₦airaland Forum

I can see a lot of ignorance displayed on this thread.
Have u taken time 2 ask y police report of its death officers on d OMBATSE mission ranges b/w 40 to 50 while d SSS stood @ 10? Yet more than 100 were actually killed. This hausa fulani usually use d security forces 2 provide cover n easy passage by mixing up wit them. Till date some corpses are stil in dalhatu araf specialist hospital lafia of some of d slain hired terrorist on police uniforms & even with bears like Osama. These people are been sponsored by highly connected hausa fulani leaders n hence,i dont blame people suspecting Buhari 2b their sponsor.
D igbos celebrating this attacks by d fulanis i hope u will not seek for dis same peoples support for any political office when d time comes. I thought u wil sympathize n use dem 2 divide n reduce d strenght of d hausa fulani. These are d reasons y evry reasonable person from d middle belt must support his excellency Pa Jonah Jang against d hausa fulani n their supporters

Temismith: Haba! , wat exatly do dey want? Na dem offend una? Go day schl, boko boys go kill u on ur way from schl, go boarding schl, dey go enter com kill u! Ki gaaaan lode?

that is y they said Boko is haram. D students n teachers are also targets 4 not staying away from western education. Islam n Terrorism are 2 sides of d same coin hence nothin significant can b done by d military without d support of d locals hence it their mean that d locals just as any hausa fulani is in support of what Boko haram is fighting for. Infact d locals are d boko haram & boko haram are d locals. U need 2b living in Northern Nigeria 2 understand my point. Even in d mosque hatred is openly preached against d so called infidels n broadcasted wit d aid of their loud speakers. 2 them as a muslem its ur right 2 occupy leadership positions while d infidels must b d subjects. Only a muslem hav d right to slaughter animals 4 sale as infidels are not qualified. To them they can stil continue jihad from where Usman Danfodio stopped n hence,d contineos attack of d Middle Belt states that are predominantly christians by using both d state securities n d hired fulani militias.

Enangson: JTF must be sleeping on duty.

notin JTF can do since Boko Haramites dont wear uniform. D locals know dis people since they mingle 2geda. Infact d locals are d boko Haram & Boko harams are d locals

ISLAMA-BAD

Paroman: if any1 needs d ethics part of of fre, i ve d softcopy. Just holla and am gonna send it.

pls send to eazeee21277@gmail.com

xukwaa: ifrs soft copy has been sent to stainless, eazeeez21277, temitayo

tanx boss. God bless u

pls & pls i also need d IFRS soft copy
eazeee21277@gmail.com

xukwaa: IFRS soft copy has been sent to kolibra2, beautyyjo, taidexterity, kenny4reel93, kajglo, eawasini, lecturerife, innocentaudu, manuel4luv3a, popee4mee, usmanisyakumd, walosha, samsonsoyemi... GOODLUCK!!!!!!

pls & pls i also need d IFRS soft copy
eazeee21277@gmail.com

eazeee21277@gmail.com
still waiting patiently for AAA RESULT PE1

Somebody pls send me list of those that pass PE1
eazeee21277@gmail.com

For d ignorant once asking about d strenght of d middle belt i wil advice u 2 wait till 2015 & c d outcome. Even Nasarawa d only CPC controlled state voted Jona not Buhari. If u think d North central states are 2gether with d Yoruba Hausa fulani Buhari then u re on a long thing. Jonathan is a better option to any Gworo chewing Hausa fulani. UP D MIDDLE BELT FORUM, DEATH 2 AREWA.
With d South South,South East, Middle Belt. Jonathan will certainly b victorious

What promises? Bunch of useless old men that dont giv a damn about improving education in d con3. When will this morons call on strike due 2 increase in school fees inspite of d economic hardship in d con3? When will ASUU call on strike due to d poor infrastructures in our universities? When will ASUU.........................

BUHARI watch your back, we are coming for you¤

Crimin*l . U think adopting GEJ type of slogan 'i no get shoe b4' will make u win 2015? Shege danbanza kawai

Its obvious that Senator Alimodu Sherrif & some northern opposition members are d backbone of this boko haram. D youths have to rise up 2d occassion n put their destiny in their own hands. They should hunt them down. Buhari is also a suspect

I write this open letter to express my unhappiness at the recent happenings between us.
You no longer visit me like you use to. Please are we quarreling?
If i have wrong you in any way, then please forgive and forget so that our once wonderful relationship shall continue to blossom. I no longer find it easy to relate with other people because of your absence. What ever it is, i promise not to disappoint you this time. Please come back and stay for good.

Yours sincerely
Eazee-e

Religious extremist is what u are. What business of yours is with d lyrics? Its all gospel so u have got 2 move on guy. Its such mentality that breeds terrorism in d world 2day

waja: And Jang is in Abuja contesting with Amaechi over NGF.

& so bleeping what? thats exactly what d hausa fulani terrorist want u 2 belief & their desperation 2 rule nigeria. Jang is more than qualified 2 b NGF chairman whether u accept it or not. they chose 2 strike now because of Jang opposition 2 their Hausa fulani agender & it exactly explains d claims that this same people re d sponsors of these fulani terrorist. we d sons of d soil are solidly behand Hi Exellency Da Jonah Jang. up d Middle Belt Region & death 2 d Hausa fulani Arewa

Hehehehehehe
hahahahahaha

I thought 18 governors voted him. Somtin is wrong

That yellow Jet is it a manual or Auto?

@ olajay5

u mean ur colleague was given a querry 4 delaying NHIS remittance? Pls tell me more on how u & ur employer deduct n remit ur NHIS contribution

olajay5: From your first comment on this topic, it shows you know next to nothing on the operation of the Pension Act. Where you work may not matter but what you do. As a person that claims to work in "tax office", what were you expected to do when you see willful default of an organization on an existing Law? I want to presume you know the concept of “willful default” and the penalties. Have you ever written any report on those willful defaults? The fact that "most" organizations don't remit on time does not says the Law is not a good one. Some people will always default, then it become the responsibility of somebody like you since you work in a tax office to write the defaulting organizations and probably report to PENCOM to ensure complaint.

Unfortunately, some organization will use its employee to cheat on the employees and nobody will raise any issue. It is the responsibility of the employees of such organizations to write a anonymous letter to PENCOM to intervene and penalize the defaulting organization but people will keep quiet while an employer is toying with their future. The PENCOM cannot come and seat in your office to monitor when you remit except when a formal complaint is made about default.

I agreed NO Law is perfect but there can always be improvement. In fact as we write a Bill, the Pension Reform Bill 2013, to repeal the Pension Reform Act 2004 and enact the Pension Reform Act 2013 is undergoing legislative processes at the National Assembly.

Sorry if you think I live in a “fantasy” world but this is exactly what is applicable where I work. In fact a colleague received a memo (query) for delaying NHIS remittance. So it’s NO fantasy friend but reality.

sorry bro, but it seems u re ignorant of how things operate in nigeria. May b u re 1 of those new graduates that belief life outside is d same with what u read on paper. Since u choose 2 b ignorant,then let me educate u that its not my duty 2 report any organisation 2 anybody on a/c of not remittance of pension. My only duty is 2 draw d attention of dis organisations 2 d fraudulent practice observed n advice on what d law said on that. Its ur type that thinks its d responsibilty of auditors 2 detect n prevent fraud in ur companies. U seem 2 b talking more about knowledge but u seem 2 b lacking on that. I thought u said earlier that d present pension system is designed 2 address all d gaps in d old system n that remission is done within 7 days? U re kidding me

olajay5: Bros, the best way to live is to learn and seek knowledge always. "A man starts dying the very day he stopped learning". The issue of Maina and the fraud perpetrated was based on the old system under which the Civil Servants’ pension entitlements was kept by the government. Though the Maina saga was just discovered now but the fraud has being going on a very long time ago.

However, the Pencom Act was enacted during the OBJ's tenure in 2004. I maintained, this is one of the best policy any Nigerian government has ever made. The Act effectively "privatised" the pension system so that it is in the hands of respectable companies (mostly banks and/or their subsidiaries). With the Pencom Act, it is difficult for anybody to defraud you of your pension fund. With your comment above, I guess you are NOT working in a structured corporate environment. If you do, you would have had dealings with your PFA to know the status of your pension account. Please read about the PENSION ACT. It is available on the internet but the problem is most Nigerians will NEVER read and they act in absolute ignorance.

As stated earlier, it is the responsibility of the employer to deduct the pension from your salary (usually 7.5% of your basic, housing and transport to be contributed by the employee and same by the employer. Though some employers contribute more than 7.5% but that is the minimum) and remit to your PFA NOT LATER THAN 7 days after payment of salaries. It is your responsility to check your payroll to see how much was deducted and check your online PFA account or monthly statement to be sure that the amount remitted is at least X2 of what was deducted from your salary.

chairman we know how d system works in reality. 4get about all those paper stories about perfection with d Pension Act 2004. I think its u dat need 2 embrace reality n stop talking about knowledge as if others are iliterates. For ur info,i work with a tax office n i encounter pension issues more than u can imagine. Most organisations dont remit any pension after 7 days as u are claiming,but they mostly do that after about 3-6 months of doing business with d fund. Stop deceiving ursef n misleading others. Sorry bro,but may b u re stil living in d world of fantassy

olajay5: The level of lack of knowledge on the Nairaland forum is so apparent in some people's comment. It is always good speak on what you know rather than just jump into conclusion blindly. I think it is always good to educate ourselves where and when necessary.

For your information, PENCON don't keep anybody's money. PENCOM (Pension Commission) is just a regulatory body created to license and regulate the activities of Pension funds administrators (PFAs) and Pension fund custodians (PFCs). As an individual, you have the right to choose your PFA (there are 24 licensed PFAs and 5 licensed PFCs and these are respectable private companies such as Stabic IBTC, Pension Alliance, AIICO, ARM, Citi-Trust, Crusader-sterling, Fidelity, IGI, Leadway, Legacy, Sigma etc. The five PFCs are Diamond PFC, First PFC, Oceanic PFC, UBA PFC and Zenith PFC). While the PFAs manage your funds (invest and account), the actual custody of your pension funds are domiciled with the PFCs which are all banks.

It is your right to choose your PFA and demand services from them just like banks. The roles of Pencom is similar to that of CBN which license and regulate banks, NSE which license and regulate Stockbrokers, NAICOM which license and regulate insurance companies, NCC which license and regulate telecoms. As an individual, you can change your PFA if you are not satisfy with their service. You can demand monthly statement from them or better still require an online logging details that would give access to your pension fund account online real-time. Just like other regulators, you can report irregularity or fraudulent acts of your PFA to Pencom for appropriate sanction(s).

As for ASUU, the only thing they can do under the PENCOM ACT 2004 is to apply to PENCOM to register as a Closed-PFA (such as we have Chevron Closed PFA) and will be able to manage their members' fund but they will still be regulated by the Pencom so there is nothing like pulling out of the scheme under the LAW unless amended. Or is it possible for ASUU to float their own bank without CBN approval? Sure it is NOT possible, therefore ASUU should apply if they want but they cannot pull out of the scheme.

Rubbish. Whether PENCOM,PFA,PFC or whatever u call it is nothing but a scam 2 enrich few govt officials. What can u say about d thief that was asked 2 pay peanut 4rom what he stole by d court? Or where is mr Maina? Whether one regulate while d others collect & account,what we re saying is they all are feeding fat on civil servant money in d name of pension. How can u deduct 4rom sombody's salary 4 over 35 yrs & only giv peanuts 2 lucky few after retirement. How about those that leave their job b4 d 35 yrs & are not up to 60? May b u dont know what pensioners are passing thru under d current system. Or are u saying those lecturers dont know about PENSION Act 2004? Just like NHIS, Pension contribution is a scam under d present system

I call her 'ABESON' meaning
'my heart'

Bunch of idiots. Let dem giv us in exchange d new number 4 d old if their claims are true since we hav already paid 4 d old number. D same reasons they gave us about some stewpid black chip attached 2 plate numbers but now it has been abandoned

thoth: you sound so naive about foreign affairs that you really don't deserve to make any post here till you are matured AND well read enough to.
Do you think in world politics and power game that religion matters ? Religion is just used to persuade and confuse people like you who willingly swallow what the media tells you.

Who created Al Qaeda,trained them, gave them weapons and money ? USA.

Who gave Al Qaeda weapons and other terrorist group trainings to overthrow Qaddafi ? USA.

Who organised Al Qaeda,trained them, give them money and intel support and ask them to overthrow Assad of Syria ? USA.

Who has been financing Christian Killers in the Arab world,giving them weapons and training ? USA.

Whom last week openly proclaimed that they would sending weapons and experts to assist the Syrian terrorists at the suprise and shock of the rest of the world ? USA.
Where was the syrian terrorist base and carry out their attacks on Golan heights from ? ISRAEL.
Who gave the Terrorist air cover last three weeks when they were bombarded at Al Qusary ? ISRAEL.
People who are just like sheeps and too lazy to find answers for themselves should not be posting on subjects they know little about.

what a kindergaten postulations. U are as brainwashed as d average almajiri in d street. Is that all dey preach 2 u in d mosque? Wake up dude. It seems ur father just wasted his hard earned money on u.

Kamanda: My dear Brother,after reading your post what comes to my mind are the words; shameless,immoral,fool,retard and hopeless.I wonder why?

hausa fulani ar.se licker

Not only d southerners but even all of us from d middle belt

Sounds like som1 that has lost hope n is gradually drawning. He is only confirming what Jang said but this time its coming 4rom him as d claimed chairman Ngf. He knows that all d governors with or without him wil b their hence,he is trying 2 attach his name 2 it. Am no GEJ fan but d hausa fulani u re suporting what hav they done positively 2 Nigerians for d past years on d throne? If APC is for Buhari & his desperate brodas,then may God destroy d party in Jesus name. But if APC is for d likes of Fashola,Rochas,Oshomole then may dey take over from GEJ in Jesus name. For ur infor am from d middle Belt