AsapKen:
Brand:Hyundai
Model:Elantra
Year: 2018
Colour: silver
Price:5.4m
Transmission: Automatic
Condition: Nigeria Used /Excellent Drive
Lagos
08143516977

I hope your prices are open for negotiation.

This might be useful to someone. Thanks a lot for sharing.
Life is believed to begin at age 40. Before you turn 40, you should have reached some financial milestones in life to make your years as enjoyable as possible.

I share your financial steps you need to take before you turn 40. If you have reached the age of 40, you can still begin to achieve these financial goals, because I think it is never too late to achieve something in life. if you have the commitment and courage.

The list below shows my personal recommendations. You have the choice to make them disappear or not. Still, I think your over-40s would be better if you reached those milestones before you were 40.

1. Pay off debt: Debt can be a major setback in your journey to financial security, especially compound interest debt. You must do everything in your power to pay off all of our debts from those with the highest interest rates.

Your goal should be to lead a debt-free life. Pay off your debt and make sure you don't take it back. You have more peace when you have no debts. Business loans are an exception. However, you should consider other ways to raise capital for your business before considering a business loan.

2. Build marketable skills: If you can do what others can’t do, they’re willing to pay for it. What skills do you have that other people would be willing to pay for? If you don’t have the skills yet, go learn it today. This is very important!

Try to learn a skill that is not common. If everyone can do it, the value will not be high. If you learn or develop a rare skill that you can do almost perfectly and that has a good demand, you can’t go bankrupt because your skills will always give you income.

Some good skills you can learn are graphic design, tablet publishing, hairdressing, catering and decorating, tailoring, vehicle mechanic, generator, computer repair and networking, computer programming, web design, welding and manufacturing, copywriting, nursing , carpentry, tiling, mosaic, application development, POP roof installation, electrical work and many more.

Most of these skills are not taught in colleges and universities, but they can feed you. Therefore, even if you are a graduate, you can learn the skills of someone who has one or in a skill development center. It aims to have at least a good marketable skill before the age of 40.

3. Develop a search for financial education: information is dynamic. New information comes out every day. What you know yesterday may be out of date. Therefore, you should always be alert to new information. You need to make an effort to update your financial knowledge.

Before you turn 40, you need to develop your reading skills. Reading is one of the greatest ways to gain knowledge. You need to learn regularly and quickly. Read good books and research online. For information, you need to learn how to use search engines like Google, Bing, AOL.com, Ask.com, and more.

Get a financial mentor: You need to follow someone who has done what you want them to do to prevent mistakes from being communicated by others and speed up your financial progress.

One way to follow a mentor is to read all of their books or articles.

5. Have an emergency fund -

The need to always have an emergency fund cannot be stressed. An emergency fund is money that goes to your bank account for serious emergencies such as job losses, illness, accidents, disability, and so on. Experts recommend that your monthly living cost be as an emergency fund for at least 6 months.

This money should have good liquidity, but it's best not to keep it in a savings account where you have access to it and for depreciation. You can save the emergency fund to a mutual fund account.

6. Start your own part-time or full-time business - if you’re not starting a business before the age of 40, when will you start it? When do you grow old? Business is a risk and the older you get, the less appetite and risk aversion.

Try starting a business before you turn 40. You can do this part time if you are employed. This will help you learn from your mistakes, grow, and gain experience. Business mistakes and failures get better when you are younger than at age.

7. Get married and have all your children: You have a more balanced view of married life with children. You may not agree with me, but I know that's true.

Married people almost jump into action without thinking. As a married person, think things through various perspectives and think before you move.

Think about the consequences of your actions, as it will affect your family in some way. You think about the couple and also make more balanced decisions, including business decisions, because two good bosses are better than one.

Having your children under the age of 40 also has several benefits, as it helps you grow with your children and helps carry the financial burden of raising your children while you are still young.

8. Build a solid base of passive income streams from paper assets. Paper assets are one of the greatest ways rich people make money almost effortlessly! Warren Buffett is one of the richest men on earth because of his paper assets. Imagine you have invested N50 000 000 in a mutual fund with a low annual interest rate of 10%. This means that it would earn approximately N5,000,000 annually and N 4,16,666 monthly. If you continue to invest interest and capital, you will increase even more in the coming years. Therefore, the rich are getting richer because they use the power compound to use the paper resources.

Before the age of 40, this is the best time to buy a lot of paper assets. Invest in stocks, treasury bills, bonds, mutual funds and other paper assets. He is interested in a wide range of paper resources.

9. Investing in real estate: Investing in real estate is one of the best investments you can ever make because it is always appreciated in value over time. In addition to food, rental housing costs are one of the biggest expenses for the family.

Before you turn 40, it would be good to build your house. See here how you can build your low-income home. In the worst case, even if you haven’t built a house, try to buy land before you’re 40 years old.

10. You have your own farm: Have you thought about how people without farmers would survive? You can say, ‘I don’t have to be a farmer, because I can always buy the food I need’. Let me ask you: What if you have money to buy food and there is no food to buy because there are no farmers?

Even if you don’t want to grow full time, try a backyard garden where they plant vegetables. This will help you appreciate the wonderful work that farmers do.

Investing in agriculture can also be a good way to build wealth. There is always a market available for agricultural products. I have written several articles on agro-industry and how you can benefit from it.

11. Start giving to others: You can get as much wealth and wealth as you can, but if you can’t find a way to help others, you won’t know what the accomplishment is. The true measure of life does not lie in how much you have, but in how much you give.

Start allocating a portion of your monthly income to help others, especially the needy, children, and the elderly. You can take responsibility for sponsoring a disadvantaged child through school. You can adopt a child. You can meet the needs of disadvantaged children and the elderly on a monthly basis.

I can really do this without the stress of writing articles and maintaining this blog as I don’t get a reasonable financial benefit from it. My joy, though, is that this blog is helping thousands of people overcome poverty and remain financially stable.

Start handing out people now. You don’t have to be very rich to help others. Give what little you have because it opens more doors of resources. There are many people around you who need your help and help. You can deliver cash or to babies in need, disabled and motherless at home. You can sponsor a poor child through school. There are inexhaustible ways to give to others.

Bonus Tips:

1. Write a will. Many financial experts recommend getting a lawyer to help you make a will that legally grants ownership of your properties to everyone you want when you go ahead. This is especially important in conflicting families.

2. Buy an insurance policy: Several financial experts also advise you to buy life insurance. The goal is to give your loved ones a financial advantage if you go further.

There you have it. It is not good for anyone to collect information unless it is used. The choice is yours.

For more suggestions, leave a comment in the section below.

Don't forget to like, share and follow me for more updates.[/quote]

Mordecai:
Let us assume a household with 6 light bulbs, 2 ceiling fans, a standing fan, a couple of phone and laptop chargers.

While I appreciate your effort for a detailed explanation of the solar power system, I want to know the cost of installing a solar power that would carry my 55" TV, fan and light. Please make your response as succinct as possible. I am in Warri. I am waiting with bathedbreath.

I like the quality of cars you post here. If your business is genuine, then I will like to do a transaction with you as soon as the virus issue dwindles. Big ups.

The cars are indeed clean and I absolutely like what I see you present for our views. There is no need throwing words around, I will be collecting one of those machines early next year. Keep it clean, keep the business genuine and keep the prices moderate. Big ups to you.

politt:
Oga Mikel i know ur tryin to revive ur career at Chesea. If u dont do well in dis olympics ur still goin to rust in Cheseas iron Bed not bench

Just take your time and look at the message you typed for your fellow Nigerian for his good gesture, because he is not of the same ethnic group or tribe with you. A statement like yours makes me feel like the country won't make the much needed headway in no distant time. I am disappointed.

saint047:
Every time I read or watch America politics, I feel so ashamed that we're so backwards: leaders and voters, with the voters being worse.

We are terrible people.

Terrible is an understatement, we are worse than being terrible brother.

taiosino:
This one is just pained that he wasn't made a minister

Why is he pained? Is he suffering and living in abject poverty like you and I, the common man on the street? I found it difficult to understand why you said so.

Pejah:
Destiny can only be delayed. i must make it in life through christ that strenght me

Chai

damola1:
It'll be a crime if I don't comment on this topic.


I run a 247 service, and I tell you without the inverter. at least 12 employees will be out of jobs and I don't think I can take this crap of this country. I will probably have found my way out.

No light for days, and weeks... how do businesses survive? It's really crazy.


I buy fuel when the light goes critical. like no light for like 3 days... I thank God for them. Oh, also, I had to do a lightening protector, cos, one time last year, thunder struck it out... as I stay at the topmost place around...


But I don't do all this indian or chinko inverter crap. I tried them once, I knew it wasn't for me. From basic knowledge their charging amps are pretty low.... hence it can take them 4x to charge compared to standard inverters like xantrex, tripple lite or outback.

I bought a used outback inverter, in fact, I bought 2units... with 6 200AH batteries...

And it's like magic. We use it all day at work... all day... and it charges at night... or even for a couple of hours... our Gen dey gather dust.. steady...

How do I get any of the products you mentioned? Please do assist me to a link or contact, where I can get one. Big ups.

Fedayeen:
For the first time on Mother Earth Nigeria generated 0MW of power

And this must be on record and would stick with Buhari's CV for life.

Realhommie:
What are we arguing over really? Coz it seems i forgot already.

What was it i said about him? Can you recall plz? And i ask, how does it translates to HATE? Na wa oooooooo... Anywayz, nice talking to you. Peace

I don't need to know you. Leave him alone. peace.

Realhommie:
Stop wasting your time, energy n little resources defending corrupt elements, just a lil advice for you.... It's the reason we are whr we are today as a nation.. These lots dn't know you, they dn't care about ur very existence and here you are defending, Ultimate defender. Lol

Quit being silly, say the truth at all times, call a spade a spade no matter whose ox is gored. If my father has questionable character i wldn't abhor him. Learn now

No matter how hard you try, I won't allow you take him to the cleaners. Leave him alone.

Realhommie:
And i repeat, do you know me? Do you know the info I'm privy to? Plz dn't mention me again, tanx..

I won't watch you drag his name to the mud, all in the name of airing your view or opinion. Leave him alone. Wish you well.

Realhommie:
And i have the time for unnecessary talk here?

What do you mean by 'Leave that man alone and move on with your life' ?

I only gave my 2 pence just like you and everyone else, if my opinion doesn't suit you how does that translate to "HATE" that you want me to move on with my life? Plz learn how to relate with people. Tanx

I repeat, I prefer you discuss what you know. Leave that innocent man alone.

Realhommie:
He may be innocent to you but not to many others, those who know they know...

What would be my turn? You do not know me hence cn't tell how i would measure up, or do you? Guy make we leave matter for Matthias. Safe

I do not think I have all the time for unnecessary talk on nairaland. Leave that man alone and move on with your life.

Realhommie:
What do you mean by 'INTEGRITY' ?....... Perhaps you do not know of his antecedents

The election that brought him years back he rigged.... You also know of his romance with the past administration and how influential he was... He claims to be a 'MOG' but dude's just a fraud.

I prefer you discuss what you know. Leave the innocent man alone. It may be your turn tomorrow and do not forget that what goes around comes around.

[quote author=VIPERVENOM post=39591392]This guy is another fayose.....taking shots at others to distract the public from his own inactivity ......anyway.....ive been enjoying light for the past 4 months. At least something has improved under this administration [/quote
Do you also expect those that are not enjoying the light to raise their voice in praises for the administration? Be truthful for once, has anything changed?

armyofone:
without good gpa, no oyinbo scholarship or grant for you. if i were to tell someone fresh from obodo something special, it would be focus on getting good gpa and forget working for now at least for the first and second semester or more.
it is hard combining working and getting that ''good gpa''. so focus on school. the good gpa will give you upper hand with internship too.

Is this applicable to someone going for master's degree programmes too? I need a bit of your detailed explanation.Thanks in advance.

[quote author=ucheokpara100 post=34025329] we are advicing people to study here because they dont regard our certificate not because ur certificate is not good. so u may be lucky to find a job with nigeria's certificate bt it's not goin to be easy compare to when you have south africa's certificate.[/quote
Does that means that I have to start from 100 level over there, having gotten my first degree in Nigeria?

olaegbeoludare:
. Do I need permit for that?

well, if you call it that.....

I studied Mathematics education here in Nigeria(Bed).Does that mean that I must undergo a further study, at least one year in South Africa to obtain a South African certificate equivalent before I could get a teaching job in SA?

VisaOfficer:


This is a question for my non-immigrant visa colleagues at https://www.nairaland.com/1792662/u.s-non-immigrant-visas-listening . (But your disability will absolutely not be a disadvantage, and if you can explain why you're interested in a masters degree at this stage in your life, your age won't be a disadvantage either.)

Thanks a lot. Let me require from the website which you directed me, to see if things can work themselves out.

Hello VO. I am a young man of age 42 years. I had an accident some years ago that led to the loss of my left foot, hence, I use artificial foot. I am a teacher and proprietor of a school. I have a genuine intention to study for master's degree programmes in the US. Now, does my age and physical challenge put me in the position of disadvantage or in pole position in obtaining a visa for the aforementioned study? Do I stand a chance at all? Your pundit opinion will be highly appreciated.

Moana:
look for the list of schools go through their websites and check their different estimate costs and you will be able to see which schools are within your budget. Im sure you will find one.

It is understood. Thanks very much.

ucheokpara100:
example of this man is, i just got admission resently accounting now iam paying someone who is coming to teach me at home and thatz what alot of us accounting students do, apart from that geting a job is still going to be the same like nigeria, the example i just gave is the easiest way cos by the time you have 3 to 4 students etc you will be fine for a start as time goes you may still get more students, so yours is a bit easier.

I thank you from my hearts of hearts brother. Would five hundred thousand naira be enough to sponsor a Master degree programme at the university of Pretoria? I just want to genuinely study.

ucheokpara100:
example of this man is, i just got admission resently accounting now iam paying someone who is coming to teach me at home and thatz what alot of us accounting students do, apart from that geting a job is still going to be the same like nigeria, the example i just gave is the easiest way cos by the time you have 3 to 4 students etc you will be fine for a start as time goes you may still get more students, so yours is a bit easier.

I thank you from my hearts of hearts brother. Would five hundred thousand naira be enough to sponsor a Master degree programme? I just want to genuinely study.

Moana:
its always good to keep outstanding grades if you want life to be easier for you in a foreign land or be active in campus activities to get recognition, you might get a job as a junior lecturer

@Means, your contribution is appreciated. I hope inquire more from you if the need arises. I thank you.

Moana:
its always good to keep outstanding grades if you want life to be easier for you in a foreign land or be active in campus activities to get recognition, you might get a job as a junior lecturer

Thanks for your kind response. With five hundred thousand naira, can one conveniently finish a maater's degree programme?

ucheokpara100:
about how many years thy hv short courses for one year, 6 months etc, then engineering 4 years just the same thing like nigeria, about their fees i guess their are schools that pay more fee than others in nigeria too, and someone who graduated from University of pretoria are respected and given job more than UNISA cos it's believed they are more serious than UNISA, another reason why the money is much is because of exchange rate that N720,000 is R45,000 here.

Hello friend. I appreciate your sincere effort trying to help your fellow Nigerians. I am a graduate of mathematics education and would like to study for masters degree programs at the university of Pretoria. Would it be difficult getting a teaching or lecturing job over there in SA?