₦airaland Forum

kayusely70:
We also have so many of them who are dubious. When you pay your loan they would claim not to see it and be penalising you for late payment. One should just be careful of those to patronize.

I experienced similar thing also.... I paid their loan... Still they said I'm owing them.... They even called my contact.

This LCredit officials called me... I made all my three contacts grantors.... The lady doesn't even know how to pronounce my name or speak good English.... I was afraid before but I'm not going to make any payments to them.... I later found out that they don't have access to the credit bureau as they claimed, the only apps that got this accesa is carbon,branch and fairmoney, all LCredit officials work from home or hangout areas, they just threaten you so you can possibly make payment, after three months space your loan record is cleared from their system and history is cleared up after 7 years if at all it gets to the credit bureau also note that your BVN can not be blocked, it can only be blacklisted and this won't give access to get loans in the future plus the only way they can intiate auto debit is wen your credit card is registered with them... And wen ever you get a mail from them don't get worried it's only a treat. y'all should be calm.... Everything will be fine. Have a great evening.

Write a mail to NITDA info@nitda.gov.ng telling them about your experience with this Very annoying LCredit body.... The can fine them for defrauding and defamation of your character and reputation.

nifemi25:
Not only sokoloan does this..even Lcredit do send messages to all your contacts when you are late in paying for your loans.

Can LCredit Palmcredit NEWCREDIT and Xcrosscredit block my bvn and bank account?

MissEfe:
We are all in the same boat..
Welcome on board

Miss efe pls is it true that they can block my bank accounts and get me arrested?

StarryV:
Maybe you should read all the comments here and give yourself peace of mind. Don't be traumatized mbok. It's a stage of life. You'll pass sit.

Miss efe pls is it true that that can possibly block all my bank account and gete arrested?

Pls I borrowed loan from 4 different app, LCredit, Palmcredit, NEWCREDIT and Xcrosscredit to invest in a business hoping to repay before my due dates I was scammed and now all 4 Credit apps are on my neck and I don't have money to pay the total payment is suppose to be 76k now they calling my contact list and threaten me...it's really traumatizing I don't know what to do pls I need help.