₦airaland Forum

Iolo:
You are better off if you have a deposit starting the process and learning along the way. I got told I couldn’t get one before staying for two years and I did it in a year. I got rejected from a couple lenders but eventually one came through. A sound broker is the most important element as they will help you navigate things.

Jamesclooney:
Most lenders will ask for 25% deposit to offset the risk.

Estroller:
No it is not, but bear in mind that some lenders will require you meet certain residency conditions before you can access competitive deals.

ReesheesuKnack:
Honest Question:
Where is @Justwise?

Justwise, wherever you are, I am sending you Love. Lots of Love. I guess there is no point restating that I (probably a couple of others too) miss you on this thread.
Please come back to us.

Datakey:
Good morning house.

I have Amex and Barclays credit card with a credit score of 887 on experian in my 5th month in the UK. What other credit cards can I apply for that won't Carryy out a hard search on my credit score. And how do I check my eligibility for the card without it affecting my credit score.

Amex carried out a hard search, which might affect my score next month.

lightofjoy:
Please do anyone know how I can get a good insurance deal for my car. Renewing the insurance seems too high.
It's was better when. I registered with my Nigerian licence last year, about £130 and now since have gotten my full UK license and about to renew, my own insurance are giving me a quite of about £300 and trying to look around, what am getting is too high, like £230 thereabout.
Any advice on how to go about getting a better insurance deal. Thanks

Santa2:
I do not have experience with car but I will ask; Have you done an HPI Check?
You could use totalcarcheck (dot) co (dot) uk used to be about £8.99 or £14.99 for their premium package, 3 checks I believe.

Here is a checklist someone posted some time ago on this forum

Buying a car

Thank you so much for this robust response. I will follow through

- Ensure during your test drive, upon set off, the automatic gearbox is not jerky
- Check the spare tyre well, is dry.
- Check the rear mats area is dry
- Ensure no bangs and knocks from suspension is observed
- Check MOT history from government website
- Conduct an HPI vehicle check
- Check that AC is blowing cold......

elengine:
Abeg. Does anyone have experience about this car. It is 2016 model and am considering it.

giselle237:
the first company has to cancel their COS.

ReesheesuKnack:
Formally reject the existing England Job offer. Follow up with the company to cancel the CoS.
Once you receive confirmation that the CoS has been cancelled, then pursue your Scotland dreams.
Good luck!

elengine:
I have a question here please.

A recently graduated student in youkay got a care COS in England but has not used it to apply for visa. He also got another health care job in Scotland but the coy in scotland is not able to generate a new COS for him because they said it is showing on the system that he has a COS. This person preferred Scotland to England. Please advise on what he needs to do.

Note. I have not seen a case like this before, what I always know is someone switching from an existing COS to an undefined COS

Maureen4sure:
Hi everyone,
I just registered with Mashmallow Insurance with my UK provisional driver's license.

I indicated that I had driven for 13 years while back in Nigeria and made no claims before coming to the UK.

Now the vehicle insurance is requesting a "proof of your no-claims discount." How do I go about this?

Your kind advice is needed.

Thanks

Goodenoch:
Lol. Two things:

1. I wasn't impolite. I responded and gave actionable advice. I even suggested keywords instead of just saying 'go to Google'.
2. If they follow my advice, they'd get where they need to be in two clicks. Yours would take three, and involve more time and uncertainty.

Your being sanctimonious to me might feel good, but it's actually not helpful if you don't prompt people to learn how to sort basic things out. Think: Will they come on Nairaland every time they want to apply for something in the UK? In asking people for such things, won't they be at risk of being given false information when they could simply do basic research and find the info they need?

ehizario2012:
Hi Chief. I am currently on ICAN skills, remaining Performance Management and Financial Reporting to clear skills, I started with no exemptions because my first degree is in science. My last diet was May 2023. I am confused if I should continue with ICAN considering my place is far from the exam location, the cost and acceptability in UK. I am thinking of starting ACCA or CIMA outrightly... Please I need your advice.

Others' advice welcome too. Tx.

Happy New Year all.

Lexusgs430:
Conduct a pre MOT inspection check yourself.......

- Check all your tyres are within legal limits.....
- Check all your lights...
- Check your seatbelts......
- Ensure no warning lights are on.....
- Check your wiper blades .....
- Check your wiper water reservoir is got fluids and clearing your windscreen......
- Ensure your discs and pads are not pitted......
- The body of your vehicle, must not have any dangerous sticking objects......
- Remove air freshener, from rear view mirror...
- Ensure no phone holders are obstructing views.....
Etc etc etc etc .......🤣😁

autologic:
What kind of service do you need for your cars .

autologic:
Yoy can get acrross to me if you are around manchester for your MOT and any of your vehicle repairs needs

Happyfellow147:
Hello everyone

I’m a chartered accountant from Nigeria and looking towards a UK recognised certification.

Just completed my MSc in Finance and torn between enrolling for CIMA or ACCA.

Can anyone advise?