insurance & Pension Department.

So, he faces two choices.

If he prefers having access to his money and is willing to pay the price of a smaller monthly retirement income, he would take the lump sum.

If he’s really focused on maximizing his lifetime retirement income, the lifetime monthly payment is the better choice.

Culled from
http://zealnote.com/take-pension-buyout

Big and kind heart

Banana Bread Recipe

http://zealnote.com/easy-banana-bread-recipe

This is not a how-to guide for checking oil, jump-starting batteries or changing tires.
Many drivers go their entire lives without learning even the most basic car maintenance, and they get around just fine. But even motorists who are blithely ignorant to the forces that carry them down the road can appreciate a good tip, as well as some clarity around habits that have worn out their welcome.

Surveying the question and answer community at Quora.com, BBC Autos compiled the most thoughtful responses to long-held suppositions about cars and how to treat them. So leave the tire changes to AAA, and heed these simple rules of thumb.

1. Your engine doesn’t need to warm up anymore

When the mercury falls, motorists are conditioned to allow their vehicles’ engines to run for a few minutes before setting out on the road. But unless you’re just trying to heat the cabin, modern engines are typically ready to go once awakened.
“In older cars, carburetted engines absolutely need a warm-up because they are designed with a constant air-fuel ratio,” Quora user Garrick Saito, wrote. “If the engine was not warm enough, older engines would tend to stall.” But fuel injectors and the engine control unit (ECU) have made things much simpler for drivers.
In the 1980s, car manufacturers moved away from carburettors to fuel-injection systems, and more recently have adopted direct-injection solutions that spray gasoline precisely into cylinders, right where it is needed. When paired with the ECU, most engines so equipped run fine straight away, no warming required. Saito added that with their sophisticated ECUs, newer cars “are able to change the settings to the required ratio, based on ambient air temperature.”
And don’t fuss over warming up the oil, either. Though oil flows better when warmed, it reaches optimum temperature sooner when the car is in motion – just don’t drag race right out of the gates.

2. ‘Premium’ does not equal ‘better’

The engines of high-performance vehicles may require it, but for the vast majority of cars on the road, premium gasoline does not keep an engine cleaner, yield improved fuel economy or unlock dormant horsepower when compared to lower-octane formulations.

“In reality, unless the car is specifically designed for premium fuel (as some high-performance cars are), this is simply a waste of money,” Quora user JG McLean said, adding that most grades of gas available in the developed world “contain the proper additives and detergents to keep the engine clean.”

And McLean is right. Lower-grade fuels have the requisite agents to keep engines and fuel lines free of particulate build-up. Performance cars generally achieve better response from their engines with higher-octane fuel, but most cars reap no benefit.

3. Scrap old tires, even if the tread is good

You may have heard about the penny test: the one in which a penny is placed upside down in a tire’s tread to gauge the tire’s worthiness. If you can see the top of the figure’s head, it’s time to replace the tire, right? But what if the tread appears good, but the tire is old?

Saurav Salil suggests replacing tires after five or six years. “The rubber will start to crumble after this point, and the tire won’t be as reliable as when it was new,” Salil wrote.

While the US National Highway Traffic Safety Administration (NHTSA), the body charged with issuing safety recommendations to the automotive industry, makes no note about the perils of crumbling tires, it does cite recommended replacement cycles of six to 10 years from most vehicle and tire manufacturers. Even the spare tire should not be spared, NHTSA notes.

4. Pumping the brakes is useless – except for when it’s not

What is the best way to regain control when tires lose contact with the road surface, such as when a car hydroplanes? There are a few legitimate responses, but one time-worn approach can be all but ruled out.

Quora user Carol Frome recommends tapping the brakes “if you find yourself skidding on ice or hydroplaning on water. Never slam them on.” Indeed, slamming brakes could send a car off its line of travel. But light brake pressure, as Frome recommends, is a relatively recent remedy. In the past, brake application would have been an ill-advised course of action.

Before anti-lock braking systems (ABS), drivers might have lifted on and off the brake pedal, in a pumping motion, to keep the brake drums from seizing up. But with ABS, the car does the pumping for you, and does it much faster and more effectively. If your car has ABS – and most cars built within the last 15-20 years are so equipped – then light brake application combined with calm steering are enough to rescue a car. Without ABS, a motorist’s best way to regain contact with the road is by steering out of the skid (that is, in the direction of the skid), without touching the brake pedal. (Watch this video for a demonstration of self-rescue from a skid.)

These habits and assumptions die hard. But with each technological breakthrough, the old, ingrained ways sink further into the back seat, where they belong.

Source: http://zealnote.com/fuel-tires-brakes-oil-four-car-myths-debunked

Okro n.a. my soup o




Sweet Potato Biscuit Recipe

http://zealnote.com/sweet-potato-biscuit-recipe/

the only time i was scammed was a vacancy that was published on full page of guardian newspaper and ask to text our details to a particular number. They took the only hundred naira credit i had instead of normal 15naira for sms. i kept asking myself why didnt they say it will cost 100 naira. i felt bad throughout that week cos it was my last money that day.

How I wish we can stop paying money to get Job

The bad news? For every one legitimate job that’s available, there are at least 60 scams, experts contend.

And it’s not just rubes who get conned. “I would like to say that reasonable people don’t get caught, but that’s not the case,” Durst says. “Very smart people sometimes just have a moment of weakness.”

Con artists also are getting sneakier and more skilled, says Fell. In one recent case, scammers managed to mimic the site of a real employer, for instance. Because the design and domain name was so similar to the real company site, job applicants had their guard down. When the bogus employer said new hires had to pay to get the company’s work-at-home software, but would be reimbursed in their first paycheck, they shelled out $400 each. Needless to say, once the applicant paid up, neither the software nor the job materialized.

Other scammers bank on the applicant’s forgetfulness, she adds. Realizing that many people apply for hundreds of jobs at a time, one email scam says: “Thank you for your application. You look like a qualified candidate. We need you to fill out this second set of applications to go to the next level.” At this stage, applicants may not have any idea what the job is or who is inquiring, but they assume it’s a response to their application. So they blindly click on a link in the email and provide potentially damaging personal data to the crook. Fell suggests that applicants never send out more than 10 resumes at a time, so they can keep track of all the places they’ve applied. If a response is coming from someone you can’t identify, get more information before giving any.

“A number of the scams are really savvy and subtle,” says Fell. “If you weren’t paying close attention, it would be really easy to fall for them.”

What are the warning signs of a flexible-work scam?

1. Few details: Real job postings include lots of detail about the actual job, the skills required and the title. If a job is short on requirements — from hours and duties to the kind of skill required — but talks repeatedly about the flexible nature of the work, consider it a red flag.

2. High pay/low effort: Listen to your gut, says Durst. Is somebody really going to be offering you easy work and a flexible schedule for high pay? Promising that their “guaranteed system” will make you a mint, if you act now? Get real. Unless your skill set is in such high demand that you’d get as much or more from a brick-and-mortar position, a work-at-home opportunity isn’t either.

3. Burned applicants: Before applying for an online opportunity, type in the name of the company and “scam,” suggests Fell. If it’s one of the many bogus jobs, you’ll quickly find web-based complaints. Durst also likes work-at-home forums, such as those at wahm.com and workplacelikehome.com. She suggests that anyone serious about finding good opportunities, register at these sites and just lurk in the forums to find out what other people are complaining about. “Hell hath no fury like a woman scammed,” she says. “If somebody’s been burned, they’re going to tell you about it in no uncertain terms.”

4. Upfront cash: Real jobs pay you. You don’t pay the employer. Unless you’re buying a franchise (and that’s another story altogether), you should not have to pay to get paid. Don’t be fooled by slick claims, testimonials or “guaranteed programs” designed to make you rich. If they’re asking for money in advance to get a job, they’re likely to be crooks. (This is distinct from job search sites, including FlexJobs, that charge for membership as a way of providing an advertising-free site.)

5. Too much information: Though most work-at-home scams seek cash payments from victims, a few appear to be going after the personal information that could make you a target of identity theft. You don’t need to put your Social Security number or driver’s license number on a job application. If the application asks for those identifying numbers or for a credit card number, back away.

6. Anonymous emails: If you’re dealing with a human resources manager at a particular company, their email address should be coming from the company’s domain name, not an anonymous domain like Gmail, Yahoo or AT&T.

7. Unprofessional communication: Job postings and email communications with multiple exclamation marks, misspellings and grammatical errors are also likely to be scams.

8. Over payments: One of the pervasive mystery shopper scams provides big up-front checks to mystery shoppers, who are instructed to deposit the money in their own bank accounts; use what they need to buy an inexpensive product and pay themselves a fee. The mystery shopper is then told to wire the remaining funds back to the “employer.” In reality, the check the scammer gave you is a forgery. But it may be a good enough fake to keep your bank guessing past the point when banking rules require that they “provisionally” provide the funds. What does that mean? It will look like the check cleared. But the bank will debit your account later if the check is a fake — and that could happen weeks after you’ve spent the money. You’re on the hook for the cost of the purchased products, whatever amount you refunded to the crook, as well as any overdraft fees that the fake check caused.

source: http://zealnote.com/8-warning-signs-job-scam/

9
Cockroaches (USA)
What could go wrong at a cockroach-eating contest? 32-year-old Edward Archbold collapsed minutes after winning the contest in South Florida. Edward, a father of two, ate over 60 grams of meal worms, 35 three-inch-long “super worms” and a bucket of discoid roaches!

He took part in the contest because he wanted to give the first prize, a python, to his friend as a gift. According to an autopsy, he choked to death.


10
Eels (Japan)
According to celebrity chef Raymond Blanc, while in Japan he ate live eels. He was advised to add vinegar and sake, which made them jump around, and then swallowed them whole. (Source)

5
Snakes (India)
In 2007, 46-year old Sutari Nayak from Orissa, India, became famous for eating live snakes just for fun. Apparently, the farmer, now father of three, has been catching snakes since childhood after a friend’s challenge: “The snakes are biting you, can’t YOU bite the snakes?”

Since then, he has been biting and eating snakes without cooking or roasting them and has become the town’s biggest star. He’s even earned some extra money with his peculiar show.


6
Larvae (Italy)
Notable for containing live insect larvae, “casu marzu” is a traditional sheep milk cheese from Sardinia, Italy. Larvae are introduced to the cheese deliberately to promote an advanced level of fermentation and breakdown of the cheese’s fats. This makes the cheese very soft, with some liquid seeping out. Some people clear the larvae from the cheese before consuming while others don’t.



7
Chilled Ants (Denmark)
Ranked number one on a list of the world’s 50 best restaurants, Copenhagen-based restaurant Noma puts live ants in a salad and its clientele pays up to $300 for a plate!

The ants are offered as a crunchy, gluten-free alternative to croutons, and taste like ginger, cilantro, and lemongrass. And ants.


8
Baby Shrimp (Japan and China)
If you are ever offered “odori ebi” in Japan or “drunken shrimp” in China, say “yes” and turn your camera on – your meal contains baby shrimp that are still alive and able to move their legs and antenna while being eaten! The meal is prepared quickly while the shrimp are alive and dunked into sake to keep them drunk.

1
Octopus (Korea)
Koreans call it “Sannakji,” but you might just call it “disgusting.” Usually lightly seasoned with sesame and sesame oil, the live octopus can be cut into small pieces or prepared whole, then served with its arms still squirming!

Because the suction cups on the tentacles are still active when the dish is served, special care should be taken to avoid the possibility of chocking.


2
Frogs (Japan, China and Vietnam)
Remember that viral video showing a Japanese woman eating a live frog? She’s not alone. Another man from southeast China became famous back in 2007, after saying 40 years of swallowing tree frogs and rats live had helped him avoid intestinal complaints and made him “stronger.”

This “delicacy” is not that strange in Asian countries such as China, Vietnam and Japan. It usually involves special frogs raised for cooking, which are later sliced open on a plate and disemboweled while alive. It’s all done right in front of you, while you sit there waiting for your meal. You’re then supposed to eat the frog complete with beating heart and flailing limbs.

3
Tarantulas (Louis Cole)
Most humans would never eat live tarantulas or scorpions, nor would they eat a deer’s penis and testicles.

YouTube sensation Louis Cole, on the other hand, would eat those and then some more of the worst things imaginable. His YouTube channel includes more than 36 of the most disgusting videos you will ever see. Check it out. Or not.


4
Fruit Bats (Guam)
Would you like your bat grilled, barbecued, deep fried, stewed or stir fried? Fruit bats are consumed in Indonesia, Singapore, Thailand, Vietnam, Guam, and in other Asian and Pacific Rim countries and cultures. Apparently, bats taste similar to chicken, have a low fat content and are high in protein.

On the tiny island of Guam, however, locals like to have their bats alive inside a coconut milk soup. The still-living bat is nabbed from the wild, rinsed off, and popped into a boiling vat of water, wings, fur, and head intact, then it is boiled alive before being served up with a dash of coconut milk and vegetables.

If you try them at home (please don’t), and you smell urine, don’t worry. It’s due to the fact that bats spend a significant amount of time in an upside-down position, in which urine and fecal matter may be on their bodies. This may be reduced by first washing them, or by adding garlic, onion, chili pepper – or even beer –during cooking!

Source: http://zealnote.com/ten-animals-eaten-alive-humans